Over the past year, Jerry has helped 15,771 Acura drivers find stronger coverage and real savings. By analyzing actual Acura policies, we know what owners are paying today and what you can expect at every coverage level.
Competitive annual prices for Acura drivers are currently around:
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$1,074 for basic coverage.
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$2,773 for standard coverage.
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$3,167 for premium coverage.
These figures are only starting points, though. The rate you’ll pay depends on your Acura model and factors like your driving history, age and ZIP code.
Acura drivers pay between $2,488 and $5,461 per year for full coverage, with an average premium around $4,663. That’s higher than the national average of $4,144, reflecting Acura’s advanced safety systems, high-end features and repair costs.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and switch. If we find you a better rate, you can change policies right away. Jerry even handles the cancellation and helps you secure any refund you’re owed.
Fast track your Acura insurance with Jerry.
How much does Acura insurance cost?
Acura insurance rates can vary, but Jerry makes it simple to see what real drivers with your model and profile are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Two Acura drivers with the same model can pay vastly different rates. Jerry compares top insurers in real time so you can find coverage that fits your car and your budget.
What’s the best insurance for an Acura?
Owning an Acura means driving a vehicle engineered for performance and refinement. Protecting it requires coverage that matches that standard—not just the legal minimum.
If your Acura is financed or leased, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your car is totaled.
Jerry recommends Acura drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While that’s higher than most state minimums, it’s smart protection for vehicles with high repair values and advanced tech.
No matter your budget, insurer or model, here are the most common coverage options and why Acura drivers choose them.
Higher liability limits
Acura vehicles are powerful and performance-tuned, and at-fault accidents can be costly. Nearly half (46%) of Jerry Acura drivers choose higher-than-minimum coverage.
Full coverage
Comprehensive and collision cover theft, weather and at-fault damage. Around 36% of Jerry Acura drivers carry full coverage for all-around protection.
OEM parts coverage
Ensures your Acura gets genuine parts and factory-trained service after a claim. Usually available for vehicles between three and ten years old.
New car replacement
Replaces your Acura with a new one if it’s totaled early in ownership. Particularly valuable for newer models with premium tech and safety systems.
Roadside assistance
Covers towing, lockouts, and jump-starts. Acura includes up to four years of roadside assistance with new vehicles, but many owners extend it for continued peace of mind.
Rental reimbursement
Covers the cost of a rental car while your Acura is being repaired. Most insurers offer 30 to 45 days of coverage depending on your plan and state.
Gap insurance
Covers what’s left on your loan or lease if your Acura is totaled. About 39% of all drivers add gap coverage when financing a vehicle.
Accident forgiveness
Prevents rate increases after your first at-fault accident. Without it, Acura drivers see premiums rise by almost 15% on average.
See coverage options for your Acura.
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Coverage definitions
4 smart ways Acura drivers can shop and lower insurance costs
Finding the right insurance means balancing protection and price. For Acura drivers, that balance depends on your model, driving habits and how insurers value your car’s safety and repair costs.
Jerry’s experts help Acura owners lower premiums without compromising on the protection their vehicles deserve. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 41% to 66% among Acura drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Keep a clean driving record | 5% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before renewing
Not every insurer prices Acura coverage fairly. Some overestimate repair costs, while others recognize the brand’s strong reliability and safety record. Comparing before renewal helps you find the right price for the same protection.
Here’s where Acura drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Acura drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 31% | 21% |
| Embark General Incline | 15% | 26% |
| Root | 15% | 11% |
| Clearcover | 8% | 3% |
| Embark General | 8% | 13% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Acura drivers can save more than 25% by comparing quotes. Jerry shows live prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts for greater savings
Many Acura owners qualify for several discounts like safe driver programs, multi-policy bundles or loyalty savings, but insurers don’t always apply them automatically. Jerry checks discounts to see where you qualify and ensure you’re not overpaying.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Acura
From the Integra to the MDX, every Acura has unique coverage needs. Most owners carry more than the minimum amount, opting for full coverage and higher limits on newer models, then adjusting deductibles or add-ons as their vehicles age.
Minimum
$82 – $195/mo
Offers the legal minimum limits, which vary by state.
Full
$163 – $356/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$204 – $440/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$226 – $501/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Acura drivers with newer models choose full coverage and higher liability limits. Jerry experts recommend 100/300/100 for balanced protection that fits your car and your budget.
Tip 4: Keep a clean driving record
Even a single violation can affect your rate. Among Acura drivers, one speeding ticket or minor citation can raise premiums by an average of 5%, with more serious violations like DUIs bumping rates even higher.
Staying alert, avoiding distractions and practicing defensive driving are simple ways to protect your car and your rate.
Methodology
Based on drivers aged 35-44 who requested standard coverage quotes through Jerry, driving one vehicle (model years 2015 or newer), over the past 18 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Acura drivers, real savings
Want to see how much Acura drivers are saving? Here are real owners, their vehicles and the deals they found with Jerry after comparing quotes.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Acura insurance rates can vary, but paying more than you should doesn’t have to be part of the experience. Whether you drive an RDX, MDX or TLX, Jerry helps you find coverage that matches Acura’s balance of luxury, reliability and performance at a fair price.
We compare top insurers, apply every discount and manage renewals so your protection stays effortless year after year.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
