Narrow roads slick with rain, steep inclines, and many pedestrians and cyclists can create hazardous conditions when you’re driving in Seattle. It’s all too easy for an accident to happen, which is why it’s important to invest in the best car insurance policy that will protect you and your finances.
We’ve gathered real quotes that Jerry customers in Seattle have received to show how your age, driving record and desired coverage can affect your insurance costs.
Cheapest minimum coverage insurance in Seattle
Washington requires drivers to carry the following minimum coverages:
- $25,000 for bodily injury or death of one person.
- $50,000 for bodily injury or death of two people.
- $10,000 for damage to other peoples’ property.
Here are some of the cheapest quotes that Jerry customers in Seattle got for minimum coverage via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $29 | $344 | Progressive | 39 | June 17, 2025 | Seattle, WA | 98117 |
| $32 | $382 | Progressive | 47 | August 5, 2025 | Seattle, WA | 98103 |
| $32 | $386 | Progressive | 31 | June 15, 2025 | Seattle, WA | 98115 |
| $34 | $404 | Progressive | 32 | March 26, 2025 | Seattle, WA | 98122 |
| $34 | $404 | Progressive | 55 | May 18, 2025 | Seattle, WA | 98188 |
| $36 | $432 | Progressive | 31 | July 11, 2025 | Seattle, WA | 98101 |
| $36 | $434 | National General | 39 | July 20, 2025 | Seattle, WA | 98102 |
| $39 | $466 | Progressive | 44 | June 23, 2025 | Seattle, WA | 98126 |
| $41 | $486 | Progressive | 30 | March 29, 2025 | Seattle, WA | 98118 |
| $41 | $494 | Progressive | 49 | June 10, 2025 | Seattle, WA | 98121 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Seattle
The minimum coverage won’t help you if your car is flooded, damaged by weather or stolen. You’d need full coverage, which combines collision coverage and comprehensive insurances, for protection in those situations.
These are some of the cheapest full coverage quotes for drivers in Seattle.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $79 | $950 | Safeco | 53 | March 4, 2025 | Seattle, WA | 98125 |
| $83 | $996 | Safeco | 41 | June 21, 2025 | Seattle, WA | 98108 |
| $101 | $1,215 | Safeco | 55 | May 18, 2025 | Seattle, WA | 98188 |
| $101 | $1,216 | Safeco | 53 | May 2, 2025 | Seattle, WA | 98178 |
| $108 | $1,294 | Safeco | 42 | June 21, 2025 | Seattle, WA | 98136 |
| $110 | $1,314 | Safeco | 61 | March 3, 2025 | Seattle, WA | 98188 |
| $110 | $1,320 | Safeco | 67 | February 28, 2025 | Seattle, WA | 98144 |
| $112 | $1,338 | Safeco | 44 | June 26, 2025 | Seattle, WA | 98105 |
| $114 | $1,368 | Safeco | 36 | June 14, 2025 | Seattle, WA | 98101 |
| $114 | $1,370 | Safeco | 38 | June 17, 2025 | Seattle, WA | 98118 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Seattle (18-29 years old)
A young driver may be more likely to pay higher rates than a senior would, which means it's wise to comparison shop with multiple insurance companies. Here are some of the cheapest quotes young Seattle drivers have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $57 | $688 | Safeco | 28 | No | July 14, 2025 | Seattle, WA | 98103 |
| $65 | $780 | Progressive | 27 | Yes | July 12, 2025 | Seattle, WA | 98115 |
| $73 | $874 | Progressive | 29 | No | March 31, 2025 | Seattle, WA | 98107 |
| $73 | $878 | Progressive | 26 | No | March 1, 2025 | Seattle, WA | 98122 |
| $75 | $900 | Progressive | 28 | No | May 5, 2025 | Seattle, WA | 98133 |
Cheapest car insurance for mature drivers in Seattle (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $32 | $386 | Progressive | 31 | No | June 15, 2025 | Seattle, WA | 98115 |
| $34 | $404 | Progressive | 32 | No | March 26, 2025 | Seattle, WA | 98122 |
| $39 | $466 | Progressive | 44 | No | June 23, 2025 | Seattle, WA | 98126 |
| $41 | $494 | Progressive | 49 | No | June 10, 2025 | Seattle, WA | 98121 |
| $43 | $516 | Progressive | 40 | No | June 18, 2025 | Seattle, WA | 98102 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $34 | $404 | Progressive | 55 | No | May 18, 2025 | Seattle, WA | 98188 |
| $46 | $550 | Progressive | 61 | No | April 15, 2025 | Seattle, WA | 98122 |
| $52 | $624 | Progressive | 69 | No | August 9, 2025 | Seattle, WA | 98117 |
| $65 | $784 | Progressive | 62 | No | June 20, 2025 | Seattle, WA | 98122 |
| $71 | $846 | Progressive | 55 | No | May 12, 2025 | Seattle, WA | 98108 |
Cheapest car insurance for drivers with clean records in Seattle
A clean driving record goes a long way in ensuring you get affordable auto insurance. Here are some of the cheapest quotes that Jerry customers with blemish-free records have received in Seattle.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $32 | $386 | Progressive | 31 | June 15, 2025 | No | Seattle, WA | 98115 |
| $34 | $404 | Progressive | 55 | May 18, 2025 | No | Seattle, WA | 98188 |
| $34 | $404 | Progressive | 32 | March 26, 2025 | No | Seattle, WA | 98122 |
| $39 | $466 | Progressive | 44 | June 23, 2025 | No | Seattle, WA | 98126 |
| $41 | $494 | Progressive | 49 | June 10, 2025 | No | Seattle, WA | 98121 |
| $43 | $516 | Progressive | 40 | June 18, 2025 | No | Seattle, WA | 98102 |
| $43 | $516 | Progressive | 31 | May 27, 2025 | No | Seattle, WA | 98107 |
| $46 | $550 | Progressive | 61 | April 15, 2025 | No | Seattle, WA | 98122 |
| $47 | $562 | Progressive | 38 | June 15, 2025 | No | Seattle, WA | 98107 |
| $49 | $582 | Geico | 36 | April 17, 2025 | No | Seattle, WA | 98122 |
Cheapest car insurance for drivers with low credit scores in Seattle
Insurers may see a low credit score as a risk, meaning drivers with those scores will pay higher premiums. It's wise to compare quotes from multiple insurers to find the best rate. Here are the cheapest quotes that customers with scores below 550 in Seattle have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $93 | $1,118 | The General | 42 | February 16, 2024 | Seattle, WA | 98188 |
| <550 | $95 | $1,142 | The General | 65 | March 27, 2024 | Seattle, WA | 98126 |
| <550 | $96 | $1,154 | The General | 37 | May 3, 2025 | Seattle, WA | 98125 |
| <550 | $100 | $1,196 | Progressive | 37 | February 17, 2025 | Seattle, WA | 98133 |
| <550 | $103 | $1,234 | The General | 30 | March 27, 2024 | Seattle, WA | 98148 |
Cheapest car insurance for drivers with at-fault accidents in Seattle
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $68 | $820 | Progressive | 26 | No | June 8, 2025 | Seattle, WA | 98122 |
| At Fault With No Injury | $79 | $948 | The General | 51 | No | March 16, 2024 | Seattle, WA | 98133 |
| At Fault With No Injury | $80 | $956 | Progressive | 53 | No | May 12, 2025 | Seattle, WA | 98133 |
| At Fault With No Injury | $91 | $1,090 | Progressive | 31 | No | January 15, 2025 | Seattle, WA | 98107 |
| At Fault With No Injury | $93 | $1,118 | The General | 42 | No | February 16, 2024 | Seattle, WA | 98188 |
More: What is an at-fault accident?
Cheapest car insurance for drivers with speeding tickets in Seattle
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding over 15 | $95 | $1,140 | Progressive | 31 | July 28, 2025 | Seattle, WA | 98126 |
| Speeding under 15 | $102 | $1,224 | Progressive | 28 | April 15, 2025 | Seattle, WA | 98109 |
| Speeding over 15 | $109 | $1,308 | The General | 60 | June 14, 2024 | Seattle, WA | 98106 |
| Speeding under 15 | $111 | $1,326 | The General | 37 | March 4, 2024 | Seattle, WA | 98144 |
| Speeding over 15 | $118 | $1,414 | Progressive | 27 | October 10, 2024 | Seattle, WA | 98115 |
Cheapest car insurance for drivers with DUIs in Seattle
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $147 | $1,760 | The General | 27 | May 23, 2024 | Seattle, WA | 98155 |
| DUI | $503 | $6,032 | The General | 34 | May 2, 2024 | Seattle, WA | 98178 |
More: What is a DUI?
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
