How much does Acura car insurance cost?

On the US market since 2006, Acura is the luxury nameplate made by Honda. Acura’s unique styling and updated features are perfect for drivers who want Honda’s reliability but with a sleeker appearance.

The average Acura driver can expect to pay $1,236 per year for auto insurance—but you’re not the average Acura driver, are you?

Your zip code, specific Acura model, and driving history all affect the price you pay for coverage. That’s why we can’t generalize about an average auto insurance quote for all Acuras. However, we can share some of our research about Acura drivers and their insurance costs. In fact, Jerry has helped 10381 Acura drivers save an average of $1,922 on their car insurance.

How to find the cheapest Acura car insurance quote?

Jerry conducted a groundbreaking survey to help drivers understand what affects their insurance. This data comes from hours poring over data, analyzing 10381 Acura insurance quotes from Jerry customers in the last 12 months.

Let’s look at some real data, shall we? Jerry has provided Acura car insurance quotes to real drivers. Here are some of their costs with providers listed beside.

Date	Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
July 6, 2025	Acura Integra LS	Bristol West	$1,615	Eleanor, 30, Queens, NY	State Minimum	No
July 6, 2025	Acura TLX Technology	ROOT	$248	Rebecca, 64, Thousand Oaks, CA	30/60	Yes
July 6, 2025	ACURA TSX	Trexis	$98	Herman, 40, Coolidge, GA	State Minimum	No
July 6, 2025	Acura TSX	Mendota	$131	Gilbert, 27, Denver, CO	State Minimum	No
July 6, 2025	Acura MDX Advance	Progressive	$470	Olivia, 42, Houston, TX	State Minimum	Yes

Last Updated Jul 8, 2025

Best car insurance companies for Acura drivers

You’ve probably never heard someone say that they love shopping for car insurance—but what’s not to love about finding the perfect policy for you and your Acura?

Firstly, remember that there is no best auto insurance company for all drivers. There is a best company out there for you and your specific coverage needs, however. You just have to hunt down that magical company (hint: Jerry can help).

Here’s how real Acura drivers rated some popular insurance companies—check out their ratings below.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Safeco	4.6	4.4	4	4.5
Travelers	4.5	4.2	4.4	4.5
Progressive	4.3	3.9	3.9	4.3
AAA	4.2	4	3.8	4.4
Allstate	4.2	3.6	3.8	4.2
USAA	4	3.5	4.5	4.2
State Farm	4	3.4	3.8	4.2
Farmers	4	3.4	4.1	3.9
Geico	3.9	3.3	3.9	4
Liberty Mutual	3.7	3.2	3.5	3.7

Insurance costs for popular Acura models

Insurance premiums are partially determined by the specific model you drive. That’s because safety features and other parts vary from one Acura model to the next. Here are some of the factors to consider:

• Safety features: Some Acura models are rated higher for safety, whether on crash test ratings or driver assistance features. That’s why the Acura TLX is slightly cheaper to insure.
• Vehicle value: If a specific model is worth more on the market, then you’ll pay more to insure it. Consider the street value of the NSX versus the Integra.
• Vehicle class: Passenger sedans and compact SUVs cost less to insure than performance models, huge SUVs, and hybrid/electric models.
• Engine size: Bigger engines mean more horsepower—and that corresponds with more speeding tickets, according to insurance companies. If you drive a high horsepower Acura like the TLX Type S, expect higher-than-average rates.
• Repair and replacement: Hybrid motors and specialty parts (like for luxury trim levels) can be more difficult to repair, simply because the parts are harder to find. Insurance companies charge more for these vehicles.

Check out the table below to see the average cost of auto insurance for some popular Acura models.

Car	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Acura MDX	$99	$171
Acura TL	$103	$201
Acura TSX	$111	$176
Acura RDX	$93	$173
Acura ILX	$120	$194
Acura TLX	$129	$215

To legally drive, all Acura owners must carry the minimum coverage insurance required in their state. This typically includes low amounts of basic liability insurance, for both bodily injury and property damage liability. Some states also require uninsured motorist coverage. You can opt for special coverages like medical payments (MedPay) in most places, too.

For most Acura drivers, full-coverage insurance is a better investment than liability-only auto insurance. Though it comes with higher auto insurance costs, collision and comprehensive coverage are the only coverages that offer protection for you, your passengers, and your Acura.

Acura TLX insurance costs

This speedy sedan is an undeniable bargain, with excellent performance and stylish features. The TLX offers 272 horsepower on the base model, or 355 on the Type S. There are three exterior colors available, and the sports trim options are delightful.

On average, Acura TLX insurance costs $215 per month for full coverage and $129 per month for state minimum coverage.

Trim level is a major factor when determining Acura insurance costs. On the TLX, there are six trims to choose from:

• Base: Starting at $41,245, this model comes with a 2.0L four-cylinder and 10-speed automatic transmission with standard FWD and 31 highway mpg.
• Technology: Upgrading to this trim starts at $44,745, and you’ll get perforated leather seating and a suite of LED lighting for the interior of the cabin. The navigation system is standard—and so is the premium 13-speaker audio system.
• A-Spec: The A-Spec trim starts at $47,495, and you’ll get a 17-speaker audio system, wireless charging station, and ventilated front seats.
• Advance: With the Advance rim, you’ll enjoy the top-notch ELS sound system and a wireless charging pad along with the luxury and sports features from lower trim levels, all starting at $51,945.
• Type S: With a starting price of $56,445, the value of this sport model is its best feature. You get 355-hp with a V6, adaptive dampers, and a premium audio system.
• Type S PMC: Starting at $63,995, this model includes special features from the Performance Manufacturing Center like carbon-fiber decklid lip spoiler, gloss-black roof panels, and black chrome exhaust finishers.

Check out real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
ACURA TLX	Bristol West	$2,247	Ophelia, 28, Bronx, NY	State Minimum	No
Acura TLX	Bristol West	$502	Addie, 26, New Britain, CT	State Minimum	Yes
Acura TLX	Clearcover	$353	Jon, 25, Carrollton, TX	State Minimum	Yes
Acura TLX	Bristol West	$657	Derek, 35, Springfield, VA	50/100	Yes
Acura TLX	Bristol West	$508	Kevin, 30, Troy, NY	State Minimum	Yes

Last Updated Jul 2, 2025

Acura RDX insurance costs

The RDX is a compact SUV that delivers luxury in spades. There are a variety of optional packages to customize your ride, and helpful driver assistance features for peace of mind. Plus, the price is right.

Data shows that the average Acura RDX insurance policy costs $173 for full coverage and $93 for state minimum coverage.

Trim level is a key factor in determining insurance prices. Some Acura RDX trim levels will be more expensive to insure than others. Well, technically there’s one trim level but there are four packages available for the 2024 model year:

• Base: Starting at $42,945, enjoy 272-hp and a 10-speed automatic transmission with 28 highway mpg. Standard features include a 10.2-inch touchscreen and a WiFi hotspot.
• Technology: This model includes driver assistance features like front-rear park assist at a starting price of $45,195. There are also helpful features like traffic rerouting and wireless phone charging.
• A-Spec: Starting at $48,195, this package is purely aesthetic. MPG drops by 1 with the A-Spec, but it’s still impressive. This model has red sports seats and ambient cabin lighting, plus theft deterrent.
• Advance: With the Advance trim, you’ll enjoy a head-up display and valuable adaptive dampers. Upgrading to this trim, which starts at $52,545, also buys you a 360-degree camera to help with parking, plus rain-sensing wipers.

Check out real quotes from Jerry drivers:

Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Acura RDX	Bristol West	$423	Anne, 23, Sicklerville, NJ	25/50	Yes
Acura RDX	Progressive	$46	Mathilda, 45, Aldie, VA	50/100	No
Acura RDX	Bristol West	$204	Ina, 37, Kansas City, MO	State Minimum	Yes
Acura RDX	Mendota	$281	Polly, 41, Garland, TX	State Minimum	Yes
Acura RDX	National General	$226	Kathryn, 50, Saint Louis, MO	State Minimum	Yes

Last Updated Jul 2, 2025

Acura MDX insurance costs

The MDX is an SUV for the whole family. It’s a practical and attractive model, with nice luxury features on the higher trim levels. You can opt for a sports package like the Type S for even more impressive performance.

On average, Acura MDX insurance costs $171 for full coverage and $99 for state minimum coverage. Costs vary between trim models as well as based on driver profiles.

The 2024 Acura MDX comes in six options:

• Base: The base trim starts at $50,745, and you get a standard V6 engine with 290-hp. FWD is standard but AWD is available. The proximity key fob is valuable.
• Technology: Starting at $54,945, you’ll enjoy adjustable interior lighting, a 12-speaker premium audio system, and rear automated emergency braking.
• A-Spec: Upgrade to the A-Spec trim starting at $60,645 to enjoy an in-car PA system, sport pedals, and a larger rear anti-roll bar. The sporty 20-inch alloy wheels are fun, too.
• Advance: Starting at $64,195, the luxury kicks in with beautiful wood, leather, and metal accents on the interior. Enjoy the convenience of a hands-free power liftgate and 360-degree camera, too.
• Type S: With the Type S trim, you’ll bump up the horsepower to 355. AWD is standard on this trim, which starts at $68,545, and you’ll also get a 16-speaker sound system.
• Type S Advance: Starting at $73,895, this model has a 25-speaker sound system and heated steering wheel. Massaging seats keep you comfy, and you’ll stand out with unique leather upholstery with blue piping

In the table below, you’ll find real Acura MDX insurance quotes from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Acura MDX	Bristol West	$775	Vera, 32, Rensselaer, NY	State Minimum	Yes
Acura MDX	Progressive	$219	Lewis, 32, Ventnor City, NJ	25/50	Yes
Acura MDX	National General	$205	Lilly, 38, Los Angeles, CA	30/60	Yes
Acura MDX	Progressive	$223	Lottie, 29, Providence, RI	State Minimum	No
ACURA MDX	Progressive	$100	Phillip, 41, Forsyth, GA	State Minimum	No

Last Updated Jul 2, 2025

Acura ILX insurance costs

While the ILX will be discontinued next year, it’s still a good option in the Acura lineup. It’s a stylish and affordable sedan that’s better-equipped than a standard Honda, with optional luxury features to bump up your experience behind the wheel. It’s one of the most affordable Acuras to insure.

On average, it costs $194 per month to buy full coverage car insurance for an Acura ILX and $120 for state minimum coverage.

The 2024 Acura ILX is available in four trim levels:

• Base: Starting at $28,395, enjoy 201 horsepower and an impressive 34 highway mpg. Note that the touchscreen is not standard on the base model. The power moonroof is a nice touch—and push-button start is fun, too.
• Premium: Upgrade to the Premium trim starting at $29,545, you get an 8-inch touchscreen system with standard Apple CarPlay and Android Auto. You also get more driver assistance tech, like blind-spot alert.
• Premium A-Spec: With the Premium A-Spec trim, which starts at $31,545, the interior design gets much better with a red-lit instrument panel and aluminum pedals. Outside enjoy LED foglights and black exterior accents.
• Technology A-Spec: Starting at $31,445, enjoy a multi-view rearview camera, a navigation system, and a premium 10-speaker audio system—plus Acura’s nifty Song by Voice system.

In the table below, you’ll find real quotes for real Acura drivers from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Acura ILX	Bristol West	$416	Bruce, 32, Alexandria, VA	50/100	Yes
Acura ILX	Progressive	$449	Eddie, 21, Nederland, TX	State Minimum	Yes
Acura ILX	Electric	$189	Edgar, 27, Sterling, VA	50/100	Yes
Acura ILX	Mercury	$201	Phoebe, 45, Sacramento, CA	50/100	Yes
Acura ILX	Root	$243	Stephen, 25, Oroville, CA	50/100	Yes

Last Updated Jul, 2025

Acura Integra insurance costs

The Integra is Acura’s entry level sedan. It’s sleek and stylish, offering just enough features to make you feel luxurious while helping you save money. The available manual transmission is a nice touch, too.

The average cost for Acura Integra insurance is $192 per month for full coverage and $93 per month for state minimum coverage.

The 2024 Acura Integra is available in three trim levels:

• Base: The base Integra starts at $32,495 and offers 200 horsepower and standard CVT with FWD. You’ll also enjoy 37 highway MPG.
• A-Spec: Starting at $33,895, this model is the best of the lineup with sportier exterior styling and available six-speed manual transmission.
• A-Spec Technology: With the A-Spec Technology package, enjoy a large digital gauge 16-speaker audio system, and wireless charging station, all starting at $36,895. Faux-suede inserts and a 12-way power adjusting driver’s seat are well worth the investment.

In the table below, you’ll find real quotes for real people from Jerry.

Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Acura Integra	Progressive	$616	Dorothy, 20, Sterling, VA	50/100	Yes
Acura Integra	Bristol West	$2,454	Sally, 22, Bronx, NY	State Minimum	No
Acura Integra	Embark General	$87	Max, 38, Miramar, FL	No Coverage	No
ACURA INTEGRA	Progressive	$38	Etta, 41, Sunnyvale, CA	50/100	No
Acura Integra	Aspire Advantage	$43	Stephen, 64, Porterville, CA	30/60	No

Last Updated Jul, 2025

Are Acuras more expensive to insure?

Acuras cost 1% more to insure compared to the average cost of other cars.

Car Make	Average State Minimum Insurance Cost	Average Full Coverage Insurance Cost
Buick	$86	$172
Chrysler	$91	$179
Nissan	$98	$185
BMW	$101	$210
Acura	$103	$186

Cheapest Acuras to insure

If you’re looking to save money on insurance, try the 2022 Acura RDX. It’s the cheapest Acura model to insure. Expect to pay an average monthly premium of $31 for state minimum coverage and an average of $180 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2022 Acura RDX	$93	$180
2014 Acura RDX	$93	$183
2011 Acura MDX	$93	$161
2019 Acura ILX	$93	$197
2013 Acura TL	$93	$222

Most expensive Acuras to insure

The most expensive Acura model to insure on average is 2016 Acura TLX. The average driver of this model can expect to spend $190 per month for state minimum coverage or an average of $185 for full coverage.

Car Make	Average Monthly State Minimum Insurance Cost	Average Monthly Full Coverage Insurance Cost
2016 Acura TLX	$173	$190
2018 Acura ILX	$164	$175
2017 Acura TLX	$159	$203
2018 Acura RDX	$157	$250
2019 Acura RDX	$148	$188

Don’t let the average costs confuse you. You could pay more or less, depending on your personal driving history and zip code—even if you drive the same model! Get free quotes for your specific model and driver profile to get a better idea of what you should be paying. Cheap insurance is possible, but to find the best rates you have to put in the work.

What factors affect Acura car insurance rates?

Let’s take a closer look at some of the various factors that affect how car insurance is calculated. All auto insurance companies have their own unique formulas, weighing some factors more or less than other providers. Regardless, here are the factors that might affect your Acura car insurance rates:

• Vehicle cost: If you spent a lot of money on the car, it will cost a lot of money to replace it if you get into an accident. That’s why collision and comprehensive coverage cost more for high-performance and luxury vehicles.
• Vehicle age: Newer cars tend to have newer technology—which will cost more to repair or replace. That’s why older cars typically cost less to insure.
• Cost of parts: If you drive a rare model or if the vehicle includes a hybrid powertrain, replacement parts can be tricky to locate. That’s a higher risk for the car insurance companies, so you’ll be charged a higher rate for coverage.
• Your age: Drivers over 70 years old will pay higher-than-average costs for insurance, as will drivers under the age of 25. Both groups face unique and elevated risks on the road.
• Your driving record and claims history: A clean driving record will unlock the lowest rates, but speeding tickets, at-fault accidents and other traffic violations can hike up your rates.
• Where you keep your car: If you live in a zip code with a very dense population, you might spend more for insurance. That’s because of the elevated risk of accidents with other cars and pedestrians.

Here are a few specific factors that impact auto insurance rates for Acura:

• Imports: While Acura is an imported model, it’s a very popular brand. Replacement parts are not overly expensive or hard to find.
• Safety: Honda and Acura get peak ratings in safety assessments, and safer vehicles are cheaper to insure.
• Reliability: Acuras benefit from Honda’s top-notch reputation for reliability. This helps bring down insurance costs immensely.

Acura insurance cost for young drivers

Young drivers don’t have as much experience on the road. As a result, teen drivers aged 16 to 19 can expect to pay the highest insurance rates of all drivers. They have less experience and probably a low credit score. After the age of 25, the cost of car insurance starts to decrease.

Teen drivers who own a newer vehicle should consider full coverage with collision coverage, since young folks face higher accident rates.

Acura insurance cost for senior drivers

Like young drivers, older drivers face unique risks on the road. Drivers over 70 tend to get into more car accidents—and the costs associated with recovering from an accident can be higher. To compensate for these elevated costs, car insurance rates for seniors tend to be higher than average with most insurance providers.

Acura insurance cost for drivers with driving violations

Some violations have a bigger impact on your rate than others, but any violation can be a red flag for an insurance company. It’s a sign that you might commit another violation in the future—and this could cost the company money.

Acura drivers with no violations will pay the lowest rates. If you have any of these incidents on your record within the last three to five years, you could face higher rates:

• Speeding tickets.
• DUIs.
• At fault accidents.
• Reckless driving.
• Driving on a suspended license.

Cheapest car insurance for Acura drivers with speeding ticket

In addition to the fine for speeding, you’ll notice a bump in your insurance premium after a ticket. A single ticket isn’t worth losing sleep, but repeated offenses should be avoided at all costs.

Jerry has helped Acura drivers with speeding tickets who need to find affordable coverage.

Speeding Type	Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Speeding Violation-Minor	Acura MDX	National General	$84	Jeffrey, 48, Visalia, CA	30/60	Yes
Speeding Violation-Major	ACURA TL	Progressive	$90	Raymond, 28, Waco, TX	State Minimum	Yes
Speeding Violation-Major	Acura TSX	Commonwealth Insurance	$388	Matilda, 22, Marble Falls, TX	State Minimum	Yes
Speeding 16-20	Acura ILX Premium	Electric	$189	Hilda, 27, Sterling, VA	50/100	Yes
Speeding Violation-Major	Acura MDX A-spec	National General	$143	Stella, 44, Louisburg, NC	State Minimum	Yes

Last Updated Jul 2, 2025

Cheapest car insurance for Acura drivers with a DUI record

No matter what car you drive, a DUI conviction is a serious offense. It carries major penalties and it can make it very difficult to find car insurance. Some companies will refuse to insure a driver with a DUI, whereas others will simply charge very high rates for the extreme risk of insuring you.

If you have a DUI on your record, you definitely need to shop around to compare rates at different companies. It’s the only way to find out what the lowest rate is for your situation.

Jerry has helped other Acura drivers with DUis in their search for affordable auto insurance.

Cheapest car insurance for Acura drivers after an accident

An at-fault accident is a clear indicator that you’re a risky driver. Unfortunately, a single at-fault accident can raise your rates tremendously.

Jerry can help Acura drivers with accidents on their records find car insurance. Here are some examples of real drivers Jerry has helped.

Accident type	Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
At Fault With No Injury	Acura TL	Embark General	$428	Alberta, 35, Indian Orchard, MA	25/50	No
Not At Fault	ACURA MDX TECHNOLOGY	Progressive	$100	Phillip, 41, Forsyth, GA	State Minimum	No
At Fault With No Injury	Acura TL	Progressive	$150	Jeanette, 49, Battle Creek, MI	State Minimum	Yes
Not At Fault	Acura MDX	Progressive	$89	Esther, 34, Lexington Park, MD	State Minimum	No
Not At Fault	Acura TL	Aspire Advantage	$114	Bessie, 30, Tempe, AZ	State Minimum	No

Last Updated Jul 2, 2025

Cheapest car insurance for Acura drivers with other driving violations on their record

Violations like reckless driving and driving on a suspended license are also serious offenses that insurers will notice. A single offense at this level can trigger a rate hike.

Check out this list of common driving violations and how much each violation could impact your Acura insurance costs.

Violation	Car	Insurance Company	Premium (monthly)	Customer	Liability Limits	Has Full Coverage
Failure to Yield	Acura TL	Progressive	$230	Alexander, 22, Calumet City, IL	State Minimum	No
Other Minor	ACURA MDX TECHNOLOGY	National General	$170	Amelia, 38, Guilford, CT	State Minimum	Yes
Failure to Stop	Acura MDX Advance	Bristol West	$202	Myrtie, 43, Dublin, CA	50/100	No
Following too Closely	ACURA TSX	Progressive	$259	Lillian, 26, Douglasville, GA	50/100	No
Suspension	ACURA MDX TOURING	Aspire Advantage	$69	Birdie, 41, Running Springs, CA	30/60	No

Last Updated Jul 2, 2025

How can I lower the cost of my Acura car insurance?

To lower your costs as an Acura owner, try some of these expert tips:

• Shop around: Shopping around for insurance coverage is the only way to uncover the best possible rate for your unique driver profile. Get quotes from multiple companies to see who offers the lowest price for your needs—an insurance comparison app like Jerry makes the process easy.
• Opt for a smaller model: If you don’t need a high-performance speedster, stick with a smaller model. You’ll save even more money on insurance costs if you buy used instead of new.
• Bundle your insurance policies: Bundling your home and auto insurance with the same company can amount to a lower overall bill.
• Ask about discounts: Almost all insurance companies offer a variety of car insurance discounts. Some are easy to unlock (like the eStatement discount) whereas others you have to earn (like the safe driver discount).
• Reduce your coverage: If the value of your vehicle is relatively low (like on many older vehicles), you can lower your monthly premium by reducing coverage. Consider your coverage options carefully before you commit.