Jerry has helped customers find affordable coverage in Louisiana since 2019. In Baton Rouge, here are some key numbers from the past six months:
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Jerry has helped 572 drivers to compare 8 insurance providers.
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Majority of quotes range from $178 to $463 per month.
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On average, Jerry users who switched to a lower quote saved $54 to $196 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on Baton Rouge insurance with Jerry
How Jerry finds car insurance savings for Baton Rouge drivers
Rates have increased for many drivers in Baton Rouge, but that doesn’t mean you have to overpay. Jerry helps you find competitive coverage while considering your needs and budget. Here are recent quotes that Baton Rouge drivers found in the Jerry app.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Louisiana
If you’re looking to find the cheapest car insurance in Louisiana, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the lowest price
Drivers in Baton Rouge can often find real savings by comparing quotes from different insurers. Insurers price driver profiles differently and that’s why quotes vary for the same coverage. Here are some recent examples:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Stack discounts to cut your premium
Drivers in Baton Rouge can lower their premiums by taking advantage of discounts for things like being a homeowner, going paperless or having modern safety features in their cars. These savings can add up to a cheaper policy without cutting coverage.
Jerry automatically searches for the discounts you are eligible for so you don’t miss out. Here are the best ones we’ve found recently:
Key takeaway: Combining discounts is an effective way to save. Jerry finds discounts you qualify for at different insurers when you compare quotes in the app.
Jerry Agent Tip 3: Review coverage to maximize savings and protection
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Baton Rouge drivers can choose from to find the balance that works best:
Minimum
$101 – $196/mo
Meets Louisiana’s requirements but won’t pay for your own car.
Standard
$306 – $531/mo
Includes UM/UIM and medical payments, important in a state with a high share of uninsured drivers.
Preferred
$411 – $707/mo
Means higher liability limits, lower deductibles and extras like towing or rental reimbursement.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
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Coverage definitions
Get personalized car insurance rates now
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your car insurance premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, theft and repair bills are part of the reality of driving, but the right coverage helps you stay protected without overpaying. Jerry makes it simple for Baton Rouge drivers to compare quotes, choose the right coverage tier and find a policy that offers both savings and peace of mind.
Get Baton Rouge quotes in as little as 2 minutes
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
