Greensboro is an abundant city with attractions like the International Civil Rights Center & Museum, more than 100 miles of trails and greenways, and its very own bog garden. Whether you’re heading home on Interstate 40, taking friends on a local tour, or celebrating a win in Tournament Town, it’s best to do so with the protection of a reliable car insurance policy.
To help you shop for affordable coverage, we’ve gathered quote data from real Jerry customers in Greensboro. This page can show you how your age, driving history and desired coverage affects your rate.
More: Best car insurance in North Carolina
Cheapest minimum coverage insurance in Greensboro
North Carolina requires drivers to have these minimum coverages:
- $50,000 in bodily injury liability per person.
- $100,000 in bodily injury liability per accident.
- $50,000 in property damage liability.
- $50,000 in uninsured and underinsured motorist bodily injury coverage per person.
- $100,000 in uninsured and underinsured motorist bodily injury coverage per accident.
- $50,000 in uninsured motorist property damage coverage per person.
Here are the cheapest quotes for minimum coverage that drivers in Greensboro have received via Jerry.
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in North Carolina
Cheapest full coverage insurance in Greensboro
Greensboro is occasionally impacted by hurricanes and tropical storms, which can deliver heavy rainfall and flooding in the area. Minimum coverage won’t help you pay for repairs if your car is damaged in bad weather, but full coverage will. Check out the cheapest quotes that drivers in Greensboro have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $34 | $412 | 40 | 06/20/25 | 27455 | ||
| $35 | $415 | 46 | 06/27/25 | 27405 | ||
| $41 | $489 | 65 | 08/10/25 | 27407 | ||
| $43 | $512 | 46 | 06/26/25 | 27410 | ||
| $49 | $584 | 41 | 06/19/25 | 27405 | ||
| $51 | $610 | 50 | 09/24/25 | 27406 | ||
| $51 | $618 | 43 | 06/21/25 | 27410 | ||
| $53 | $636 | 37 | 11/09/25 | 27409 | ||
| $55 | $661 | 44 | 06/26/25 | 27408 | ||
| $59 | $707 | 41 | 06/19/25 | 27403 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Greensboro, NC (18-29 years old)
Premiums are often highest for young drivers because insurance providers consider their limited experience a potential liability. Still, companies weigh this risk differently, so gathering quotes from multiple insurers can help you find the best rate. Check out the cheapest rates young drivers in Greensboro obtained through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $49 | $583 | 24 | No | 07/13/25 | 27410 | ||
| $51 | $614 | 25 | No | 06/24/25 | 27409 | ||
| $51 | $618 | 23 | No | 09/22/25 | 27407 | ||
| $53 | $641 | 26 | No | 08/21/25 | 27410 | ||
| $57 | $682 | 22 | No | 08/18/25 | 27409 | ||
| $51 | $610 | 50 | 09/24/25 | 27406 | |||
| $51 | $618 | 43 | 06/21/25 | 27410 | |||
| $53 | $636 | 37 | 11/09/25 | 27409 | |||
| $55 | $661 | 44 | 06/26/25 | 27408 | |||
| $59 | $707 | 41 | 06/19/25 | 27403 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Greensboro, NC (30-54 years old)
If you’re between 30 and 54, you’re more likely to have a low premium than those under 30 years old. Here’s a look at the cheapest quotes that mature drivers in Greensboro have received through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $33 | $398 | 53 | No | 10/09/25 | 27401 | ||
| $35 | $415 | 46 | Yes | 06/27/25 | 27405 | ||
| $37 | $446 | 37 | No | 09/15/25 | 27410 | ||
| $39 | $468 | 43 | No | 06/21/25 | 27403 | ||
| $41 | $490 | 46 | No | 07/24/25 | 27410 | ||
| $51 | $610 | 50 | 09/24/25 | 27406 | |||
| $51 | $618 | 43 | 06/21/25 | 27410 | |||
| $53 | $636 | 37 | 11/09/25 | 27409 | |||
| $55 | $661 | 44 | 06/26/25 | 27408 | |||
| $59 | $707 | 41 | 06/19/25 | 27403 |
Cheapest car insurance for older drivers in Greensboro, NC (55+ years old)
Drivers older than 54 often pay the lowest rates until they reach their 70s. Here’s a table of the cheapest policies for seniors in Greensboro, based on Jerry’s customer data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $44 | $533 | 65 | 08/10/25 | 27407 | No | ||
| $61 | $737 | 71 | 09/26/25 | 27403 | No | ||
| $63 | $751 | 66 | 05/29/25 | 27406 | Yes | ||
| $65 | $774 | 58 | 08/21/25 | 27410 | Yes | ||
| $71 | $851 | 65 | 07/18/25 | 27406 | Yes | ||
| $51 | $610 | 50 | 09/24/25 | 27406 | |||
| $51 | $618 | 43 | 06/21/25 | 27410 | |||
| $53 | $636 | 37 | 11/09/25 | 27409 | |||
| $55 | $661 | 44 | 06/26/25 | 27408 | |||
| $59 | $707 | 41 | 06/19/25 | 27403 |
Cheapest car insurance for drivers with clean records in Greensboro, NC
Drivers with clean records — meaning no accidents, claims or violations — often qualify for the lowest auto insurance premiums. Below are some of the cheapest quotes available to drivers with clean records in Greensboro, based on Jerry’s data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $28 | $337 | 46 | 06/27/25 | No | 27405 | ||
| $33 | $397 | 37 | 11/09/25 | No | 27409 | ||
| $34 | $404 | 46 | 09/22/25 | No | 27409 | ||
| $34 | $412 | 40 | 06/20/25 | Yes | 27455 | ||
| $35 | $418 | 50 | 09/24/25 | No | 27406 | ||
| $51 | $610 | 50 | 09/24/25 | 27406 | |||
| $51 | $618 | 43 | 06/21/25 | 27410 | |||
| $53 | $636 | 37 | 11/09/25 | 27409 | |||
| $55 | $661 | 44 | 06/26/25 | 27408 | |||
| $59 | $707 | 41 | 06/19/25 | 27403 |
Cheapest car insurance for drivers with low credit scores in Greensboro, NC
It’s legal for insurers in North Carolina to use your credit score to help determine your car insurance costs, so having a low score can result in a pricier premium. Take a look at the cheapest quotes for drivers in Greensboro with credit scores below 550.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $49 | $586 | 31 | 03/18/25 | 27409 | ||
| <550 | $50 | $596 | 35 | 10/09/24 | 27455 | ||
| <550 | $51 | $608 | 66 | 04/09/25 | 27409 | ||
| <550 | $52 | $627 | 55 | 03/11/25 | 27406 | ||
| <550 | $54 | $652 | 39 | 09/21/25 | 27410 | ||
| <550 | $55 | $662 | 45 | 10/09/25 | 27410 | ||
| <550 | $59 | $708 | 27 | 11/07/25 | 27409 | ||
| <550 | $61 | $732 | 52 | 11/10/24 | 27405 | ||
| <550 | $61 | $732 | 35 | 09/28/24 | 27406 | ||
| <550 | $64 | $765 | 21 | 04/07/25 | 27403 |
Cheapest car insurance for drivers with at-fault accidents in Greensboro, NC
Adding an at-fault accident to your record typically raises your insurance costs. It’s wise to compare quotes from multiple providers to find the best offer. Take a look at the cheapest quotes for drivers with at-fault accidents on their records in Greensboro, according to Jerry’s data.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With Injury | $47 | $558 | 28 | No | 05/26/25 | 27410 | ||
| At Fault With Injury | $49 | $583 | 25 | No | 03/14/25 | 27455 | ||
| At Fault With Injury | $54 | $652 | 31 | No | 09/24/25 | 27410 | ||
| At Fault With No Injury | $54 | $652 | 39 | No | 09/21/25 | 27410 | ||
| At Fault With Injury | $56 | $675 | 37 | No | 04/19/25 | 27407 | ||
| $55 | $662 | 45 | 10/09/25 | 27410 | ||||
| $59 | $708 | 27 | 11/07/25 | 27409 | ||||
| $61 | $732 | 52 | 11/10/24 | 27405 | ||||
| $61 | $732 | 35 | 09/28/24 | 27406 | ||||
| $64 | $765 | 21 | 04/07/25 | 27403 |
Cheapest car insurance for drivers with speeding tickets in Greensboro, NC
If you’ve been cited for speeding, you can usually expect your insurance bill to rise. It’s wise to compare quotes from multiple insurers before your policy renews to get the best deal possible. Here are some of the cheapest quotes that drivers with speeding tickets in Greensboro have received through Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $54 | $652 | 32 | 08/27/25 | 27409 | ||
| Speeding over 15 | $61 | $726 | 49 | 05/17/25 | 27406 | ||
| Speeding under 15 | $61 | $726 | 31 | 06/05/25 | 27405 | ||
| Speeding under 15 | $79 | $948 | 28 | 07/12/25 | 27410 | ||
| Speeding under 15 | $100 | $1,196 | 36 | 07/02/25 | 27410 | ||
| $55 | $662 | 45 | 09/24/25 | 27410 | |||
| $59 | $708 | 27 | 06/21/25 | 27409 | |||
| $61 | $732 | 52 | 11/09/25 | 27405 | |||
| $61 | $732 | 35 | 06/26/25 | 27406 | |||
| $64 | $765 | 21 | 06/19/25 | 27403 |
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
