To get the best car insurance in Nevada, consider companies that have high financial strength ratings with few customer complaints. According to Jerry’s editorial analysis, Geico offers the best car insurance in Nevada overall. Here’s what to know about other highly-rated insurers in the state.
If you need cheap car insurance in Nevada, be sure to compare quotes from multiple insurers to get the best rate.
Best car insurance in Nevada overall: Geico
5.0Jerry’s ScoreOur TakeGeico car insurance includes many policy discounts and is available in all 50 states. This is a solid option for good drivers seeking a stable insurer.
Why it’s the best: Geico scores 5 stars because of its superior financial strength rating and few customer complaints.
Drivers in Nevada may get discounts for maintaining a clean record for five consecutive years, bundling policies, or opting into Geico’s telematics program, DriveEasy, and practicing safe driving habits. Drivers 50 and older with a clean driving record who voluntarily complete a qualifying defensive driving course may also get a discount.
Nevada drivers may be able to customize their policies with roadside assistance and request it through the Geico mobile app. The app also lets customers view insurance ID cards, manage their policy and get repair estimates by uploading photos of vehicle damage.
More of the best Nevada insurers
Here are more top-rated insurers in Nevada.
Honorable mention: CSAA Insurance Group
While not yet rated by Jerry, CSAA Insurance Group was ranked No. 1 out of 13 insurers for overall customer satisfaction in the Southwest region, according to J.D. Power’s 2024 Auto Insurance Study. This study ranks insurance companies based on factors like cost and consumer trust.
In Nevada, you may get discounts for things like paying your premium in full, bundling policies or driving a limited number of miles. Qualifying drivers who complete a driver training program may also save. Students can get a discount if they’re included on their parent’s policy and have good grades and clean driving records.
If you’re invited to join CSAA’s telematics program, MySafeDrive, you could get a discount of up to 10% for signing up, plus earn more if you drive safely.
Best full coverage car insurance in Nevada
Here are the best full coverage car insurance companies in Nevada.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Safeco | $158 |
| Embark General | $204 |
| National General | $258 |
| Assurance America | $285 |
| The General | $289 |
Best car insurance for teen drivers in Nevada
Here are the best car insurance rates for teens in Nevada.
|
Age
|
Insurance Company
|
Monthly Quote
|
Date of Policy
|
|---|---|---|---|
| 18 | Root | $142 | March 21, 2025 |
| 19 | Mendota | $170 | March 1, 2025 |
| 19 | Mendota | $170 | March 1, 2025 |
| 18 | Progressive | $193 | May 7, 2025 |
| 19 | Progressive | $223 | November 13, 2024 |
Learn more: How much is car insurance for a 16-year-old?
Best car insurance for young drivers under 25 in Nevada
The following companies offer some of the best car insurance rates for young drivers in Nevada.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Aspire Advantage | $135 |
| Anchor General | $149 |
| Aspen | $301 |
| Root | $436 |
| Progressive | $447 |
Learn more: Car insurance for college students
Best car insurance for seniors in Nevada
These are the best car insurance companies in Nevada for drivers over 65.
|
Insurance Company
|
Avg Monthly Quote
|
|---|---|
| Aspire Advantage | $49 |
| Safeco | $158 |
| Mendota | $205 |
| Progressive | $228 |
| Bristol West | $318 |
Learn more: Car insurance for seniors
How to get the best car insurance in Nevada
Follow these tips to find the best car insurance in Nevada:
- Determine your coverage needs. Each person has a unique financial situation, so determine how much car insurance you need to protect your wallet. For example, full coverage pays for damage to your own car, up to its market value. If you drive a new vehicle, you probably need full coverage. If you lease or finance your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
- Research insurance companies. Sites like Jerry collect customer reviews and formally review insurers so that you can check their reputations and know what to expect before buying a policy.
- Compare quotes. Once you’ve narrowed your search to a few companies, get quotes from all of them, and be sure you use the same coverage limits when shopping. This will show you which insurer offers the cheapest car insurance for the coverage you need.
Methodology
Jerry’s team of car insurance experts has assessed more than 50 car insurers and rated dozens of them using information like their financial strength, consumer complaints, pricing and online reputation. We chose the best insurers by reviewing their star ratings, state availability, coverage customizations and discount offerings.
We regularly fact-check and update insurer reviews and ratings, and reassess our star ratings annually. This list is subject to change as insurers’ offerings and our methodology for assessing them evolve.
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Ben Moore is a writer and editor at Jerry and an auto insurance expert. He previously worked as a writer, editor and content strategist on NerdWallet’s auto insurance team for five years. His work has been published in The Associated Press, Washington Post, Chicago Sun-Times, MarketWatch, Nasdaq and Yahoo News. He also served as a NerdWallet spokesperson, with appearances on local broadcast television and quotes in Martha Stewart and Real Simple magazine.
Ben has an extensive background in digital marketing, working on affiliate and programmatic advertising campaigns for brands like Cabela’s, H&R Block and Sears. He holds a bachelors degree in marketing from Olivet Nazarene University.
