With monsoons, dust storms and extreme heat that can cause tire blowouts, there’s no shortage potential weather hazards in Tucson. Drivers there may also encounter animals, like javelinas and coyotes, which can be especially hazardous for nighttime driving. These are all good reasons to carry solid car insurance as a Tucson driver, but robust coverage doesn’t mean you can’t get an affordable rate.
To help you explore coverage options, we’ve gathered data from Jerry customers in Tucson to give you a sense of what pricing to expect and how it can vary by your location within the city, driving history and coverage needs.
More: Best car insurance companies
Cheapest minimum coverage insurance in Tucson
Here are Arizona’s minimum auto insurance requirements:
- $25,000 for bodily injury per person in an accident.
- $50,000 for bodily injury to two or more people in an accident.
- $15,000 for damage to other peoples’ property.
These are some of the cheapest car insurance quotes that Jerry customers in Tucson have received for minimum coverage.
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Tucson
Full coverage helps to pay for repairs after an accident and can protect you if your car is damaged by weather, animal collisions or if it’s stolen.
Here are the cheapest quotes Tucsonans have received via Jerry for full coverage insurance.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Quote
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $31 | $377 | 39 | 08/21/25 | 85741 | ||
| $38 | $457 | 42 | 06/20/25 | 85739 | ||
| $42 | $509 | 28 | 08/29/25 | 85712 | ||
| $44 | $523 | 30 | 06/05/25 | 85730 | ||
| $50 | $599 | 41 | 06/19/25 | 85711 | ||
| $52 | $628 | 52 | 09/04/25 | 85756 | ||
| $53 | $633 | 73 | 09/04/25 | 85701 | ||
| $53 | $637 | 50 | 11/06/25 | 85711 | ||
| $58 | $695 | 30 | 11/26/25 | 85711 | ||
| $61 | $729 | 55 | 10/01/25 | 85741 |
Estimate car insurance costs
Enter your ZIP code to see what Jerry customers have been quoted for full coverage, on average.
Average monthly quote:Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
More: Cheapest car insurance for young drivers in Tucson (18-29 years old)
More: Cheapest car insurance in Arizona A spotless driving record will typically get you the lowest rates. Here are some of the cheapest quotes that Jerry customers with a clean record in Tucson have received. A credit score below 550 is likely to raise your premium costs, meaning you may have to do extra comparison shopping to find a low rate. Here are quotes from real Jerry customers in Tucson with low credit scores. Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from. Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic. Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations. Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.
$44
$525
25
No
08/15/25
85741
$55
$665
21
No
10/22/25
85757
$56
$666
28
No
08/29/25
85712
$61
$730
26
No
08/19/25
85756
$62
$745
24
No
10/25/25
85735
$52
$628
52
09/04/25
85756
$53
$633
73
09/04/25
85701
$53
$637
50
11/06/25
85711
$58
$695
30
11/26/25
85711
$61
$729
55
10/01/25
85741
Cheapest car insurance for mature drivers in Tucson (30-54 years old)
$22
$267
39
Yes
08/21/25
85741
$30
$363
45
No
09/18/25
85743
$31
$371
42
No
06/20/25
85746
$31
$377
51
No
10/31/25
85730
$32
$379
52
No
09/19/25
85743
$52
$628
52
09/04/25
85756
$53
$633
73
09/04/25
85701
$53
$637
50
11/06/25
85711
$58
$695
30
11/26/25
85711
$61
$729
55
10/01/25
85741
Cheapest car insurance for older drivers (55+ years old)
$35
$424
74
No
10/12/25
85714
$37
$445
71
No
09/27/25
85743
$37
$446
74
No
09/30/25
85710
$47
$558
72
No
08/24/25
85705
$47
$561
65
No
10/09/25
85705
$52
$628
52
09/04/25
85756
$53
$633
73
09/04/25
85701
$53
$637
50
11/06/25
85711
$58
$695
30
11/26/25
85711
$61
$729
55
10/01/25
85741
Cheapest car insurance for drivers with clean records in Tucson
$24
$287
40
08/21/25
No
85750
$30
$359
60
09/22/25
No
85719
$30
$363
45
09/18/25
No
85743
$31
$377
39
08/21/25
Yes
85741
$31
$377
33
07/21/25
No
85748
$33
$393
30
06/05/25
No
85730
$34
$404
40
06/18/25
No
85713
$34
$409
37
08/21/25
No
85704
$35
$420
52
09/19/25
No
85743
$38
$455
68
07/24/25
No
85736
Cheapest car insurance for drivers with low credit scores in Tucson
<550
$53
$632
45
08/19/25
85746
<550
$54
$646
44
10/03/25
85743
<550
$56
$675
63
08/28/25
85706
<550
$57
$678
53
04/19/25
85705
<550
$57
$682
58
11/05/25
85735
$33
$393
30
85730
$34
$404
40
85713
$34
$409
37
85704
$35
$420
52
85743
$38
$455
68
85736
Cheapest car insurance for drivers with at-fault accidents in Tucson
At Fault With No Injury
$38
$454
30
No
09/24/25
85716
At Fault With No Injury
$40
$484
53
No
10/02/25
85745
At Fault With No Injury
$45
$537
35
No
08/04/25
85711
At Fault With No Injury
$47
$567
23
No
07/25/25
85750
At Fault With No Injury
$49
$589
65
No
08/10/25
85730
$33
$393
30
No
85730
$34
$404
40
No
85713
$34
$409
37
No
85704
$35
$420
52
No
85743
$38
$455
68
No
85736
Cheapest car insurance for drivers with speeding tickets in Tucson
Speeding under 15
$59
$711
50
11/17/25
85712
Speeding over 15
$63
$755
65
07/23/25
85757
Speeding over 15
$65
$778
22
09/04/25
85713
Speeding over 15
$67
$807
63
08/07/25
85711
Speeding under 15
$69
$830
30
06/02/25
85706
$33
$393
30
06/05/25
85730
$34
$404
40
06/18/25
85713
$34
$409
37
08/21/25
85704
$35
$420
52
09/19/25
85743
$38
$455
68
07/24/25
85736
Cheapest car insurance for drivers with DUIs in Tucson
DUI
$82
$987
32
11/12/25
85730
DUI
$87
$1,038
34
08/14/25
85745
DUI
$93
$1,118
55
11/02/25
85745
DUI
$131
$1,568
27
07/23/25
85745
DUI
$135
$1,620
51
11/07/25
85737
$33
$393
30
06/05/25
85730
$34
$404
40
06/18/25
85713
$34
$409
37
08/21/25
85704
$35
$420
52
09/19/25
85743
$38
$455
68
07/24/25
85736
Methodology
