Driving in Tyler, Texas means navigating a mix of busy city roads and rural highways, where weather, speed and road conditions can vary quickly. While traffic is lighter than in major metros, accident risks remain — especially on rural routes where many fatal crashes occur. These local driving conditions influence how insurance providers assess risk and set rates. For Tyler residents looking to stay protected without overspending, finding cheap car insurance that fits their driving habits is key.
More: Best car insurance in Texas
Cheapest minimum coverage insurance in Tyler
These are the cheapest car insurance quotes for minimum coverage in Tyler, Texas that Jerry customers have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $36 | $432 | Bluefire | 51 | June 4, 2025 | Tyler, TX | 75703 |
| $42 | $503 | Progressive | 55 | March 19, 2025 | Tyler, TX | 75704 |
| $43 | $517 | Progressive | 34 | April 8, 2025 | Tyler, TX | 75703 |
| $43 | $521 | Progressive | 46 | June 26, 2025 | Tyler, TX | 75701 |
| $46 | $549 | Progressive | 41 | June 21, 2025 | Tyler, TX | 75701 |
| $47 | $567 | Progressive | 57 | June 10, 2025 | Tyler, TX | 75702 |
| $49 | $582 | Bluefire | 51 | June 22, 2025 | Tyler, TX | 75708 |
| $58 | $700 | Geico | 56 | July 1, 2025 | Tyler, TX | 75702 |
| $59 | $709 | Progressive | 40 | June 18, 2025 | Tyler, TX | 75708 |
| $59 | $709 | Bristol West | 45 | June 24, 2025 | Tyler, TX | 75701 |
Texas requires drivers to carry these minimum coverages:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per accident.
- $25,000 for property damage.
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Texas
Cheapest full coverage insurance in Tyler
If your car is damaged by weather-related incidents such as theft, fire, vandalism or collisions, the minimum coverage won’t pay for your repairs but full coverage, which includes comprehensive coverage and collision insurances, could. These are the cheapest quotes for full coverage that drivers in Tyler have received through Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $81 | $974 | Electric | 44 | June 27, 2025 | Tyler, TX | 75704 |
| $84 | $1,013 | Progressive | 45 | June 24, 2025 | Tyler, TX | 75701 |
| $87 | $1,047 | Progressive | 54 | July 26, 2025 | Tyler, TX | 75704 |
| $93 | $1,117 | Progressive | 32 | May 7, 2025 | Tyler, TX | 75701 |
| $95 | $1,137 | Progressive | 42 | June 21, 2025 | Tyler, TX | 75702 |
| $103 | $1,233 | Progressive | 44 | June 22, 2025 | Tyler, TX | 75703 |
| $106 | $1,275 | Progressive | 33 | March 19, 2025 | Tyler, TX | 75702 |
| $109 | $1,305 | Progressive | 29 | July 28, 2025 | Tyler, TX | 75704 |
| $110 | $1,317 | Bristol West | 45 | August 5, 2025 | Tyler, TX | 75707 |
| $112 | $1,346 | Electric | 60 | June 20, 2025 | Tyler, TX | 75701 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Tyler (18-29 years old)
Young drivers in Tyler typically pay more for auto insurance because they lack driving experience. These are the cheapest quotes that young drivers in Tyler have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $92 | $1,103 | Bristol West | 29 | No | June 23, 2025 | Tyler, TX | 75702 |
| $101 | $1,207 | Progressive | 29 | No | February 23, 2025 | Tyler, TX | 75708 |
| $109 | $1,305 | Progressive | 29 | Yes | July 28, 2025 | Tyler, TX | 75704 |
| $132 | $1,586 | ROOT | 23 | No | July 21, 2025 | Tyler, TX | 75702 |
| $145 | $1,745 | Assurance America | 27 | No | March 19, 2025 | Tyler, TX | 75702 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Tyler (30-54 years old)
Drivers between 30 and 54 years old typically pay a lower insurance premium than younger drivers, but it’s still wise to continue shopping for a better rate before your policy renews. These are the cheapest quotes that mature drivers have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $43 | $517 | Progressive | 34 | No | April 8, 2025 | Tyler, TX | 75703 |
| $43 | $521 | Progressive | 46 | No | June 26, 2025 | Tyler, TX | 75701 |
| $46 | $549 | Progressive | 41 | No | June 21, 2025 | Tyler, TX | 75701 |
| $59 | $709 | Progressive | 40 | No | June 18, 2025 | Tyler, TX | 75708 |
| $59 | $709 | Bristol West | 45 | No | June 24, 2025 | Tyler, TX | 75701 |
Cheapest car insurance for older drivers in Tyler (55+ years old)
Seniors in Tyler typically pay the lowest rates for auto insurance until they hit their 70s, when prices tend to go up. These are the cheapest quotes that older drivers in Tyler have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $42 | $503 | Progressive | 55 | March 19, 2025 | Tyler, TX | 75704 | No |
| $47 | $567 | Progressive | 57 | June 10, 2025 | Tyler, TX | 75702 | No |
| $58 | $700 | Geico | 56 | July 1, 2025 | Tyler, TX | 75702 | No |
| $62 | $745 | National General | 60 | June 20, 2025 | Tyler, TX | 75701 | No |
| $95 | $1,139 | Bluefire | 61 | March 6, 2025 | Tyler, TX | 75707 | No |
Cheapest car insurance for drivers with clean records in Tyler
Drivers with no accidents, traffic violations or insurance claims typically qualify for low auto insurance premiums. These are the cheapest quotes that drivers with clean records in Tyler have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $42 | $503 | Progressive | 55 | March 19, 2025 | No | Tyler, TX | 75704 |
| $43 | $517 | Progressive | 34 | April 8, 2025 | No | Tyler, TX | 75703 |
| $43 | $521 | Progressive | 46 | June 26, 2025 | No | Tyler, TX | 75701 |
| $46 | $549 | Progressive | 41 | June 21, 2025 | No | Tyler, TX | 75701 |
| $47 | $567 | Progressive | 57 | June 10, 2025 | No | Tyler, TX | 75702 |
| $58 | $700 | Geico | 56 | July 1, 2025 | No | Tyler, TX | 75702 |
| $59 | $709 | Progressive | 40 | June 18, 2025 | No | Tyler, TX | 75708 |
| $59 | $709 | Bristol West | 45 | June 24, 2025 | No | Tyler, TX | 75701 |
| $62 | $740 | Electric | 37 | June 13, 2025 | No | Tyler, TX | 75705 |
| $62 | $745 | National General | 60 | June 20, 2025 | No | Tyler, TX | 75701 |
Cheapest car insurance for drivers with low credit scores in Tyler
Texas allows insurers to use your credit score to determine your premium and a low score could cost you more. Here are the cheapest quotes that drivers in Tyler with credit scores below 550 have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $91 | $1,089 | Assurance America | 43 | June 30, 2024 | Tyler, TX | 75701 |
| <550 | $97 | $1,169 | Progressive | 33 | June 15, 2025 | Tyler, TX | 75703 |
| <550 | $101 | $1,209 | Commonwealth Insurance | 27 | July 23, 2024 | Tyler, TX | 75703 |
| <550 | $107 | $1,285 | Bristol West | 34 | December 27, 2024 | Tyler, TX | 75701 |
| <550 | $114 | $1,373 | Progressive | 29 | May 4, 2024 | Tyler, TX | 75706 |
Cheapest car insurance for drivers with at-fault accidents in Tyler
Drivers with at-fault accidents typically pay a high premium for car insurance. If you’ve recently been in an at-fault accident, shop around for the best rate before your current policy renews to ensure you’re keeping costs low. These are the cheapest quotes that drivers in Tyler have received via Jerry.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $60 | $722 | Safeco | 66 | No | July 30, 2025 | Tyler, TX | 75707 |
| At Fault With No Injury | $75 | $905 | Progressive | 45 | No | August 13, 2025 | Tyler, TX | 75703 |
| At Fault With No Injury | $83 | $995 | Progressive | 79 | No | August 9, 2024 | Tyler, TX | 75707 |
| At Fault With No Injury | $87 | $1,039 | Progressive | 63 | Yes | July 9, 2025 | Tyler, TX | 75701 |
| At Fault With No Injury | $98 | $1,171 | Progressive | 25 | No | June 26, 2025 | Tyler, TX | 75704 |
Cheapest car insurance for drivers with speeding tickets in Tyler
Speeding citations usually cause your insurance premiums to rise, and the degree of increase may depend on what speed you were cited at. These are the cheapest quotes that drivers in Tyler with speeding tickets have received via Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $75 | $905 | Progressive | 45 | August 13, 2025 | Tyler, TX | 75703 |
| Speeding over 15 | $87 | $1,039 | Progressive | 63 | July 9, 2025 | Tyler, TX | 75701 |
| Speeding over 15 | $107 | $1,285 | Bristol West | 34 | December 27, 2024 | Tyler, TX | 75701 |
| Speeding over 15 | $114 | $1,373 | Progressive | 29 | May 4, 2024 | Tyler, TX | 75706 |
| Speeding under 15 | $166 | $1,987 | Progressive | 39 | September 17, 2024 | Tyler, TX | 75703 |
Cheapest car insurance for drivers with DUIs in Tyler
A DUI may cause your premium to rise, and some insurers may not issue policies to drivers who have been cited. To ensure you’re getting the coverage you need at the lowest price, it’s wise to compare multiple quotes. These are the cheapest quotes that drivers in Tyler with DUIs have received via Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $204 | $2,453 | Bristol West | 26 | September 26, 2024 | Tyler, TX | 75704 |
| DUI | $226 | $2,715 | Progressive | 25 | February 27, 2024 | Tyler, TX | 75701 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
