Kentucky Car Insurance Resources
Kentucky minimum car insurance requirements
Kentucky requires drivers to carry these minimum levels of coverage on their auto insurance policy:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $10,000 in personal injury protection, or PIP. Drivers may waive this coverage, but must reject it in writing.
If you have a loan or lease on your vehicle, the lender will require
If you’re looking at car insurance quotes, you should factor in if you will want cheap car insurance or need increased coverage amounts on your policy. By getting multiple quotes from different insurers, you’ll be able to better see the average cost of car insurance for your desired coverage levels.
Recent car insurance quotes in Kentucky
|
Monthly Quote
|
Insurance Company
|
Date of Policy
|
City
|
|---|---|---|---|
| $44 | Progressive | July 10, 2025 | Williamsburg |
| $53 | Progressive | July 8, 2025 | Louisville |
| $54 | Progressive | July 11, 2025 | Newport |
| $56 | Progressive | June 27, 2025 | Paducah |
| $60 | Progressive | June 23, 2025 | Louisville |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
