Cheap Car Insurance in Aurora, CO

Written by Xuyun Zeng and 2 others
Updated Jul 10, 2025
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Cheap Car Insurance in Aurora, CO

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With its close proximity to Denver, Aurora faces many of the traffic challenges seen in larger metro areas. According to the U.S. Census Bureau, the mean travel time for drivers in Aurora going to work is about 29 minutes. On any given day, there are up to 100 active construction work zones within the city. Robust car insurance that protects your finances can give you peace-of-mind as you navigate Aurora roads.

We’ve gathered data from real Jerry customers that show how different factors affect your car insurance costs in Aurora.

More: Best car insurance in Colorado

Cheapest minimum coverage insurance in Aurora

To legally drive in Colorado, drivers must carry these minimum coverages:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $15,000 in property damage liability per accident.

Here are the cheapest insurance rates for minimum coverage in Aurora, according to quotes received by Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $373 Progressive 41 April 28, 2025 Aurora, CO 80016
$31 $375 Progressive 55 July 2, 2025 Aurora, CO 80013
$45 $535 Progressive 43 June 22, 2025 Aurora, CO 80017
$47 $561 Progressive 65 March 27, 2025 Aurora, CO 80012
$47 $561 Progressive 28 March 22, 2025 Aurora, CO 80018
$47 $565 Progressive 27 December 11, 2024 Aurora, CO 80015
$48 $571 Progressive 24 January 12, 2025 Aurora, CO 80014
$48 $575 Progressive 30 May 9, 2025 Aurora, CO 80018
$48 $581 Progressive 38 March 8, 2025 Aurora, CO 80011
$49 $589 Progressive 49 May 16, 2025 Aurora, CO 80016
Last Updated Jul 6, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

More: Cheapest car insurance in Colorado

Cheapest full coverage insurance in Aurora

Driving in Aurora may require extra caution in the winter, when conditions can be snowy and icy. And if you’re one to leave your car idling to warm up, you risk losing it to a thief.

Colorado’s minimum required insurance won’t protect your finances if you need to repair it after it slides into another vehicle, or if it’s stolen. You’d need full coverage — which combines comprehensive coverage and collision insurance— in those situations.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $373 Progressive 41 April 28, 2025 Aurora, CO 80016
$50 $605 Progressive 53 March 21, 2025 Aurora, CO 80016
$62 $741 Bristol West 76 June 1, 2025 Aurora, CO 80017
$62 $743 Progressive 41 December 8, 2021 Aurora, CO 80017
$66 $789 Progressive 48 December 20, 2024 Aurora, CO 80018
$71 $851 Progressive 37 October 31, 2022 Aurora, CO 80015
$72 $861 Progressive 31 March 11, 2022 Aurora, CO 80014
$73 $875 Progressive 78 January 16, 2025 Aurora, CO 80013
$73 $879 Progressive 33 April 8, 2025 Aurora, CO 80016
$76 $915 Progressive 42 January 11, 2025 Aurora, CO 80010
Last Updated Jul 7, 2025

More: Best car insurance companies

Estimate car insurance costs

Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

Cheapest car insurance for young drivers in Aurora (18-29 years old)

Young drivers tend to pay the highest rates, and drivers in Aurora who are under 30 aren’t spared. Check out the cheapest rates for drivers in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$42 $509 Progressive 29 No December 31, 2021 Aurora, CO 80014
$47 $561 Progressive 28 No March 22, 2025 Aurora, CO 80018
$48 $571 Progressive 24 No January 12, 2025 Aurora, CO 80014
$59 $711 Progressive 28 No November 16, 2024 Aurora, CO 80010
$67 $801 Progressive 26 No July 31, 2020 Aurora, CO 80017
Last Updated Jul 10, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Aurora (30-54 years old)

Mature drivers between the ages of 30 and 54 typically get lower insurance rates than younger drivers. The table below shows the cheapest rates for mature drivers in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$30 $361 Progressive 40 No November 3, 2022 Aurora, CO 80014
$33 $397 Progressive 42 No November 20, 2022 Aurora, CO 80012
$38 $459 Progressive 49 No March 13, 2023 Aurora, CO 80011
$40 $485 Progressive 35 No April 20, 2020 Aurora, CO 80012
$41 $487 Progressive 48 No December 14, 2020 Aurora, CO 80016
Last Updated Jul 10, 2025

Cheapest car insurance for older drivers in Aurora (55+ years old)

Drivers who are 55 and older typically pay low car insurance rates, but premiums may rise as they reach their 70s. The table below shows the cheapest quotes for seniors in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$40 $475 Progressive 69 January 20, 2022 Aurora, CO 80014 No
$43 $511 Progressive 69 January 18, 2020 Aurora, CO 80014 No
$47 $561 Progressive 65 March 27, 2025 Aurora, CO 80012 No
$50 $601 Bristol West 62 March 26, 2020 Aurora, CO 80014 No
$58 $693 Progressive 56 April 28, 2022 Aurora, CO 80012 No
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with clean records in Aurora

A clean driving record can help ensure you're paying the lowest possible rate. Here are quotes Aurorans with no accidents, violations or claims have received via Jerry

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$31 $373 Progressive 41 April 28, 2025 Yes Aurora, CO 80016
$31 $375 Progressive 55 July 2, 2025 No Aurora, CO 80013
$33 $397 Progressive 42 November 20, 2022 No Aurora, CO 80012
$38 $459 Progressive 49 March 13, 2023 No Aurora, CO 80011
$40 $485 Progressive 35 April 20, 2020 No Aurora, CO 80012
$41 $487 Progressive 48 December 14, 2020 No Aurora, CO 80016
$43 $511 Progressive 69 January 18, 2020 No Aurora, CO 80014
$45 $535 Progressive 43 June 22, 2025 No Aurora, CO 80017
$47 $565 Progressive 27 December 11, 2024 No Aurora, CO 80015
$48 $571 Progressive 24 January 12, 2025 No Aurora, CO 80014
Last Updated Jul 6, 2025

Cheapest car insurance for drivers with low credit scores in Aurora

Car insurance companies in Colorado can a credit-based insurance score to set rates, and drivers with lower scores tend to pay higher premiums. This means you may have to rate shop with multiple insurers to find a low-cost policy. The table below shows the cheapest quotes for drivers with credit scores below 550, based on Jerry customer data.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $64 $771 The General 52 January 16, 2024 Aurora, CO 80010
<550 $72 $861 Bristol West 29 March 29, 2025 Aurora, CO 80017
<550 $74 $886 Mendota 79 May 2, 2025 Aurora, CO 80011
<550 $76 $907 The General 33 November 13, 2024 Aurora, CO 80012
<550 $76 $909 The General 25 February 16, 2024 Aurora, CO 80013
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with at-fault accidents in Aurora

Getting into an accident will typically raise your insurance rates, but since insurers penalize accidents differently, your quotes may vary. The table below shows the cheapest quotes that drivers in Aurora with at-fault accidents on their records have received through Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $42 $509 Progressive 29 No December 31, 2021 Aurora, CO 80014
At Fault With No Injury $47 $565 Progressive 34 No May 20, 2022 Aurora, CO 80010
At Fault With No Injury $54 $653 Bristol West 35 No April 10, 2025 Aurora, CO 80015
At Fault With No Injury $57 $685 Progressive 40 No June 7, 2024 Aurora, CO 80013
At Fault With No Injury $57 $689 Progressive 31 No May 18, 2021 Aurora, CO 80012
Last Updated Jul 10, 2025

Cheapest car insurance for drivers with speeding tickets in Aurora

A speeding ticket is likely to raise your rates, but the size of the increase may depend on how fast you were going when you were cited. Here are quotes from Jerry customers in Aurora with speeding tickets on their records.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $40 $475 Progressive 69 January 20, 2022 Aurora, CO 80014
Speeding under 15 $57 $689 Progressive 31 May 18, 2021 Aurora, CO 80012
Speeding under 15 $59 $711 Progressive 28 November 16, 2024 Aurora, CO 80010
Speeding under 15 $62 $743 Progressive 41 December 8, 2021 Aurora, CO 80017
Speeding under 15 $70 $835 Kemper 36 December 24, 2021 Aurora, CO 80012
Last Updated Jul 10, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

meet-experts-thumbnail
Lacie Glover

Lacie Glover is a Lead Writer and Editor with sixteen years’ experience in the insurance category. Prior to Jerry, she spent more than a decade on NerdWallet’s content team writing, editing and then overseeing the auto insurance category, as well as dabbling in other insurance and automotive topics. Prior to her career in the online personal finance content space, Lacie spent time in the hard sciences, in clinical research and chemistry labs. She has a bachelor’s degree from Colorado State University.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.