Jerry has helped customers find affordable coverage in Florida since 2019. In Miami, here are some key numbers from the past six months:
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Jerry has helped 2,921 drivers to compare 14 insurance providers.
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Majority of quotes range from $186 to $562 per month.
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On average, Jerry users who switched to a lower quote saved $44 to $177 per month.
If you want an easier way to compare car insurance options, Jerry can help find quotes in just minutes.
Save on Miami insurance with Jerry.
How Jerry finds car insurance savings for Miami drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Miami drivers find more affordable coverage by comparing up to 14 insurers in just minutes. Here’s a look at real quotes Jerry customers in Miami found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Learn more: Best car insurance in Florida
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Drivers in Miami can often find real savings by comparing quotes from different insurers. Insurers price driver profiles differently and that’s why quotes vary for the same coverage. Here are some recent examples:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Stack discounts to cut your premium
Drivers in Miami can save by taking advantage of discounts for safe driving, bundling home and auto coverage or getting a quote early. These savings can add up quickly and make your policy more affordable without cutting back on coverage.
The Jerry app automatically finds and applies the discounts you qualify for, so you don’t leave savings behind.
Key takeaway: You may not have activated all of your available discounts. Use Jerry’s app to find out which discounts you qualify for.
Jerry Agent Tip 3: Choose the right mix of cost and coverage
When you understand what each coverage level includes, it becomes easier to find protection that fits your life and your budget. Minimum coverage keeps premiums low and covers only what your state requires. Higher tiers offer added protections such as coverage for your own car and support with towing and rental costs after an accident.
Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.
Minimum
$101 – $225/mo
Includes PIP and property damage liability. It does not cover injuries you cause to others or damage to your own vehicle.
Full
$209 – $466/mo
Adds collision and comprehensive coverage, which are typically required if your car is leased or financed.
Standard
$442 – $1,074/mo
Adds uninsured/underinsured motorist coverage, critical in Florida where more than 1 in 5 drivers is uninsured.
Preferred
$459 – $736/mo
Includes higher liability limits, lower deductibles and extras like towing or rental reimbursement for stronger overall protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for Miami drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.
Get Miami quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
