Jerry has helped 68074 Chevrolet drivers find car insurance in the past 12 months. We know what Chevrolet owners actually pay, and what they should be paying for coverage at every level.

The best prices Jerry has found for Chevrolet insurance are:

$944 per year for basic coverage, $2,288 per year for standard full coverage, and $2,625 per year for premium full coverage protection.

Of course, that’s just a starting point. From there, the right price for you depends on your Chevrolet model, driving history and location. Most Chevrolet drivers pay between $1,938 and $4,148 per year for full coverage, with the average being $3,447, which is in line with the national average of $3,854.

Jerry uses real-time data from tens of thousands of Chevrolet drivers to show you what’s fair, and helps you lock in the right coverage at the best price.

How much should I expect to pay for my Chevrolet?

No two drivers pay the same rate, but Jerry shows you exactly what Chevrolet drivers like you are paying right now.

Key takeaway: Two Chevrolet drivers in the same city can get rates thousands of dollars apart. Jerry instantly benchmarks your specific situation to make sure you’re not overpaying.

What’s the best insurance for a Chevrolet?

With a lineup as varied as Chevrolet’s — from affordable sedans to rugged trucks and family SUVs — the ‘best’ insurance goes beyond the lowest price. It’s about ensuring your vehicle is well-protected and that any future repairs are handled the right way.

Here’s what smart Chevrolet owners tend to look for when they choose a policy:

• Higher liability limits: Chevy makes popular family vehicles and work trucks that can cause significant damage in a collision. Many Chevrolet drivers choose limits around 100/300/100 (meaning bodily injury liability of $100,000 per person and $300,000 per accident, and property damage liability of $100,000 per accident) to avoid being underinsured after a major accident.
• Comprehensive and collision: Together, these coverages protect your vehicle against almost any kind of damage, like theft, a hit-and-run or an at-fault accident. Because Chevrolets range from budget-friendly models to high-end options like the Corvette or Tahoe, carrying both helps safeguard your investment.
• OEM parts coverage: When your Chevrolet is repaired after a claim, this coverage makes sure only original equipment manufacturer (OEM) parts are used, not lower-quality aftermarket alternatives that could reduce your car’s value. 
• New car replacement: This add-on replaces a newer Chevrolet with a brand-new model if it’s totaled in the first year or two, as long as you also have comprehensive and collision coverage.
• Roadside assistance: Roadside assistance costs only a few dollars a month and provides help with towing, jump-starts, fuel delivery and lockouts if you’re ever stuck. It’s an easy way to give Chevrolet drivers added safety and peace of mind.
• Rental reimbursement: Rental reimbursement pays for a rental car while your Chevrolet is in the shop after a covered claim. It’s a valuable add-on for drivers who depend on their vehicle every day.
• Gap insurance: If you’re financing a new Chevrolet, gap insurance covers the difference between your car’s actual cash value (ACV) and what you still owe on the loan or lease if it’s totaled. 
• Strong claims service: A low premium isn’t worth it if filing a claim is a headache. Jerry highlights how top insurers perform on claims so you can pick one known for quick, fair service. 

Key takeaway: The best Chevrolet insurance strikes the right balance between cost and protection, with solid liability limits and coverage that safeguards your car’s value.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

4 ways Chevrolet drivers can lower insurance costs right now

Jerry’s expert agents recommend these proven strategies to help Chevrolet owners lower their insurance costs while keeping the coverage they need.

*Among all Jerry drivers nationwide.

Tip 1: Compare quotes — which carriers offer the best price?

Insurance companies price Chevrolet coverage differently, which means a costly policy with one insurer could be a great deal with another. Here are the carriers that Chevy drivers who saved most often switched to last year, after comparing rates with Jerry.

Why it matters: Comparing rates across insurers can lower premiums by as much as 25%. Jerry checks prices in real time so you know which company is giving you the best deal today.

Tip 2: Stack discounts to unlock hidden savings

Chevrolet drivers often qualify for several discounts, but not every insurer applies them automatically. Jerry finds and stacks them for you, ensuring you get the lowest rate possible.

Key takeaway: Pairing two or three discounts often delivers bigger savings than adjusting coverage alone.

Tip 3: Adjust coverage — what Chevrolet drivers are actually choosing

From the Silverado to the Malibu, Chevrolets are versatile vehicles. Most Chevy owners buy more than the bare minimum coverage to ensure their cars and trucks can be fully repaired after a wreck.

State minimum (per month):$71 to $156

Offers the state-mandated minimum coverage

State minimum + full coverage (per month):$137 to $285

Adds collision and comprehensive

Standard (per month):$172 to $361

In most states — raises liability, adds uninsured/underinsured motorist, medical payments, towing, rental

Preferred (per month):$194 to $404

In most states — raises liability further, lowers deductibles, increases medical payments, towing/rental

Why it matters: Many Chevrolet owners with 2020 or newer models carry full coverage, selecting 100/300/100 liability limits along with comprehensive and collision. This gives them solid financial protection and coverage for costly repairs.

Tip 4: A clean driving history can help keep Chevy rates low

Insurance companies reward consistent, safe driving with lower rates. Even one speeding ticket can increase your premium, and Chevrolet drivers see an average premium increase of 18% with violations or accidents versus having a clean driving record. More serious violations — like a DUI or at-fault accident — can push costs up even further. Avoiding these incidents is one of the simplest ways to keep your insurance affordable over time.

Speeding, distracted driving, rolling through stop signs and reckless driving are all common reasons premiums rise. Building solid habits behind the wheel not only keeps you safer but can also give you more flexibility when it’s time to renew.

Jerry Proof: Real Chevrolet drivers and real savings

Curious how much Chevrolet owners actually save with Jerry? Take a look at real drivers, real Chevys and the deals they secured by comparing rates with Jerry.

Drive with confidence

Chevrolet insurance rates can differ greatly, but Jerry ensures you pay a fair price for coverage that fits. From a brand-new Silverado to a pre-owned Malibu or a Corvette you’ve owned for years, Jerry shops top insurers, finds every available discount and makes renewals simple.

Methodology

Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.

MEET OUR EXPERTS

Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie's deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

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Ben Moore

Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.

Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.

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