North Dakota Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in North Dakota.
Compare North Dakota rates with Jerry
Learn about driving in North Dakota
Ben Moore, Sep 6, 2025
Cheapest Auto Insurance in North Dakota for September 2025
Compare quotes from 50+ insurers to find the cheapest car insurance in North Dakota.
R.E. Fulton, Sep 5, 2025
Cheapest car insurance in Fargo, North Dakota (September 2025)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Fargo, North Dakota.
Xuyun Zeng, Sep 4, 2025
Best Car Insurance in North Dakota for September 2025
Geico is the best car insurance company in North Dakota, according to Jerry’s analysis.
Find affordable car insurance in minutes.
North Dakota minimum car insurance requirements
North Dakota requires drivers to carry these minimum levels of car insurance coverage:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $25,000 in uninsured/underinsured bodily injury per person.
- $50,000 in uninsured/underinsured bodily injury per accident.
- $30,000 in personal injury protection (PIP).
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in North Dakota
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Monthly Quote
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Insurance Company
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Date of Quote
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City
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|---|
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Monthly Quote
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Insurance Company
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Date of Quote
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City
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|---|---|---|---|
| $39 | Bristol West | July 17, 2025 | Jamestown |
| $41 | Geico | April 20, 2025 | Fargo |
| $41 | Safeco | June 6, 2025 | Watford City |
| $42 | Bristol West | June 26, 2025 | Minot |
| $44 | Bristol West | August 22, 2025 | Jamestown |
Last Updated Sept. 3, 2025
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
