People come to Mobile for its rich cultural history, cruise port and the original Mardi Gras. But getting to and around the city can sometimes be dangerous, especially the area’s heavy annual rain.
The best way to protect yourself on the road is with a sturdy car insurance policy. Jerry can help drivers in Mobile find the best coverage based on age, zip code and driving history. Here are real Jerry quotes to help you start shopping.
Cheapest minimum coverage insurance in Mobile
These are the cheapest quotes that drivers in Mobile, Alabama, have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $30 | $364 | National General | 38 | June 15, 2025 | Mobile, AL | 36693 |
| $35 | $422 | National General | 41 | August 5, 2025 | Mobile, AL | 36605 |
| $37 | $446 | Progressive | 68 | August 12, 2025 | Mobile, AL | 36611 |
| $38 | $454 | National General | 44 | June 23, 2025 | Mobile, AL | 36695 |
| $41 | $496 | National General | 48 | April 3, 2025 | Mobile, AL | 36608 |
| $43 | $512 | Assurance America | 36 | June 14, 2025 | Mobile, AL | 36618 |
| $48 | $570 | National General | 38 | July 22, 2025 | Mobile, AL | 36617 |
| $51 | $606 | Gainsco | 41 | June 19, 2025 | Mobile, AL | 36608 |
| $51 | $608 | The General | 32 | April 3, 2025 | Mobile, AL | 36604 |
| $51 | $617 | Assurance America | 30 | June 3, 2025 | Mobile, AL | 36609 |
Alabama requires drivers to have these minimum coverage levels:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Mobile
According to FEMA’s National Risk Index, drivers in Mobile face high risks of flooding, tornados and hurricanes. If your car is damaged by a weather-related incident, minimum coverage will not cover you but full coverage may, as it covers damage caused by hazards including fire, collisions, vandalism, theft and inclement weather.
Here are the cheapest quotes that drivers in Mobile have received via Jerry for full coverage.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $63 | $752 | Bluefire | 37 | June 13, 2025 | Mobile, AL | 36606 |
| $68 | $816 | Progressive | 44 | June 23, 2025 | Mobile, AL | 36609 |
| $70 | $834 | Progressive | 38 | June 15, 2025 | Mobile, AL | 36695 |
| $77 | $926 | Trexis | 45 | June 25, 2025 | Mobile, AL | 36610 |
| $79 | $948 | Progressive | 67 | February 22, 2025 | Mobile, AL | 36619 |
| $79 | $952 | Bluefire | 58 | July 21, 2025 | Mobile, AL | 36605 |
| $80 | $964 | Progressive | 40 | April 22, 2025 | Mobile, AL | 36612 |
| $81 | $970 | Bluefire | 40 | June 17, 2025 | Mobile, AL | 36695 |
| $83 | $994 | Trexis | 44 | June 23, 2025 | Mobile, AL | 36609 |
| $83 | $996 | National General | 59 | June 26, 2025 | Mobile, AL | 36609 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
Cheapest car insurance for young drivers in Mobile (18-29 years old)
Young drivers usually pay more for car insurance because they lack driving experience, which insurers view as risky. Here are the cheapest quotes that young drivers in Mobile received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $71 | $848 | Safeco | 26 | No | March 13, 2025 | Mobile, AL | 36695 |
| $72 | $868 | Trexis | 26 | No | April 13, 2025 | Mobile, AL | 36606 |
| $75 | $894 | Geico | 25 | No | July 10, 2025 | Mobile, AL | 36608 |
| $78 | $932 | Trexis | 24 | No | July 18, 2025 | Mobile, AL | 36605 |
| $81 | $976 | Bristol West | 29 | No | February 25, 2025 | Mobile, AL | 36608 |
Cheapest car insurance for mature drivers in Mobile (30-54 years old)
Drivers between the ages 30 and 54 typically pay less than young drivers, but it’s still wise to continue rate shopping to ensure you are getting the cheapest auto insurance. Here are the cheapest quotes for mature drivers in Mobile, based on Jerry’s data.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $30 | $364 | National General | 38 | No | June 15, 2025 | Mobile, AL | 36693 |
| $38 | $454 | National General | 44 | No | June 23, 2025 | Mobile, AL | 36695 |
| $41 | $496 | National General | 48 | No | April 3, 2025 | Mobile, AL | 36608 |
| $51 | $608 | The General | 32 | No | April 3, 2025 | Mobile, AL | 36604 |
| $51 | $617 | Assurance America | 30 | No | June 3, 2025 | Mobile, AL | 36609 |
Cheapest car insurance for older drivers in Mobile (55+ years old)
Drivers who are 55 and older typically pay the cheapest rates for car insurance, but rates may start ticking upwards once drivers hit their 70s. These are the cheapest quotes that older drivers in Mobile have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
Has Full Coverage
|
|---|---|---|---|---|---|---|---|
| $37 | $446 | Progressive | 68 | August 12, 2025 | Mobile, AL | 36611 | No |
| $60 | $724 | The General | 71 | July 15, 2025 | Mobile, AL | 36608 | No |
| $66 | $796 | Bluefire | 69 | August 1, 2025 | Mobile, AL | 36695 | No |
| $79 | $948 | Progressive | 67 | February 22, 2025 | Mobile, AL | 36619 | Yes |
| $79 | $952 | Bluefire | 58 | July 21, 2025 | Mobile, AL | 36605 | Yes |
Cheapest car insurance for drivers with clean records in Mobile
Drivers with clean records typically pay the least for auto insurance. Below are the cheapest quotes that drivers in Mobile with clean records have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $30 | $364 | National General | 38 | June 15, 2025 | No | Mobile, AL | 36693 |
| $37 | $446 | Progressive | 68 | August 12, 2025 | No | Mobile, AL | 36611 |
| $38 | $454 | National General | 44 | June 23, 2025 | No | Mobile, AL | 36695 |
| $41 | $496 | National General | 48 | April 3, 2025 | No | Mobile, AL | 36608 |
| $51 | $608 | The General | 32 | April 3, 2025 | No | Mobile, AL | 36604 |
| $51 | $617 | Assurance America | 30 | June 3, 2025 | No | Mobile, AL | 36609 |
| $53 | $638 | Trexis | 34 | June 5, 2025 | No | Mobile, AL | 36605 |
| $55 | $654 | Embark General | 41 | June 19, 2025 | No | Mobile, AL | 36618 |
| $58 | $698 | Embark General | 38 | June 15, 2025 | No | Mobile, AL | 36695 |
| $60 | $716 | First Acceptance | 36 | July 6, 2025 | No | Mobile, AL | 36618 |
Cheapest car insurance for drivers with low credit scores in Mobile
Alabama allows insurers to use your credit score to determine your premium, and having a low credit score may cause your auto insurance to cost more. Insurers weigh credit scores differently, so it’s wise to shop for a better rate to help ensure you’re paying the lowest rate. Here are the cheapest quotes from drivers in Mobile with credit scores below 550, based on Jerry’s data.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $69 | $828 | Progressive | 71 | July 15, 2025 | Mobile, AL | 36608 |
| <550 | $78 | $932 | Progressive | 33 | August 22, 2024 | Mobile, AL | 36605 |
| <550 | $79 | $942 | Bluefire | 43 | March 6, 2025 | Mobile, AL | 36695 |
| <550 | $79 | $950 | Progressive | 52 | March 14, 2025 | Mobile, AL | 36695 |
| <550 | $80 | $958 | Bristol West | 38 | April 23, 2025 | Mobile, AL | 36606 |
Cheapest car insurance for drivers with at-fault accidents in Mobile
If you’ve recently been in an at-fault accident, your rates are likely to rise. Shopping for a better rate before your policy renews may help you get a cheaper premium. These are the cheapest quotes that drivers in Mobile with at-fault accidents on their records have received via Jerry.
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With No Injury | $36 | $434 | National General | 47 | No | April 13, 2025 | Mobile, AL | 36609 |
| At Fault With No Injury | $75 | $900 | Bluefire | 34 | No | April 4, 2025 | Mobile, AL | 36604 |
| At Fault With No Injury | $80 | $960 | Assurance America | 35 | No | June 9, 2025 | Mobile, AL | 36619 |
| At Fault With No Injury | $83 | $1,000 | Assurance America | 35 | No | January 31, 2025 | Mobile, AL | 36617 |
| At Fault With No Injury | $86 | $1,030 | Progressive | 45 | No | August 1, 2025 | Mobile, AL | 36603 |
Cheapest car insurance for drivers with speeding tickets in Mobile
If you’ve recently been cited for speeding, you will typically see an increase in your premium. Compare quotes before your policy renews to ensure you’re paying the lowest premium for car insurance. These are the cheapest quotes that drivers in Mobile with speeding tickets have been quoted via Jerry.
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $54 | $642 | Progressive | 31 | May 17, 2024 | Mobile, AL | 36695 |
| Speeding under 15 | $69 | $822 | Bluefire | 37 | October 1, 2024 | Mobile, AL | 36608 |
| Speeding under 15 | $79 | $947 | Progressive | 31 | June 2, 2025 | Mobile, AL | 36608 |
| Speeding under 15 | $91 | $1,096 | Trexis | 23 | September 15, 2024 | Mobile, AL | 36695 |
| Speeding under 15 | $96 | $1,150 | National General | 36 | August 16, 2024 | Mobile, AL | 36609 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.
Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
