Jerry has helped customers find affordable coverage in New Mexico since 2019. In Las Cruces, here are some key numbers from the past six months:
-
Jerry has helped 160 drivers to compare 9 insurance providers.
-
Majority of quotes range from $71 to $159 per month.
-
On average, Jerry users who switched to a lower quote saved $25 to $104 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Las Cruces insurance with Jerry.
How Jerry finds car insurance savings for Las Cruces drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. That’s why Jerry compares rates from up to 9 insurers in minutes to help drivers find more affordable coverage. Here’s a look at real quotes Jerry customers in Las Cruces found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in New Mexico
If you’re looking to get the best deal on your car insurance, here are four top tips from Jerry’s agents that can help you save.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Drivers in Las Cruces can often save money just by checking quotes from different insurance companies. Each insurer rates your driving history in its own way, so one company might offer a lower price than another for the exact same coverage.
Shopping around is one of the simplest ways to find cheaper insurance while still covering your needs. Here you can see how recent Jerry customers have received different quotes for the same coverage
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Shopping around for car insurance can save money but is time-consuming. Jerry reduces the hassle and helps you compare quotes in minutes.
Jerry Agent Tip 2: Apply discounts to maximize your savings
Drivers in Las Cruces can lower their premiums by taking advantage of discounts for things like being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for the discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. Our app automatically finds and stacks savings that apply to you.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Choosing the right mix of coverage helps drivers in Las Cruces stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are coverage options available to drivers in Las Cruces:
Minimum
$47 – $85/mo
Meets New Mexico’s liability requirements but does not cover damage to your own vehicle.
Standard
$116 – $176/mo
Builds on full coverage with UM/UIM and medpay, especially valuable in a state with many uninsured drivers.
Preferred
$142 – $212/mo
Higher limits, lower deductibles and extras like towing or rental reimbursement equal maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Weigh your protection needs against your budget, then use the Jerry app to get real-time quotes based on the coverage levels you choose.
-
Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
-
Check your car’s value (Jerry tracks this for you monthly).
-
Choose what you can afford out-of-pocket.
-
See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving brings risks, from collisions to repairs, and the right coverage and smart discounts can keep costs under control. When you compare quotes and stack the discounts available to you, you can cut your premium without cutting coverage. Jerry helps Las Cruces drivers do exactly that by finding lower prices and the protection that fits their needs.
Get Las Cruces quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
