The Fort Worth area is crossed by Interstates 35, 20 and 30 and it’s home to one of the state’s notorious several-level interchanges known locally as the “Mixmaster.” Add in typical Texas weather, including thunderstorms that seem to come from nowhere and heat waves that can cause tire damage, and there is no shortage of reasons to have good car insurance coverage in Fort Worth.
We’ve gathered data from real Jerry customers in the city to show you how your age, driving record, coverage preference and location within the city can impact your policy costs.
More: Best car insurance in Texas
Cheapest minimum coverage insurance in Fort Worth
Texas requires drivers to carry these coverages at minimum:
- $30,000 of bodily injury per person.
- $60,000 of bodily injury per accident.
- $25,000 for property damage.
Here are the cheapest quotes for minimum coverage insurance in Fort Worth, based on quotes real Jerry customers have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $29 | $350 | Geico | 31 | April 4, 2025 | Fort Worth, TX | 76132 |
| $31 | $372 | Geico | 29 | June 26, 2025 | Fort Worth, TX | 76155 |
| $33 | $393 | Progressive | 43 | June 24, 2025 | Fort Worth, TX | 76123 |
| $36 | $431 | Progressive | 31 | June 2, 2025 | Fort Worth, TX | 76116 |
| $36 | $432 | Geico | 28 | May 8, 2025 | Fort Worth, TX | 76109 |
| $38 | $455 | Progressive | 44 | May 19, 2025 | Fort Worth, TX | 76118 |
| $39 | $473 | Progressive | 41 | June 29, 2025 | Fort Worth, TX | 76107 |
| $43 | $514 | Geico | 64 | May 12, 2025 | Fort Worth, TX | 76179 |
| $43 | $517 | Progressive | 45 | June 25, 2025 | Fort Worth, TX | 76116 |
| $44 | $533 | Progressive | 34 | February 24, 2025 | Fort Worth, TX | 76109 |
If you have a loan or lease on your vehicle, the lender will require
More: Cheapest car insurance in Texas
Cheapest full coverage insurance in Fort Worth
The Texas minimum coverage won’t be enough to pay for damage to your vehicle in an accident you cause, nor will it protect your finances if your car is stolen or damaged by weather.
- Collision coverage pays to repair your vehicle after an accident, regardless of who is at fault.
- Comprehensive insurance helps to pay for damage caused by non-collision events such as weather-related incidents, animal collisions or theft.
Here are the cheapest quotes for full coverage insurance that Jerry customers in Fort Worth have received.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $54 | $649 | Progressive | 46 | June 26, 2025 | Fort Worth, TX | 76132 |
| $61 | $733 | Progressive | 47 | June 10, 2025 | Fort Worth, TX | 76244 |
| $63 | $756 | Geico | 32 | April 20, 2025 | Fort Worth, TX | 76177 |
| $66 | $789 | Progressive | 39 | May 5, 2025 | Fort Worth, TX | 76107 |
| $68 | $817 | Progressive | 60 | March 11, 2025 | Fort Worth, TX | 76135 |
| $69 | $825 | Progressive | 40 | July 21, 2025 | Fort Worth, TX | 76131 |
| $74 | $891 | Progressive | 41 | June 19, 2025 | Fort Worth, TX | 76106 |
| $76 | $917 | Progressive | 42 | June 20, 2025 | Fort Worth, TX | 76112 |
| $77 | $924 | ROOT | 42 | May 16, 2025 | Fort Worth, TX | 76133 |
| $79 | $943 | Progressive | 71 | July 29, 2025 | Fort Worth, TX | 76036 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Best car insurance companies
Cheapest car insurance for young drivers in Fort Worth (18-29 years old)
Insurers may view drivers between 18 and 29 years old as riskier because of their lack of experience, but that doesn't mean they can't find low-cost insurance. Here are some of the cheapest quotes that younger Fort Worth drivers have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $36 | $432 | Geico | 28 | No | May 8, 2025 | Fort Worth, TX | 76109 |
| $63 | $756 | ROOT | 24 | No | June 3, 2025 | Fort Worth, TX | 76131 |
| $68 | $819 | Progressive | 26 | No | May 6, 2025 | Fort Worth, TX | 76108 |
| $76 | $911 | Bristol West | 29 | No | June 25, 2025 | Fort Worth, TX | 76244 |
| $83 | $996 | Clearcover | 23 | No | April 28, 2025 | Fort Worth, TX | 76104 |
More: Get cheap car insurance the smart way, today
Cheapest car insurance for mature drivers in Fort Worth (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $29 | $350 | Geico | 31 | No | April 4, 2025 | Fort Worth, TX | 76132 |
| $36 | $431 | Progressive | 31 | No | June 2, 2025 | Fort Worth, TX | 76116 |
| $39 | $473 | Progressive | 41 | No | June 29, 2025 | Fort Worth, TX | 76107 |
| $47 | $569 | Progressive | 45 | No | June 28, 2025 | Fort Worth, TX | 76135 |
| $48 | $575 | Progressive | 43 | No | March 14, 2025 | Fort Worth, TX | 76112 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $43 | $514 | Geico | 64 | No | May 12, 2025 | Fort Worth, TX | 76179 |
| $59 | $706 | ROOT | 74 | No | July 19, 2025 | Fort Worth, TX | 76179 |
| $60 | $719 | Assurance America | 64 | No | July 30, 2025 | Fort Worth, TX | 76137 |
| $61 | $729 | Progressive | 61 | No | June 12, 2025 | Fort Worth, TX | 76137 |
| $62 | $742 | Geico | 59 | No | March 13, 2025 | Fort Worth, TX | 76104 |
More: Best car insurance for seniors
Cheapest car insurance for drivers with clean records in Fort Worth
A clean driving record can go a long way in getting an affordable car insurance policy. Here are the cheapest quotes that Fort Worth drivers with no claims or violations on their records have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $29 | $350 | Geico | 31 | April 4, 2025 | No | Fort Worth, TX | 76132 |
| $36 | $431 | Progressive | 31 | June 2, 2025 | No | Fort Worth, TX | 76116 |
| $36 | $432 | Geico | 28 | May 8, 2025 | No | Fort Worth, TX | 76109 |
| $39 | $473 | Progressive | 41 | June 29, 2025 | No | Fort Worth, TX | 76107 |
| $43 | $514 | Geico | 64 | May 12, 2025 | No | Fort Worth, TX | 76179 |
| $47 | $569 | Progressive | 45 | June 28, 2025 | No | Fort Worth, TX | 76135 |
| $48 | $575 | Progressive | 43 | March 14, 2025 | No | Fort Worth, TX | 76112 |
| $50 | $602 | Bluefire | 38 | July 4, 2025 | No | Fort Worth, TX | 76133 |
| $50 | $603 | Progressive | 37 | June 13, 2025 | No | Fort Worth, TX | 76123 |
| $52 | $618 | Bluefire | 46 | June 29, 2025 | No | Fort Worth, TX | 76102 |
Cheapest car insurance for drivers with low credit scores in Fort Worth
A low credit score may cause you to receive a higher insurance quote than someone with good credit would, meaning you may have to do extra shopping for car insurance to find a good rate. These are the cheapest auto insurance quotes that Fort Worth drivers with credit scores below 550 have received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $51 | $614 | Commonwealth Insurance | 58 | December 17, 2024 | Fort Worth, TX | 76107 |
| <550 | $68 | $815 | Progressive | 57 | April 29, 2024 | Fort Worth, TX | 76103 |
| <550 | $69 | $831 | Progressive | 43 | January 10, 2025 | Fort Worth, TX | 76120 |
| <550 | $70 | $841 | Progressive | 56 | December 29, 2024 | Fort Worth, TX | 76132 |
| <550 | $70 | $841 | Assurance America | 27 | November 4, 2024 | Fort Worth, TX | 76116 |
Cheapest car insurance for drivers with at-fault accidents in Fort Worth
An at-fault accident will likely result in a higher car insurance premium. Here are the lowest quotes that local drivers with at-fault accidents on their records have received via Jerry.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With Injury | $49 | $589 | Progressive | 37 | No | December 17, 2024 | Fort Worth, TX | 76108 |
| At Fault With No Injury | $51 | $614 | Commonwealth Insurance | 58 | No | December 17, 2024 | Fort Worth, TX | 76107 |
| At Fault With No Injury | $54 | $643 | Progressive | 61 | No | August 13, 2024 | Fort Worth, TX | 76131 |
| At Fault With No Injury | $58 | $695 | The General | 55 | No | June 26, 2024 | Fort Worth, TX | 76105 |
| At Fault With No Injury | $59 | $703 | The General | 76 | No | March 5, 2025 | Fort Worth, TX | 76105 |
Cheapest car insurance for drivers with speeding tickets in Fort Worth
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $80 | $965 | Progressive | 25 | May 26, 2025 | Fort Worth, TX | 76177 |
| Speeding under 15 | $82 | $987 | Progressive | 26 | April 1, 2025 | Fort Worth, TX | 76123 |
| Speeding under 15 | $84 | $1,013 | Bluefire | 34 | August 1, 2025 | Fort Worth, TX | 76164 |
| Speeding under 15 | $91 | $1,097 | Commonwealth Insurance | 27 | January 16, 2025 | Fort Worth, TX | 76120 |
| Speeding under 15 | $94 | $1,123 | Bluefire | 36 | September 18, 2024 | Fort Worth, TX | 76108 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
