Jerry has helped customers find affordable coverage in New Jersey since 2019. In Newark, here are some key numbers from the past six months:
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Jerry has helped 1,844 drivers to compare 5 insurance providers.
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Majority of quotes range from $269 to $553 per month.
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On average, Jerry users who switched to a lower quote saved $47 to $218 per month.
If you want an easier way to compare car insurance options, Jerry can help find quotes in just minutes.
Save on Newark insurance with Jerry.
How Jerry finds car insurance savings for Newark drivers
Many Newark drivers have seen their premiums rise lately, but there are still real savings to be found.
Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Newark customers who found lower quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in New Jersey
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Save more by stacking discounts
Drivers in Newark can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Discounts will make a difference to your premium and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
Choosing the right mix of coverage helps drivers in Newark stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are coverage options available to drivers in Newark:
Minimum
$197 – $296/mo
Meets New Jersey’s basic policy requirements, but very limited liability and no collision coverage.
Standard
$352 – $568/mo
Expanded liability, UM/UIM and PIP options, making it the most common choice.
Preferred
$440 – $746/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement offer maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with financial risks, but staying protected shouldn’t drain your budget. By comparing quotes and looking for discounts, you can often save more than you expect while still having adequate coverage. Jerry makes it easy for Newark drivers to see real savings by checking multiple insurers and finding discounts that apply.
Get Newark quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
