Cheap Car Insurance in Greensboro, NC (October 2025)

Written by Xuyun Zeng and 2 others
Updated Oct 14, 2025
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Cheap Car Insurance in Greensboro, NC (October 2025)

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On This Page
  • Cheapest minimum coverage insurance in Greensboro
  • Cheapest full coverage insurance in Greensboro
  • Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)
  • Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)
  • Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)
  • Cheapest car insurance for drivers with clean records in Greensboro, NC
  • Cheapest car insurance for drivers with low credit scores in Greensboro, NC
  • Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC
  • Cheapest car insurance for drivers with speeding tickets in Greensboro, NC

Greensboro is an abundant city with attractions like the International Civil Rights Center & Museum, more than 100 miles of trails and greenways, and its very own bog garden. Whether you’re heading home on Interstate 40, taking friends on a local tour, or celebrating a win in Tournament Town, it’s best to do so with the protection of a reliable car insurance policy.

To help you shop for affordable coverage, we’ve gathered quote data from real Jerry customers in Greensboro. This page can show you how your age, driving history and desired coverage affects your rate.

More: Best car insurance in North Carolina

Cheapest minimum coverage insurance in Greensboro

North Carolina requires drivers to have these minimum coverages:

  • $50,000 in bodily injury liability per person.
  • $100,000 in bodily injury liability per accident.
  • $50,000 in property damage liability.
  • $50,000 in uninsured and underinsured motorist bodily injury coverage per person.
  • $100,000 in uninsured and underinsured motorist bodily injury coverage per accident.
  • $50,000 in uninsured motorist property damage coverage per person.

Here are the cheapest quotes for minimum coverage that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$28 $337 Progressive 46 06/27/25 Greensboro, NC 27405
$33 $398 Progressive 79 04/28/25 Greensboro, NC 27455
$34 $403 National General 45 06/25/25 Greensboro, NC 27405
$35 $420 National General 61 05/20/25 Greensboro, NC 27410
$37 $439 National General 46 06/26/25 Greensboro, NC 27410
$39 $467 Progressive 45 06/25/25 Greensboro, NC 27407
$43 $515 Progressive 46 06/27/25 Greensboro, NC 27405
$44 $527 Progressive 53 06/08/25 Greensboro, NC 27406
$48 $581 Progressive 47 06/27/25 Greensboro, NC 27455
$49 $591 Progressive 37 06/13/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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More: Cheapest car insurance in North Carolina

Cheapest full coverage insurance in Greensboro

Greensboro is occasionally impacted by hurricanes and tropical storms, which can deliver heavy rainfall and flooding in the area. Minimum coverage won’t help you pay for repairs if your car is damaged in bad weather, but full coverage will. Check out the cheapest quotes that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
$34 $412 Progressive 42 06/20/25 Greensboro, NC 27455
$44 $527 Progressive 53 06/08/25 Greensboro, NC 27406
$48 $570 Progressive 46 06/27/25 Greensboro, NC 27405
$49 $584 Progressive 41 06/19/25 Greensboro, NC 27405
$50 $601 Progressive 42 06/20/25 Greensboro, NC 27405
$52 $627 Progressive 46 06/26/25 Greensboro, NC 27410
$53 $634 National General 42 06/20/25 Greensboro, NC 27410
$53 $634 Progressive 71 09/26/25 Greensboro, NC 27403
$57 $683 Progressive 41 06/19/25 Greensboro, NC 27407
$57 $689 National General 56 06/16/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)

Premiums are often highest for young drivers because insurance providers consider their limited experience a potential liability. Still, companies weigh this risk differently, so gathering quotes from multiple insurers can help you find the best rate. Check out the cheapest rates young drivers in Greensboro obtained through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$54 $648 Safeco 24 No 08/01/25 Greensboro, NC 27455
$59 $705 Progressive 25 No 07/09/25 Greensboro, NC 27409
$59 $705 Progressive 25 No 06/19/25 Greensboro, NC 27409
$61 $737 National General 27 No 05/23/25 Greensboro, NC 27405
$67 $808 Dairyland 25 No 06/24/25 Greensboro, NC 27401
$52 $627 Progressive 46 06/26/25 Greensboro, NC 27410
$53 $634 National General 42 06/20/25 Greensboro, NC 27410
$53 $634 Progressive 71 09/26/25 Greensboro, NC 27403
$57 $683 Progressive 41 06/19/25 Greensboro, NC 27407
$57 $689 National General 56 06/16/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)

If you’re between 30 and 54, you’re more likely to have a low premium than those under 30 years old. Here’s a look at the cheapest quotes that mature drivers in Greensboro have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Quote
City, State
ZIP Code
$34 $412 Progressive 42 Yes 06/20/25 Greensboro, NC 27455
$37 $439 National General 46 No 06/26/25 Greensboro, NC 27410
$39 $467 Progressive 45 No 06/25/25 Greensboro, NC 27407
$40 $480 Progressive 42 No 06/20/25 Greensboro, NC 27408
$40 $484 National General 50 No 08/02/25 Greensboro, NC 27408
$52 $627 Progressive 46 06/26/25 Greensboro, NC 27410
$53 $634 National General 42 06/20/25 Greensboro, NC 27410
$53 $634 Progressive 71 09/26/25 Greensboro, NC 27403
$57 $683 Progressive 41 06/19/25 Greensboro, NC 27407
$57 $689 National General 56 06/16/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)

Drivers older than 54 often pay the lowest rates until they reach their 70s. Here’s a table of the cheapest policies for seniors in Greensboro, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Has Full Coverage
$35 $420 National General 61 05/20/25 Greensboro, NC 27410 No
$51 $607 Safeco 55 09/15/25 Greensboro, NC 27401 No
$51 $616 National General 56 06/16/25 Greensboro, NC 27406 No
$56 $669 Progressive 55 08/11/25 Greensboro, NC 27405 No
$56 $671 Liberty Mutual 65 08/10/25 Greensboro, NC 27407 No
$52 $627 Progressive 46 06/26/25 Greensboro, NC 27410
$53 $634 National General 42 06/20/25 Greensboro, NC 27410
$53 $634 Progressive 71 09/26/25 Greensboro, NC 27403
$57 $683 Progressive 41 06/19/25 Greensboro, NC 27407
$57 $689 National General 56 06/16/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with clean records in Greensboro, NC

Drivers with clean records — meaning no accidents, claims or violations — often qualify for the lowest auto insurance premiums. Below are some of the cheapest quotes available to drivers with clean records in Greensboro, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
Has Full Coverage
City, State
ZIP Code
$34 $412 Progressive 42 06/20/25 Yes Greensboro, NC 27455
$35 $420 National General 61 05/20/25 No Greensboro, NC 27410
$37 $439 National General 46 06/26/25 No Greensboro, NC 27410
$39 $467 Progressive 45 06/25/25 No Greensboro, NC 27407
$40 $480 Progressive 42 06/20/25 No Greensboro, NC 27408
$52 $627 Progressive 46 06/26/25 Greensboro, NC 27410
$53 $634 National General 42 06/20/25 Greensboro, NC 27410
$53 $634 Progressive 71 09/26/25 Greensboro, NC 27403
$57 $683 Progressive 41 06/19/25 Greensboro, NC 27407
$57 $689 National General 56 06/16/25 Greensboro, NC 27406
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with low credit scores in Greensboro, NC

It’s legal for insurers in North Carolina to use your credit score to help determine your car insurance costs, so having a low score can result in a pricier premium. Take a look at the cheapest quotes for drivers in Greensboro with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $49 $583 National General 33 03/30/25 Greensboro, NC 27455
<550 $51 $608 Progressive 66 04/09/25 Greensboro, NC 27409
<550 $51 $614 Progressive 25 02/22/25 Greensboro, NC 27410
<550 $52 $627 National General 55 03/11/25 Greensboro, NC 27406
<550 $55 $655 Dairyland 27 08/22/24 Greensboro, NC 27410
<550 $64 $765 Progressive 21 04/07/25 Greensboro, NC 27403
<550 $64 $771 Safeco 29 12/24/24 Greensboro, NC 27406
<550 $67 $801 Progressive 43 12/18/24 Greensboro, NC 27407
<550 $71 $851 National General 25 08/26/25 Greensboro, NC 27407
<550 $73 $879 Progressive 40 07/01/25 Greensboro, NC 27405
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC

Adding an at-fault accident to your record typically raises your insurance costs. It’s wise to compare quotes from multiple providers to find the best offer. Take a look at the cheapest quotes for drivers with at-fault accidents on their records in Greensboro, according to Jerry’s data.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $47 $558 National General 49 No 06/20/25 Greensboro, NC 27410
At Fault With No Injury $47 $558 National General 32 No 02/14/25 Greensboro, NC 27409
At Fault With Injury $49 $583 National General 25 No 03/14/25 Greensboro, NC 27455
At Fault With Injury $55 $661 National General 29 No 08/08/24 Greensboro, NC 27403
At Fault With Injury $56 $678 Progressive 31 No 09/24/25 Greensboro, NC 27410
$64 $765 Progressive 21 04/07/25 Greensboro, NC 27403
$64 $771 Safeco 29 12/24/24 Greensboro, NC 27406
$67 $801 Progressive 43 12/18/24 Greensboro, NC 27407
$71 $851 National General 25 08/26/25 Greensboro, NC 27407
$73 $879 Progressive 40 07/01/25 Greensboro, NC 27405
Last Updated Oct. 15, 2025

Cheapest car insurance for drivers with speeding tickets in Greensboro, NC

If you’ve been cited for speeding, you can usually expect your insurance bill to rise. It’s wise to compare quotes from multiple insurers before your policy renews to get the best deal possible. Here are some of the cheapest quotes that drivers with speeding tickets in Greensboro have received through Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Quote
City, State
ZIP Code
Speeding over 15 $49 $586 Progressive 49 06/20/25 Greensboro, NC 27410
Speeding under 15 $59 $705 Progressive 25 06/11/25 Greensboro, NC 27455
Speeding under 15 $62 $747 Dairyland 36 07/02/25 Greensboro, NC 27410
Speeding under 15 $67 $808 Dairyland 24 05/16/25 Greensboro, NC 27405
Speeding under 15 $69 $825 National General 23 09/01/25 Greensboro, NC 27403
$64 $765 Progressive 21 06/26/25 Greensboro, NC 27403
$64 $771 Safeco 29 06/20/25 Greensboro, NC 27406
$67 $801 Progressive 43 09/26/25 Greensboro, NC 27407
$71 $851 National General 25 06/19/25 Greensboro, NC 27407
$73 $879 Progressive 40 06/16/25 Greensboro, NC 27405
Last Updated Oct. 15, 2025
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Our goal is clear, trustworthy information.
Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept current, and our editorial team is separate from our business partners, so our opinions & tips are unbiased. All insights drawn from Jerry’s proprietary, aggregated customer auto insurance quotes data provide unique, real-world guidance.
Our experts
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

†Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.

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