Over the past year, Jerry has helped 69,805 Chevrolet drivers find smarter coverage and real savings. By analyzing real Chevrolet policies, we know what owners are actually buying and what you can expect to pay for each level of coverage.
Competitive annual prices for Chevrolet drivers are currently around:
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$951 for basic coverage.
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$2,290 for standard coverage.
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$2,626 for premium coverage.
Just note that the rate you’re offered will depend on individual factors like your driving record, location and the type of Chevrolet you drive.
Chevrolet drivers typically pay between $2,078 and $4,434 a year for full coverage, averaging about $3,668. That’s right around the national average of $3,818, and represents the reasonable repair costs and coverage needs across Chevy’s lineup.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare rates and see if you’re getting the best coverage at the best price. If we find you a better deal, you can switch right away – even if you’re not yet up for renewal! Jerry can also cancel your old policy for you and help get any refund you’re owed.
Fast track your Chevrolet insurance with Jerry.
How much does Chevrolet insurance cost?
Chevy insurance costs are all over the map, but Jerry quickly shows you what real drivers with your model and profile are actually paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Chevrolet premiums can differ by thousands each year, even for two drivers in the same city. Jerry compares quotes from leading insurers to help you find coverage that fits both your needs and your budget.
What’s the best insurance for a Chevrolet?
Chevrolet ownership combines reliability, performance and everyday practicality. Protecting that investment means choosing coverage that meets Chevy standards, not just the legal minimum.
If you have a loan or lease on your Chevrolet, your lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Jerry recommends that Chevrolet drivers consider buying at least 100/300/100 liability with collision and comprehensive. While that’s higher than most state minimums, it’s smart protection for strong performance vehicles and larger trucks or SUVs.
Whether you’re financing or fully own your Chevrolet, there are several coverages worth considering. Here are some of the most common options offered by top insurers, what they include and why Chevy owners choose them.
Higher liability limits
Chevrolet models deliver serious performance, which can make at-fault accidents costly. Just under half (45%) of Jerry Chevrolet drivers choose higher-than-minimum coverage.
Full coverage
Comprehensive and collision coverage protects your Chevrolet against theft, hail, and damage from accidents you cause. It’s the pick for 40% of Jerry Chevrolet drivers.
OEM parts coverage
Helps maintain your Chevy’s value and performance after a claim with certified parts and repairs. It’s usually offered for vehicles three to ten years old.
New car replacement
Replaces your Chevrolet with a new one if it’s totaled early on. The Silverado and Volt are some of the most frequently totaled vehicles in the U.S., making this smart coverage for Chevy owners.
Roadside assistance
Handles towing, lockouts and jump-starts. It comes standard for up to five years on new Chevrolets (eight for EVs), with many owners opting to extend.
Rental reimbursement
Provides a rental car while your Chevrolet is being repaired. Coverage typically lasts 30 to 45 days, depending on your insurer and state.
Gap insurance
Covers what’s left on your loan or lease if your Chevrolet is totaled. About 39% of all drivers add gap coverage when they finance their vehicle.
Accident forgiveness
Keeps your rates steady after your first at-fault accident. Without it, Chevrolet drivers see premiums jump an average of 26% (and sometimes higher).
See coverage options for your Chevy.
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Coverage definitions
4 top ways Chevrolet drivers can shop for insurance and lower costs
Getting the right car insurance means finding the best protection for your money. But insuring a Chevrolet can get complicated as different models, repair costs and safety features all affect your rate.
Jerry’s experts work with Chevrolet drivers every day to help them lower premiums without compromising on coverage. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 32% to 56% among Chevrolet drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Keep a clean driving record | 18% among Chevrolet drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare insurers before renewing
Not every insurer prices Chevrolet coverage right. Some overestimate repair costs, while others overlook what sets Chevrolets apart: dependability, longevity and power. This can mean big price gaps for identical coverage, and a policy that’s expensive with one insurer may be a better deal with another.
Here’s where Chevrolet drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Chevrolet drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 25% | 25% |
| ROOT | 13% | 21% |
| Bristol West | 11% | 21% |
| Assurance America | 7% | 22% |
| National General Value Program | 5% | 2% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Chevrolet drivers can save up to 25% just by comparing quotes. Jerry displays real prices in real time to help you find the best coverage at the best rate.
Tip 2: Stack discounts to unlock hidden savings
Many Chevrolet drivers qualify for discounts tied to safe driving, built-in safety systems and early renewals, but insurers don’t always apply these automatically.
Jerry tracks them down to make sure you snag every savings opportunity available.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Adjust coverage — what Chevrolet drivers are choosing
From the Silverado to the Malibu, Chevrolets are versatile vehicles. Most Chevy owners buy more than the bare minimum coverage to ensure their cars and trucks can be fully repaired (or replaced) after a wreck.
Minimum
$71– $157/mo
Offers the legal minimum limits, which vary by state.
Full
$135– $283/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$170– $355/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$194– $401/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Chevrolet drivers with newer models opt for full coverage and higher limits. Jerry experts recommend a minimum of 100/300/100 to maintain strong protection without overspending.
Tip 4: A clean driving record helps keep Chevy rates low
Insurance companies reward consistent and safe driving habits with lower rates, and even one ticket can make a difference. For Chevrolet drivers, a single violation can raise premiums by an average of 18%. More serious offenses like a DUI or at-fault accident can push costs up even higher. Avoiding these incidents is one of the simplest ways to keep your insurance affordable over time and maintain flexibility when it’s time to renew.
Methodology
Based on drivers aged 35-44 who requested standard coverage quotes through Jerry, driving one vehicle (model years 2015 or newer), over the past 18 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Chevrolet drivers, real savings
Curious how much Chevrolet owners actually save with Jerry? Take a look at real drivers, real Chevys and the deals they secured by comparing rates with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Chevrolet insurance rates can be all over the map, but paying too much doesn’t have to be part of the deal. Whether it’s a Silverado, Malibu or Corvette, Jerry finds coverage that fits your needs and budget.
We compare top insurers, grab every discount and keep an eye on renewals so your coverage stays solid year after year.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
