North Dakota Car Insurance Resources

Jerry has compiled everything you need to know about auto insurance in North Dakota.
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North Dakota Car Insurance Resources
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North Dakota minimum car insurance requirements

North Dakota requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured/underinsured bodily injury per person.
  • $50,000 in uninsured/underinsured bodily injury per accident.
  • $30,000 in personal injury protection (PIP).

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also needĀ gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in North Dakota

Monthly Quote
Insurance Company
Date of Policy
City
$36 Bristol West May 16, 2025 Williston
$49 Bristol West May 19, 2025 Grand Forks
$51 Bristol West May 24, 2025 Fargo
$52 Bristol West May 21, 2025 Watford City
$58 Bristol West June 1, 2025 Bismarck
Last Updated Jun 11, 2025
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