Cheap Car Insurance in Greensboro, NC (July 2025)

Written by Xuyun Zeng and 2 others
Updated Jul 21, 2025
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Cheap Car Insurance in Greensboro, NC (July 2025)

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Greensboro is an abundant city with attractions like the International Civil Rights Center & Museum, more than 100 miles of trails and greenways, and its very own bog garden. Whether you’re heading home on Interstate 40, taking friends on a local tour, or celebrating a win in Tournament Town, it’s best to do so with the protection of a reliable car insurance policy.

To help you shop for affordable coverage, we’ve gathered quote data from real Jerry customers in Greensboro. This page can show you how your age, driving history and desired coverage affects your rate.

More: Best car insurance in North Carolina

Cheapest minimum coverage insurance in Greensboro

North Carolina requires drivers to have these minimum coverages:

  • $50,000 in bodily injury liability per person.
  • $100,000 in bodily injury liability per accident.
  • $50,000 in property damage liability.
  • $50,000 in uninsured and underinsured motorist bodily injury coverage per person.
  • $100,000 in uninsured and underinsured motorist bodily injury coverage per accident.
  • $50,000 in uninsured motorist property damage coverage per person.

Here are the cheapest quotes for minimum coverage that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$37 $443 Progressive 41 March 8, 2025 Greensboro, NC 27406
$44 $529 Progressive 27 August 22, 2024 Greensboro, NC 27410
$47 $558 National General 49 June 11, 2025 Greensboro, NC 27455
$47 $558 National General 49 June 20, 2025 Greensboro, NC 27410
$47 $558 National General 24 May 29, 2025 Greensboro, NC 27410
$49 $583 National General 21 March 13, 2025 Greensboro, NC 27410
$49 $583 National General 25 June 20, 2025 Greensboro, NC 27409
$49 $583 National General 38 June 6, 2025 Greensboro, NC 27410
$49 $583 National General 25 January 22, 2025 Greensboro, NC 27408
$49 $584 Safeco 28 January 29, 2025 Greensboro, NC 27410
Last Updated Jul 19, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

More: Cheapest car insurance in North Carolina

Cheapest full coverage insurance in Greensboro

Greensboro is occasionally impacted by hurricanes and tropical storms, which can deliver heavy rainfall and flooding in the area. Minimum coverage won’t help you pay for repairs if your car is damaged in bad weather, but full coverage will. Check out the cheapest quotes that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409
$51 $613 Progressive 27 August 22, 2024 Greensboro, NC 27410
$55 $661 National General 33 June 16, 2024 Greensboro, NC 27407
$65 $785 Progressive 44 February 28, 2025 Greensboro, NC 27407
$66 $787 Progressive 43 July 15, 2024 Greensboro, NC 27409
$68 $814 Progressive 40 April 7, 2025 Greensboro, NC 27408
$69 $830 National General 33 January 1, 2025 Greensboro, NC 27455
$72 $863 National General 39 November 5, 2024 Greensboro, NC 27408
$73 $875 Progressive 36 March 18, 2025 Greensboro, NC 27407
$80 $958 National General 39 November 30, 2024 Greensboro, NC 27410
Last Updated Jul 18, 2025

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Methodology

Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:

  • 35-45 years old.
  • Clean driving record.
  • $50,000 in bodily injury liability, per person.
  • $100,000 in bodily injury liability, per accident.
  • $1,000 deductible for comprehensive and collision insurance.

More: Best car insurance companies

Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)

Premiums are often highest for young drivers because insurance providers consider their limited experience a potential liability. Still, companies weigh this risk differently, so gathering quotes from multiple insurers can help you find the best rate. Check out the cheapest rates young drivers in Greensboro obtained through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$49 $583 National General 21 No March 13, 2025 Greensboro, NC 27410
$49 $584 Safeco 28 No January 29, 2025 Greensboro, NC 27410
$49 $591 Dairyland 25 No January 27, 2024 Greensboro, NC 27455
$51 $613 Progressive 27 Yes August 22, 2024 Greensboro, NC 27410
$59 $705 Progressive 25 No March 23, 2025 Greensboro, NC 27408
Last Updated Jul 22, 2025

More: Get cheap car insurance the smart way, today

Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)

If you’re between 30 and 54, you’re more likely to have a low premium than those under 30 years old. Here’s a look at the cheapest quotes that mature drivers in Greensboro have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$37 $443 Progressive 41 No March 8, 2025 Greensboro, NC 27406
$47 $558 National General 49 No June 20, 2025 Greensboro, NC 27410
$47 $558 National General 49 No June 11, 2025 Greensboro, NC 27455
$51 $614 Progressive 40 No April 7, 2025 Greensboro, NC 27408
$52 $621 Progressive 54 No June 21, 2025 Greensboro, NC 27405
Last Updated Jul 18, 2025

Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)

Drivers older than 54 often pay the lowest rates until they reach their 70s. Here’s a table of the cheapest policies for seniors in Greensboro, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409 Yes
$52 $627 National General 55 March 11, 2025 Greensboro, NC 27406 No
$61 $737 National General 57 December 21, 2024 Greensboro, NC 27407 No
$64 $765 Progressive 58 February 28, 2025 Greensboro, NC 27407 No
$77 $921 Progressive 55 August 26, 2024 Greensboro, NC 27406 No
Last Updated Jul 18, 2025

Cheapest car insurance for drivers with clean records in Greensboro, NC

Drivers with clean records — meaning no accidents, claims or violations — often qualify for the lowest auto insurance premiums. Below are some of the cheapest quotes available to drivers with clean records in Greensboro, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$37 $443 Progressive 41 March 8, 2025 No Greensboro, NC 27406
$49 $583 National General 21 March 13, 2025 No Greensboro, NC 27410
$49 $584 Safeco 28 January 29, 2025 No Greensboro, NC 27410
$49 $591 Dairyland 25 January 27, 2024 No Greensboro, NC 27455
$51 $608 Progressive 66 April 9, 2025 Yes Greensboro, NC 27409
Last Updated Jul 19, 2025

Cheapest car insurance for drivers with low credit scores in Greensboro, NC

It’s legal for insurers in North Carolina to use your credit score to help determine your car insurance costs, so having a low score can result in a pricier premium. Take a look at the cheapest quotes for drivers in Greensboro with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409
<550 $51 $613 Progressive 27 August 22, 2024 Greensboro, NC 27410
<550 $52 $627 National General 55 March 11, 2025 Greensboro, NC 27406
<550 $60 $720 Progressive 20 September 23, 2024 Greensboro, NC 27407
<550 $64 $765 Progressive 31 June 18, 2025 Greensboro, NC 27407
<550 $64 $771 Safeco 24 March 18, 2025 Greensboro, NC 27407
<550 $67 $801 Progressive 43 December 18, 2024 Greensboro, NC 27407
<550 $77 $921 Dairyland 40 July 1, 2025 Greensboro, NC 27405
<550 $96 $1,150 National General 58 July 30, 2024 Greensboro, NC 27407
<550 $112 $1,339 Progressive 63 May 15, 2024 Greensboro, NC 27401
Last Updated Jul 18, 2025

Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC

Adding an at-fault accident to your record typically raises your insurance costs. It’s wise to compare quotes from multiple providers to find the best offer. Take a look at the cheapest quotes for drivers with at-fault accidents on their records in Greensboro, according to Jerry’s data.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $47 $558 National General 49 No June 20, 2025 Greensboro, NC 27410
At Fault With No Injury $61 $732 Dairyland 39 No September 15, 2024 Greensboro, NC 27405
At Fault With No Injury $61 $736 Safeco 35 No January 13, 2025 Greensboro, NC 27407
At Fault With Injury $61 $737 National General 29 No June 9, 2025 Greensboro, NC 27403
At Fault With Injury $61 $737 National General 32 No April 9, 2025 Greensboro, NC 27407
Last Updated Jul 18, 2025

Cheapest car insurance for drivers with speeding tickets in Greensboro, NC

If you’ve been cited for speeding, you can usually expect your insurance bill to rise. It’s wise to compare quotes from multiple insurers before your policy renews to get the best deal possible. Here are some of the cheapest quotes that drivers with speeding tickets in Greensboro have received through Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding over 15 $47 $558 National General 49 June 20, 2025 Greensboro, NC 27410
Speeding over 15 $57 $689 Progressive 52 May 7, 2024 Greensboro, NC 27406
Speeding over 15 $59 $705 Progressive 25 March 23, 2025 Greensboro, NC 27408
Speeding under 15 $61 $737 National General 29 June 9, 2025 Greensboro, NC 27403
Speeding under 15 $67 $808 Dairyland 24 May 16, 2025 Greensboro, NC 27405
Last Updated Jul 18, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.