Jerry has helped customers find affordable coverage in Florida since 2019. In Jacksonville, here are some key numbers from the past six months:
-
Jerry has helped 2,681 drivers to compare 16 insurance providers.
-
Majority of quotes range from $115 to $357 per month.
-
On average, Jerry users who switched to a lower quote saved $53 to $192 per month.
If you’re looking to save on car insurance, Jerry helps you shop around and find new quotes in minutes.
Save on Jacksonville insurance with Jerry.
How Jerry finds car insurance savings for Jacksonville drivers
Many Jacksonville drivers have seen their premiums rise lately, but there are still real savings to be found.
Jerry makes it easy to spot better deals by comparing quotes, finding discounts and more. Here are recent examples of Jacksonville customers who found lower quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Florida
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest insurer
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Always stack discounts you qualify for
Drivers in Jacksonville can lower their premiums by taking advantage of discounts like having a safe driving record, getting a quote ahead of time or going paperless. These savings can help you get a lower quote without giving up the coverage you need. Jerry automatically searches for every discount you qualify for so you never miss a chance to save.
Key takeaway: Prices can vary widely, even for the same coverage. Comparing quotes with Jerry helps you find the lowest rate available to you.
Jerry Agent Tip 3: Balance coverage and cost for smarter protection
Choosing the right mix of coverage helps drivers in Jacksonville stay protected without overspending. State minimums keep premiums low, while options like full coverage, standard and preferred tiers add stronger protections like rental reimbursement, towing and lower deductibles.
When you find the best balance between cost and protection, driving feels a lot more secure. Here are the coverage options available to drivers in Jacksonville:
Minimum
$75 – $135/mo
Includes PIP and property damage liability. It does not cover injuries you cause to others or damage to your own vehicle.
Full
$152 – $299/mo
Adds collision and comprehensive coverage, which are typically required if your car is leased or financed.
Standard
$308 – $652/mo
Adds uninsured/underinsured motorist coverage, critical in Florida where more than 1 in 5 drivers is uninsured.
Preferred
$346 – $551/mo
Includes higher liability limits, lower deductibles and extras like towing or rental reimbursement for stronger overall protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Key takeaway: Coverage levels aren’t one-size-fits-all. Jerry shows you the real cost of each tier so you can find the protection level that feels right for your car and your budget.
-
Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
-
Check your car’s value (Jerry tracks this for you monthly).
-
Choose what you can afford out-of-pocket.
-
See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Driving comes with risks like accidents, theft, and unexpected repair costs. Choosing the right coverage helps you stay protected without overspending, and comparing your options makes a real difference. With Jerry, Jacksonville drivers can find affordable policies and coverage levels that match their needs, making it easier to drive with confidence every day.
Get Jacksonville quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
