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Acura car insurance costs $355 per month, on average, according to a September 2025 analysis of full coverage auto insurance quotes for Jerry customers. Aspire Advantage offers the cheapest coverage at $183 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Acura is the luxury performance brand from Honda that launched in 1986. While it started with two models, the Acura lineup has expanded to a half a dozen models, including the affordable sports compact car, the Integra. Whether you’re looking for a sporty sedan, a performance SUV or an electric vehicle, Acura insurance costs vary based on your driving history, location and other factors.

Acura auto insurance prices fluctuate depending on the model and carrier you go with. Here are average costs by model, which companies offer the cheapest rates and how to shop for Acura insurance.

Average Acura car insurance costs

The average cost of full coverage Acura car insurance is $355 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $219 per month.

The cost to insure a Acura depends on the specific model, the vehicle’s age, your driving history and your demographics. More expensive cars often mean higher insurance premiums, but not always. To get the best deal, it’s important to compare car insurance quotes  from different insurers for the Acura you’re looking at.

Here are full coverage insurance averages for several Acura models, based on Jerry’s data analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Acura car insurance, by state

Because each state has its own car insurance laws and risk factors — including crime rates, weather events and uninsured drivers — auto insurance costs vary widely across the country.

For example, full coverage Acura auto insurance in Texas costs an average of $315 per month. In New Jersey, the monthly average is $454.

Here’s a look at how full coverage Acura insurance costs differ by state.

Factors that affect Acura car insurance costs

Insurance premiums are partially determined by the specific model you drive because safety features and repair costs vary from one Acura model to the next. Here are some of the factors to consider:

• Vehicle cost: Cars with higher sticker prices lead to higher replacement costs if you get into an accident. Collision and comprehensive coverage usually cost more for high-performance and luxury vehicles.
• Vehicle class: Passenger sedans and compact SUVs tend to cost less to insure than performance models, SUVs and hybrid/electric models.
• Safety features: Acuras with higher safety ratings and more safety features may qualify for a lower premium than comparable models without them.
• Repair and replacement: Hybrid motors and specialty parts (like for luxury trim levels) can be more difficult to repair, simply because the parts are harder to find. Insurance companies charge more for these vehicles.
• Vehicle age: Newer cars tend to have advanced technology, which will cost more to repair or replace.
• Your age: Drivers over 70 years old will pay higher-than-average costs for insurance, as will drivers under the age of 25. Both groups face unique and elevated risks on the road.
• Your driving record and claims history: A clean driving record will unlock the lowest rates, but speeding tickets, at-fault accidents and other traffic violations can hike up your rates.
• Where you keep your car: If you live in a zip code with a dense population, you might spend more for insurance due to elevated risk of accidents with other cars and pedestrians.

Best Acura car insurance

Jerry’s editorial team chooses the best car insurance companies each year based on critical industry standards, including complaint volume and financial stability. 

Here are our top choices for 2025.

While these companies are good for a lot of drivers, only some are available in every state. Additionally, some companies have better service records in certain states. To see the best car insurance companies in your state, click below.

Cheapest Acura car insurance

Full coverage

Aspire Advantage offers the cheapest full coverage car insurance for Acura, with an average rate of $183 per month.

The following companies offer the cheapest car insurance rates for Acura, according to Jerry’s analysis of full coverage quotes.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Acura, with an average rate of $48 per month.

Below are the cheapest insurers for Acura for minimum coverage, according to Jerry’s data analysis.

By state

Acura insurance prices change from state to state due to different regulations. Click below to find the lowest-cost insurers where you live.

Acura Integra auto insurance costs

The average car insurance cost for a Acura Integra is $458 per month, according to Jerry’s data analysis of full coverage quotes.

The Integra was one of the first two cars released by Acura in 1986. While it is known as an affordable sports car, it is also packed with safety features that insurers look for when pricing policies. An Integra’s standard features include a collision mitigation braking system, traffic sign recognition and road departure mitigation.

Starting MSRP on a 2025 Acura Integra is $33,000, but prices go up based on your trim selections. Drivers can choose between 200 and 320 horsepower engines with six-speed manual transmission or steering wheel based paddle-shifters. Recognizing its mix of performance and premium features, the Integra Type S was awarded as the 2024 Performance Car of the Year under $100,000 by Road & Track.

Here are Integra auto insurance rates from Jerry customers with full coverage policies.

Acura MDX auto insurance costs

The average car insurance cost for a Acura MDX is $327 per month, according to Jerry’s data analysis of full coverage quotes.

The Acura MDX is a premium performance SUV that offers seven unique driving modes to match wherever the roads take you. Insurers look for safety features like enhanced traction control, lane keeping assist and pedestrian detection when pricing policies. In fact, it was a top safety pick by the Insurance Institute for Highway Safety (IIHS) and received a five-star rating from the National Highway Traffic Safety Administration (NHTSA)

Starting price for a 2025 Acura MDX is $51,200 for front-wheel drive and $53,400 for all-wheel drive. It comes in numerous packages, including the top-of-the-line Type S Advance. No matter which trim level you select, your Acura MDX comes standard with a panoramic moonroof, three-row seating for up to seven and a max cargo capacity of up to 95 cubic feet with all rows folded flat.

Here are MDX auto insurance rates from Jerry customers with full coverage policies.

Acura RDX auto insurance costs

The average car insurance cost for a Acura RDX is $298 per month, according to Jerry’s data analysis of full coverage quotes.

Drivers looking for the agility of a car with the utility of an SUV can choose the Acura RDX. The RDX includes a suite of innovative safety and driver assist features, including the iBooster braking system, pedestrian detection and a rear traffic monitor. Insurers look for safety features like these when assessing risk and pricing policies for each vehicle.

The 2025 Acura RDX has a starting MSRP of $44,700 and includes standard convenience features like a panoramic moonroof, wireless Apple CarPlay compatibility and four unique driving modes.

Here are RDX auto insurance rates from Jerry customers with full coverage policies.

Acura TLX auto insurance costs

The average car insurance cost for a Acura TLX is $434 per month, according to Jerry’s data analysis of full coverage quotes.

The Acura TLX is a premium sports sedan that offers the high performance of the Integra with more room, comfort and amenities. It comes in three trim levels, including the Type S with a 355-horsepower, turbo V6 engine. While faster cars often mean higher insurance rates, the TLX comes standard with a package of safety features that insurers look for. These features include road departure mitigation, pedestrian detection and a rear cross traffic monitoring system.

Starting MSRP for a 2025 Acura TLX is $45,400. Even the base model comes with premium features, such as voice recognition for navigation, premium audio and 12-way power heated seats. Innovative technology like a wireless charging pad, smartphone integration and multiple USB charging ports keep you connected during your drive.

Here are TLX auto insurance rates from Jerry customers with full coverage policies.

Acura car insurance shopping tips

To lower your costs as an Acura owner, try some of these expert tips:

• Shop around: Shopping around for insurance coverage is the only way to uncover the best possible rate for your unique driver profile. Get quotes from multiple companies to see who offers the lowest price for your needs.
• Opt for a smaller model: If you don’t need a high-performance speedster, stick with a smaller model. You’ll save even more money on insurance costs if you buy used instead of new.
• Bundle your insurance policies: Bundling your home and auto insurance with the same company can amount to a lower overall bill.
• Ask about discounts: Almost all insurance companies offer a variety of car insurance discounts. Some are easy to unlock (like paying annually instead of monthly) whereas others you have to earn (like the safe driver discount).
• Reduce your coverage: If you have an older Acura with a low value, you can lower your monthly premium by reducing coverage. Consider your coverage options carefully before you commit.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.