Compare car insurance quotes in Wisconsin
Jerry is a free app trusted by 8,703 Wisconsin drivers that compares insurance quotes from top carriers.
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Get personalized options in minutes.
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Buy, bundle and switch right in the app.
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Licensed agents are ready to help if you need them.
Average Wisconsin car insurance prices
The average cost of car insurance for Jerry drivers in the U.S. is currently $154 a month for state minimum and $382 a month for full coverage. But in Wisconsin, Jerry drivers pay less:
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$44 to $99 per month for state-mandated minimum coverage.
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$111 to $246 per month for full coverage.
Spending a few minutes comparing quotes can pay off fast. Over the last 12 months, Jerry has helped Wisconsinites save an average of $1,029 per year on coverage just by comparing their options.
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Does it sound too time consuming? Jerry can help! Think us as your proactive assistant. We help you compare offers side-by-side and lock in your Wisconsin car insurance in under 10 minutes directly in the app. The app is free, and we protect your privacy by never selling your info or spamming you with calls. If you ever need extra help, our licensed agents are just a tap away.
Just remember that your final quote will depend on personal factors like your driving record, your type of car and where in Wisconsin you live. Here are some full coverage rates that Jerry drivers in Wisconsin have recently gotten:
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Bundle home and auto insurance with Jerry
One of the best ways to save on home insurance in Wisconsin is by bundling your car and home insurance. On average, Jerry homeowners save up to 40% by combining coverages.
But here’s what makes Jerry different: You don’t have to use the same insurer for both.
Jerry’s mix-and-match approach lets you pair the best car insurance rate with the best home insurance rate, even from different companies. This way, you’re not stuck overpaying on one policy just to get a bundle discount on the other.
Jerry pulls up to 20 quotes from top rated carriers.
What Wisconsin drivers are paying with Jerry
Checking rates with several insurers is the simplest way to land the right coverage, whether you want to tailor a policy from scratch, mirror what you have now or just lock in the cheapest car insurance in Wisconsin that you can find.
Jerry helps you compare quotes from up to 11 trusted insurers in the Badger State, so you can see what’s out there and what you should be paying.
Below are some of the latest quotes Jerry has pulled for Wisconsin drivers at different coverage levels, plus how much each driver saved.
Recent quotes in Wisconsin
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Wisconsin car insurance coverage requirements
Drivers in Wisconsin are legally required to carry liability insurance and uninsured motorist protection. State minimum requirements include:
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$25,000 for bodily injury of one person.
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$50,000 for bodily injury of more than one person.
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$10,000 for property damage.
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Uninsured motorist coverage of at least $25,000 in bodily injury coverage for one person and $50,000 for more than one person.
While this is the minimum coverage you need to buy before you can legally drive in Wisconsin, many Jerry drivers actually choose higher liability limits, along with comprehensive and collision coverage. When you also consider that nearly 16% of Wisconsin drivers are uninsured or underinsured, it may also be wise to bump up the limits on your uninsured/underinsured motorist (UIM) protection.
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Coverage definitions
Factors affecting Wisconsin car insurance rates in 2026
Snow, ice, and winter crash exposure
A long winter season means more slick-road crashes and more expensive repairs when parts and labor add up. Collision coverage is what typically pays to repair your vehicle after an accident, and it matters more in a state where winter driving is routine.
Deer strike risk
Wisconsin consistently sees a high volume of deer-related collisions, especially in fall and early winter. Animal impacts generally fall under comprehensive coverage, so it’s an important piece if you drive outside city centers or commute on darker roads.
Higher-severity rural accidents
Rural highways and two-lane routes often involve higher speeds and fewer barriers, which can increase the severity of a crash. That’s where stronger liability limits become more important, since serious accidents can create much higher costs.
Uninsured drivers
Nearly 16% of Wisconsin drivers are uninsured. UM/UIM coverage helps protect you if you’re hit by someone who can’t cover injuries or damage.
Lake-effect snow bands and low visibility
In some regions, snow can come in fast-moving bands that reduce visibility quickly and create sudden pileup conditions. Slowing down before visibility drops and leaving extra distance can prevent the types of claims that push premiums up over time.
Potholes and rough pavement after winter
Freeze-thaw cycles can lead to potholes that damage tires, wheels, and suspension, especially in early spring. Keeping tires in good shape and driving cautiously on rough roads can help avoid damage that turns into an expensive repair.
Average cost of car insurance in major Wisconsin cities
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City
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Average monthly cost
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City
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Average monthly cost
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|---|---|
| $254 | |
| $132 | |
| $180 | |
| $183 | |
| $124 | |
| $130 | |
| $113 | |
| $109 |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Get Wisconsin quotes in as little as 2 minutes.
Learn more about driving in Wisconsin
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How to get a temporary license plate in Wisconsin.
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What to know about gifting a car in Wisconsin.
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Learn how at-fault states affect your car insurance.
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Understand the 6 main types of car insurance coverage.
FAQ
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Is Wisconsin an at-fault insurance state?
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Does Wisconsin allow electronic proof of insurance?
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.