Kentucky Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Kentucky.
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Kentucky Car Insurance Resources
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Kentucky minimum car insurance requirements

Kentucky requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $10,000 in personal injury protection, or PIP. Drivers may waive this coverage, but must reject it in writing.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also needĀ gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Kentucky

Monthly Quote
Insurance Company
Date of Policy
City
$30 Progressive April 30, 2025 Louisa
$37 Progressive April 26, 2025 Cold Spring
$43 Progressive May 13, 2025 Burlington
$48 Progressive May 13, 2025 Lexington
$50 Progressive May 16, 2025 Paris
Last Updated May 21, 2025
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