How Jerry finds car insurance savings for Knoxville drivers
Premiums have gone up for a lot of drivers in Knoxville, but you don’t have to just sit back and accept it. Jerry compares quotes, uncovers discounts and helps you choose smarter coverage for your needs and budget.
Below are real examples of Knoxville drivers who found cheaper coverage through Jerry.
Recent quotes
Name
Date
Make
Insurer
Monthly quote
Savings
Name
Date
Make
Insurer
Monthly quote
Savings
01/13/26
$101
19%
01/12/26
$262
27%
01/12/26
$132
40%
01/12/26
$66
20%
01/12/26
$113
32%
Date
Make
Insurer
Monthly quote
Savings
Date
01/13/26
Make
Insurer
Monthly quote
$101
Savings
19%
Date
01/12/26
Make
Insurer
Monthly quote
$262
Savings
27%
Date
01/12/26
Make
Insurer
Monthly quote
$132
Savings
40%
Date
01/12/26
Make
Insurer
Monthly quote
$66
Savings
20%
Date
01/12/26
Make
Insurer
Monthly quote
$113
Savings
32%
Last Updated Jan. 15, 2026
Methodology
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Jerry Agent Tip 1: Always compare quotes from different companies
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices.
Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Name
ZIP Code
Good quote
Better quote
Best quote
Name
ZIP Code
Good quote
Better quote
Best quote
37932
$57
$55
$54
37919
$77
$56
$53
37912
$31
$25
$22
37914
$63
$61
$61
37923
$54
$52
$39
ZIP Code
Good quote
Better quote
Best quote
ZIP Code
37932
Good quote
$57
Better quote
$55
Best quote
$54
ZIP Code
37919
Good quote
$77
Better quote
$56
Best quote
$53
ZIP Code
37912
Good quote
$31
Better quote
$25
Best quote
$22
ZIP Code
37914
Good quote
$63
Better quote
$61
Best quote
$61
ZIP Code
37923
Good quote
$54
Better quote
$52
Best quote
$39
Last Updated Jan. 15, 2026
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Always stack discounts you qualify for
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
When you understand what each coverage level includes, it becomes easier to find protection that fits your life and your budget. Minimum coverage keeps premiums low and covers only what your state requires. Higher tiers offer added protections such as coverage for your own car and support with towing and rental costs after an accident.
Here are four coverage tiers offered by Jerry so you can find the best fit for your needs and budget.
Minimum
$56 – $95/mo
Meets Tennessee’s 25/50/15minimum liability requirements but doesn’t cover damage to your own vehicle.
Higher liability limits, lower deductibles and extras like rental reimbursement or towing mean maximum protection.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Comparing coverage tiers helps you understand the tradeoffs between what you pay each month and the risk you’re taking on. Jerry shows real-time prices for each tier so you can choose the option that works best for you.
An optional coverage type that pays to repair or replace your car if it’s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle’s repairs if your policy has collision coverage.
An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.
Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.
Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn’t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.
Raising your deductible typically lowers your car insurance premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
Check your car’s value (Jerry tracks this for you monthly).
Choose what you can afford out-of-pocket.
See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Knoxville compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and
experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept
current, and our editorial team is separate from our business partners, so our opinions & tips are unbiased. All
insights drawn from Jerry’s proprietary, aggregated customer auto insurance quotes data provide unique, real-world
guidance.
Our experts
Xuyun Zeng
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
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†Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not
all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do
not constitute advice or recommendations. You should consult with an insurance professional about your specific
circumstances and needs before making any insurance decisions.
