Jerry has helped customers find affordable coverage in North Carolina since 2019. In Charlotte, here are some key numbers from the past six months:
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Jerry has helped 2,616 drivers to compare 6 insurance providers.
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Majority of quotes range from $103 to $264 per month.
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On average, Jerry users who switched to a lower quote saved $44 to $171 per month.
If you’re looking to save on car insurance, Jerry brings you competitive quotes in just a few minutes.
Save on Charlotte insurance with Jerry
How Jerry finds car insurance savings for Charlotte drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Charlotte drivers find more affordable coverage by comparing up to 6 insurers in just minutes. Here’s a look at real quotes Jerry customers in Charlotte found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Learn more: Best car insurance in North Carolina
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Always compare quotes from different companies
Drivers in Charlotte can often save money just by comparing quotes from a few different insurers. Each insurer rates your profile in their own way, so one company might offer a lower quote than another for the exact same coverage. Here you can see how much quotes differ for the same level of protection:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Always stack discounts you qualify for
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.
Key takeaway: You may not have activated all of your available discounts. Use Jerry’s app to find out which discounts you qualify for.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
Choosing the right mix of coverage helps drivers in Charlotte stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are the coverage options available to drivers in Charlotte:
Minimum
$69 – $106/mo
Meets North Carolina’s liability and UM/UIM requirements but doesn’t cover your car.
Full
$131 – $263/mo
Adds collision and comprehensive, often required for financed or leased vehicles.
Preferred
$171 – $347/mo
Higher limits, lower deductibles and extras like rental reimbursement or towing make for maximum protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Charlotte compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
Get Charlotte quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
