How much does Land Rover car insurance cost?

Since entering the U.S. market in 1987, Land Rover has developed a reputation for producing robust and capable luxury SUVs and off-road vehicles that can easily handle challenging terrain. The company’s lineup includes vehicles known for their distinctive design, premium craftsmanship, and exceptional off-road capabilities.

Land Rover owners pay, on average, $1,164 each year for state-minimum coverage, 8% more than the national average. But you need to remember that’s just an average—your actual car insurance quotes will be based on your unique driver profile.

Auto insurance companies use a variety of factors to calculate your rate, including your age, driving record, and your car’s make and model year. That means that, in reality, there is no “average” car insurance quote that’s right for everyone. Fortunately, Jerry is here to help you find the best rates from the best providers.

How to find the cheapest Land Rover Car Insurance Quotes

Jerry is proud to have provided 1599 real Land Rover car insurance quotes to help many drivers find cheap car insurance. The table below contains real-world examples.

Date	Car	Insurance Company	Premium (monthly)	Customer Details	Insurance coverage	Has Full Coverage
June 29, 2025	Land Rover Range Rover Sport HS	Bristol West	$768	Leroy, 29, Yonkers, NY	State Minimum	No
June 29, 2025	Land Rover Defender 110 HSE	Embark General	$795	Joe, 23, Brighton, MA	State Minimum	Yes
June 29, 2025	Land Rover Range Rover Sport LU	The General	$202	Dorothy, 51, Newnan, GA	State Minimum	No
June 29, 2025	Land Rover Range Rover Evoque S	National General	$413	Linnie, 27, Wichita, KS	State Minimum	Yes
June 29, 2025	LAND ROVER RANGE ROVER EVOQUE PURE	Progressive	$90	John, 28, Lexington Park, MD	State Minimum	No

Last Updated Jul, 2025

Best car insurance companies for Land Rover drivers

As you shop for car insurance, it’s essential that you look for the right insurance policy for you and your vehicle.

The best car insurance for you will depend, in part, on your age, location, driving history, and insurance claims record. Because of that, there is no one-size-fits-all insurance policy. To find the best coverage at the right rate, you’ll have to shop around and compare offerings from a variety of providers.

Luckily, Jerry can help with that. We conducted the largest insurance survey in the nation to help you find the optimal coverage without breaking the bank.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

Insurance costs for popular Land Rover models

The Land Rover model that you own will affect your insurance rates, so the average cost of car insurance for all Land Rovers won’t tell you much. Some of the model-specific elements that can influence your premiums include the following:

• Safety features: Vehicles with advanced safety features and top safety ratings tend to see lower insurance rates.
• Vehicle value: High-value vehicles, like the Land Rover Range Rover, typically have increased insurance costs.
• Vehicle class: Full-size SUVs and pickup trucks usually cost more to insure than small cars and compact SUVs.
• Engine size: Performance and sports cars with high-power engines represent a risk to insurance companies, resulting in increased rates.
• Availability of replacement parts: High-end vehicles and discontinued cars typically have expensive or hard-to-find replacement parts, which can result in increased insurance rates.
• Cost of repairs: Luxury vehicles, like Land Rovers, tend to be more expensive to repair. This fact can cause your insurance rates to climb.

Your state requires you to maintain a minimum level of insurance coverage. That requirement usually includes varying amounts of basic liability coverage, which features both bodily injury liability insurance and property damage liability.

Full coverage, on the other hand, includes collision and comprehensive coverage. This form of insurance provides near-complete financial protection for you, your Land Rover, and other motorists and passengers on the road.

Land Rover Range Rover car insurance costs

As Land Rover’s flagship luxury SUV, the Range Rover is known for its iconic versatility and elegance. It boasts a plush interior, cutting-edge technology, a distinctive design, and exceptional off-road capabilities.

Remember, though, your Land Rover Range Rover insurance rate is based on your driver profile.

• SE: Starting at $105,975, the base model 2023 Land Rover Range Rover SE features one of three beefy powertrains, 21-inch alloy wheels, air suspension, a hands-free tailgate, Android Auto and Apple CarPlay, a Meridian sound system, and standard driver-assist and safety tech.
• Autobiography: Starting at $159,075, the 2023 Land Rover Range Rover Autobiography adds 22-inch wheels, sound-reducing window glass, an air-purification system, quad-zone climate control, a 35-speaker sound system, and a heads-up display.
• SV: Starting at $194,575, the 2023 Land Rover Range Rover SV includes upgrades like premium upholstery, custom exterior trim and paint, and a heated windshield.

In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Land Rover LR2 HSE	Progressive	$132	Alta, 58, Auburn, CA	50/100	Yes
Land Rover LR2 SE	Dairyland	$136	Justin, 31, Canton, OH	State Minimum	No
Land Rover LR2 SE	Bristol West	$1,055	Ethel, 43, Staten Island, NY	State Minimum	No
Land Rover LR2 HSE	National General	$220	Ray, 50, Glendale, CA	30/60	No
Land Rover LR2 SE	Bristol West	$119	Edwin, 37, Daingerfield, TX	State Minimum	No

Last Updated Jul, 2025

Land Rover Discovery insurance cost

Known for its versatility and off-road prowess, the Land Rover Discovery is a mid-size SUV with room for the family. It provides a comfortable cabin with three-row seating, advanced off-road features, and a smooth highway ride.

The 2024 Discovery is available in four trims.

• S: Starting at $59,875, the base model 2023 Land Rover Discovery S includes a 296-horsepower engine, 20-inch wheels, adaptive air suspension, LED headlights, Apple CarPlay and Android Auto, and standard driver-assist and safety features.
• R-Dynamic S: Starting at $63,075, the 2023 Land Rover Discovery R-Dynamic S adds a few styling differences and the option to upgrade to a 355-horsepower engine.
• R-Dynamic HSE: Starting at $75,175, the 2023 Land Rover Discovery R-Dynamic HSE features a 355-horsepower engine, 22-inch wheels, a 15-speaker Meridian sound system, and upgraded interior materials.
• Metropolitan Edition: Starting at $79,275, the 2023 Land Rover Discovery Metropolitan Edition includes luxuries like custom 22-inch wheels, unique exterior trim, a sunroof and rear panoramic glass roof, a heated steering wheel, and a heads-up display.

Check out the table below for real Land Rover Discovery insurance quotes.

Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Land Rover Discovery SE	Progressive	$51	Jennie, 32, Vallejo, CA	50/100	No
Land Rover Discovery Sport SE	Bristol West	$146	Rosetta, 39, Albany, NY	State Minimum	No
Land Rover Discovery Sport HSE	Bristol West	$260	Georgia, 52, Colorado Springs, CO	State Minimum	Yes
Land Rover Discovery Sport SE R	Progressive	$293	Bertha, 63, Center Point, AL	State Minimum	Yes
Land Rover Discovery Sport SE	Dairyland	$117	Randy, 35, Winter Garden, FL	No Coverage	No

Last Updated Jul, 2025

Land Rover Range Rover Velar insurance costs

The Land Rover Range Rover Velar is a luxury SUV known for its sleek and stylish appearance. It combines advanced technology and modern elegance to produce a smooth and comfortable ride.

The 2023 Range Rover Velar is available in the following three trim levels:

• S: Starting at $61,575, the base model 2023 Land Rover Range Rover Velar S features a 247-horsepower engine, 19-inch wheels, LED headlights, a panoramic roof, Android Auto and Apple CarPlay, a 12-speaker Meridian audio system, and standard driver-assist and safety tech.
• R-Dynamic S: Starting at $63,675, the 2023 Land Rover Range Rover Velar R-Dynamic S adds custom wheels, sportier bumpers, special trim, and the option to upgrade to a 335-horsepower engine.
• HST: Starting at $80,475, the 2023 Land Rover Range Rover Velar HST includes upgrades like a 395-horsepower engine, air suspension with adaptive dampers, 21-inch wheels, a heads-up display, and an upgraded premium sound system.

Are Land Rovers more expensive to insure?

Compared to the average cost of other cars, Land Rover vehicles cost 8% more to insure.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Subaru	$85	$155
Pontiac	$87	$142
Ford	$92	$170
Honda	$95	$169
Land Rover	$97	$197

Cheapest Land Rovers to insure

The Land Rover model cheapest to insure is the 2015 Land Rover LR2, with an average monthly premium of $47 for minimum liability insurance and $116 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2015 Land Rover LR2	$47	$116
2017 Land Rover Range	$56	$191
2019 Land Rover Discovery	$62	$198
2018 Land Rover Range	$67	$240
2010 Land Rover LR2	$68	$145

Most expensive Land Rovers to insure

The Land Rover model with the most expensive average insurance rate is the 2017 Land Rover Discovery, averaging $174 monthly for basic liability coverage and $229 monthly for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2017 Land Rover Discovery	$174	$229
2011 Land Rover Range	$133	$176
2012 Land Rover Range	$120	$204
2011 Land Rover LR4	$98	$142
2015 Land Rover Discovery	$89	$220

But you still need to remember that your actual insurance rates are based on more than just the Land Rover model that you own. To find the lowest rates, you’ll need to shop around and compare policies from many companies.

What factors affect Land Rover car insurance rates?

Many factors affect how your Land Rover car insurance rate is calculated.

• Vehicle age: New cars tend to see higher insurance costs than older used vehicles.
• Vehicle cost: Expensive vehicles, like the Land Rover Range Rover Evoque, typically cost more to insure than economy cars.
• Parts cost: Insurance rates are usually higher for vehicles with expensive or hard-to-find parts.
• Your age: Drivers under 25 and over 75 pay the highest insurance rates.
• Your driving record and insurance claims history: If you have a history of driving violations, at-fault accidents or insurance claims, you’ll likely pay inflated rates.
• Where you store your car: If you park your car outside, insurance companies will likely view it as an increased risk due to the higher likelihood of theft, vandalism, and weather damage.

Your Land Rover car insurance rates may also depend on the following specific factors:

• Imports: Many Land Rovers and Land Rover parts are imported to the U.S., which can result in increased replacement costs.
• Price: Land Rovers come with a lofty price tag, which can cause insurance rates to climb.
• Safety features: Cars with advanced safety features tend to see lower insurance rates.

Land Rover insurance cost for young drivers

Teen drivers from 16 to 19 pay the steepest insurance rates out of any age group. Experts recommend full coverage for teens due to their increased chances of being involved in accidents.

Land Rover insurance cost for senior drivers

The age group with the second highest average insurance premiums is seniors over 75. Car insurance rates for seniors are typically high because older drivers are more likely to be involved in accidents. Furthermore, older drivers are more likely to become injured as a result of an accident, causing hefty medical bills and higher insurance rates.

Land Rover insurance cost for drivers with driving violations

Your driving record also plays a major role in determining your insurance premium. Drivers with a clean record tend to see low rates. However, you should expect to pay a higher rate if you have any of the following offenses on your record:

• Speeding tickets.
• DUIs.
• At-fault accidents.
• Reckless driving.
• Driving on a suspended license.

Cheapest car insurance for Land Rover drivers with a speeding ticket

A single speeding ticket for between one and five miles over the limit won’t raise your rates too drastically. But if you have multiple tickets or a single criminal speeding ticket, you’ll likely face steep rates. Jerry is proud to help drivers with different levels of speeding tickets find quality coverage.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Speeding Violation-Minor	Land Rover Range Rover Velar R-	National General	$511	Christian, 34, Sun Valley, CA	30/60	Yes
Speeding Violation-Major	Land Rover Range Rover Sport HS	Progressive	$177	Callie, 34, Los Angeles, CA	100/300	Yes
Speeding Violation-Minor	Land Rover Range Rover Velar R-	Trexis	$787	Lou, 25, Kennesaw, GA	State Minimum	Yes
Speeding Violation-Minor	Land Rover Range Rover HSE	National General	$59	Donald, 27, Bakersfield, CA	30/60	No
Speeding Violation-Minor	Land Rover Range Rover HSE	Embark General	$303	Lora, 43, Malden, MA	State Minimum	Yes

Last Updated Jul 2, 2025

Cheapest car insurance for Land Rover drivers with a DUI

If you have a DUI conviction on your record, you’ll likely pay inflated insurance rates. And you’ll need to do a lot of shopping around to find the best price. Luckily, Jerry can help you do just that by comparing dozens of rates for you after a DUI.

Cheapest car insurance for Land Rover drivers after an accident

Your insurance claims record and accident history play prominent roles in determining your insurance rate. If you’ve caused an accident recently, your rates are liable to soar. Jerry can help you cut down on your insurance expenses following an accident.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
At Fault With No Injury	Land Rover Discovery Sport SE	ROOT	$514	Olivia, 48, Rancho Cucamonga, CA	30/60	Yes
At Fault With No Injury	Land Rover Range Rover Evoque S	Progressive	$356	Isabella, 24, Mc Lean, VA	50/100	Yes
At Fault With No Injury	Land Rover Range Rover Evoque S	Safeco	$388	Ethel, 27, Wichita, KS	State Minimum	Yes
At Fault With No Injury	Land Rover Range Rover Sport HS	Trexis	$193	Ella, 36, Tiger, GA	State Minimum	No
At Fault With Injury	Land Rover Range Rover HSE	National General	$59	Donald, 27, Bakersfield, CA	30/60	No

Last Updated Jul 2, 2025

Cheapest car insurance for Land Rover drivers with other driving violations on their record

Speeding tickets and DUIs aren’t the only violations you have to worry about increasing your insurance premium. Other offenses, like reckless driving and driving on a suspended license, can also cause your rates to rise. Luckily, Jerry has a detailed history of helping Land Rover owners find quality insurance after a variety of driving violations.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Insurance coverage	Has Full Coverage
Operating Vehicle without Permission	Land Rover Range Rover Supercha	National General	$77	Cora, 62, Moreno Valley, CA	30/60	No
Failure to Obey Signal	LAND ROVER RANGE ROVER VELAR S	Progressive	$203	Verna, 38, Cumming, GA	State Minimum	Yes
Operating Vehicle without Permission	Land Rover Range Rover Sport HS	Bristol West	$671	Thomas, 41, East Orange, NJ	25/50	Yes
Ticket Violation Not Listed	LAND ROVER RANGE ROVER VELAR R-DYNAMIC HSE	Progressive	$370	Sylvia, 47, Fullerton, CA	100/300	Yes
Defective Equipment	Land Rover Range Rover Sport HS	Trexis	$370	Pauline, 38, Scottsdale, AZ	State Minimum	Yes

Last Updated Jul, 2025

How can I lower the cost of my Land Rover car insurance?

There are several methods you can use to lower your Land Rover car insurance costs.

• Compare rates. The most effective way to find affordable rates is to shop around for insurance coverage. Jerry simplifies this process by providing you with free quotes from over 50 of the nation’s top insurance agencies.
• Bundle your insurance plans. Another shrewd way to reduce your monthly bill is by bundling your homeowners and auto insurance with the same company.
• Participate in a telematics program. Telematics programs may track driving habits and reward safe drivers with lower rates. Many insurers offer insurance discounts for drivers who participate in these programs.
• Raise your deductible. The deductible is the amount of money you must pay out of pocket before the insurance provider will pay for your claim. Increasing your deductible is one way to reduce your rate.
• Reduce your coverage. Older and less valuable cars don’t need as much coverage as expensive new models. If you drive an older Land Rover, you can save some cash by reducing your coverage.
• Purchase a used car. New cars tend to face steeper insurance rates than older used cars. Driving a used Land Rover may be a great way to cut down on your insurance bills