Cheapest Toyota Corolla Car Insurance (2025)

Written by R.E. Fulton and 2 others
Updated Jan 10, 2025
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Cheapest Toyota Corolla Car Insurance (2025)

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How much does Toyota Corolla car insurance cost?

On average, Toyota Corolla drivers spend $95 each month on state minimum car insurance and $176 per month for full coverage. Compared to other popular cars like the Lexus LS, Buick Enclave, and Hyundai Sonata, the Toyota Corolla is 51% more expensive to insure.

However, there is no real “average” cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Toyota Corolla insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Toyota Corolla car insurance quotes

This may feel complicated, but it doesn’t have to be. Jerry is a car insurance price comparison tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Toyota Corolla drivers save an average of $1,669 per year on their car insurance.

Check out the table below to see real, free quotes that real people have gotten from Jerry.

Date
Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
January 21, 2025 Toyota Corolla Le National General $82 Ethan, 49, Irvine, CA 30/60 No
January 20, 2025 Toyota Corolla L Progressive $200 Gabriel, 35, Atlanta, GA State Minimum No
January 20, 2025 Toyota Corolla Le Progressive $135 Augusta, 23, Lincoln, NE 50/100 No
January 20, 2025 Toyota Corolla Ce Anchor General $211 Randy, 21, Menifee, CA 30/60 No
January 20, 2025 Toyota Corolla Le National General $155 Alexander, 58, Santa Cruz, CA 30/60 Yes
Last Updated Jan, 2025

However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.

To find out the rate for your Toyota Corolla, you’ll need to get car insurance quotes from at least three insurance companies.

The best car insurance companies for Toyota Corolla owners

There’s no single best insurance company for all Toyota Corolla owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to calculate your premiums.

But that doesn’t mean we can’t find the best insurance company for you.

Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco4.64.444.5
Travelers4.54.24.44.5
Progressive4.33.93.94.3
AAA4.243.84.4
Allstate4.23.63.84.2
USAA43.54.54.2
State Farm43.43.84.2
Farmers43.44.13.9
Geico3.93.33.94
Liberty Mutual3.73.23.53.7

How we gathered this data

Jerry conducted one of the largest car insurance surveys in the U.S., gathering insights from 45,000 policyholders across all 50 states over 24 months. These policyholders, insured by 87 different companies, shared their experiences to help us assess satisfaction in key areas: policy cost, customer service, buying and renewal processes, and claims handling. All scores reflect feedback from real customers.

How much car insurance do you need for a Toyota Corolla?

The average cost of Toyota Corolla insurance is $176 per month for full coverage and $95 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.

CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Toyota Corolla$176$95
  • Minimum coverage insurance is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
  • Full coverage insurance provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.

While knowing auto insurance averages can be useful, getting personalized quotes is the best way to shop for insurance. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies.

Check out the table below to see the average cost of auto insurance for some popular Toyota Corolla trims.

CarMonthly minimum coverage costMonthly full coverage cost
Corolla Toyota Base$93$168
Corolla Toyota CE$96$152
Corolla Toyota Cross L$90$199
Corolla Toyota Cross LE$129$198
Corolla Toyota Cross XLE$44$189
Corolla Toyota ECO$120$182
Corolla Toyota IM$92$190
Corolla Toyota L$93$180
Corolla Toyota LE$106$209
Corolla Toyota Matrix$99$134
Corolla Toyota Matrix S$107$181
Corolla Toyota Matrix XR$88$118
Corolla Toyota Matrix XRS$78$159
Corolla Toyota SE$108$198
Corolla Toyota VE$85$121
Corolla Toyota XSE$92$206

Toyota Corolla insurance cost by model year

The more recently your Toyota Corolla was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Toyota Corollas provided by Jerry to better understand how your driver profile might affect your cost.

2023 Toyota Corolla car insurance quotes

Unfortunately, newer cars can also come with higher car insurance rates. Here’s what Jerry drivers pay to insure their 2023 Toyota Corolla:

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2023 The General $100 Rachel, 35, Garland, TX State Minimum No
Corolla 2023 National General $253 Duane, 45, Pomona, CA 30/60 Yes
Corolla 2023 Progressive $590 Floyd, 30, Decatur, GA 50/100 Yes
Corolla 2023 Progressive $301 Lena, 29, Westwego, LA State Minimum Yes
Corolla 2023 Progressive $269 Sophie, 33, Kissimmee, FL No Coverage Yes
Last Updated Jan, 2025

2022 Toyota Corolla car insurance quotes

It’s important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Toyota Corolla drivers below:

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2022 Progressive $204 Annie, 26, Denton, TX State Minimum Yes
Corolla 2022 Progressive $577 Nellie, 29, Asheboro, NC State Minimum Yes
Corolla 2022 Dairyland $1,055 Bertie, 35, Sacramento, CA 50/100 Yes
Corolla 2022 Anchor General $406 Callie, 22, Cherry Valley, CA 30/60 Yes
Corolla 2022 National General $53 Ian, 36, Rancho Santa Fe, CA 30/60 No
Last Updated Jan, 2025

2021 Toyota Corolla car insurance quotes

Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Toyota Corolla:

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2021 Progressive $318 Clarence, 26, Compton, CA 50/100 No
Corolla 2021 Dairyland $445 Effie, 22, Davie, FL No Coverage No
Corolla 2021 Progressive $103 Hannah, 59, Candler, NC State Minimum Yes
Corolla 2021 Anchor General $296 Linnie, 47, Los Angeles, CA 30/60 Yes
Corolla 2021 Trexis $463 Stanley, 21, Castleton, VA 50/100 Yes
Last Updated Jan 29, 2025

If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Toyota Corolla with our real quote examples below:

2020 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2020 Progressive $222 Sara, 75, Miami, FL State Minimum No
Corolla 2020 Bristol West $257 Joshua, 80, El Cajon, CA 50/100 Yes
Corolla 2020 Aspire Advantage $260 Florence, 63, San Diego, CA 30/60 Yes
Corolla 2020 National General $134 Fannie, 33, Smyrna, TN State Minimum Yes
Corolla 2020 The General $246 Nancy, 44, Box Elder, SD State Minimum Yes
Last Updated Jan 29, 2025

2019 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2019 Progressive $91 Philip, 34, Hemingway, SC State Minimum No
Corolla 2019 Bristol West $325 Beatrice, 30, La Place, LA State Minimum Yes
Corolla 2019 Progressive $281 Lucile, 34, Albion, MI State Minimum Yes
Corolla 2019 Electric $599 Lina, 41, Baltimore, MD State Minimum Yes
Corolla 2019 Aspire Advantage $601 Nathaniel, 40, Diamond Bar, CA 30/60 Yes
Last Updated Jan 27, 2025

2018 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2018 Mercury $442 Amelia, 25, Porterville, CA 30/60 Yes
Corolla 2018 National General $40 Jeanette, 32, Visalia, CA 30/60 No
Corolla 2018 National General $194 Alan, 24, Los Angeles, CA 30/60 No
Corolla 2018 Progressive $100 Allen, 26, San Antonio, TX State Minimum Yes
Corolla 2018 Progressive $155 Ruby, 37, Spring, TX State Minimum Yes
Last Updated Jan, 2025

2017 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2017 National General $59 Hallie, 34, Los Angeles, CA 30/60 No
Corolla 2017 Progressive $176 Troy, 48, Rochester, NY State Minimum Yes
Corolla 2017 Electric $557 Dean, 25, Austin, TX 100/300 Yes
Corolla 2017 Progressive $151 Hunter, 24, Hyattsville, MD 100/300 Yes
Corolla 2017 Trexis $393 Carolyn, 70, Mount Vernon, OH State Minimum Yes
Last Updated Jan, 2025

2016 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2016 The General $523 Norman, 39, Duluth, GA State Minimum No
Corolla 2016 Aspire Advantage $221 Corey, 21, Sacramento, CA 30/60 Yes
Corolla 2016 Progressive $212 Olga, 33, Palmetto, GA State Minimum Yes
Corolla 2016 Aspire Advantage $152 Mary, 49, Tustin, CA 30/60 No
Corolla 2016 National General $257 Maria, 32, Hartford, CT State Minimum No
Last Updated Jan 29, 2025

2015 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2015 National General $293 Delia, 32, Decatur, GA State Minimum No
Corolla 2015 Progressive $90 Rose, 44, Ventura, CA 50/100 No
Corolla 2015 National General $146 Augusta, 32, Los Angeles, CA 30/60 No
Corolla 2015 Progressive $133 Antonio, 32, San Jacinto, CA 50/100 No
Corolla 2015 Progressive $188 Mina, 43, Dallas, TX State Minimum No
Last Updated Jan 29, 2025

2014 Toyota Corolla car insurance quotes

Car Model Year
Insurance Company
Monthly Quote
Customer
Liability Limits
Has Full Coverage
Corolla 2014 Electric $396 Benjamin, 68, Houston, TX 100/300 Yes
Corolla 2014 Bristol West $767 Robert, 40, Anaheim, CA 30/60 Yes
Corolla 2014 National General $97 Francisco, 26, Bensalem, PA State Minimum No
Corolla 2014 National General $87 Austin, 43, Glenside, PA State Minimum No
Corolla 2014 Embark General $172 Eric, 23, Gainesville, FL No Coverage No
Last Updated Jan, 2025

2013 Toyota Corolla car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
Has Full Coverage
Corolla 2013 Bristol West $178 Sam, 54, Palm Harbor, FL State Minimum Yes
Corolla 2013 Electric $124 Ian, 39, Yorktown, VA 50/100 No
Corolla 2013 Bristol West $190 Raymond, 46, Tampa, FL No Coverage No
Corolla 2013 National General $156 Emilie, 50, Knoxville, TN State Minimum Yes
Corolla 2013 Progressive $137 Alex, 42, Syracuse, NY 50/100 No
Last Updated Jan, 2025

Are Toyota Corollas expensive to insure?

The average Toyota Corolla insurance rate is $95 per month. Compared to the national average for other models from a similar price range, it is 51% more expensive to insure a Toyota Corolla .

CarMonthly minimum coverage costMonthly full coverage cost
Toyota Corolla$95$176
Mini Cooper$90$166
Jeep Compass$102$174
Buick Park Avenue$73$116
Ford Five Hundred$92$170

Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

Toyota Corolla safety ratings

Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.

The two best-known vehicle safety rating organizations are:

  • Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
  • National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.

See the tables below for a detailed look at safety ratings for the Toyota Corolla.

Insurance Institute for Highway Safety (IIHS) Rating

Rating typeRating
Small overlap front: driver-sideGood
Small overlap front: passenger-sideGood
Moderate overlap front: original testGood
Moderate overlap front: updated testAcceptable
Side: original testGood
Side: updated testAcceptable
Roof strengthGood
Head restraints & seatsGood
HeadlightsGood
Front crash prevention: vehicle-to-pedestrian (day)Superior
Front crash prevention: vehicle-to-pedestrian (night)Superior
Seat belt remindersMarginal
LATCH ease of useGood

Toyota Corolla safety features

The safety features of a model will also impact your insurance costs.

A vehicle with more advanced safety features poses a lower risk to insurance companies. As a result, insurance costs will be lower for vehicles with more (and better) safety features.

The Toyota Corolla has a variety of safety features. Learn more about them below.

Safety featureDescription
Anti-lock brakesABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking.
Security systemThe vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used.
PretensionersSeatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision.
Overhead airbagsOverhead airbags are used to protect the occupant’s heads in the event of a side collision or rollover.
Stability controlStability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle.
Side impact airbagsSide impact airbags for the front and rear seats have been designed to protect the torso during a side impact collision.
Front-impact airbagsFront-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash.
Knee airbagsKnee airbags help to protect the occupants lower extremities from serious injury in the event of an accident.

What other factors affect Toyota Corolla insurance rates?

Many factors influence your car insurance rate, such as:

  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Toyota Corolla insurance cost for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.

Toyota Corolla insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. Car insurance rates for seniors tend to be higher for several reasons.

Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.

Toyota Corolla insurance cost for drivers with driving violations

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.

If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:

  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Toyota Corolla drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit.

Jerry is proud to help Toyota Corolla drivers with varying speeding tickets save on car insurance.

Speeding Type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Speeding Violation-Major Toyota Corolla Base National General $860 Della, 23, New Haven, CT State Minimum No
Speeding 16-20 Toyota Corolla L Progressive $280 Jose, 26, Benton, AR 25/50 Yes
Speeding Violation-Minor Toyota Corolla L Bristol West $312 Lois, 37, Phoenix, AZ 50/100 Yes
Speeding 16-20 Toyota Corolla Le Bristol West $273 Jeremiah, 26, Aldie, VA 50/100 No
Speeding Violation-Minor Toyota Corolla L Bristol West $325 Connor, 30, La Place, LA State Minimum Yes
Last Updated Jan 29, 2025

Cheapest car insurance for Toyota Corolla drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.

You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Toyota Corolla drivers obtain affordable auto insurance rates after a DUI.

Cheapest car insurance for Toyota Corolla drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history.

If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Toyota Corolla drivers save on car insurance after car accidents.

Accident type
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Not At Fault Toyota Corolla L Progressive $249 Christina, 33, District Heights, MD State Minimum No
Not At Fault Toyota Corolla Progressive $171 Marguerite, 34, Fort Walton Beach, FL State Minimum No
Not At Fault Toyota Corolla Progressive $256 Barry, 26, Fredericksburg, VA 50/100 Yes
At Fault With No Injury Toyota Corolla L Bristol West $312 Cynthia, 37, Phoenix, AZ 50/100 Yes
At Fault With No Injury Toyota Corolla Base National General $215 Joseph, 54, Palm Harbor, FL State Minimum Yes
Last Updated Jan 27, 2025

Cheapest car insurance for Toyota Corolla drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.

We’ve compiled a list of various other driving violations and how we helped Toyota Corolla drivers with these violations save on their car insurance.

Violation
Car
Insurance Company
Premium (monthly)
Customer
Insurance coverage
Has Full Coverage
Failure to Obey Signal Toyota Corolla Progressive $439 Albert, 23, Dallas, TX State Minimum No
Failure to Stop Toyota Corolla Base Bristol West $369 Nannie, 31, Riverview, FL State Minimum No
Suspension Toyota Corolla Ce The General $210 Callie, 39, Apache Junction, AZ State Minimum No
Failure to show documents Toyota Corolla Base Progressive $214 Jim, 31, Sacramento, CA 30/60 Yes
Ticket Violation Not Listed Toyota Corolla Se National General $104 Leroy, 43, Long Beach, CA 30/60 No
Last Updated Jan 29, 2025

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle.

  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your car insurance deductible is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can reduce coverage on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
  • Bundle your insurance policies: Bundling your homeowners and auto insurance with the same company can amount to a lower overall bill.
MEET OUR EXPERTS
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R.E. Fulton
  • Licensed Insurance Agent

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

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Lina Zhang

Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.

Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.

Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.

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Josh Damico

As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.

Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.

Josh holds a bachelor’s degree in business administration and management from Medaille College.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.

Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article represent the author’s personal opinions and do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.