Cheap Car Insurance in Seattle June 2025

Written by Xuyun Zeng and 1 other
Updated Jun 16, 2025
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Cheap Car Insurance in Seattle June 2025

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Narrow roads slick with rain, steep inclines, and many pedestrians and cyclists can create hazardous conditions when you’re driving in Seattle. It’s all too easy for an accident to happen, which is why it’s important to invest in a car insurance policy that will protect you and your finances.

We’ve gathered real quotes that Jerry customers in Seattle have received to show how your age, driving record and desired coverage can affect your insurance costs.

Cheapest minimum coverage insurance in Seattle

Washington requires drivers to carry the following minimum coverages:

  • $25,000 for bodily injury or death of one person.
  • $50,000 for bodily injury or death of two people.
  • $10,000 for damage to other peoples’ property.

Here are some of the cheapest quotes that Jerry customers in Seattle got for minimum coverage via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$43 $520 Progressive 27 March 9, 2025 Seattle, WA 98103
$44 $532 Progressive 27 March 23, 2025 Seattle, WA 98103
$46 $546 Progressive 38 March 15, 2025 Seattle, WA 98198
$48 $570 Progressive 25 August 22, 2024 Seattle, WA 98103
$50 $594 Progressive 35 April 5, 2025 Seattle, WA 98117
$50 $600 Progressive 30 April 18, 2025 Seattle, WA 98121
$51 $616 Progressive 30 March 26, 2025 Seattle, WA 98122
$54 $644 Progressive 42 June 4, 2025 Seattle, WA 98144
$54 $652 Progressive 30 August 2, 2024 Seattle, WA 98133
$58 $696 Progressive 40 March 3, 2025 Seattle, WA 98103
Last Updated Jun 11, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Seattle

The minimum coverage won’t help you if your car is flooded, damaged by weather or stolen. You’d need full coverage, which combines collision and comprehensive insurances, for protection in those situations.

These are some of the cheapest full coverage quotes for drivers in Seattle.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$95 $1,134 The General 33 April 24, 2024 Seattle, WA 98118
$112 $1,338 The General 40 January 24, 2024 Seattle, WA 98103
$122 $1,464 The General 37 March 23, 2025 Seattle, WA 98144
$129 $1,543 Safeco 41 October 9, 2024 Seattle, WA 98103
$130 $1,554 The General 52 May 8, 2024 Seattle, WA 98168
$133 $1,600 The General 28 May 4, 2024 Seattle, WA 98109
$136 $1,636 The General 55 December 21, 2023 Seattle, WA 98188
$138 $1,656 Safeco 36 February 6, 2025 Seattle, WA 98105
$145 $1,744 The General 36 December 17, 2023 Seattle, WA 98112
$146 $1,750 The General 64 April 15, 2024 Seattle, WA 98117
Last Updated Jun 11, 2025

Cheapest car insurance for young drivers in Seattle (18-29 years old)

A young driver may be more likely to pay higher rates than an older driver would, which means it’s wise to comparison shop with multiple insurance companies. Here are some of the cheapest quotes young Seattle drivers have received via Jerry.

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$43 $520 Progressive 27 No March 9, 2025 Seattle, WA 98103
$44 $532 Progressive 27 No March 23, 2025 Seattle, WA 98103
$48 $570 Progressive 25 Yes August 22, 2024 Seattle, WA 98103
$56 $672 Progressive 28 Yes March 13, 2025 Seattle, WA 98103
$60 $720 Progressive 29 No June 7, 2025 Seattle, WA 98101
Last Updated Jun 11, 2025

Cheapest car insurance for mature drivers in Seattle (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$40 $480 National General 48 No September 22, 2024 Seattle, WA 98122
$46 $546 Progressive 38 No March 15, 2025 Seattle, WA 98198
$50 $594 Progressive 35 Yes April 5, 2025 Seattle, WA 98117
$50 $600 Progressive 30 No April 18, 2025 Seattle, WA 98121
$51 $616 Progressive 30 No March 26, 2025 Seattle, WA 98122
Last Updated Jun 11, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$61 $736 Progressive 61 No May 16, 2025 Seattle, WA 98133
$65 $774 Progressive 57 No April 23, 2025 Seattle, WA 98146
$66 $795 The General 65 No March 20, 2025 Seattle, WA 98155
$69 $830 Progressive 61 Yes November 13, 2024 Seattle, WA 98199
$75 $896 Progressive 56 Yes March 18, 2025 Seattle, WA 98126
Last Updated Jun 11, 2025

Cheapest car insurance for drivers with clean records in Seattle

A clean driving record goes a long way in ensuring you get affordable auto insurance. Here are some of the cheapest quotes that Jerry customers with blemish-free records have received in Seattle.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$40 $480 National General 48 September 22, 2024 No Seattle, WA 98122
$43 $520 Progressive 27 March 9, 2025 No Seattle, WA 98103
$44 $532 Progressive 27 March 23, 2025 No Seattle, WA 98103
$48 $570 Progressive 25 August 22, 2024 Yes Seattle, WA 98103
$50 $594 Progressive 35 April 5, 2025 Yes Seattle, WA 98117
$50 $600 Progressive 30 April 18, 2025 No Seattle, WA 98121
$54 $644 Progressive 42 June 4, 2025 No Seattle, WA 98144
$54 $652 Progressive 30 August 2, 2024 Yes Seattle, WA 98133
$56 $672 Progressive 28 March 13, 2025 Yes Seattle, WA 98103
$58 $696 Progressive 40 March 3, 2025 Yes Seattle, WA 98103
Last Updated Jun 11, 2025

Cheapest car insurance for drivers with low credit scores in Seattle

Insurers may see a low credit score as a risk, meaning drivers with those scores will pay higher premiums. It’s wise to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that customers with scores below 550 in Seattle have received via Jerry.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $73 $880 Progressive 27 February 28, 2025 Seattle, WA 98119
<550 $81 $976 The General 49 December 21, 2023 Seattle, WA 98101
<550 $92 $1,106 The General 35 December 30, 2023 Seattle, WA 98102
<550 $93 $1,118 The General 42 February 16, 2024 Seattle, WA 98188
<550 $95 $1,142 The General 65 March 27, 2024 Seattle, WA 98126
Last Updated Jun 11, 2025

Cheapest car insurance for drivers with at-fault accidents in Seattle

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $46 $546 Progressive 38 No March 15, 2025 Seattle, WA 98198
At Fault With No Injury $65 $774 Progressive 57 No April 23, 2025 Seattle, WA 98146
At Fault With No Injury $65 $780 Progressive 35 No November 11, 2024 Seattle, WA 98109
At Fault With No Injury $68 $820 Progressive 26 No June 8, 2025 Seattle, WA 98122
At Fault With No Injury $75 $904 The General 48 No March 17, 2024 Seattle, WA 98198
Last Updated Jun 11, 2025

Cheapest car insurance for drivers with speeding tickets in Seattle

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $62 $750 Progressive 30 February 15, 2025 Seattle, WA 98109
Speeding under 15 $86 $1,032 The General 48 February 12, 2024 Seattle, WA 98198
Speeding under 15 $92 $1,102 The General 38 February 25, 2024 Seattle, WA 98125
Speeding under 15 $102 $1,224 Progressive 28 April 15, 2025 Seattle, WA 98109
Speeding under 15 $107 $1,280 The General 31 February 21, 2024 Seattle, WA 98115
Last Updated Jun 11, 2025

Cheapest car insurance for drivers with DUIs in Seattle

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $147 $1,760 The General 27 May 23, 2024 Seattle, WA 98155
DUI $233 $2,800 Bristol West 52 February 3, 2024 Seattle, WA 98144
DUI $319 $3,824 Dairyland 29 March 19, 2024 Seattle, WA 98112
DUI $503 $6,032 The General 34 May 2, 2024 Seattle, WA 98178
Last Updated Jun 11, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry and has more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet, where she covered loans. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California, and Texas. She holds a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.