Chevrolet Car Insurance Costs for September 2025

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Written by Lee Huffman and 1 other
Updated Sep 11, 2025
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Chevrolet Car Insurance Costs for September 2025

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Jerry Summary

Chevrolet car insurance costs $282 per month, on average, according to a September 2025 analysis of full coverage auto insurance quotes for Jerry customers. Aspire Advantage offers the cheapest coverage at $174 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Chevrolet has been producing cars in the United States for over 100 years. While founder Louis Chevrolet was primarily interested in building high-performance cars, the Chevy lineup now offers models to fit every taste and budget, ranging from durable work trucks to family sedans to sports cars and EVs. The average cost to insure a Chevrolet varies based on the model you choose, plus your driving history, coverage levels and other factors.

Chevrolet car insurance premiums can differ greatly. Here are average costs by model, which insurers offer the best value and how to effectively shop for Chevrolet coverage.

Average Chevrolet car insurance costs

The average cost of full coverage Chevrolet car insurance is $282 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $138 per month.

Chevrolet car insurance rates vary depending on the model, its age, your driving record and personal factors like your age and location. Typically, higher-priced vehicles cost more to insure, though that’s not always true. That’s why it’s a good idea to compare car insurance quotes from several insurers when considering a Chevrolet.

Below, you’ll find average full coverage insurance costs for different Chevrolet models, according to Jerry’s analysis.

Car Model
Avg Monthly Quote
3500 $188
4000 $120
Astro $203
Avalanche $223
Aveo $220
Beretta $238
Blazer $288
Bolt Ev $324
C10 $171
C1500 $246
C20 $83
C2500 $179
C30 $54
C3500 $147
Camaro $387
Caprice $247
Captiva Sport $148
Cavalier $209
Celebrity $98
Chevette $163
City $347
Classic $199
Cobalt $231
Colorado $251
Corsica $173
Corvette $389
Cruze $309
El $136
Epica $227
Equinox $267
G10 $111
G20 $141
G30 $148
Hhr $218
Impala $286
K10 $255
K1500 $236
K20 $119
K2500 $166
K3500 $204
Lumina $162
Malibu $345
Metro $151
Monte Carlo $245
Nova $212
P30 $106
Prizm $147
R10 $102
R1500 $127
S $171
S10 $167
Silverado $246
Sonic $266
Spark $258
Sprint $112
Ss $408
Ssr $200
Suburban $211
Tahoe $230
Tracker $198
Last Updated Sept. 12, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Click for average minimum coverage costs, by Chevrolet model.
Car Model
Avg Monthly Quote
3500 $60
Astro $135
Avalanche $127
Aveo $135
Beretta $128
Blazer $131
Bolt Ev $128
C10 $120
C1500 $143
C20 $52
C2500 $111
C30 $31
C3500 $81
Camaro $158
Caprice $143
Cavalier $123
Celebrity $54
Chevette $123
City $243
Classic $136
Cobalt $128
Colorado $118
Corsica $100
Corvette $129
Cruze $165
El $105
Epica $144
Equinox $127
G10 $63
G20 $80
G30 $113
Hhr $125
Impala $150
K10 $241
K1500 $123
K20 $98
K2500 $93
K3500 $318
Lumina $114
Malibu $161
Metro $92
Monte Carlo $142
Nova $167
Prizm $78
R10 $60
R1500 $64
S $46
S10 $104
Silverado $118
Sonic $148
Spark $127
Ss $177
Ssr $79
Suburban $108
Tahoe $127
Tracker $113
Trailblazer $126
Traverse $131
Trax $130
Uplander $96
Last Updated Sept. 12, 2025

About Chevrolet’s own insurance company

Chevrolet insurance is underwritten by GM National Insurance Company, a sister of Chevy’s parent company, General Motors. GM National has over $125 billion in assets, according to the National Association of Insurance Commissioners (NAIC), but coverage is not available in every state. As of July 2025, Chevrolet insurance is available in just 17 states, with Arkansas, Colorado and Louisiana the most recent additions.

Whether Chevrolet’s own insurance company is available in your state or not, comparing quotes from multiple insurers is the best way to save money on your premium.

Average cost of Chevrolet car insurance, by state

Car insurance rates differ by state due to varying laws and the fact that every state has its own risk factors, like crime, weather events and the number of uninsured motorists on the road.

For example, full coverage Chevrolet auto insurance in Arizona costs an average of $254 per month. In New Jersey, the monthly average is $369.

Below are the average full coverage costs of Chevrolet car insurance, by state.

State
Avg Monthly Quote
AL $184
AR $211
AZ $254
CA $267
CO $282
CT $350
DC $453
DE $258
FL $334
GA $373
IA $124
ID $122
IL $210
IN $163
KS $181
KY $328
LA $390
MA $288
MD $384
ME $161
MI $306
MN $204
MO $269
MS $225
MT $157
NC $186
ND $158
NE $205
NH $130
NJ $369
NM $158
NV $478
NY $653
OH $186
OK $214
OR $213
PA $249
RI $267
SC $287
SD $175
TN $203
TX $290
UT $182
VA $270
VT $183
WA $228
WI $203
WV $222
WY $169
$148
$127
$177
$79
$108
$127
$113
$126
$131
$130
$96
Last Updated Sept. 12, 2025

Factors that affect Chevrolet car insurance costs

Your insurance rates depend on several key characteristics of the model you drive, including:

  • Cost of repairs: Chevrolet’s parent company, GM, sold 2.7 million vehicles in 2024, so most of its current vehicles won’t have trouble finding parts when repairs are needed. However, limited-edition trims, expensive sports cars like the Corvette, and high cost-of-living areas increase repair and insurance costs.
  • Safety features: Better crash ratings and driver assistance technologies make for fewer accidents and injuries, which lowers insurance costs. Features like automatic emergency braking and blind spot detection may qualify for lower rates.
  • Vehicle class: Compact SUVs and sedans usually have lower premiums, while EVs, hybrids, full-size cars and sports cars have more expensive policies.
  • The age of your vehicle: Newer models typically have more sophisticated technology and higher resale values than older ones. Owners of older models with low values and paid-off loans may consider dropping comprehensive and collision insurance.
  • Your parking spot: A quiet lane in the countryside in Colorado poses a smaller risk of theft or vandalism than a dense urban street in a California city, giving rural drivers better insurance rates.

Best Chevrolet car insurance

Jerry’s editorial team chooses the best car insurance companies each year based on critical industry standards, including complaint volume and financial stability. 

Here are our top choices for 2025.

Insurance companyBest for:Jerry star rating (out of 5)
GeicoOverall car insurance.5
Auto-OwnersSmall insurance company.4.9
NationwideUsage-based insurance.4.7
AllstateDiscounts.4.7
FarmersCustomizable options.4.6
ProgressiveLoyal policyholders.4.6

These insurers are solid picks overall, but some aren’t available in all states. To see our top insurers in your state, click below.

Click for the best car insurance by state.

Cheapest Chevrolet car insurance

Full coverage

Aspire Advantage offers the cheapest full coverage car insurance for Chevrolet, with an average rate of $174 per month.

According to data from real Jerry customers, these are the cheapest auto insurance companies for full coverage on a Chevrolet.

Insurance Company
Average full coverage cost
Aspire Advantage $174
Mercury $190
Anchor General $196
Safeco $207
ROOT $231
$350
$453
$258
$334
$373
$124
$122
$210
$163
$181
$328
$390
$288
$384
$161
$306
$204
$269
$225
$157
$186
$158
$205
$130
$369
$158
$478
$653
$186
$214
$213
$249
$267
$287
$175
$203
$290
$182
$270
$183
$228
$203
$222
$169
$148
$127
$177
$79
$108
$127
$113
$126
$131
$130
$96
Last Updated Sept. 10, 2025

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Chevrolet, with an average rate of $52 per month.

If you’re looking for minimum coverage for your Chevrolet, these are the most budget-friendly insurers, according to Jerry’s data analysis.

Insurance Company
Average minimum coverage cost
Mercury $52
AAA $94
Safeco $95
Embark General $97
Aspire Advantage $97
$350
$453
$258
$334
$373
$124
$122
$210
$163
$181
$328
$390
$288
$384
$161
$306
$204
$269
$225
$157
$186
$158
$205
$130
$369
$158
$478
$653
$186
$214
$213
$249
$267
$287
$175
$203
$290
$182
$270
$183
$228
$203
$222
$169
$148
$127
$177
$79
$108
$127
$113
$126
$131
$130
$96
Last Updated Sept. 10, 2025

By state

The most affordable Chevrolet insurer differs by state, thanks to unique local laws and coverage requirements. Click below to find the cheapest providers in your state.

Click for the cheapest car insurance by state.

Chevrolet Colorado auto insurance costs

The average car insurance cost for a Chevrolet Colorado is $251 per month, according to Jerry’s data analysis of full coverage quotes.

Your Chevrolet Colorado insurance rate will vary based on which trim you select, but Chevy Safety Assist includes features like automatic emergency braking and forward collision alert, which could keep your premium lower.

The Chevrolet Colorado has a 2025 MSRP starting at $31,900. While it has the lowest price of any Chevy pickup, it still has towing capacity of up to 7,700 pounds and high ground clearance. Cars.com named the Colorado one of its 2025 best-value cars made in the U.S.

Here are Colorado auto insurance rates from Jerry customers with full coverage policies.

Trim
Avg Monthly Quote
Chevrolet Colorado $238
Chevrolet Colorado Ls $228
Chevrolet Colorado Lt $263
Chevrolet Colorado Trail Boss $273
Chevrolet Colorado Z71 $265
Chevrolet Colorado Zr2 $283
$453
$258
$334
$373
$124
$122
$210
$163
$181
$328
$390
$288
$384
$161
$306
$204
$269
$225
$157
$186
$158
$205
$130
$369
$158
$478
$653
$186
$214
$213
$249
$267
$287
$175
$203
$290
$182
$270
$183
$228
$203
$222
$169
$148
$127
$177
$79
$108
$127
$113
$126
$131
$130
$96
Last Updated Sept. 12, 2025

Chevrolet Corvette auto insurance costs

The average car insurance cost for a Chevrolet Corvette is $388 per month, according to an analysis of full coverage quotes to real Jerry customers.

High-performance vehicles like the Chevrolet Corvette often have higher insurance costs due to the potential for tickets, accidents and more expensive repairs. On the flip side, the Corvette was recognized by J.D. Power for having the highest dependability among premium sports cars. The Insurance Institute for Highway Safety (IIHS) also recognized the Corvette for having fewer and less expensive personal injury and medical claims than average. Insurers use these ratings to help determine your rate, so they may see a Corvette as a low-risk choice among sports cars.

The 2025 Chevy Corvette has a starting MSRP of $68,300, but higher-performance versions have starting prices in the six figures. For drivers seeking the ultimate thrill, the Corvette ZR1X offers 1,250 in combined horsepower and goes from 0 to 60 in under two seconds.

Here are Corvette auto insurance rates from Jerry customers with full coverage policies.

Trim
Avg Monthly Quote
Chevrolet Corvette $281
Chevrolet Corvette E-Ray 1lz $669
Chevrolet Corvette Grand Sport $445
Chevrolet Corvette Stingray 1l $446
Chevrolet Corvette Stingray 2l $483
Chevrolet Corvette Stingray 3l $474
Chevrolet Corvette Stingray Z5 $430
Chevrolet Corvette Z06 $334
Chevrolet Corvette Z06 1lz $477
Chevrolet Corvette Z06 2lz $523
Chevrolet Corvette Z06 3lz $409
Chevrolet Corvette Zr-1 1zr $664
$210
$163
$181
$328
$390
$288
$384
$161
$306
$204
$269
$225
$157
$186
$158
$205
$130
$369
$158
$478
$653
$186
$214
$213
$249
$267
$287
$175
$203
$290
$182
$270
$183
$228
$203
$222
$169
$148
$127
$177
$79
$108
$127
$113
$126
$131
$130
$96
Last Updated Sept. 12, 2025

Chevrolet Silverado auto insurance costs

The average car insurance cost for a Chevrolet Silverado is $246 per month, according to Jerry’s full coverage quote data.

The Chevy Silverado is a full-size pickup truck that’s known for its durability and towing capacity. In 2025, J.D. Power gave the Silverado awards for initial quality and best resale value. The truck has a towing capacity of up to 13,300 pounds and a max available payload of 2,260 pounds. The Silverado performs better than average for collision and comprehensive claims, but has higher than average claims for property damage.

Silverados come in regular cab, double cab or crew cab configurations and there are multiple engine sizes available, including an EV option. They have a 2025 starting MSRP of $37,000, but your price will vary based on trim level and other options.

Here are Silverado auto insurance rates from Jerry customers with full coverage policies.

Trim
Avg Monthly Quote
Chevrolet Silverado $345
Chevrolet Silverado C1500 $218
Chevrolet Silverado C1500 Clas $242
Chevrolet Silverado C1500 Classic $169
Chevrolet Silverado C1500 Classic Crew Cab $172
Chevrolet Silverado C1500 Classic Hd $122
Chevrolet Silverado C1500 Crew Cab $187
Chevrolet Silverado C1500 Cust $307
Chevrolet Silverado C1500 Custom $269
Chevrolet Silverado C1500hd $233
Chevrolet Silverado C1500 Heavy Duty $147
Chevrolet Silverado C1500 High $336
Chevrolet Silverado C1500 High Country $308
Chevrolet Silverado C1500 Hybr $146
Chevrolet Silverado C1500 Ls $324
Chevrolet Silverado C1500 Ls $189
Chevrolet Silverado C1500 Lt $258
Chevrolet Silverado C1500 Ltz $253
Chevrolet Silverado C1500 Rst $317
Chevrolet Silverado C2500 Cust $274
Chevrolet Silverado C2500hd $254
Chevrolet Silverado C2500hd Lt $282
Chevrolet Silverado C2500 Heavy Duty $149
Chevrolet Silverado C2500 High $229
Chevrolet Silverado C3500 $280
Chevrolet Silverado C3500 Lt $222
Chevrolet Silverado C3500 Ltz $187
Chevrolet Silverado Custom $248
Chevrolet Silverado K1500 $183
Chevrolet Silverado K1500 Clas $327
Chevrolet Silverado K1500 Classic $135
Chevrolet Silverado K1500 Classic Crew Cab $154
Chevrolet Silverado K1500 Crew Cab $173
Chevrolet Silverado K1500 Cust $340
Chevrolet Silverado K1500 Custom $234
Chevrolet Silverado K1500hd $165
Chevrolet Silverado K1500 Heavy Duty $181
Chevrolet Silverado K1500 High $299
Chevrolet Silverado K1500 High Country $231
Chevrolet Silverado K1500 Hybr $179
Chevrolet Silverado K1500 Hybrid $124
Chevrolet Silverado K1500 Ls $334
Chevrolet Silverado K1500 Lt $242
Chevrolet Silverado K1500 Lt-L $330
Chevrolet Silverado K1500 Lt T $302
Chevrolet Silverado K1500 Lt Trail Boss $262
Chevrolet Silverado K1500 Ltz $248
Chevrolet Silverado K1500 Rst $284
Chevrolet Silverado K1500 Trai $293
Chevrolet Silverado K1500 Trail Boss Custom $255
Chevrolet Silverado K1500 Zr2 $264
Chevrolet Silverado K2500 $183
Chevrolet Silverado K2500 Cust $338
Chevrolet Silverado K2500hd $238
Chevrolet Silverado K2500hd Lt $278
Chevrolet Silverado K2500 Heavy Duty $180
Chevrolet Silverado K2500 Heavy Duty Lt $252
Chevrolet Silverado K2500 High $284
Chevrolet Silverado K3500 $278
Chevrolet Silverado K3500 High $316
Last Updated Sept. 12, 2025

Chevrolet Traverse auto insurance costs

The average car insurance cost for a Chevrolet Traverse is $267 per month, according to Jerry’s analysis of full coverage quotes.

The 2025 Chevy Traverse is a mid-size SUV with seating for up to eight and 98 cubic feet of cargo space. It has a starting MSRP of $40,700, with four models to choose from. This SUV is an IIHS Top Safety Pick, and it received a five-start overall vehicle rating by the National Highway Traffic Safety Administration (NHTSA). Those acknowledgements, coupled with features like front pedestrian and bicycle braking, blind zone steering assist and automatic emergency braking, may help keep Traverse insurance rates lower.

Here are Traverse auto insurance rates from Jerry customers with full coverage policies.

Trim
Avg Monthly Quote
Chevrolet Traverse High Countr $270
Chevrolet Traverse L $267
Chevrolet Traverse Limited Ls $327
Chevrolet Traverse Limited Lt $211
Chevrolet Traverse Limited Rs $199
Chevrolet Traverse Ls $254
Chevrolet Traverse Lt $271
Chevrolet Traverse Ltz $260
Chevrolet Traverse Lt Z71 $287
Chevrolet Traverse Premier $312
Chevrolet Traverse Rs $283
Chevrolet Traverse Z71 $252
Chevrolet Silverado C1500 High Country $308
Chevrolet Silverado C1500 Hybr $146
Chevrolet Silverado C1500 Ls $324
Chevrolet Silverado C1500 Ls $189
Chevrolet Silverado C1500 Lt $258
Chevrolet Silverado C1500 Ltz $253
Chevrolet Silverado C1500 Rst $317
Chevrolet Silverado C2500 Cust $274
Chevrolet Silverado C2500hd $254
Chevrolet Silverado C2500hd Lt $282
Chevrolet Silverado C2500 Heavy Duty $149
Chevrolet Silverado C2500 High $229
Chevrolet Silverado C3500 $280
Chevrolet Silverado C3500 Lt $222
Chevrolet Silverado C3500 Ltz $187
Chevrolet Silverado Custom $248
Chevrolet Silverado K1500 $183
Chevrolet Silverado K1500 Clas $327
Chevrolet Silverado K1500 Classic $135
Chevrolet Silverado K1500 Classic Crew Cab $154
Chevrolet Silverado K1500 Crew Cab $173
Chevrolet Silverado K1500 Cust $340
Chevrolet Silverado K1500 Custom $234
Chevrolet Silverado K1500hd $165
Chevrolet Silverado K1500 Heavy Duty $181
Chevrolet Silverado K1500 High $299
Chevrolet Silverado K1500 High Country $231
Chevrolet Silverado K1500 Hybr $179
Chevrolet Silverado K1500 Hybrid $124
Chevrolet Silverado K1500 Ls $334
Chevrolet Silverado K1500 Lt $242
Chevrolet Silverado K1500 Lt-L $330
Chevrolet Silverado K1500 Lt T $302
Chevrolet Silverado K1500 Lt Trail Boss $262
Chevrolet Silverado K1500 Ltz $248
Chevrolet Silverado K1500 Rst $284
Chevrolet Silverado K1500 Trai $293
Chevrolet Silverado K1500 Trail Boss Custom $255
Chevrolet Silverado K1500 Zr2 $264
Chevrolet Silverado K2500 $183
Chevrolet Silverado K2500 Cust $338
Chevrolet Silverado K2500hd $238
Chevrolet Silverado K2500hd Lt $278
Chevrolet Silverado K2500 Heavy Duty $180
Chevrolet Silverado K2500 Heavy Duty Lt $252
Chevrolet Silverado K2500 High $284
Chevrolet Silverado K3500 $278
Chevrolet Silverado K3500 High $316
Last Updated Sept. 12, 2025

How to be sure you have enough coverage for your Chevrolet

You can lower the cost of your Chevrolet car insurance by following these tips.

  • Compare rates: Getting quotes from multiple insurance companies is the best way to lower your premium. Make sure the quotes have the same coverage types and limits.
  • Ask about discounts: Chevrolet vehicles have many advanced safety features that could lower premiums. Ask about car insurance discounts to find out if you’re missing out on any savings.
  • Raise your deductible: A deductible is the amount of money you pay before your insurer will pay on a claim. Raising your deductible can reduce your premium, but you’ll pay more out-of-pocket if you file a claim, which could offset your savings.
  • Participate in a telematics program: Safe habits and driving fewer miles may qualify you for lower rates. Telematics programs use plug-in devices or mobile apps to customize your premium based on your driving habits. While you can save money, poor driving behavior could result in higher insurance costs.
  • Bundle your insurance: Bundling your auto insurance with homeowners, renters or other insurance with the same company could reduce your overall cost.
  • Drop comprehensive and collision coverage: These coverage types only pay up to the current market value of your car, minus your deductible. If your older Chevrolet vehicle isn’t worth much, you likely can drop the coverage.

When shopping for car insurance, your quote is only as good as the information you provide. By providing more detailed answers upfront, you’ll receive a more accurate quote.

When your finances are strained, you may be tempted to drop down to state-mandated coverage levels. You can save money this way, but remember that minimum coverage won’t pay for the repairs or replacement of your vehicle if you’re in an at-fault accident.

FAQ

  • How much is Chevrolet car insurance?
  • Does GM insurance only cover GM vehicles?
  • Does having OnStar lower your insurance?
  • Does Chevrolet offer gap insurance?
Still have questions? Contact us

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.