Jerry SummaryNissan drivers pay around $327 per month for full coverage car insurance, according to Jerry’s analysis.
Originally known as Datsun in the U.S., Nissan has been producing quality cars for decades. The manufacturer is known for its innovation, and it produces vehicles ranging from sedans and sports cars to SUVs and trucks. Buyers can choose between conventional gas-powered vehicles or EVs and hybrids.
Nissan car insurance rates vary based on which model you choose. That’s why it’s important to compare quotes to find the best coverage for your new vehicle.
Average Nissan car insurance quotes for Nissan models
The average cost of Nissan car insurance is $327 per month, according to Jerry’s data analysis of full coverage auto insurance quotes. Minimum coverage costs an average of $163 per month.
Your premium depends on which model you buy and personal details, like your age, where you live and your driving habits.
|
Nissan Model
|
Average full coverage cost
|
|---|---|
| 240 | $167 |
| 240Sx | $193 |
| 300Zx | $211 |
| 350Z | $397 |
| 370Z | $449 |
| 720 | $96 |
| Altima | $344 |
| Armada | $303 |
| Cube | $195 |
| D21 | $148 |
If you have a loan or lease on your vehicle, the lender will require
Click here to see average rates by model for minimum coverage insurance
|
Nissan Model
|
Average minimum coverage cost
|
|---|---|
| 240 | $113 |
| 240Sx | $147 |
| 300Zx | $129 |
| 350Z | $233 |
| 370Z | $166 |
| Altima | $168 |
| Armada | $160 |
| Cube | $100 |
| D21 | $83 |
| Frontier | $129 |
Factors that affect Nissan car insurance costs
When pricing your car insurance policy, insurers consider safety features, as well as the cost to repair or replace parts.
Your Nissan model has a significant impact on your insurance rate. Model-specific factors that help to determine your rate include:
- Safety features. Vehicles with excellent safety ratings, like the Nissan Pathfinder and the Nissan Rogue, tend to have lower insurance costs.
- Vehicle value. Expensive cars, like the Nissan GT-R, typically have far higher insurance costs than economy vehicles, like the Nissan Versa or Nissan Altima.
- Vehicle class. Full-size SUVs tend to have higher insurance costs than compact SUVs and small cars due to their higher price tag.
- Engine size. Sports cars like the Nissan Z have engines built for speed, which insurers typically view as an increased risk. As a result, performance and sports cars typically see higher insurance costs.
- Availability of replacement parts. Luxury vehicles and discontinued cars like the Nissan 370Z tend to have expensive or difficult-to-acquire replacement parts, resulting in increased insurance costs.
- Cost of repairs. If you drive a car with high repair costs, like a high-end luxury vehicle, you can expect to pay steeper insurance rates.
About the Nissan Insurance agency
Nissan partners with Liberty Mutual to offer its own car insurance tailored to Nissan drivers. Policies through Liberty Mutual are available in all 50 states and Washington, D.C.
While it may be convenient to purchase a policy at the dealership, this doesn’t guarantee that you’ll find the cheapest Nissan insurance. Shop for coverage with multiple carriers to find the best deal.
Average cost of Nissan car insurance, by state
While the average cost of full coverage Nissan car insurance is $327, the actual cost can vary by state. State regulations, average repair costs, crime rates and other factors impact the average cost of Nissan car insurance for each state. To get an estimate of what it may cost to insure your Nissan, find your state in the chart below.
|
State
|
Average full coverage cost
|
|---|---|
| AL | $208 |
| AR | $263 |
| AZ | $267 |
| CA | $297 |
| CO | $314 |
| CT | $362 |
| DC | $444 |
| DE | $328 |
| FL | $389 |
| GA | $396 |
Best companies for Nissan car insurance
Each year, Jerry’s editorial staff evaluates the best car insurance companies. Our ratings are based on industry factors such as combined subsidiary complaints and relative ability to pay out claims.
Here are our top companies for 2025.
| Insurance company | Best for: | Jerry star rating (out of 5) |
|---|---|---|
| Geico | Overall car insurance. | 5 |
| Auto-Owners | Small insurance company. | 4.9 |
| Nationwide | Usage-based insurance. | 4.7 |
| Allstate | Discounts. | 4.7 |
| Farmers | Customizable options. | 4.6 |
| Progressive | Loyal policyholders. | 4.6 |
Find the best insurance companies for Nissan vehicles in your state.
Cheapest Nissan insurance, by model
The cheapest Nissan insurance for full coverage is $192 per month from Anchor General, according to Jerry’s quote data.
Here are the companies offering the cheapest full coverage car insurance for Nissans.
|
Insurance Company
|
Average full coverage cost
|
|---|---|
| Anchor General | $192 |
| Aspire Advantage | $194 |
| Mercury | $219 |
| AAA | $223 |
| Safeco | $246 |
Liability-only insurance is the absolute cheapest coverage you can buy, but it also offers the least financial protection. While you can reduce your premium by choosing the state-mandated minimum coverage, you leave yourself open to higher out-of-pocket costs if you’re in an accident.
|
Insurance Company
|
Average minimum coverage cost
|
|---|---|
| Mercury | $55 |
| Anchor General | $90 |
| Aspire Advantage | $102 |
| Safeco | $102 |
| Embark General | $125 |
Your actual costs vary depending on which state you live in. While one insurer may have the cheapest car insurance nationally, it may not be the most affordable coverage for Nissan vehicles in your state.
Click for the cheapest car insurance by state.
Nissan Sentra insurance costs
The average car insurance cost for a Nissan Sentra is $343 per month, according to Jerry’s analysis of full coverage quotes. Minimum coverage is available for $169 per month, on average.
According to Kelly Blue Book, the Nissan Sentra was one of the top 25 best-selling cars and trucks in 2025 with over 85,000 cars sold. However, data from Insurance Institute for Highway Safety (IIHS) indicates that Nissan Sentra drivers file more claims for personal injury, medical payments and bodily injury than average, which could lead to higher premiums on these cars.
This table uses real car insurance quotes from Jerry customers to show the average monthly premium for different trim levels of the Nissan Sentra.
|
Nissan Sentra trim
|
Average full coverage monthly cost
|
|---|---|
| Nissan Sentra | $173 |
| Nissan Sentra 1.8 | $292 |
| Nissan Sentra 1.8s | $282 |
| Nissan Sentra 2.0 | $302 |
| Nissan Sentra 2.5s | $326 |
| Nissan Sentra Base | $193 |
| Nissan Sentra Ca | $138 |
| Nissan Sentra E | $220 |
| Nissan Sentra Gxe | $229 |
| Nissan Sentra Nismo | $304 |
The Nissan Sentra’s starting MSRPs range from $21,590 to $25,285, depending on the trim level. This compact sedan received five-star safety ratings from the National Highway Traffic Safety Administration (NHTSA) in 2025 and offers Nissan Safety Shield 360, which includes automatic emergency braking with pedestrian detection, blind spot warning and lane departure warning.
Click for minimum coverage rates for Nissan Sentra.
|
Nissan Sentra trim
|
Average minimum coverage monthly cost
|
|---|---|
| Nissan Sentra | $91 |
| Nissan Sentra 1.8 | $175 |
| Nissan Sentra 1.8s | $176 |
| Nissan Sentra 2.0 | $173 |
| Nissan Sentra 2.5s | $211 |
| Nissan Sentra Base | $140 |
| Nissan Sentra Ca | $101 |
| Nissan Sentra E | $117 |
| Nissan Sentra Gxe | $135 |
| Nissan Sentra Nismo | $148 |
Nissan Pathfinder insurance costs
The average car insurance cost for full coverage on a Nissan Pathfinder is $313 per month, according to Jerry’s data analysis. By comparison, the average cost of minimum coverage is $171 per month.
In 2025, the Pathfinder received a five-star rating from NHTSA and was a top safety pick by the IIHS. This mid-size SUV includes safety features like intelligent forward collision warning watches two cars ahead to detect sudden slow-downs.
This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Pathfinder.
|
Nissan Pathfinder trim
|
Average full coverage monthly cost
|
|---|---|
| Nissan Pathfinder | $284 |
| Nissan Pathfinder Le | $291 |
| Nissan Pathfinder Platinum | $323 |
| Nissan Pathfinder Rock Cree | $319 |
| Nissan Pathfinder S | $301 |
| Nissan Pathfinder Se | $187 |
| Nissan Pathfinder Sl | $317 |
| Nissan Pathfinder Sv | $337 |
| Nissan Pathfinder Xe | $212 |
Drivers can purchase a Nissan Pathfinder with starting MSRPs of $36,400 to $48,640 for two-wheel drive or $38,400 to $50,640 for four-wheel drive, depending on the trim level. The Pathfinder has towing capacity of up to 6,000 lbs and intelligent 4×4 for better handling in low-traction conditions.
Click for minimum coverage rates for Nissan Pathfinder.
|
Nissan Pathfinder trim
|
Average minimum coverage monthly cost
|
|---|---|
| Nissan Pathfinder | $155 |
| Nissan Pathfinder Le | $185 |
| Nissan Pathfinder Platinum | $170 |
| Nissan Pathfinder Rock Cree | $168 |
| Nissan Pathfinder S | $156 |
| Nissan Pathfinder Sl | $127 |
| Nissan Pathfinder Sv | $147 |
| Nissan Pathfinder Xe | $147 |
Nissan Rogue insurance costs
The average cost of car insurance for Nissan Rogue is $291 per month for full coverage, according to real auto insurance quotes for Jerry customers. Minimum coverage insurance is available for $148, on average.
The Nissan Rogue was the fifteenth-best-selling car or truck in 2025, according to Kelley Blue Book. Customers bought more than 109,000 Rogues so far this year. The IIHS found that payouts on Rogue comprehensive claims were below average, which could lead to lower insurance rates.
This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Rogue.
|
Nissan Rogue trim
|
Average full coverage monthly cost
|
|---|---|
| Nissan Rogue Krom | $336 |
| Nissan Rogue Platinum | $316 |
| Nissan Rogue Rc | $324 |
| Nissan Rogue S | $280 |
| Nissan Rogue Select S | $292 |
| Nissan Rogue Sl | $294 |
| Nissan Rogue Sl Hybrid | $218 |
| Nissan Rogue Sport S | $293 |
| Nissan Rogue Sport Sl | $341 |
| Nissan Rogue Sport Sv | $284 |
Prices for the Nissan Rogue start at $28,590 to $38,590 MSRP for front-wheel drive and $33,490 to $39,990 MSRP for all-wheel drive, depending on the trim level. The Rogue seats up to five and features a dual-panel panoramic moon roof, flexible cargo space up to 72.9 cubic feet, and advanced technology like Google built-in, wireless Android Auto compatibility, and a 12.3″ touch-screen display.
Click for minimum coverage rates for Nissan Rogue.
|
Nissan Rogue trim
|
Average minimum coverage monthly cost
|
|---|---|
| Nissan Rogue Krom | $223 |
| Nissan Rogue Platinum | $157 |
| Nissan Rogue Rc | $165 |
| Nissan Rogue S | $143 |
| Nissan Rogue Select S | $171 |
| Nissan Rogue Sl | $160 |
| Nissan Rogue Sport S | $143 |
| Nissan Rogue Sport Sl | $186 |
| Nissan Rogue Sport Sv | $122 |
| Nissan Rogue Sv | $148 |
Nissan Frontier insurance costs
The average full coverage premium for a Nissan Frontier is $248 per month, according to real car insurance quotes for Jerry customers. Minimum coverage is available for an average of $129 per month.
Frontier owners have numerous safety features which can help them avoid claims such as rear automatic braking, blind spot warning, rear cross traffic alerts and lane departure warning. This pickup truck also includes convenience features like Apple CarPlay, Android Auto, a 12.3” touchscreen and intelligent cruise control.
This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Frontier.
|
Nissan Frontier trim
|
Average full coverage monthly cost
|
|---|---|
| Nissan Frontier | $512 |
| Nissan Frontier Crew Cab Le | $238 |
| Nissan Frontier Crew Cab Se | $231 |
| Nissan Frontier Crew Cab Xe | $157 |
| Nissan Frontier Desert Runn | $253 |
| Nissan Frontier King Cab Se | $211 |
| Nissan Frontier King Cab Xe | $187 |
| Nissan Frontier Pro-4x | $264 |
| Nissan Frontier Pro-X | $281 |
| Nissan Frontier S | $261 |
Nissan Frontier has a starting MSRP of $32,050 to $42,310 for 4×2 models and $35,050 to $45,610 for 4×4 models, depending on the trim level. The Frontier was named the 2025 Best Value Winner for Mid-Size Pickup Trucks by Cars.com.
Click for minimum coverage rates for Nissan Frontier.
|
Nissan Frontier trim
|
Average minimum coverage monthly cost
|
|---|---|
| Nissan Frontier | $208 |
| Nissan Frontier Crew Cab Se | $150 |
| Nissan Frontier Crew Cab Xe | $70 |
| Nissan Frontier Desert Runn | $99 |
| Nissan Frontier King Cab Le | $111 |
| Nissan Frontier King Cab Se | $218 |
| Nissan Frontier King Cab Xe | $123 |
| Nissan Frontier Pro-4x | $131 |
| Nissan Frontier Pro-X | $130 |
| Nissan Frontier S | $114 |
Auto insurance shopping tips for Nissan
You can lower the cost of your Nissan car insurance by following these tips.
- Compare rates: Get quotes from multiple insurers to find the most affordable rates. Be sure the rates are for comparable coverage types and limits.
- Ask about discounts: Nissans have many advanced safety features that could lower premiums. Discuss available car insurance discounts to find out if you’re missing out on any savings.
- Bundle your insurance: You can reduce your premium by bundling your auto insurance with a homeowners, renters or other policy with the same company.
- Raise your deductible: The deductible is the amount of money you pay before your insurer will pay on a claim. While raising your deductible can lower your bill, it can increase your out-of-pocket costs if you’re in a wreck.
- Participate in a telematics program: Telematics programs use plug-in devices or mobile apps to price your policy based on your driving habits. Driving safely or using fewer miles may qualify you for lower rates, but poor driving behaviors may increase your premium.
- Drop comprehensive and collision coverage: These coverage types only pay up to the current market value of your car, minus your deductible. If you drive an older Nissan model with a lower value, it may make sense to drop the coverage.
When shopping for car insurance, your quote is only as good as the information you provide. While insurers can provide rates using little information, when you provide detailed answers upfront, you’ll receive the most accurate quote.
When leasing or financing a Nissan, most lenders require full coverage until your loan is paid off. If your Nissan doesn’t have a loan, you may consider dropping down to state-mandated coverage levels. However, minimum coverage won’t cover repairs or replacement of your vehicle if you’re in an at-fault accident.
| Coverage | Definition |
|---|---|
| Collision insurance | An optional coverage type that pays to repair or replace your car if it’s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle’s repairs if your policy has collision coverage. |
| Comprehensive insurance | An optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events. |
| Bodily injury liability (BI) | Pays others’ medical costs in an accident you cause, up to your policy limits. It’s mandatory in most states. |
| Property damage liability (PD) | Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It’s mandatory in most states. |
| Personal injury protection (PIP) | Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states. |
| Medical payments | Additional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states. |
| Uninsured/underinsured motorist coverage (UM/UIM) | Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn’t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states. |
FAQ
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Lee Huffman is personal finance expert who has been writing online since 2012. After spending 18 years experience in banking, insurance and investing, Lee has a knack for translating complex financial topics into everyday language so readers can make informed decisions.
His bylines appear in more than 1,300 articles for numerous online publications, like TIME, Fortune, LendingTree, NerdWallet, Forbes, USA Today, Money, Slickdeals, Business Insider and Investopedia. Lee has an MBA in eBusiness, and he earned his Bachelors in Business Management at Pepperdine University.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
