Updated January 2, 2026

How to Find the Best Car Insurance in Delaware

Delaware cheap

How to Find the Best Car Insurance in Delaware

Jerry works with 6 different insurance companies in the First State, and in the past year alone we’ve helped 4,155 Delaware drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of DE drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

  • ROOT is the single most-chosen insurer among Jerry customers in Delaware.

  • Progressive and GEICO come in second and third place, making up about half of the total market share combined.

  • The rest of our customers are spread across strong carriers like National General and Liberty Mutual, among others.

What this shows is that there’s no single “best” company for every driver. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Delaware
InsurerShare of Jerry driversJerry customer rating
ROOT35%4.0
Progressive33%4.8
GEICO21%No Rating
National General15%5.0
Liberty Mutual6%No Rating

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Delaware car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Delaware drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

Select your driver type

Driver categoryMost popular in DE
Most driversROOT, Progressive, GEICO
Homeowners who bundleProgressive, ROOT, GEICO
Budget-focused driversProgressive, GEICO, ROOT
Families with teen driversROOT, Progressive, National General
College studentsROOT, Progressive, GEICO
Drivers with violationsProgressive, National General, ROOT
Military driversUSAA, GEICO, Armed Forces Insurance
Senior driversProgressive, GEICO, ROOT
Honda1

Jerry pulls up to 20 quotes from top rated carriers.

How Jerry helps Delaware drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Delaware drivers, this is what happens when you shop with us:

  • Use real data from 4,155 recent Delaware quotes to best compare your coverage options.

  • Analyze 6 top insurers in the state against our quality criteria and your specific needs.

  • Show you highly-rated options that balance coverage, claims and cost.

  • Explain why each option makes sense for your situation.

  • Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

  • Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for DE drivers? An average annual savings of $1,095 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most DE drivers

Delaware drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Each carrier brings a different mix of coverages, features, benefits and pricing to the table, so customers can compare real options and land on the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Delaware

Last Updated Jan. 2, 2026

In general, good drivers in Delaware are looking for full coverage at a fair price with strong claims support if and when they need it. For this category of drivers, three companies consistently stand out as customer favorites: ROOT, Progressive and GEICO. Jerry can help you compare them (and more) side-by-side in just minutes, so you can see which one truly fits your needs.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. ROOT

4.4

Jerry Score

4.0

Customer Rating

35%

of Jerry drivers in DE chose this insurer

Recent quotes for DE drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend ROOT:

2. Progressive

4.6

Jerry Score

4.8

Customer Rating

33%

of Jerry drivers in DE chose this insurer

Recent quotes for DE drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend Progressive:

3. GEICO

4.6

Jerry Score

No

Customer Rating

21%

of Jerry drivers in DE chose this insurer

Recent quotes for DE drivers

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

  • Why we recommend GEICO:
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Get DE quotes in as little as 2 minutes.

Best DE car insurance for bundling home and auto

When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.

For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.

In Delaware, Jerry sees most home-owning customers choosing Progressive, ROOT and GEICO for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

42%

of Jerry drivers in DE chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend Progressive:

2. ROOT

4.4

Jerry Score

4.5

Customer Rating

23%

of Jerry drivers in DE chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend ROOT:

3. GEICO

4.6

Jerry Score

4.7

Customer Rating

17%

of Jerry drivers in DE chose this insurer

Recent quotes for homeowners

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

  • Why we recommend GEICO:
Lifestyle4

Jerry helps you bundle home and auto for less in just minutes.

Best value for budget-focused DE drivers

If you’re trying to keep your monthly payment in check without watering down your coverage, carrier choice matters a lot more than most people think. In Delaware, our data show that Progressive, GEICO and ROOT often deliver the strongest value for for drivers who want solid protection at a manageable price. That’s not always the absolute cheapest insurance in Delaware, but it’s usually the best balance of cost and coverage.

Over the past 12 months, Jerry has helped 1,469 Delaware drivers find coverage under $150/month, without dropping to bare-minimum limits.Here’s a look at what each top carrier offers and why Jerry customers say they’re a top pick.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

45%

of Jerry drivers in DE chose this insurer

Recent price-friendly quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.7

Customer Rating

22%

of Jerry drivers in DE chose this insurer

Recent price-friendly quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

4.7

Customer Rating

22%

of Jerry drivers in DE chose this insurer

Recent price-friendly quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

  • Why we recommend ROOT:
CTA1 1

Jerry helps you save on car insurance fast.

Best car insurance for DE families with teen drivers

The day your teen gets their license is exciting. The first insurance bill after that? A bit less so.

In Delaware, adding a teen driver to your policy can push premiums up quickly, and the increase often catches families off guard because it doesn’t always reflect your own history as a safe driver. But you can help mitigate this increase by shopping around and comparing all of your coverage options.

Jerry has helped DE families with teen drivers save an average of $1,400 annually, most often with ROOT, Progressive and National General.

1. ROOT

4.4

Jerry Score

4.7

Customer Rating

63%

of Jerry drivers in DE chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

37%

of Jerry drivers in DE chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

3. National General

3.9

Jerry Score

4.7

Customer Rating

5%

of Jerry drivers in DE chose this insurer

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend National General:
JERRY EXPERT INSIGHT
Adding a teen to your policy is expensive, there's no doubt about that. But good student, driver education and low-mileage discounts can stack up more than people expect, potentially saving you hundreds.
Gordon Adams-Smith
Gordon Adams-Smith
General Lines Agent (California Property & Casualty)

Best car insurance for DE college students

College can change your insurance setup overnight, especially when a driver is bouncing between home and campus, driving less or taking a car out of town.

Jerry has helped 1,638 college students in Delaware find affordable coverage that still protects them on and off campus. ROOT, Progressive and GEICO are frequent winners in this group. Here’s why.

1. ROOT

4.4

Jerry Score

4.7

Customer Rating

45%

of Jerry drivers in DE chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend ROOT:

2. Progressive

4.6

Jerry Score

4.7

Customer Rating

29%

of Jerry drivers in DE chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend Progressive:

3. GEICO

4.6

Jerry Score

4.6

Customer Rating

22%

of Jerry drivers in DE chose this insurer

Recent college driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

  • Why we recommend GEICO:
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Fast track your DE insurance with Jerry.

Best DE car insurance for drivers with violations

If you’ve got a ticket, at-fault accident or DUI, you’ve probably already felt the insurance penalty. Insurers often treat violations as an instant high-risk label, which can drive up premiums and shrink your coverage choices. But high-risk doesn’t mean “no good options.”

Jerry has helped 1,166 Delaware drivers with violations find coverage this past year at affordable prices, and we keep an eye on your rates so you’ll know when it makes sense to shop again after violations fall off your record and you can potentially save even more.

For many Jerry drivers with violations, the most common coverage wins come from Progressive, National General and ROOT — carriers that tend to be more open to Delaware drivers with dings on their record.

1. Progressive

4.6

Jerry Score

4.7

Customer Rating

44%

of Jerry drivers in DE chose this insurer

Recent quotes post-violation

Last Updated Jan. 3, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend Progressive:

2. National General

3.9

Jerry Score

4.8

Customer Rating

29%

of Jerry drivers in DE chose this insurer

Recent quotes post-violation

Last Updated Jan. 3, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend National General:

3. ROOT

4.4

Jerry Score

4.8

Customer Rating

27%

of Jerry drivers in DE chose this insurer

Recent quotes post-violation

Last Updated Jan. 3, 2026

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

  • Why we recommend ROOT:
JERRY EXPERT INSIGHT
Violations can raise rates, but consistency helps. A clean stretch and continuous coverage can matter as much as the incident itself.
Mitchell Mccray
Mitchell Mccray
General Lines Agent (Georgia Property & Casualty)

Car insurance options for DE military families

Whether active-duty, reservist, guard, or veteran, military life changes the way you drive, store your car and move across states. Jerry has helped Delaware military families find coverage that fits deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should always be part of the conversation. At the same time, many standard insurers offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

A few companies are built specifically for military households, including USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, start by including them on your shortlist. These insurers are structured for deployments, PCS orders and frequent relocations, and often include storage or reduced-use options when your car is parked on base or at home during deployment. Their support teams also tend to be fluent in military pay, orders and timing, which can make the process smoother.

Because these insurers run differently, Jerry can’t always provide live quotes or internal ratings for them. If you qualify, a practical approach is:

1. Use Jerry to compare strong standard-insurer options, then
2. Request a direct quote from one or more military-only insurers and compare.

This keeps the decision grounded in real numbers, not assumptions.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

On top of military-only providers, there are national insurers that offer military discounts, handle deployments and out-of-state moves, and are already deeply integrated with Jerry’s quoting and switching flow.

For many DE military families, GEICO, State Farm and Progressive are often in the conversation.

1. GEICO

Best for: Flexible deployment-friendly coverage and strong discounts

Why it often works well for service members:

  • Military discounts and options to adjust coverage when you deploy or your mileage drops.

  • 24/7 support that works across time zones when you’re OCONUS or on irregular schedules.

  • Easy app-based policy access for quick proof of insurance, claims or changes between duties.

2. State Farm

Best for: Families moving between bases and states

Why it often works well for service members:

  • Massive nationwide agent network, useful if you PCS and want continuity of service.

  • Familiar, local agents near many bases and military communities.

  • Simple bundling if you buy a home or condo near base and want to protect everything under one roof.

3. Progressive

Best for: Tech-forward, frequently changing situations

Why it often works well for service members:

  • Competitive pricing across a wide range of driver profiles, including frequent movers.

  • Strong digital tools for updating addresses, mileage and garaging as life changes.

  • Good add-ons (like rental and roadside) that matter when you’re far from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Delaware.

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Get personalized car insurance rates now.

Best car insurance for senior drivers in Delaware

For many Delaware drivers over 65, the best policy is the one that feels boring in the best way: It works, it’s clear, and it’s backed by a carrier that’s easy to deal with. Jerry recommends Progressive, GEICO and ROOT for seniors who care about service, stability and long-term value.

In the last 12 months, we’ve helped 234 Delaware seniors find coverage that aligns with how they drive now and the protection they want.

1. Progressive

4.6

Jerry Score

4.8

Customer Rating

41%

of Jerry drivers in DE chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend Progressive:

2. GEICO

4.6

Jerry Score

4.5

Customer Rating

29%

of Jerry drivers in DE chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend GEICO:

3. ROOT

4.4

Jerry Score

5.0

Customer Rating

24%

of Jerry drivers in DE chose this insurer

Recent senior driver quotes

Last Updated Jan. 2, 2026

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

  • Why we recommend ROOT:
Lifestyle9

See coverage options for your car.

How Jerry picks the best insurers in Delaware

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Delaware driver data, this score evaluates insurers on:

Customer satisfaction

What customers say after they’ve filed a claim or made changes, not just when they first buy.

Value for your money

The best balance of price and protection, not just the lowest premium on the page.

Claims experience

How quickly and fairly claims get paid, especially after real crashes and storm damage.

Financial strength

Whether the company has the backing to pay out when major events hit.

Quality of coverage

How easy it is to get high liability limits, comprehensive and collision, and useful add-ons like rental reimbursement and roadside.

Product availability

Where coverage is offered, the protections available and what sort of add-ons customers can choose from to truly customize their policy.

The result? We show you a short list of options tailored to how you actually drive and what you actually own.

Lifestyle1

Drivers who switch with Jerry save an average of $54/mo on car insurance.

Expert-driven. Built for you.
Our experts
meet-experts-thumbnail
Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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