Jerry Summary

Acura car insurance costs $367 per month, on average, according to a July 2025 analysis of full coverage auto insurance quotes for Jerry customers. Aspire Advantage offers the cheapest coverage at $178 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Acura auto insurance prices fluctuate depending on the model and carrier you go with. Here are average costs by model, which companies offer the cheapest rates and how to shop for Acura insurance.

Average Acura car insurance costs

The average cost of full coverage Acura car insurance is $367 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $224 per month.

The cost to insure a Acura depends on the specific model, the vehicle’s age, your driving history and your demographics. More expensive cars often mean higher insurance premiums, but not always. To get the best deal, it’s important to compare car insurance quotes  from different insurers for the Acura you’re looking at.

Here are full coverage insurance averages for several Acura models, based on Jerry’s data analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Acura car insurance, by state

Because each state has its own car insurance laws and risk factors — including crime rates, weather events and uninsured drivers — auto insurance costs vary widely across the country.

For example, full coverage Acura auto insurance in Texas costs an average of $312 per month. In New Jersey, the monthly average is $464.

Here’s a look at how full coverage Acura insurance costs differ by state.

Factors that affect Acura car insurance costs

Insurance premiums are partially determined by the specific model you drive. That’s because safety features and other parts vary from one Acura model to the next. Here are some of the factors to consider:

• Safety features: Some Acura models are rated higher for safety, whether on crash test ratings or driver assistance features. That’s why the Acura TLX is slightly cheaper to insure.
• Vehicle value: If a specific model is worth more on the market, then you’ll pay more to insure it. Consider the street value of the NSX versus the Integra.
• Vehicle class: Passenger sedans and compact SUVs cost less to insure than performance models, huge SUVs, and hybrid/electric models.
• Engine size: Bigger engines mean more horsepower—and that corresponds with more speeding tickets, according to insurance companies. If you drive a high horsepower Acura like the TLX Type S, expect higher-than-average rates.
• Repair and replacement: Hybrid motors and specialty parts (like for luxury trim levels) can be more difficult to repair, simply because the parts are harder to find. Insurance companies charge more for these vehicles.
• Vehicle cost: If you spent a lot of money on the car, it will cost a lot of money to replace it if you get into an accident. That’s why collision and comprehensive coverage cost more for high-performance and luxury vehicles.
• Vehicle age: Newer cars tend to have newer technology—which will cost more to repair or replace. That’s why older cars typically cost less to insure.
• Cost of parts: If you drive a rare model or if the vehicle includes a hybrid powertrain, replacement parts can be tricky to locate. That’s a higher risk for the car insurance companies, so you’ll be charged a higher rate for coverage.
• Your age: Drivers over 70 years old will pay higher-than-average costs for insurance, as will drivers under the age of 25. Both groups face unique and elevated risks on the road.
• Your driving record and claims history: A clean driving record will unlock the lowest rates, but speeding tickets, at-fault accidents and other traffic violations can hike up your rates.
• Where you keep your car: If you live in a zip code with a very dense population, you might spend more for insurance. That’s because of the elevated risk of accidents with other cars and pedestrians.

Here are a few specific factors that impact auto insurance rates for Acura:

• Imports: While Acura is an imported model, it’s a very popular brand. Replacement parts are not overly expensive or hard to find.
• Safety: Honda and Acura get peak ratings in safety assessments, and safer vehicles are cheaper to insure.
• Reliability: Acuras benefit from Honda’s top-notch reputation for reliability. This helps bring down insurance costs immensely.

Best Acura car insurance

Jerry’s editorial team chooses the best car insurance companies each year based on critical industry standards, including complaint volume and financial stability. 

Here are our top choices for 2025.

While these companies are good for a lot of drivers, only some are available in every state. Additionally, some companies have better service records in certain states. To see the best car insurance companies in your state, click below.

Cheapest Acura car insurance

Full coverage

Aspire Advantage offers the cheapest full coverage car insurance for Acura, with an average rate of $178 per month.

The following companies offer the cheapest car insurance rates for Acura, according to Jerry’s analysis of full coverage quotes.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Acura, with an average rate of $46 per month.

Below are the cheapest insurers for Acura for minimum coverage, according to Jerry’s data analysis.

By state

Acura insurance prices change from state to state due to different regulations. Click below to find the lowest-cost insurers where you live.

Acura Integra auto insurance costs

The average car insurance cost for a Acura Integra is $475 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Integra auto insurance rates from Jerry customers with full coverage policies.

Acura MDX auto insurance costs

The average car insurance cost for a Acura Mdx is $337 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Mdx auto insurance rates from Jerry customers with full coverage policies.

Acura RDX auto insurance costs

The average car insurance cost for a Acura Rdx is $294 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Rdx auto insurance rates from Jerry customers with full coverage policies.

Acura TLX auto insurance costs

The average car insurance cost for a Acura Tlx is $450 per month, according to Jerry’s data analysis of full coverage quotes.

Here are Tlx auto insurance rates from Jerry customers with full coverage policies.

Acura car insurance shopping tips

To lower your costs as an Acura owner, try some of these expert tips:

• Shop around: Shopping around for insurance coverage is the only way to uncover the best possible rate for your unique driver profile. Get quotes from multiple companies to see who offers the lowest price for your needs—an insurance comparison app like Jerry makes the process easy.
• Opt for a smaller model: If you don’t need a high-performance speedster, stick with a smaller model. You’ll save even more money on insurance costs if you buy used instead of new.
• Bundle your insurance policies: Bundling your home and auto insurance with the same company can amount to a lower overall bill.
• Ask about discounts: Almost all insurance companies offer a variety of car insurance discounts. Some are easy to unlock (like the eStatement discount) whereas others you have to earn (like the safe driver discount).
• Reduce your coverage: If the value of your vehicle is relatively low (like on many older vehicles), you can lower your monthly premium by reducing coverage. Consider your coverage options carefully before you commit.

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.