Louisiana Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in Louisiana.
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Louisiana Car Insurance Resources
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Louisiana minimum car insurance requirements

Louisiana requires drivers to carry these minimum levels of coverage on your car insurance policy:

  • $15,000 for bodily injury to one person.
  • $30,000 for bodily injury to more than one person in an accident.
  • $25,000 for property damage.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

When shopping for car insurance quotes, you should consider if you simply need cheap car insurance or need higher coverage amounts on your policy. By getting multiple quotes from different companies, you’ll be able to get a sense of the average cost of car insurance for your specific driver profile and coverage needs.

Recent car insurance quotes in Louisiana

Monthly Quote
Insurance Company
Date of Policy
City
$31 Progressive June 20, 2025 Covington
$45 Progressive June 15, 2025 Lake Charles
$45 Progressive June 11, 2025 Gonzales
$50 Progressive June 19, 2025 Springhill
$51 Progressive June 13, 2025 West Monroe
Last Updated Jun 26, 2025
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Annie Millerbernd, Jun 24, 2025