With its close proximity to Denver, Aurora faces many of the traffic challenges seen in larger metro areas. According to the U.S. Census Bureau, the mean travel time for drivers in Aurora going to work is about 29 minutes. On any given day, there are up to 100 active construction work zones within the city. Robust car insurance that protects your finances can give you peace-of-mind as you navigate Aurora roads.
We’ve gathered data from real Jerry customers that show how different factors affect your car insurance costs in Aurora.
More: Best car insurance in Colorado
Cheapest minimum coverage insurance in Aurora
To legally drive in Colorado, drivers must carry these minimum coverages:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $15,000 in property damage liability per accident.
Here are the cheapest insurance rates for minimum coverage in Aurora, according to quotes received by Jerry customers.
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Colorado
Cheapest full coverage insurance in Aurora
Driving in Aurora may require extra caution in the winter, when conditions can be snowy and icy. And if you’re one to leave your car idling to warm up, you risk losing it to a thief.
Colorado’s minimum required insurance won’t protect your finances if you need to repair it after it slides into another vehicle, or if it’s stolen. You’d need full coverage — which combines comprehensive coverage and collision insurance— in those situations.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|
| $60 | $715 | 42 | 06/23/25 | 80017 | ||
| $65 | $775 | 76 | 06/01/25 | 80017 | ||
| $73 | $873 | 44 | 06/23/25 | 80012 | ||
| $77 | $927 | 44 | 09/06/25 | 80013 | ||
| $77 | $929 | 65 | 09/26/25 | 80013 | ||
| $83 | $999 | 34 | 08/24/25 | 80247 | ||
| $87 | $1,049 | 41 | 10/03/25 | 80015 | ||
| $88 | $1,061 | 42 | 11/08/25 | 80010 | ||
| $89 | $1,071 | 41 | 11/09/25 | 80010 | ||
| $94 | $1,132 | 49 | 06/09/25 | 80013 |
More: Best car insurance companies
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Aurora (18-29 years old)
Young drivers tend to pay the highest rates, and drivers in Aurora who are under 30 aren’t spared. Check out the cheapest rates for drivers in Aurora, based on real quotes from Jerry customers.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $56 | $676 | 26 | No | 11/20/25 | 80014 | ||
| $68 | $816 | 26 | No | 06/30/25 | 80012 | ||
| $68 | $818 | 29 | No | 09/21/25 | 80015 | ||
| $73 | $870 | 28 | No | 08/18/25 | 80012 | ||
| $74 | $883 | 27 | No | 09/15/25 | 80011 | ||
| $83 | $999 | 34 | 08/24/25 | 80247 | |||
| $87 | $1,049 | 41 | 10/03/25 | 80015 | |||
| $88 | $1,061 | 42 | 11/08/25 | 80010 | |||
| $89 | $1,071 | 41 | 11/09/25 | 80010 | |||
| $94 | $1,132 | 49 | 06/09/25 | 80013 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Aurora (30-54 years old)
Mature drivers between the ages of 30 and 54 typically get lower insurance rates than younger drivers. The table below shows the cheapest rates for mature drivers in Aurora, based on real quotes from Jerry customers.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $33 | $395 | 46 | No | 11/23/25 | 80018 | ||
| $33 | $395 | 39 | No | 07/30/25 | 80015 | ||
| $34 | $407 | 40 | No | 07/05/25 | 80014 | ||
| $36 | $435 | 34 | No | 09/22/25 | 80247 | ||
| $46 | $550 | 50 | No | 06/04/25 | 80014 | ||
| $83 | $999 | 34 | 08/24/25 | 80247 | |||
| $87 | $1,049 | 41 | 10/03/25 | 80015 | |||
| $88 | $1,061 | 42 | 11/08/25 | 80010 | |||
| $89 | $1,071 | 41 | 11/09/25 | 80010 | |||
| $94 | $1,132 | 49 | 06/09/25 | 80013 |
Cheapest car insurance for older drivers in Aurora (55+ years old)
Drivers who are 55 and older typically pay low car insurance rates, but premiums may rise as they reach their 70s. The table below shows the cheapest quotes for seniors in Aurora, based on real quotes from Jerry customers.
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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Has Full Coverage
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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Has Full Coverage
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|---|---|---|---|---|---|---|---|
| $38 | $451 | 68 | 09/14/25 | 80015 | No | ||
| $44 | $524 | 59 | 11/11/25 | 80011 | No | ||
| $49 | $591 | 56 | 09/18/25 | 80017 | No | ||
| $63 | $752 | 59 | 07/22/25 | 80012 | No | ||
| $68 | $814 | 58 | 09/04/25 | 80014 | No | ||
| $83 | $999 | 34 | 08/24/25 | 80247 | |||
| $87 | $1,049 | 41 | 10/03/25 | 80015 | |||
| $88 | $1,061 | 42 | 11/08/25 | 80010 | |||
| $89 | $1,071 | 41 | 11/09/25 | 80010 | |||
| $94 | $1,132 | 49 | 06/09/25 | 80013 |
Cheapest car insurance for drivers with clean records in Aurora
A clean driving record can help ensure you're paying the lowest possible rate. Here are quotes Aurorans with no accidents, violations or claims have received via Jerry
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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Has Full Coverage
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City, State
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ZIP Code
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|---|
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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Has Full Coverage
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| $26 | $313 | 64 | 08/07/25 | No | 80012 | ||
| $28 | $341 | 52 | 09/26/25 | No | 80019 | ||
| $32 | $383 | 31 | 10/15/25 | No | 80015 | ||
| $32 | $390 | 46 | 07/12/25 | No | 80014 | ||
| $37 | $439 | 52 | 08/20/25 | No | 80016 | ||
| $37 | $447 | 55 | 10/31/25 | No | 80013 | ||
| $38 | $459 | 28 | 10/09/25 | No | 80014 | ||
| $41 | $496 | 43 | 07/21/25 | No | 80011 | ||
| $46 | $552 | 41 | 06/19/25 | No | 80011 | ||
| $49 | $591 | 46 | 07/22/25 | No | 80018 |
Cheapest car insurance for drivers with low credit scores in Aurora
Car insurance companies in Colorado can a credit-based insurance score to set rates, and drivers with lower scores tend to pay higher premiums. This means you may have to rate shop with multiple insurers to find a low-cost policy. The table below shows the cheapest quotes for drivers with credit scores below 550, based on Jerry customer data.
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Credit Score
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Policy
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City, State
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ZIP Code
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|---|
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Credit Score
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Policy
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| <550 | $45 | $537 | 63 | 10/07/25 | 80247 | ||
| <550 | $58 | $697 | 45 | 06/08/25 | 80012 | ||
| <550 | $66 | $795 | 42 | 08/30/25 | 80016 | ||
| <550 | $67 | $807 | 55 | 04/02/25 | 80014 | ||
| <550 | $72 | $861 | 29 | 03/29/25 | 80017 | ||
| $37 | $447 | 55 | 80013 | ||||
| $38 | $459 | 28 | 80014 | ||||
| $41 | $496 | 43 | 80011 | ||||
| $46 | $552 | 41 | 80011 | ||||
| $49 | $591 | 46 | 80018 |
Cheapest car insurance for drivers with at-fault accidents in Aurora
Getting into an accident will typically raise your insurance rates, but since insurers penalize accidents differently, your quotes may vary. The table below shows the cheapest quotes that drivers in Aurora with at-fault accidents on their records have received through Jerry.
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At-fault Accident on Record
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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At-fault Accident on Record
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Has Full Coverage
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Date of Policy
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $54 | $645 | 58 | No | 05/22/25 | 80017 | ||
| At Fault With No Injury | $56 | $673 | 53 | No | 09/06/25 | 80017 | ||
| At Fault With No Injury | $57 | $687 | 50 | No | 07/01/25 | 80010 | ||
| At Fault With No Injury | $62 | $738 | 55 | No | 08/14/25 | 80012 | ||
| At Fault With No Injury | $62 | $739 | 55 | No | 11/16/24 | 80012 | ||
| $37 | $447 | 55 | No | 80013 | ||||
| $38 | $459 | 28 | No | 80014 | ||||
| $41 | $496 | 43 | No | 80011 | ||||
| $46 | $552 | 41 | No | 80011 | ||||
| $49 | $591 | 46 | No | 80018 |
Cheapest car insurance for drivers with speeding tickets in Aurora
A speeding ticket is likely to raise your rates, but the size of the increase may depend on how fast you were going when you were cited. Here are quotes from Jerry customers in Aurora with speeding tickets on their records.
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Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|
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Violation Summary
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Monthly Quote
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Annual Quote
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Insurance Company
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Age
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Date of Quote
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City, State
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ZIP Code
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|---|---|---|---|---|---|---|---|
| Speeding under 15 | $64 | $765 | 30 | 08/20/25 | 80011 | ||
| Speeding under 15 | $81 | $966 | 35 | 10/19/25 | 80013 | ||
| Speeding under 15 | $84 | $1,008 | 37 | 09/05/25 | 80017 | ||
| Speeding under 15 | $87 | $1,040 | 31 | 08/25/25 | 80015 | ||
| Speeding under 15 | $89 | $1,070 | 30 | 11/08/25 | 80011 | ||
| $37 | $447 | 55 | 10/31/25 | 80013 | |||
| $38 | $459 | 28 | 10/09/25 | 80014 | |||
| $41 | $496 | 43 | 07/21/25 | 80011 | |||
| $46 | $552 | 41 | 06/19/25 | 80011 | |||
| $49 | $591 | 46 | 07/22/25 | 80018 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
Lacie Glover is a Lead Writer and Editor with sixteen years’ experience in the insurance category. Prior to Jerry, she spent more than a decade on NerdWallet’s content team writing, editing and then overseeing the auto insurance category, as well as dabbling in other insurance and automotive topics. Prior to her career in the online personal finance content space, Lacie spent time in the hard sciences, in clinical research and chemistry labs. She has a bachelor’s degree from Colorado State University.
