Minnesota Car Insurance Resources

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Minnesota Car Insurance Resources
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Minnesota minimum car insurance requirements

Minnesota requires drivers to carry these minimum levels of coverage:

  • $30,000 in bodily injury liability per person.
  • $60,000 in bodily injury liability per accident.
  • $10,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured motorist coverage per person.
  • $50,000 in uninsured/underinsured motorist coverage per accident.
  • $40,000 in personal injury protection, or PIP.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also needĀ gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in Minnesota

Monthly Quote
Insurance Company
Date of Policy
City
$36 Progressive May 19, 2025 Brainerd
$38 Progressive April 28, 2025 Sherburn
$44 Progressive May 10, 2025 Saint Paul
$44 Progressive April 23, 2025 Grand Rapids
$48 Progressive April 28, 2025 Spring Valley
Last Updated May 21, 2025
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