Car Insurance in Virginia
For over 60 years, Virginia motorists could pay a fee to avoid buying auto insurance. That changed in 2025 and now every driver in the state needs to have coverage.
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Virginia car insurance coverage
Two major changes happened in Virginia recently. In 2025, Virginia raised its minimum required car insurance minimums to:
- $50,000 for bodily injury or death of one person.
- $100,000 for bodily injury or death of two people.
- $25,000 for damage to other people’s property.
Furthermore, Virginia no longer allows drivers to pay a $500 annual “uninsured motor vehicle” fee to drive without insurance legally, ending a practice that existed since 1958.
When gathering car insurance quotes you’ll need to consider whether you want cheap car insurance or need increased coverage amounts to make the best decision for your finances and vehicle. By getting quotes from multiple places, you’ll be able to better figure out the average cost of car insurance for your profile and compare across various coverage types.
Car insurance by city in Virginia (July 2025)
Cheap Car Insurance in Richmond, VA (July 2025)
See how your car insurance rates in Richmond, Virginia can vary by factors like age and driving history.
Best Car Insurance in Virginia for July 2025
Erie is the best car insurance company in Virginia, according to Jerry’s editorial analysis.
Cheapest Car Insurance in Virginia for July 2025
Compare auto insurance quotes from 50+ companies to find the cheapest car insurance in Virginia.
Cheap Car Insurance in Virginia Beach, VA (July 2025)
Living in Virginia Beach can be delightful, but sharing the roads with tourists can add complications. Local drivers don't have to sacrifice robust protection for an affordable car insurance rate.
Find affordable car insurance in minutes.
Recent car insurance quotes received by Jerry customers in Virginia.
|
Date of Policy
|
City
|
Insurance Company
|
Monthly Quote
|
|---|---|---|---|
| June 23, 2025 | Bristol | Progressive | $64 |
| June 22, 2025 | Herndon | Progressive | $171 |
| June 22, 2025 | Virginia Beach | Gainsco | $873 |
| June 22, 2025 | Alexandria | Safeco | $137 |
| June 22, 2025 | Richmond | Electric | $339 |
| June 22, 2025 | Charlottesville | Trexis | $515 |
| June 22, 2025 | North Chesterfield | Electric | $635 |
| June 22, 2025 | Staunton | Bristol West | $72 |
| June 22, 2025 | Rocky Mount | Bristol West | $185 |
| June 22, 2025 | Broadway | National General | $55 |
Last Updated Jun, 2025
Car insurance companies in Virginia
Annie Millerbernd, Jan 8, 2025
Geico Auto Insurance Review 2025
Geico car insurance review Jerry rates Geico car insurance 5 stars out of 5. This score is the highest among insurers that Jerry rates and takes into account the insurer’s pricing, industry and consumer ratings, financial strength, and national complaint data. Geico stands out for ample rate discount opportunities, a superior financial strength rating and […]
Annie Millerbernd, Feb 13, 2025
Auto-Owners Auto Insurance Review 2025
Auto-Owners car insurance review Jerry rates Auto-Owners 4.9 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account industry ratings, consumer ratings, financial strength and national complaint data. Auto-Owners provides quality car insurance that’s worth considering if you’re in one of the 26 states where the […]
Annie Millerbernd, Jan 8, 2025
Progressive Auto Insurance Review 2025
Jerry rates Progressive 4.6 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, customer ratings, financial strength and national complaint data. Progressive stands out for its many optional policy add-ons, including rideshare insurance, coverage for pets injured in an accident, […]
State of Virginia resources
