Cheap Car Insurance in Aurora, CO

Written by Xuyun Zeng and 2 others
Updated Feb 12, 2025
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Cheap Car Insurance in Aurora, CO

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With its close proximity to Denver, Aurora faces many of the traffic challenges seen in larger metro areas. According to the U.S. Census Bureau, the mean travel time for drivers in Aurora going to work is about 29 minutes. On any given day, there are up to 100 active construction work zones within the city. Robust car insurance that protects your finances can give you peace-of-mind as you navigate Aurora roads.

We’ve gathered data from real Jerry customers that show how different factors affect your car insurance costs in Aurora.

Cheapest minimum coverage insurance in Aurora

To legally drive in Colorado, drivers must carry these minimum coverages:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $15,000 in property damage liability per accident.

Here are the cheapest insurance rates for minimum coverage in Aurora, according to quotes received by Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$33 $395 Progressive 41 April 28, 2025 Aurora, CO 80016
$39 $467 Progressive 47 April 30, 2025 Aurora, CO 80017
$47 $561 Progressive 65 March 27, 2025 Aurora, CO 80012
$47 $565 Progressive 27 December 11, 2024 Aurora, CO 80015
$49 $591 The General 49 January 15, 2024 Aurora, CO 80010
$54 $653 Bristol West 35 April 10, 2025 Aurora, CO 80015
$59 $711 Progressive 28 November 16, 2024 Aurora, CO 80010
$60 $715 Progressive 52 April 19, 2024 Aurora, CO 80012
$62 $744 The General 62 July 9, 2024 Aurora, CO 80012
$64 $771 The General 52 January 16, 2024 Aurora, CO 80010
Last Updated May 8, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Cheapest full coverage insurance in Aurora

Driving in Aurora may require extra caution in the winter, when conditions can be snowy and icy. And if you’re one to leave your car idling to warm up, you risk losing it to a thief.

Colorado’s minimum required insurance won’t protect your finances if you need to repair it after it slides into another vehicle, or if it’s stolen. You’d need full coverage — which combines comprehensive and collision insurances — in those situations.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$66 $789 Progressive 48 December 20, 2024 Aurora, CO 80018
$71 $851 Progressive 37 October 31, 2022 Aurora, CO 80015
$72 $861 Progressive 31 March 11, 2022 Aurora, CO 80014
$78 $935 Progressive 57 July 4, 2022 Aurora, CO 80017
$90 $1,081 Bristol West 26 December 30, 2024 Aurora, CO 80018
$90 $1,084 Progressive 65 December 17, 2024 Aurora, CO 80012
$92 $1,099 Progressive 24 September 27, 2024 Aurora, CO 80012
$93 $1,110 Travelers 28 November 29, 2020 Aurora, CO 80010
$98 $1,171 Progressive 58 April 7, 2025 Aurora, CO 80014
$99 $1,193 Progressive 58 December 15, 2022 Aurora, CO 80015
Last Updated May 8, 2025

Cheapest car insurance for young drivers in Aurora (18-29 years old)

Young drivers tend to pay the highest rates, and drivers in Aurora who are under 30 aren’t spared. Check out the cheapest rates for drivers in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$42 $509 Progressive 29 No December 31, 2021 Aurora, CO 80014
$47 $565 Progressive 27 No December 11, 2024 Aurora, CO 80015
$59 $711 Progressive 28 No November 16, 2024 Aurora, CO 80010
$68 $813 Progressive 26 No February 10, 2023 Aurora, CO 80014
$70 $839 Progressive 25 No November 30, 2024 Aurora, CO 80015
Last Updated May 8, 2025

Cheapest car insurance for mature drivers in Aurora (30-54 years old)

Mature drivers between the ages of 30 and 54 typically get lower insurance rates than younger drivers. The table below shows the cheapest rates for mature drivers in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$30 $361 Progressive 40 No November 3, 2022 Aurora, CO 80014
$33 $395 Progressive 41 No April 28, 2025 Aurora, CO 80016
$33 $397 Progressive 42 No November 20, 2022 Aurora, CO 80012
$38 $459 Progressive 49 No March 13, 2023 Aurora, CO 80011
$39 $467 Progressive 47 No April 30, 2025 Aurora, CO 80017
Last Updated May 8, 2025

Cheapest car insurance for older drivers in Aurora (55+ years old)

Drivers who are 55 and older typically pay low car insurance rates, but premiums may rise as they reach their 70s. The table below shows the cheapest quotes for older drivers in Aurora, based on real quotes from Jerry customers.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$47 $561 Progressive 65 March 27, 2025 Aurora, CO 80012 No
$56 $667 Bristol West 66 August 19, 2021 Aurora, CO 80012 No
$59 $709 Progressive 64 March 28, 2020 Aurora, CO 80010 No
$62 $744 The General 62 July 9, 2024 Aurora, CO 80012 No
$65 $779 The General 60 April 14, 2025 Aurora, CO 80012 No
Last Updated May 8, 2025

Cheapest car insurance for drivers with clean records in Aurora

A clean driving record can help ensure you’re paying the lowest possible rate. Here are quotes Aurorans with no accidents, violations or claims have received via Jerry

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$33 $395 Progressive 41 April 28, 2025 No Aurora, CO 80016
$33 $397 Progressive 42 November 20, 2022 No Aurora, CO 80012
$38 $459 Progressive 49 March 13, 2023 No Aurora, CO 80011
$39 $467 Progressive 47 April 30, 2025 No Aurora, CO 80017
$47 $565 Progressive 27 December 11, 2024 No Aurora, CO 80015
$48 $577 Progressive 48 October 28, 2022 No Aurora, CO 80019
$49 $591 The General 49 January 15, 2024 No Aurora, CO 80010
$49 $591 Progressive 40 June 30, 2021 No Aurora, CO 80017
$54 $647 Progressive 45 August 25, 2022 No Aurora, CO 80012
$56 $675 Progressive 47 April 8, 2020 No Aurora, CO 80017
Last Updated May 8, 2025

Cheapest car insurance for drivers with low credit scores in Aurora

Car insurance companies in Colorado can use your credit score to set rates, and drivers with lower scores tend to pay higher premiums. This means you may have to rate shop with multiple insurers to find a low-cost policy. The table below shows the cheapest quotes for drivers with credit scores below 550, based on Jerry customer data.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $64 $771 The General 52 January 16, 2024 Aurora, CO 80010
<550 $66 $789 Progressive 48 December 20, 2024 Aurora, CO 80018
<550 $79 $945 Progressive 53 December 17, 2022 Aurora, CO 80010
<550 $92 $1,109 The General 34 September 29, 2024 Aurora, CO 80012
<550 $93 $1,119 The General 51 January 9, 2024 Aurora, CO 80010
Last Updated May 8, 2025

Cheapest car insurance for drivers with at-fault accidents in Aurora

Getting into an accident will typically raise your insurance rates, but since insurers penalize accidents differently, your quotes may vary. The table below shows the cheapest quotes that drivers in Aurora with at-fault accidents on their records have received through Jerry.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $42 $509 Progressive 29 No December 31, 2021 Aurora, CO 80014
At Fault With No Injury $47 $565 Progressive 34 No May 20, 2022 Aurora, CO 80010
At Fault With No Injury $54 $653 Bristol West 35 No April 10, 2025 Aurora, CO 80015
At Fault With No Injury $63 $751 Allstate 31 No May 18, 2021 Aurora, CO 80012
At Fault With No Injury $69 $827 Progressive 36 No November 30, 2021 Aurora, CO 80016
Last Updated May 8, 2025

Cheapest car insurance for drivers with speeding tickets in Aurora

A speeding ticket is likely to raise your rates, but the size of the increase may depend on how fast you were going when you were cited. Here are quotes from Jerry customers in Aurora with speeding tickets on their records.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $56 $667 Bristol West 66 August 19, 2021 Aurora, CO 80012
Speeding under 15 $59 $711 Progressive 28 November 16, 2024 Aurora, CO 80010
Speeding under 15 $63 $751 Allstate 31 May 18, 2021 Aurora, CO 80012
Speeding under 15 $70 $835 Kemper 36 December 24, 2021 Aurora, CO 80012
Speeding under 15 $78 $935 Safeco 47 March 22, 2022 Aurora, CO 80014
Last Updated May 8, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.