Updated December 15, 2025

4 Best Tips For Buying Cheap Car Insurance in Lansing, MI

Michigan cheapest insurance

4 Best Tips For Buying Cheap Car Insurance in Lansing, MI

Jerry has helped customers find affordable coverage in Michigan since 2019. In Lansing, here are some key numbers from the past six months:

  • Jerry has helped 482 drivers to compare 6 insurance providers.

  • Majority of quotes range from $113 to $262 per month.

  • On average, Jerry users who switched to a lower quote saved $36 to $143 per month.

If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.

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How Jerry finds car insurance savings for Lansing drivers

Many Lansing drivers have seen their premiums rise lately, but there are still real savings to be found.

Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Lansing customers who found lower quotes.

Recent quotes

Last Updated Dec. 14, 2025

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.


Learn more: Best car insurance in Michigan


If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.

Jerry Agent Tip 1: Compare quotes to find the cheapest insurer

Drivers in Lansing can often find real savings by comparing quotes from different insurers. Insurers price driver profiles differently and that’s why quotes vary for the same coverage. Here are some recent examples:

Recent customer quotes

Last Updated Dec. 14, 2025

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.

Jerry Agent Tip 2: Save more by stacking discounts

Drivers in Lansing can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection

It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.

Key takeaway: Discounts will make a difference to your premium and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.

Jerry Agent Tip 3: Balance protection and price to find the right coverage

Choosing the right mix of coverage helps drivers in Lansing strike a balance between saving money and staying well protected.

While state minimum coverage keeps costs lower, adding more protection like full coverage and roadside assistance can give peace of mind if something unexpected happens. It’s all about finding what works best for your budget and your needs, so you feel confident on the road without paying for coverage you don’t need.

Here are the coverage options Lansing drivers can choose from to find the right combination of price and protection:

Minimum

$73$119/mo

Meets Michigan’s liability requirements,PPI and your selected PIP level.

Full

$146$262/mo

Adds collision and comprehensive, often required if your car is financed or leased.

Standard

$163$295/mo

Builds on full coverage with higher limits or additional medpay.

Preferred

$186$345/mo

Offers higher liability limits,lower deductibles and valuable add-ons like towing or rental coverage.

Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.

Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.

  • Coverage definitions
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Jerry Agent Tip 4: Pick the right deductible

Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.

Here’s a look at the deductibles Jerry drivers chose in the past year:

To find the ideal deductible:

  • Check your car’s value (Jerry tracks this for you monthly).

  • Choose what you can afford out-of-pocket.

  • See how deductibles change your rate in real time.

The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.

Drive with confidence

Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Lansing drivers to see real savings by checking multiple insurers and finding discounts that apply.

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Methodology

To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.

At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.

Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.

Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.

Read more about Jerry’s data gathering and verification processes

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Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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