Car Insurance in North Carolina
North Carolina drivers typically pay less than the national average. However, that could change after July 2025.
Compare North Carolina rates with Jerry

Auto insurance in North Carolina
Jerry’s data shows that North Carolina drivers typically paid $176.93 while the average American driver paid $246.96.
While North Carolina drivers typically pay lower than the national average, that may change with the increase in the state-mandated minimums that come into effect July 2025, which requires:
- $50,000 in property damage liability.
- $50,000 in bodily injury liability per person.
- $100,000 in bodily injury liability per accident.
Car insurance by city in North Carolina (May 2025)

Best Auto Insurance in North Carolina for May 2025
Erie Insurance is the best car insurance company in North Carolina, according to Jerry’s analysis.

Cheap Car Insurance in Greensboro, NC (May 2025)
Greensboro drivers can find affordable car insurance coverage by rate shopping with multiple insurers.

Cheap Car Insurance in Durham, NC (May 2025)
Durham drivers can find affordable car insurance coverage by comparing quotes from multiple providers.

Cheapest Car Insurance in North Carolina for May 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in North Carolina.

Cheap Car Insurance in Charlotte, NC (May 2025)
Compare real policy quotes for drivers in Charlotte to preview your potential car insurance rate. Then, get quotes from multiple insurers to find the best one.

Cheapest Car Insurance in Raleigh, NC (May 2025)
Drivers in Raleigh pay $41/mo for minimum coverage and $113/mo for full. Shopping for car insurance can help you find cheaper rates.

Cheapest car insurance in Fayetteville, North Carolina (May 2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Fayetteville, North Carolina

Cheapest car insurance in Greenville, North Carolina (May 2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Greenville, North Carolina.
Find affordable car insurance in minutes.
Check out recent quotes Jerry customers have gotten for car insurance in North Carolina.
Date of Policy
|
Insurance Company
|
Monthly Quote
|
---|---|---|
May 18, 2025 | National General | $75 |
May 18, 2025 | National General | $230 |
May 18, 2025 | Dairyland | $233 |
May 18, 2025 | National General | $58 |
May 18, 2025 | Progressive | $168 |
Last Updated May 20, 2025
North Carolina car insurance companies

Annie Millerbernd, Feb 13, 2025
Auto-Owners Auto Insurance Review 2025
Auto-Owners car insurance review Jerry rates Auto-Owners 4.9 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account industry ratings, consumer ratings, financial strength and national complaint data. Auto-Owners provides quality car insurance that’s worth considering if you’re in one of the 26 states where the […]
Annie Millerbernd, Jan 8, 2025
Nationwide Auto Insurance Review 2025
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
Annie Millerbernd, Jan 8, 2025
Allstate Auto Insurance Review 2025
Allstate auto insurance review Jerry rates Allstate car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, the company’s financial strength, customer ratings and national complaint data. You’re likely to find what you need with Allstate — the […]
State of North Carolina resources