Car Insurance in North Carolina

North Carolina drivers typically pay less than the national average. However, that could change after July 2025.
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Car Insurance in North Carolina

Auto insurance in North Carolina

Jerry’s data shows that North Carolina drivers typically paid $176.93 while the average American driver paid $246.96.

While North Carolina drivers typically pay lower than the national average, that may change with the increase in the state-mandated minimums that come into effect July 2025, which requires:

  • $50,000 in property damage liability.
  • $50,000 in bodily injury liability per person.
  • $100,000 in bodily injury liability per accident.
Car insurance by city in North Carolina (May 2025)
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Check out recent quotes Jerry customers have gotten for car insurance in North Carolina.

Date of Policy
Insurance Company
Monthly Quote
May 18, 2025 National General $75
May 18, 2025 National General $230
May 18, 2025 Dairyland $233
May 18, 2025 National General $58
May 18, 2025 Progressive $168
Last Updated May 20, 2025
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Annie Millerbernd, Apr 18, 2025