Car Insurance in Colorado
Colorado Insurance Coverage
Auto insurance in Colorado has gotten more expensive since the pandemic. According to S&P Global’s data, Colorado saw a 49.4% increase in their rates from January 2019 to September 2024. That increase puts them near the top of all U.S. States in terms of auto insurance price increases during that timeframe.
Colorado requires drivers to carry these minimum levels of coverage:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $15,000 in property damage liability per accident.
Exploring car insurance quotes is a smart move, but make sure you evaluate your priorities — whether it’s finding cheap car insurance or securing comprehensive coverage. Rates can vary based on the amount of protection you want. Gathering several estimates is essential to understanding the average cost of car insurance in your area. The more quotes you review, the better your chances of landing the right policy.
Check out recent quotes Jerry customers have gotten for car insurance in Colorado.
|
Date of Quote
|
City
|
Insurance Company
|
Monthly Quote
|
|---|---|---|---|
| August 12, 2025 | Denver | Mendota | $329 |
| August 12, 2025 | Boulder | Progressive | $71 |
| August 12, 2025 | Denver | ROOT | $319 |
| August 12, 2025 | Thornton | Mendota | $132 |
| August 12, 2025 | Denver | Bristol West | $340 |
| August 12, 2025 | Broomfield | Progressive | $186 |
| August 12, 2025 | Denver | Safeco | $212 |
| August 12, 2025 | Aurora | ROOT | $215 |
| August 12, 2025 | Englewood | Bristol West | $116 |
| August 12, 2025 | Colorado Springs | Bristol West | $92 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
