Jerry works with 13 different insurance companies in the Magnolia State, and in the past year alone we’ve helped 6,888 Mississippi drivers compare competitive quotes and make the switch.

Every driver’s situation is different, but because we’ve helped thousands of MS drivers like you, we know what matters most. We can show you real choices made by real people, including how other drivers in your state are picking their car insurance coverage.

Here’s what we’ve noticed:

• Progressive is the single most-chosen insurer among Jerry customers in Mississippi.

• GEICO and Mendota are next, accounting for a combined third of the state’s total market share.

• The rest of our customers are spread across strong carriers like Bluefire, National General and others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in Mississippi

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	30%	4.9
GEICO	19%	No Rating
Mendota	14%	No Rating
Bluefire	11%	No Rating
National General	10%	4.9

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best Mississippi car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for Mississippi drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps Mississippi drivers find their best insurance

Most quote sites stop at “here’s the cheapest.” Jerry goes further.

For Mississippi drivers, this is what happens when you shop with us:

• Use real data from 6,888 recent Mississippi quotes to best compare your coverage options.

• Analyze 13 top insurers in the state against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for MS drivers? An average annual savings of $1,088 and high satisfaction rates among drivers who switch with Jerry.

Skip the quote chaos. Answer a few quick questions and we’ll do the heavy lifting, fast.

Best car insurance for most MS drivers

Mississippi drivers have 13 insurance companies to choose from when shopping through Jerry. These carriers each bring a variety of coverages, features, benefits and prices to the table, so customers can truly shop around to find the one that offers the best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in Mississippi

For most drivers in Mississippi who want full coverage and strong claims support, three companies rise to the top as customer favorites: Progressive, GEICO and Mendota. Jerry can compare them (and more) side-by-side in just minutes, so you see which one actually works for you.

Here’s a look at what they each offer and why customers say they’re a top pick.

1. Progressive

Recent quotes for MS drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong digital experience with easy online and app-based quotes, policy management and claims filing.
  • Snapshot® can reward safe driving with additional discounts over time.
  • Flexible coverage and bundling options, so many drivers can keep auto, home, and extras under one roof without headaches.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for MS drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Easy online and app-based quote, policy management, and claims filing.
  • Highly competitive pricing for full coverage on many MS driver profiles.
  • Snapshot® rewards safe driving with additional discounts over time.
  • Customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Mendota

Recent quotes for MS drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Mendota:

  • Fits drivers whose rates jumped after a ticket or accident.
  • Policy access that keeps proof of insurance easy to pull quickly.
  • Simply coverage choices to meet a variety of driver needs.
  • Aside from competitive pricing, Jerry customers appreciate Mendota’s mobile app and customer service.

Best MS car insurance for bundling home and auto

Auto insurance is one of the few things standing between an at-fault accident and a big hit to your finances. For homeowners, that matters even more because you have more to lose, from home equity to savings and other assets. That’s why many homeowner drivers look at bundling auto and home insurance to keep coverage straightforward and tap into discounts that can make a real difference.

Still, bundling isn’t required to get homeowner-friendly perks. Some carriers consider homeownership on its own and may offer special discounts or higher coverage limits even if your home policy stays with another insurance company.

In Mississippi, Jerry sees most home-owning customers choosing Progressive, GEICO and Mendota for their auto coverage, with or without bundling those policies. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Strong legal and claims teams for major accidents and lawsuits.
  • High liability and umbrella options that fit smoothly with homeowners policies.
  • Deep experience with complex coverage needs for households with higher assets and net worths.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings on auto and home, renters or condo.
  • Highly rated app for payments, ID cards, vehicle changes and claim filing.
  • A++ AM Best financial strength rating for claims support.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Mendota

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Mendota:

  • Higher liability limits help homeowners match coverage to real exposure.
  • Lets homeowners keep home insurance where it is while building auto coverage that fits.
  • Proof of insurance stays easy to access for lender and paperwork moments.
  • Aside from competitive pricing, Jerry customers appreciate Mendota’s mobile app and customer service.

Best value for budget-focused MS drivers

If you’re watching your monthly cost but refuse to trim your coverage, our data show that Progressive, Mendota and GEICO often deliver the strongest value for Mississippi drivers. This doesn’t necessarily mean the cheapest car insurance in Mississippi, but rather the best balance of price and protection.

Over the past 12 months, Jerry has helped 3,175 Mississippi drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Strong self-serve experience for policy changes and claims in the app.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Mendota

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Mendota:

  • Helps budget shoppers keep coverage active while their record improves.
  • Easy access to proof of insurance and other coverage documents.
  • Non-standard fit for drivers with less-than-perfect driving records.
  • Aside from competitive pricing, Jerry customers appreciate Mendota’s mobile app and customer service.

3. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Multi-vehicle and multi-policy discounts to stack savings.
  • Claim Forgiveness can be earned or purchased in states where available.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

Best car insurance for MS families with teen drivers

Adding a teen driver to your policy in Mississippi can be a shock. Between limited experience behind the wheel and higher risk factors, rates often jump fast, even if your household has a clean driving record.

The good news is you’re not stuck with the first number you see. Jerry has helped 640 MS families with teen drivers save an average of $1,561 annually, primarily with National General, Progressive and Mendota.

Here’s a look at what those carriers offer and why Jerry customers choose them most often.

1. National General

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend National General:

  • Telematics program that gives newer drivers a clear path to savings.
  • Umbrella availability to protect higher household liability exposure.
  • Easy tools to help policy owners add teens and choose the right coverage options for their family’s unique needs.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

2. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Adding a teen to a household policy usually means they share the same coverages and limits.
  • Snapshot telematics program may include an upfront participation discount, then adjust pricing at renewal.
  • Good student discount available for full-time students with a B average or better.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. Mendota

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Mendota:

  • Practical fit when adding a teen changes what carriers will accept.
  • Liability limits support families with higher day-to-day driving exposure.
  • Proof of insurance access stays easy when multiple drivers need it.
  • Aside from competitive pricing, Jerry customers appreciate Mendota’s mobile app and customer service.

Best car insurance for MS college students

College life involves a lot of things, but “predictable driving habits” usually isn’t one of them. Students may go weeks without touching the car, then suddenly drive home for a weekend or road trip out of town. That stop-start pattern can make it surprisingly easy to end up with the wrong setup or pay for coverage you don’t really need.

Jerry has helped 996 college students in Mississippi find affordable coverage that still protects them on and off campus. Progressive, GEICO and Mendota are the most common choices for college students buying auto insurance through Jerry. Here’s why.

1. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Snapshot telematics via app or plug-in device offers pricing based on driving behavior.
  • Good student discounts for full-time, under 23 and B average or better drivers.
  • Top-rated app supports policy changes, digital ID cards and claims filing.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Claim Forgiveness can be earned or purchased in many states.
  • DriveEasy Dashboard shows trips, driving stats and safety tips.
  • Good student discount for eligible full-time students.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Mendota

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Mendota:

  • Fits students who share a household policy but have different risk profiles.
  • Liability options support parents who want more than minimum limits.
  • Payment flexibility reduces the chance of an avoidable cancellation.
  • Aside from competitive pricing, Jerry customers appreciate Mendota’s mobile app and customer service.

Best MS car insurance for drivers with violations

One mistake on the road can change your insurance pricing for years. Tickets, at-fault accidents and DUIs often trigger “high-risk” rates and can narrow the list of carriers willing to write your policy. Still, you have options, and you don’t have to overpay just because your record isn’t spotless.

Jerry has helped 1,167 Mississippi drivers with violations find coverage this past year at affordable prices. We also monitor rates and flag the right time to shop again once those violations age out, so you can potentially save even more.

In fact, many Jerry drivers with violations end up with Progressive, Bluefire and National General — carriers that are often more flexible with Mississippi drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Deductible Savings Bank can lower deductibles by $50 per claim-free and violation-free policy period.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness for a first claim up to $500 in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. Bluefire

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Bluefire:

  • Covers drivers who get declined by standard insurers after repeat issues.
  • Multiple payment methods support staying continuously insured.
  • Digital documents reduce missed notices and mail delays.
  • Jerry drivers who switched to Bluefire praise the carrier for its prices, customer service and mobile app.

3. National General

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Usage-based participation, where available, can help current driving behavior matter more over time.
  • Eligibility for certain protections or discounts may change based on recent driving history and Mississippi rules.
  • Coverage choices that can be adjusted as your record improves, without needing to switch carriers immediately.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Car insurance options for MS military families

Whether you’re active-duty, reserve, guard or veteran, military life often means more change, different driving routines, longer storage periods and frequent state-to-state moves. Jerry has helped Mississippi military families find coverage that can handle deployments, PCS moves and everything in between.

If you qualify for military-focused insurers, they should be part of the mix. Many standard insurers also offer strong military discounts and policy flexibility, and Jerry can quote and compare them side-by-side.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some companies are built specifically for military members and their families. These include USAA, Navy Federal, Armed Forces Insurance and similar providers.
If you’re eligible, they at least belong on your short list. That’s because they’re designed around deployments, PCS orders and frequent moves. These insurers often have storage or reduced-use options when your car sits on base or at home during deployment. Additionally, their customer service teams understand military pay, orders and timelines in a way civilian-focused insurers sometimes don’t.

Because of how these insurers work, Jerry can’t always show live quotes or internal ratings for them. If you qualify, the smart move is to:
1. Use Jerry to see how strong your options are with standard insurers, then
2. Get a direct quote from one or more military-only insurers and compare.

That way, you’re not guessing. You’re stacking their offer against real, competitive market pricing.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Military-only providers are not the only option. Several national insurers offer military discounts, handle deployments and out-of-state moves well and are already tightly integrated with Jerry’s quote and switch flow.

For many MS military families, GEICO, State Farm and Progressive are common contenders.

1. GEICO

Best for: Deployment flexibility with strong discount potential

Why it often works well for service members:

• Military discounts plus options to adjust coverage when you deploy or drive less.

• 24/7 support that’s practical for OCONUS and rotating schedules.

• Fast app access for proof of insurance, claims and policy changes.

2. State Farm

Best for: Base-to-base moves with in-person help

Why it often works well:

• Extensive agent network that can travel with you across states.

• Strong local presence in many military communities.

• Simple bundling when you add home or condo protection.

3. Progressive

Best for: Changing routines and digital management

Why it could be a good fit:

• Competitive pricing across many profiles, including frequent movers.

• Self-serve tools to update address, mileage and garaging.

• Popular add-ons like rental and roadside for times when you’re away from home support.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in Mississippi.

Best car insurance for senior drivers in Mississippi

For many Mississippi drivers over 65, the best policy is the one that feels boring in the best way: it works, it’s clear, and it’s backed by a carrier that’s easy to deal with. Jerry recommends Progressive, GEICO and Bluefire for seniors who care about service, stability and long-term value.

In the last 12 months, we’ve helped 354 Mississippi seniors find coverage that aligns with how they drive now and the protection they want.

1. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • Five-year good driving discount for drivers with clean records.
  • Optional roadside assistance to help manage towing and lockout costs.
  • Multi-policy and multi-vehicle discounts that can add up for households consolidating coverage.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Bluefire

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Bluefire:

  • Keeps coverage straightforward for seniors who drive less.
  • Multiple ways to pay fit fixed-income planning.
  • Digital documents keep renewals and paperwork easier to manage.
  • Jerry drivers who switched to Bluefire praise the carrier for its prices, customer service and mobile app.

How Jerry picks the best insurers in Mississippi

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real Mississippi driver data, this score evaluates insurers on:

The result? We show you a short list of options tailored to how you actually drive and what you actually own.