Jerry Summary

Land Rover car insurance costs $437 per month, on average, according to a July 2025 analysis of full coverage auto insurance quotes for Jerry customers. AAA offers the cheapest coverage at $172 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Land Rover auto insurance costs can vary widely. Here are average costs for a variety of models, the cheapest and best insurers, plus how to shop for Land Rover car insurance.

Average Land Rover car insurance costs

The average cost of full coverage Land Rover car insurance is $437 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $187 per month.

Land Rover insurance costs aren’t one-size-fits-all. They depend on the vehicle’s model, its age and your personal risk profile. Expensive cars usually mean higher premiums, but there are exceptions. To find the best rate, compare multiple car insurance quotes for the Land Rover you’re considering.

These full coverage insurance rates from Jerry’s data analysis offer a snapshot of average auto insurance costs for various Land Rover models.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Land Rover car insurance, by state

Car insurance rates differ by state due to varying laws and the fact that every state has its own risk factors, like crime, weather events and the number of uninsured motorists on the road.

For example, full coverage Land Rover auto insurance in Texas costs an average of $362 per month. In New Jersey, the monthly average is $393.

Below are the average full coverage costs of Land Rover car insurance, by state.

Factors that affect Land Rover car insurance costs

The Land Rover model that you own will affect your insurance rates, so the average cost of car insurance for all Land Rovers won’t tell you much. Some of the model-specific elements that can influence your premiums include the following:

• Safety features: Vehicles with advanced safety features and top safety ratings tend to see lower insurance rates.
• Vehicle value: High-value vehicles, like the Land Rover Range Rover, typically have increased insurance costs.
• Vehicle class: Full-size SUVs and pickup trucks usually cost more to insure than small cars and compact SUVs.
• Engine size: Performance and sports cars with high-power engines represent a risk to insurance companies, resulting in increased rates.
• Availability of replacement parts: High-end vehicles and discontinued cars typically have expensive or hard-to-find replacement parts, which can result in increased insurance rates.
• Cost of repairs: Luxury vehicles, like Land Rovers, tend to be more expensive to repair. This fact can cause your insurance rates to climb.
• Vehicle age: New cars tend to see higher insurance costs than older used vehicles.
• Vehicle cost: Expensive vehicles, like the Land Rover Range Rover Evoque, typically cost more to insure than economy cars.
• Parts cost: Insurance rates are usually higher for vehicles with expensive or hard-to-find parts.
• Your age: Drivers under 25 and over 75 pay the highest insurance rates.
• Your driving record and insurance claims history: If you have a history of driving violations, at-fault accidents or insurance claims, you’ll likely pay inflated rates.
• Where you store your car: If you park your car outside, insurance companies will likely view it as an increased risk due to the higher likelihood of theft, vandalism, and weather damage.

Your Land Rover car insurance rates may also depend on the following specific factors:

• Imports: Many Land Rovers and Land Rover parts are imported to the U.S., which can result in increased replacement costs.
• Price: Land Rovers come with a lofty price tag, which can cause insurance rates to climb.
• Safety features: Cars with advanced safety features tend to see lower insurance rates.

Best Land Rover car insurance

Every year, Jerry’s editorial team reviews top car insurance providers using key industry metrics like complaint ratios and financial strength.

These are our top best car insurance picks for 2025.

While these companies are good for a lot of drivers, only some are available in every state. Additionally, some companies have better service records in certain states. To see the best car insurance companies in your state, click below.

Cheapest Land Rover car insurance

Full coverage

AAA offers the cheapest full coverage car insurance for Land Rover, with an average rate of $172 per month.

According to data from real Jerry customers, these are the cheapest auto insurance companies for full coverage on a Land Rover.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Land Rover, with an average rate of $62 per month.

These are the most cost-effective insurance companies for minimum coverage for a Land Rover, according to Jerry’s analysis.

By state

The most affordable Land Rover insurer differs by state, thanks to unique local laws and coverage requirements. Click below to find the cheapest providers in your state.

Land Rover Defender auto insurance costs

The average car insurance cost for a Land Rover Defender is $412 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Defender auto insurance rates from Jerry customers with full coverage policies.

Land Rover Range rover auto insurance costs

The average car insurance cost for a Land Rover Range rover is $0 per month, according to an analysis of full coverage quotes to real Jerry customers.

Here are Range rover auto insurance rates from Jerry customers with full coverage policies.

Land Rover Range rover evoque auto insurance costs

The average car insurance cost for a Land Rover Range rover evoque is $0 per month, according to Jerry’s full coverage quote data.

Here are Range rover evoque auto insurance rates from Jerry customers with full coverage policies.

Land Rover Range rover sport auto insurance costs

The average car insurance cost for a Land Rover Range rover sport is $0 per month, according to Jerry’s analysis of full coverage quotes.

Here are Range rover sport auto insurance rates from Jerry customers with full coverage policies.

Land Rover car insurance shopping tips

There are several methods you can use to lower your Land Rover car insurance costs.

• Compare rates. The most effective way to find affordable rates is to shop around for insurance coverage. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies.
• Bundle your insurance plans. Another shrewd way to reduce your monthly bill is by bundling your homeowners and auto insurance with the same company.
• Participate in a telematics program. Telematics programs may track driving habits and reward safe drivers with lower rates. Many insurers offer insurance discounts for drivers who participate in these programs.
• Raise your deductible. The deductible is the amount of money you must pay out of pocket before the insurance provider will pay for your claim. Increasing your deductible is one way to reduce your rate.
• Reduce your coverage. Older and less valuable cars don’t need as much coverage as expensive new models. If you drive an older Land Rover, you can save some cash by reducing your coverage.
• Purchase a used car. New cars tend to face steeper insurance rates than older used cars. Driving a used Land Rover may be a great way to cut down on your insurance bills

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.