Cheap Car Insurance in Greensboro, NC

Written by Xuyun Zeng and 2 others
Updated Mar 27, 2025
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Cheap Car Insurance in Greensboro, NC

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Greensboro is an abundant city with attractions like the International Civil Rights Center & Museum, more than 100 miles of trails and greenways, and its very own bog garden. Whether you’re heading home on Interstate 40, taking friends on a local tour, or celebrating a win in Tournament Town, it’s best to do so with the protection of a reliable car insurance policy.

To help you shop for affordable coverage, we’ve gathered quote data from real Jerry customers in Greensboro. This page can show you how your age, driving history and desired coverage affects your rate.

Cheapest minimum coverage insurance in Greensboro

North Carolina requires drivers to have these minimum coverages:

  • $30,000 in bodily injury liability per person.
  • $60,000 in bodily injury liability per accident.
  • $25,000 in property damage liability.
  • $30,000 in uninsured motorist per person.
  • $60,000 in uninsured motorist per accident.
  • $25,000 in uninsured motorist property damage coverage, or UMPD.

Here are the cheapest quotes for minimum coverage that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$37 $443 Progressive 41 March 8, 2025 Greensboro, NC 27406
$44 $526 Progressive 40 December 31, 2024 Greensboro, NC 27455
$47 $558 National General 64 February 21, 2025 Greensboro, NC 27408
$49 $583 National General 25 March 14, 2025 Greensboro, NC 27455
$49 $591 Dairyland 25 January 27, 2024 Greensboro, NC 27455
$49 $591 Dairyland 33 February 27, 2024 Greensboro, NC 27410
$49 $591 Dairyland 24 January 17, 2024 Greensboro, NC 27410
$51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409
$51 $614 Progressive 28 January 29, 2025 Greensboro, NC 27410
$52 $627 National General 55 March 11, 2025 Greensboro, NC 27406
Last Updated May 9, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Find affordable car insurance in minutes.

Cheapest full coverage insurance in Greensboro

Greensboro is occasionally impacted by hurricanes and tropical storms, which can deliver heavy rainfall and flooding in the area. Minimum coverage won’t help you pay for repairs if your car is damaged in bad weather, but full coverage will. Check out the cheapest quotes that drivers in Greensboro have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409
$55 $661 National General 27 November 26, 2024 Greensboro, NC 27403
$55 $661 National General 33 June 16, 2024 Greensboro, NC 27407
$61 $732 Dairyland 49 November 1, 2024 Greensboro, NC 27406
$64 $771 National General 25 January 15, 2025 Greensboro, NC 27407
$68 $817 Progressive 34 January 2, 2025 Greensboro, NC 27406
$84 $1,003 Progressive 38 July 6, 2024 Greensboro, NC 27410
$96 $1,157 National General 32 April 28, 2025 Greensboro, NC 27408
$101 $1,212 Progressive 28 May 7, 2025 Greensboro, NC 27405
$107 $1,278 Progressive 33 December 29, 2024 Greensboro, NC 27405
Last Updated May 9, 2025

Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)

Premiums are often highest for young drivers because insurance providers consider their limited experience a potential liability. Still, companies weigh this risk differently, so gathering quotes from multiple insurers can help you find the best rate. Check out the cheapest rates young drivers in Greensboro obtained through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$49 $583 National General 25 No March 14, 2025 Greensboro, NC 27455
$49 $591 Dairyland 25 No January 27, 2024 Greensboro, NC 27455
$49 $591 Dairyland 24 No January 17, 2024 Greensboro, NC 27410
$51 $614 Progressive 28 No January 29, 2025 Greensboro, NC 27410
$55 $661 National General 29 No August 8, 2024 Greensboro, NC 27403
Last Updated May 9, 2025

Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)

If you’re between 30 and 54, you’re more likely to have a low premium than those under 30 years old. Here’s a look at the cheapest quotes that mature drivers in Greensboro have received through Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$37 $443 Progressive 41 No March 8, 2025 Greensboro, NC 27406
$44 $526 Progressive 40 No December 31, 2024 Greensboro, NC 27455
$49 $591 Dairyland 33 No February 27, 2024 Greensboro, NC 27410
$55 $658 Dairyland 38 No December 20, 2023 Greensboro, NC 27455
$55 $661 National General 33 Yes June 16, 2024 Greensboro, NC 27407
Last Updated May 9, 2025

Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)

Drivers older than 54 often pay the lowest rates until they reach their 70s. Here’s a table of the cheapest policies for older drivers in Greensboro, based on Jerry’s customer data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Has Full Coverage
$47 $558 National General 64 February 21, 2025 Greensboro, NC 27408 No
$51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409 Yes
$52 $627 National General 55 March 11, 2025 Greensboro, NC 27406 No
$64 $765 Progressive 58 February 28, 2025 Greensboro, NC 27407 No
$77 $921 Progressive 55 August 26, 2024 Greensboro, NC 27406 No
Last Updated May 9, 2025

Cheapest car insurance for drivers with clean records in Greensboro, NC

Drivers with clean records — meaning no accidents, claims or violations — often qualify for the lowest auto insurance premiums. Below are some of the cheapest quotes available to drivers with clean records in Greensboro, based on Jerry’s data.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$37 $443 Progressive 41 March 8, 2025 No Greensboro, NC 27406
$44 $526 Progressive 40 December 31, 2024 No Greensboro, NC 27455
$49 $591 Dairyland 24 January 17, 2024 No Greensboro, NC 27410
$49 $591 Dairyland 25 January 27, 2024 No Greensboro, NC 27455
$51 $608 Progressive 66 April 9, 2025 Yes Greensboro, NC 27409
Last Updated May 9, 2025

Cheapest car insurance for drivers with low credit scores in Greensboro, NC

It’s legal for insurers in North Carolina to use your credit score to help determine your car insurance costs, so having a low score can result in a pricier premium. Take a look at the cheapest quotes for drivers in Greensboro with credit scores below 550.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $51 $608 Progressive 66 April 9, 2025 Greensboro, NC 27409
<550 $52 $627 National General 55 March 11, 2025 Greensboro, NC 27406
<550 $58 $698 Dairyland 28 November 30, 2023 Greensboro, NC 27406
<550 $61 $737 National General 24 April 16, 2025 Greensboro, NC 27405
<550 $64 $765 Progressive 21 April 7, 2025 Greensboro, NC 27403
<550 $104 $1,243 Dairyland 28 January 5, 2024 Greensboro, NC 27455
<550 $112 $1,339 Progressive 63 May 15, 2024 Greensboro, NC 27401
<550 $115 $1,378 Dairyland 56 June 1, 2024 Greensboro, NC 27405
<550 $120 $1,445 Progressive 29 December 24, 2024 Greensboro, NC 27406
<550 $129 $1,552 Progressive 37 April 10, 2025 Greensboro, NC 27406
Last Updated May 9, 2025

Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC

Adding an at-fault accident to your record typically raises your insurance costs. It’s wise to compare quotes from multiple providers to find the best offer. Take a look at the cheapest quotes for drivers with at-fault accidents on their records in Greensboro, according to Jerry’s data.

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With Injury $47 $558 National General 64 No February 21, 2025 Greensboro, NC 27408
At Fault With Injury $49 $583 National General 25 No March 14, 2025 Greensboro, NC 27455
At Fault With Injury $55 $661 National General 29 No August 8, 2024 Greensboro, NC 27403
At Fault With Injury $61 $732 Dairyland 49 Yes November 1, 2024 Greensboro, NC 27406
At Fault With No Injury $61 $737 National General 24 No April 16, 2025 Greensboro, NC 27405
Last Updated May 9, 2025

Cheapest car insurance for drivers with speeding tickets in Greensboro, NC

If you’ve been ticketed for speeding, you can usually expect your insurance bill to rise. It’s wise to compare quotes from multiple insurers before your policy renews to get the best deal possible. Here are some of the cheapest quotes that drivers with speeding tickets in Greensboro have received through Jerry.

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $55 $661 National General 29 August 8, 2024 Greensboro, NC 27403
Speeding over 15 $57 $682 National General 25 March 23, 2025 Greensboro, NC 27408
Speeding over 15 $57 $689 Progressive 52 May 7, 2024 Greensboro, NC 27406
Speeding over 15 $104 $1,243 Dairyland 28 January 5, 2024 Greensboro, NC 27455
Speeding over 15 $112 $1,347 Progressive 30 February 18, 2024 Greensboro, NC 27406
Last Updated May 9, 2025
MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.