Car Insurance in Georgia
Georgia Insurance Coverage
Drivers in Georgia tend to receive a higher-than-average quote for auto insurance according to Jerry’s data. Drivers in Georgia pay a monthly average of$292.13 for state-mandated minimum coverage. This is higher than the national average for minimum coverage, which is currently $248.14.
Risks for Georgians vary depending on where in the state you live. Drivers in coastal Savannah have to contend with hurricanes that can damage their cars, while drivers in Atlanta may face flooding, hail and tornados and addition to problems related to heavy traffic in the area.
Drivers in Georgia are legally required to carry these minimum levels of coverage for car insurance:
- Bodily injury liability of $25,000 per person and $50,000 per incident.
- Property damage liability of $25,000 per incident.
If you are going to be shopping for car insurance quotes, you should consider your needs before hand. Will you want cheap car insurance or additional, higher limits which will cost more but offer greater coverage? Getting several different quotes from multiple companies will help you figure out the average cost of car insurance for your specific situation and needs.
Check out recent quotes Jerry customers have gotten for car insurance in Georgia.
|
Date of Policy
|
Insurance Company
|
Monthly Quote
|
|---|---|---|
| June 23, 2025 | Root | $549 |
| June 22, 2025 | Clearcover | $646 |
| June 22, 2025 | Progressive | $386 |
| June 22, 2025 | Clearcover | $155 |
| June 22, 2025 | Bristol West | $178 |
