Jerry Summary

Mitsubishi car insurance costs $313 per month, on average, according to our October 2025 analysis of full coverage auto insurance quotes for Jerry customers. Mercury offers the cheapest coverage at $199 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Thanks to its value-driven lineup, rally-inspired engineering and dependable performance, Mitsubishi has built a reputation as a practical and innovative automaker with a distinct sporty edge. Models like the Lancer Evolution and Eclipse gained cult followings, while crossovers like the Outlander and Outlander Sport appealed to families seeking affordability and versatility.

Despite its positive reputation, Mitsubishi is the 24th most popular manufacturer sold in America, falling far behind brands like Ford, Chevrolet and Toyota. Since the brand’s only U.S. plant closed in 2016, all Mitsubishi vehicles sold in the U.S. are now imported from overseas. The Nissan-owned brand’s focus on efficient engines, available all-wheel drive and straightforward tech helps keep ownership costs relatively low.

Mitsubishi car insurance premiums can differ greatly. Here are average costs by model, which insurers offer the best value and how to effectively shop for Mitsubishi coverage.

Average Mitsubishi car insurance costs

The average cost of full coverage Mitsubishi car insurance is $313 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $145 per month.

Mitsubishi car insurance rates vary depending on the model, its age, your driving record and personal factors like your age and location. Typically, higher-priced vehicles cost more to insure, though that’s not always true. That’s why it’s a good idea to compare car insurance quotes from several insurers when considering a Mitsubishi.

Below, you’ll find average full coverage insurance costs for different Mitsubishi models, according to Jerry’s analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Mitsubishi car insurance, by state

Every state has its own insurance laws and risk factors — including weather events, uninsured drivers and population density — which is why premiums for Mitsubishi vehicles differ across the country.

For example, Mitsubishi auto insurance in Arizona costs an average of $307 per month for full coverage. In Florida, the monthly average is $344.

Below are the average full coverage costs for Mitsubishi insurance by state.

Factors that affect Mitsubishi car insurance costs

Your Mitsubishi insurance premium hinges on several factors, including your car’s model, trim level, age and body style. Insurance companies will also consider personal variables like your driving history, location, age  and coverage level when determining your rate.

Here are some Mitsubishi-specific factors that can affect your insurance costs:

• Safety features: Many Mitsubishi models, such as the Outlander and Eclipse Cross, come equipped with safety features like forward collision mitigation, blind spot warning and rear cross-traffic alert. These technologies can help you avoid accidents and may lead to lower premiums.
• Vehicle value: On average, Mitsubishi cars are more affordable than many other brands. Lower MSRPs can mean lower insurance costs, especially for entry-level models like the Mirage.
• Vehicle class: Smaller vehicles like the Mirage hatchback or Outlander Sport crossover typically cost less to insure than larger or more powerful vehicles like the Outlander PHEV.
• Repair and parts costs: Mitsubishi’s vehicles are built to be economical, but sourcing parts for less common trims or older models may increase repair costs. This is especially true now that Mitsubishi no longer manufactures cars in the U.S.
• Performance and engine type: Most Mitsubishi models are geared toward efficiency rather than performance. However, turbocharged or hybrid variants may come with slightly higher insurance premiums due to increased repair complexity.
• Depreciation and vehicle age: As Mitsubishi vehicles age and depreciate, their insurance costs may decrease, especially if you consider dropping optional coverage like collision or comprehensive on older models.

Best Mitsubishi car insurance

Every year, Jerry’s editorial team reviews top car insurance providers using key industry metrics like complaint ratios and financial strength.

These are our top best car insurance picks for 2025.

While these companies are good for a lot of drivers, only some are available in every state. Additionally, some companies have better service records in certain states. To see the best car insurance companies in your state, click below.

Cheapest Mitsubishi car insurance

Full coverage

Mercury offers the cheapest full coverage car insurance for Mitsubishi, with an average rate of $198 per month.

Below are the cheapest insurance companies for Mitsubishi for full coverage, according to Jerry’s data analysis.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Mitsubishi, with an average rate of $49 per month.

These insurance companies offer the best rates a Mitsubishi with minimum coverage, based on Jerry’s quote data.

By state

Because each state has its own rules and minimums, the cheapest Mitsubishi insurance company can vary. Click below to see the most affordable options in your area.

Mitsubishi Outlander auto insurance costs

The average car insurance cost for a Mitsubishi Outlander is $308 per month, according to Jerry’s analysis of full coverage quotes.

The Mitsubishi Outlander is a versatile compact SUV known for its value, third-row seating, and long warranty coverage. It appeals to drivers looking for practicality, comfort, and modern features at a competitive price point. Recent model years offer available all-wheel drive, advanced safety tech and a plug-in hybrid (PHEV) version, making the Outlander an affordable choice for families and commuters alike.

Thanks to its efficient design and reasonable starting MSRP of $24,445 for the Sport trim, the Outlander is typically less expensive to insure than many other SUVs in its class. However, your insurance premium will still depend on factors like trim level, powertrain, vehicle age and optional features, especially for hybrid or PHEV models.

Here are Outlander auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Eclipse auto insurance costs

The average car insurance cost for a Mitsubishi Eclipse is $305 per month, according to Jerry’s data analysis of full coverage quotes.

The original Mitsubishi Eclipse was a sporty, budget-friendly compact car that gained a loyal following for its sleek design and accessible performance. Available in coupe and convertible Spyder body styles, the Eclipse delivered a fun driving experience without breaking the bank. Across its generations, the Eclipse featured various engines, from a fuel-efficient four-cylinder to more powerful V6s in higher trims like the GT and GTS.

While the Eclipse was discontinued after the 2012 model year, it remains a popular choice on the used car market. Mitsubishi has also since introduced the Eclipse Cross, a small-but-stylish SUV with advanced safety features and a reasonable starting MSRP of $27,345.

Here are Eclipse auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Lancer auto insurance costs

The average car insurance cost for a Mitsubishi Lancer is $302 per month, according to an analysis of full coverage quotes to real Jerry customers.

The Mitsubishi Lancer was a compact sedan with a total production run spanning 51 years, earning this car a loyal following, especially among drivers who appreciated a sporty feel without the premium price tag. Known for its sharp handling, available all-wheel drive and no-frills durability, the Lancer was offered in multiple trims over the years. This included the high-performance Evolution and turbocharged Ralliart variants that gained a cult-like status among enthusiasts.

Although Mitsubishi ended U.S. production of the Lancer in 2017, the model remains popular in the used market. Standard models are generally affordable to insure thanks to their compact size, modest engine options and relatively low repair costs. However, sport-tuned trims like the Evo or Ralliart can carry significantly higher premiums due to their performance capabilities and expensive specialty parts.

Here are Lancer auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi Mirage auto insurance costs

The average car insurance cost for a Mitsubishi Mirage is $341 per month, according to Jerry’s full coverage quote data.

The Mitsubishi Mirage was one of the most affordable new cars in America, known for its low price tag, exceptional fuel economy and compact size. This made it a popular choice for budget-conscious drivers and city commuters who valued cost and fuel economy over bells and whistles. In fact, in recent years, the Mirage and the Nissan Versa have remained the only two sub-$20,000 MRSP vehicles on the market in the U.S. 

The Mirage was available in hatchback and sedan versions, complete with essential features and a strong warranty at a time when few truly economical new cars were left on the market. Unfortunately, Mitsubishi recently announced it will discontinue the Mirage after the 2024 model year. 

That said, thousands of Mirages are still on the road, and likely will be for many years to come. And its small engine, lightweight design and simple construction may help keep insurance costs lower than average.

Here are Mirage auto insurance rates from Jerry customers with full coverage policies.

Mitsubishi car insurance shopping tips

Whether you drive a Mitsubishi or are thinking about buying, here are some ways you might be able to lower your car insurance costs:

• Compare quotes from multiple providers: Mitsubishi models are typically affordable, but rates can still vary widely by insurer. Comparing prices and options from multiple companies is your best chance to get the lowest rates, and providing the most accurate coverage details ensures there won’t be any surprises in the end.
• Consider a lower-cost model: Mitsubishi vehicles like the Mirage or Outlander Sport are generally cheaper to insure than hybrids or plug-in variants like the Outlander PHEV.
• Bundle policies: Bundling your auto and home insurance policies with the same company may earn you a discount.
• Use telematics or usage-based programs: Many insurers offer telematics programs that track your driving habits. If you’re a safe or low-mileage driver, you may qualify for lower premiums.
• Ask about safety and loyalty discounts: Mitsubishi vehicles often come with features like lane departure warning and automatic emergency braking. These may qualify you for a discount, as can sticking with the same insurer for several years.
• Raise your deductible: Increasing your deductible on collision or comprehensive coverage can reduce your monthly premium. Just make sure you can afford the out-of-pocket expense if you need to file a claim in the future.
• Re-evaluate coverage on older vehicles: If you’re driving an aging Mitsubishi with a lower market value, you might save by dropping full coverage and keeping just liability.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS

Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

See more