Jerry works with 9 different insurance companies across the Mountain State, and over the last year we’ve helped 3,966 West Virginia drivers shop competitive quotes and switch coverage with confidence.

Because every driver’s needs are different, we focus on showing you options that make sense for your situation. And since we’ve helped thousands of WV drivers like you, we understand what people in your state prioritize when choosing car insurance.

Here’s what we’ve seen:

• Progressive is the single most-chosen insurer among Jerry customers in West Virginia.

• GEICO and ROOT come in second and third place, with about half of the total market share.

• The rest of our customers are spread across strong carriers like National General, Dairyland, among others.

The takeaway is simple: there’s no one “best” company for everyone. But there is a best fit for you, based on your driving profile, coverage needs and risk tolerance.

Most popular insurers in West Virginia

Insurer	Share of Jerry drivers	Jerry customer rating
Progressive	31%	4.3
GEICO	30%	5.0
ROOT	23%	No Rating
National General	11%	5.0
Dairyland	7%	5.0

Based on the most frequently chosen carriers by Jerry customers in this state. Customer rating based on average rating by Jerry customers in this state.

Quick picks: Best West Virginia car insurance by driver profile

Here are the categories we chose when selecting our best insurance companies for West Virginia drivers, and why. Use this as a starting point, then let Jerry personalize the results for your exact details.

How Jerry helps West Virginia drivers find their best insurance

Price-only comparisons miss the point. For West Virginia drivers, Jerry helps you find coverage that actually fits, then helps make switching painless.

Here’s how we do it:

• Use real data from 3,966 recent West Virginia quotes to best compare your coverage options.

• Analyze 9 top insurers against our quality criteria and your specific needs.

• Show you highly-rated options that balance coverage, claims and cost.

• Explain why each option makes sense for your situation.

• Handle all the paperwork — including cancellation and refund requests — and help you switch, so you never have a coverage gap.

• Continue monitoring market rates so you always know when it’s time to shop for better pricing.

What does that mean for WV drivers? An average annual savings of $4,890 and high satisfaction rates among drivers who switch with Jerry.

Answer a few quick questions below and we’ll show you smarter options in just minutes.

Best car insurance for most WV drivers

West Virginia drivers have many different insurance companies to choose from when shopping for coverage through Jerry. Because each carrier offers its own combination of coverages, features, benefits and pricing, customers can use Jerry to shop around in a personalized way, and find their own best balance of price and protection.

Here are some of the most recent quotes that drivers have received in the state:

Recent quotes in West Virginia

For most good drivers in West Virginia who want full coverage and strong claims support, three companies frequently come up as Jerry customer favorites: Progressive, GEICO and ROOT. Jerry can help you compare them (and others) side-by-side in just minutes. That way, you can see which one is the strongest fit and find the right policy for your exact combination of needs.

Here’s a look at what they each offer and why Jerry customers say they’re a top pick.

1. Progressive

Recent quotes for WV drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend Progressive:

  • Strong digital experience with easy online and app-based quotes, policy management and claims filing.
  • Snapshot® can reward safe driving with additional discounts over time.
  • Flexible coverage and bundling options, so many drivers can keep auto, home, and extras under one roof without headaches.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent quotes for WV drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend GEICO:

  • Simple policy management and claims filing via web and app.
  • Strong full-coverage rates for many West Virginia driver profiles.
  • Snapshot® offers ongoing discounts for safe driving over time.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. ROOT

Recent quotes for WV drivers

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers in this state.

• Why we recommend ROOT:

  • Discounts centered around driving behavior, rather than stacking multiple discounts.
  • Bundling available with renters and sometimes homeowners for a single-app setup.
  • Clear view of what optional coverages do, with quick adjustments in-app.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

Best WV car insurance for bundling home and auto

When you own a home, your car insurance isn’t just about dents and fender benders. It’s also there to help protect your savings and assets if you’re found responsible for an accident, as paying for someone else’s medical bills or property damage gets expensive fast.

For many homeowner drivers, bundling auto and home insurance is a simple way to keep coverage in one place and qualify for discounts that can lower your bill. But bundling isn’t the only way homeowners can benefit. Even with separate insurers, some carriers still factor in homeownership with added discounts or coverage limits that line up better with what you’re protecting.

In West Virginia, Jerry sees most home-owning customers choosing GEICO, Progressive and ROOT for their auto coverage, including those who do and don’t bundle those policies together. Here’s what each top carrier offers and why Jerry customers pick them most often.

1. GEICO

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend GEICO:

  • Multi-policy savings on auto and home, renters or condo.
  • Highly rated app for payments, ID cards, vehicle changes and claim filing.
  • A++ AM Best financial strength rating for claims support.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend Progressive:

  • Dedicated legal and claims teams built to handle major accidents and lawsuits.
  • High liability and umbrella offerings that align easily with homeowners policies.
  • Long track record with complex coverage needs for high-asset, high-net-worth households.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. ROOT

Recent quotes for homeowners

Based on Jerry customers with clean driving records, who own a home and found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based average rating by Jerry customers that are homeowners in the past 12 months.

• Why we recommend ROOT:

  • N/A

Best value for budget-focused WV drivers

If you’re watching your monthly cost but refuse to trim your coverage, our data show that Progressive, GEICO and National General often deliver the strongest value for West Virginia drivers. This doesn’t necessarily mean the cheapest car insurance in West Virginia, but rather the best balance of price and protection.

Over the past 12 months, Jerry has helped 1,399 West Virginia drivers find coverage under $100/month, without dropping to bare-minimum limits.

Here’s a look at what each top carrier offers and why customers say they’re a top pick.

1. Progressive

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend Progressive:

  • Strong self-serve experience for policy changes and claims in the app.
  • Flexible coverage limits and deductibles so you can right-size cost.
  • Optional add-ons that can protect your budget after a claim, like accident forgiveness and deductible savings features.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. GEICO

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend GEICO:

  • Broad discount menu that can include good driver, defensive driving and driver education, varies by state.
  • Flexible payment setup in-app with multiple payment methods and adjustable payment amounts.
  • Optional roadside assistance coverage to help manage towing and lockout costs.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. National General

Recent price-friendly quotes

Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with below-average credit profiles in the past 12 months.

• Why we recommend National General:

  • Flexible coverage limits and deductible choices, so you can dial cost up or down without redesigning your whole policy.
  • Multiple ways to pay, including options that can reduce total cost versus monthly billing.
  • Discount opportunities like early quote, paperless delivery, and auto pay when you qualify.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Best car insurance for WV families with teen drivers

Adding a teen driver to your policy in West Virginia can be a shock. Between limited experience behind the wheel and higher risk factors, rates often jump fast, even if your household has a clean driving record.The good news is you’re not stuck with the first number you see. Jerry has helped 638 WV families with teen drivers save an average of $1,546 annually, primarily with Progressive, ROOT and Safeco.

Here’s a look at what those carriers offer and why Jerry customers choose them most often.

1. Progressive

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Teen driver discount available for drivers 18 or under after one year.
  • Distant student discount for young students or under who live 100+ miles from home with no car at school.
  • If your policy covers multiple vehicles, a listed teen is typically covered driving any vehicle on that policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. ROOT

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • Easy self-serve changes in the app as vehicles or drivers change during the year.
  • Optional rental coverage to keep the household moving after a covered claim.
  • Test drive model that bases pricing on how drivers actually drives.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

3. Safeco

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Safeco:

  • RightTrack telematics prices off driving behavior during the program window.
  • Rental reimbursement keeps schedules moving after a covered loss.
  • Claims-free Cash Back pays money back after a claim-free term on eligible policies.
  • Aside from price, Jerry customers highly rate Safeco’s available discounts and mobile app.

Best car insurance for WV college students

College can change your insurance setup overnight, especially when a driver is bouncing between home and campus, driving less or taking a car out of town.

Jerry has helped 1,643 college students in West Virginia find affordable coverage that still protects them on and off campus. ROOT, GEICO and Progressive are frequent winners in this group. Here’s why.

1. ROOT

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend ROOT:

  • Optional rental coverage for students who still need transportation after a covered loss.
  • App-first payments and documents that work even when the student is away from home.
  • No plug-in device required, just the phone the student already has.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

2. GEICO

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend GEICO:

  • Good student discount for eligible full-time students.
  • DriveEasy tracks braking, cornering and phone use to create a driving score that influences rates.
  • Strong mobile app for payments, ID cards and claims tracking.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

3. Progressive

Recent college driver quotes

Based on Jerry customers with clean driving records, between ages 17-24, who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers that have children of driving age in the past 12 months.

• Why we recommend Progressive:

  • Distant student discount structured for students away at school without a car.
  • Tools that help limit cost spikes after a claim.
  • Discounts designed for students staying on a family policy.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

Best WV car insurance for drivers with violations

Tickets, at-fault accidents and DUIs can push you into the “high-risk” bucket fast, which can not only raise your premiums but also limit the carriers and coverage options available to you. But these mistakes don’t have to define your insurance forever.

Jerry has helped 1,162 West Virginia drivers with violations find coverage this past year at affordable prices. We also monitor rates and let you know when to shop rates again after those violations fall off your driving record, so you can potentially save even more.

The majority of Jerry drivers with a less-than-perfect driving record find coverage through ROOT, GEICO and Progressive — companies that are often more willing to work with West Virginia drivers who have violations on their record.

1. Progressive

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend Progressive:

  • Deductible Savings Bank can lower deductibles by $50 per claim-free and violation-free policy period.
  • App supports quick policy changes, ID cards and claims filing.
  • Small Accident Forgiveness for a first claim up to $500 in most states.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

2. ROOT

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend ROOT:

  • A good fit for drivers who can demonstrate safe habits now, even without a spotless driving record.
  • Optional rental coverage for drivers who cannot afford downtime after a covered claim.
  • Digital access to ID cards and policy documents on the spot.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

3. National General

Recent quotes post-violation

Based on Jerry customers with one or more accidents and violations on their records who found savings in the past 18 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers with violations in the past 12 months.

• Why we recommend National General:

  • Ticket and accident history is typically evaluated using a defined lookback window.
  • Tiered pricing approach can help place drivers into the lowest-priced tier they qualify for.
  • Claims guidance that helps drivers capture the right details after a crash.
  • Jerry customers most often choose National General for its competitive pricing, but also praise the carrier’s mobile app and customer service.

Car insurance options for WV military families

For military families, driving is rarely consistent. Active-duty, reservist, guard or veteran, you might be commuting one month, storing a car the next and moving states soon after. Jerry has helped West Virginia military families find coverage that fits deployments, PCS moves and the full stretch of military life.

If you qualify for military-focused insurers, keep them in the running. Also consider standard insurers, many offer strong military discounts and flexible policies that Jerry can quote and compare for you.

Here’s how to think about your options.

Option A: Military-only insurers to check directly

Some insurers are purpose-built for military members and their families, such as USAA, Navy Federal, Armed Forces Insurance and similar providers.

If you’re eligible, they should be part of the conversation. They’re designed for deployments, PCS orders and frequent moves, and often offer storage or reduced-use pricing when a car sits on base or at home during deployment. Their teams also tend to understand military pay and documentation in a way many civilian insurers simply don’t.

Because of how these insurers are set up, Jerry can’t always show live quotes or internal ratings for them. If you qualify, do this:

1. Use Jerry to see what strong standard-insurer pricing looks like, then
2. Get direct quotes from one or more military-only insurers and compare.

You end up with a true apples-to-apples comparison.

Option B: Standard insurers with strong military benefits (that Jerry can quote)

Even if you qualify for military-only insurers, it’s worth looking at national carriers that offer military discounts, manage deployments and multi-state moves well and are fully integrated with Jerry’s quoting and switching flow.

For many WV military families, GEICO, State Farm and Progressive are often part of the comparison.

1. GEICO

Best for: Discounts and practical flexibility during deployments

Why it often works well for service members:

• Military discounts and ways to adjust coverage when you deploy or drive less.

• 24/7 support that holds up across time zones, including OCONUS.

• App-based policy access for proof of insurance, claims and quick changes.

2. State Farm

Best for: PCS continuity and local agent support

Why it often works well:

• One of the largest agent networks, useful if you move often.

• Agents in many base-adjacent communities.

• Bundling that stays simple when you add home or condo coverage.

3. Progressive

Best for: Households that need fast updates

Why it can be a good fit:

• Strong pricing across many scenarios, including frequent movers.

• Digital tools for updating garaging address, mileage and policy details.

• Add-ons like rental and roadside for coverage that travels better.

Jerry can’t claim to “rank” USAA or Navy Federal against these carriers, but we can show you in minutes how GEICO, State Farm, Progressive and other standard insurers price your situation in West Virginia.

Best car insurance for senior drivers in West Virginia

When you’re over 65, good insurance isn’t just about the premium. It’s about trust: clear coverage, consistent rates, and support that shows up when you need it. For West Virginia seniors, Jerry most often points to GEICO, Progressive and ROOT because they tend to deliver that mix well.

In the last 12 months, we’ve helped 191 West Virginia seniors find coverage that fits their driving habits today and respects their experience.

1. GEICO

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend GEICO:

  • Five-year good driving discount for drivers with clean records.
  • Optional roadside assistance to help manage towing and lockout costs.
  • Multi-policy and multi-vehicle discounts that can add up for households consolidating coverage.
  • Jerry customers most frequently praise GEICO for its helpful mobile app, but also enjoy this carrier’s pricing and customer service.

2. Progressive

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend Progressive:

  • Defensive driving course discount available for multiple years in states where it applies.
  • Snapshot telematics via app or plug-in device, so rates can reflect actual driving behavior.
  • Roadside assistance options for towing, lockouts, flat tires and fuel delivery.
  • Beyond price, Jerry customers most frequently praise Progressive for its robust app and variety of discounts.

3. ROOT

Recent senior driver quotes

Based on Jerry customers 65+ with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.

Customer rating based on average rating by Jerry customers of age 65+ in the past 12 months.

• Why we recommend ROOT:

  • Good fit for lower-mileage drivers who want pricing tied to real driving habits.
  • Optional rental coverage after a covered loss.
  • Same-day coverage for eligible drivers.
  • Jerry ROOT customers primarily like the carrier’s pricing, but also praise its mobile app and customer service.

How Jerry picks the best insurers in West Virginia

Most sites just sort companies by price. Jerry does more. 

No one wants to overpay for insurance, but Jerry knows that other factors matter, too. We use our own proprietary Jerry Score to grade each insurance company. Built from real West Virginia driver data, this score evaluates insurers on:

What does all of this mean for you? Jerry options are tailored to how you actually drive and what you own, so you can make the best possible and most informed decision when shopping for coverage in West Virginia.