Jerry has helped customers find affordable coverage in New Mexico since 2019. In Albuquerque, here are some key numbers from the past six months:
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Jerry has helped 820 drivers to compare 9 insurance providers.
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Majority of quotes range from $93 to $227 per month.
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On average, Jerry users who switched to a lower quote saved $34 to $138 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Albuquerque insurance with Jerry.
How Jerry finds car insurance savings for Albuquerque drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. That’s why Jerry compares rates from up to 9 insurers in minutes to help drivers find more affordable coverage. Here’s a look at real quotes Jerry customers in Albuquerque found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in New Mexico
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Albuquerque can often save money just by checking quotes from different insurance companies. Each insurer rates your driving history in its own way, so one company might offer a lower price than another for the exact same coverage.
Shopping around is one of the simplest ways to find cheaper insurance while still covering your needs. Here you can see how recent Jerry customers have received different quotes for the same coverage
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
The Jerry difference: Rates may have gone up in Albuquerque, but since insurers don’t price every driver the same way, a lower quote can often be found if you compare. Jerry shows you those differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Lower your premium by stacking discounts
Drivers in Albuquerque can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
Choosing the right mix of coverage helps drivers in Albuquerque stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are coverage options available to drivers in Albuquerque:
Minimum
$61 – $105/mo
Meets New Mexico’s liability requirements but does not cover damage to your own vehicle.
Standard
$153 – $263/mo
Builds on full coverage with UM/UIM and medpay, especially valuable in a state with many uninsured drivers.
Preferred
$185 – $309/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement equal maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference. With Jerry, Albuquerque drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Albuquerque quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
