Car Insurance in Georgia
Georgia Insurance Coverage
Drivers in Georgia tend to receive a higher-than-average quote for auto insurance according to Jerry’s data. Drivers in Georgia pay a monthly average of$298.05 for state-mandated minimum coverage. This is higher than the national average for minimum coverage, which is currently $252.31.
Risks for Georgians vary depending on where in the state you live. Drivers in coastal Savannah have to contend with hurricanes that can damage their cars, while drivers in Atlanta may face flooding, hail and tornados and addition to problems related to heavy traffic in the area.
Drivers in Georgia are legally required to carry these minimum levels of coverage for car insurance:
- Bodily injury liability of $25,000 per person and $50,000 per incident.
- Property damage liability of $25,000 per incident.
If you are going to be shopping for car insurance quotes, you should consider your needs before hand. Will you want cheap car insurance or additional, higher limits which will cost more but offer greater coverage? Getting several different quotes from multiple companies will help you figure out the average cost of car insurance for your specific situation and needs.
Check out recent quotes Jerry customers have gotten for car insurance in Georgia.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| July 11, 2025 | National General | $188 |
| July 11, 2025 | Clearcover | $131 |
| July 11, 2025 | Bristol West | $108 |
| July 11, 2025 | National General | $313 |
| July 11, 2025 | National General | $731 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
