Cheap Car Insurance in Tucson

Written by Xuyun Zeng and 1 other
Updated Jul 3, 2025
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Cheap Car Insurance in Tucson

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With monsoons, dust storms and extreme heat that can cause tire blowouts, there’s no shortage potential weather hazards in Tucson. Drivers there may also encounter animals, like javelinas and coyotes, which can be especially hazardous for nighttime driving. These are all good reasons to carry solid car insurance as a Tucson driver, but robust coverage doesn’t mean you can’t get an affordable rate.

To help you explore coverage options, we’ve gathered data from Jerry customers in Tucson to give you a sense of what pricing to expect and how it can vary by your location within the city, driving history and coverage needs.

More: Best car insurance companies

Cheapest minimum coverage insurance in Tucson

Here are Arizona’s minimum auto insurance requirements:

  • $25,000 for bodily injury per person in an accident.
  • $50,000 for bodily injury to two or more people in an accident.
  • $15,000 for damage to other peoples’ property.

These are some of the cheapest car insurance quotes that Jerry customers in Tucson have received for minimum coverage.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $369 Progressive 57 May 19, 2025 Tucson, AZ 85749
$31 $371 Progressive 37 June 11, 2025 Tucson, AZ 85711
$31 $377 Progressive 26 March 12, 2025 Tucson, AZ 85701
$33 $393 Progressive 41 March 5, 2025 Tucson, AZ 85742
$34 $413 Progressive 73 October 31, 2024 Tucson, AZ 85701
$39 $467 Progressive 33 February 4, 2024 Tucson, AZ 85719
$42 $503 Progressive 67 November 1, 2024 Tucson, AZ 85719
$42 $503 Progressive 61 May 23, 2024 Tucson, AZ 85716
$42 $507 Progressive 44 April 17, 2025 Tucson, AZ 85712
$43 $513 Progressive 81 February 18, 2025 Tucson, AZ 85745
Last Updated Jul 4, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

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Cheapest full coverage insurance in Tucson

Full coverage helps to pay for repairs after an accident and can protect you if your car is damaged by weather, animal collisions or if it’s stolen.

Here are the cheapest quotes Tucsonans have received via Jerry for full coverage insurance.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
$31 $371 Progressive 37 June 11, 2025 Tucson, AZ 85711
$31 $377 Progressive 26 March 12, 2025 Tucson, AZ 85701
$32 $389 Progressive 68 April 9, 2025 Tucson, AZ 85735
$43 $513 Progressive 81 February 18, 2025 Tucson, AZ 85745
$44 $523 Progressive 61 September 29, 2024 Tucson, AZ 85712
$47 $567 Progressive 37 June 19, 2025 Tucson, AZ 85719
$53 $631 Progressive 64 January 24, 2025 Tucson, AZ 85711
$53 $639 Progressive 83 March 6, 2025 Tucson, AZ 85745
$55 $665 Progressive 37 May 12, 2025 Tucson, AZ 85730
$56 $675 Progressive 83 February 4, 2024 Tucson, AZ 85713
Last Updated Jul 4, 2025

More: Best car insurance in Arizona

Cheapest car insurance for young drivers in Tucson (18-29 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $377 Progressive 26 Yes March 12, 2025 Tucson, AZ 85701
$46 $555 Progressive 26 No December 11, 2024 Tucson, AZ 85716
$54 $645 National General 29 No January 28, 2025 Tucson, AZ 85719
$58 $691 Progressive 28 No September 27, 2024 Tucson, AZ 85719
$66 $787 Progressive 28 No May 26, 2025 Tucson, AZ 85710
Last Updated Jul 4, 2025

More: Cheapest car insurance in Arizona

Cheapest car insurance for mature drivers in Tucson (30-54 years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $371 Progressive 37 Yes June 11, 2025 Tucson, AZ 85711
$33 $393 Progressive 41 No March 5, 2025 Tucson, AZ 85742
$39 $467 Progressive 33 No February 4, 2024 Tucson, AZ 85719
$42 $507 Progressive 44 No April 17, 2025 Tucson, AZ 85712
$43 $517 Aspire Advantage 45 No February 10, 2024 Tucson, AZ 85706
Last Updated Jul 4, 2025

Cheapest car insurance for older drivers (55+ years old)

Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
$31 $369 Progressive 57 No May 19, 2025 Tucson, AZ 85749
$32 $389 Progressive 68 Yes April 9, 2025 Tucson, AZ 85735
$34 $413 Progressive 73 No October 31, 2024 Tucson, AZ 85701
$42 $503 Progressive 61 No May 23, 2024 Tucson, AZ 85716
$42 $503 Progressive 67 No November 1, 2024 Tucson, AZ 85719
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with clean records in Tucson

A spotless driving record will typically get you the lowest rates. Here are some of the cheapest quotes that Jerry customers with a clean record in Tucson have received.

Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
Has Full Coverage
City, State
ZIP Code
$31 $369 Progressive 57 May 19, 2025 No Tucson, AZ 85749
$31 $377 Progressive 26 March 12, 2025 Yes Tucson, AZ 85701
$33 $393 Progressive 41 March 5, 2025 No Tucson, AZ 85742
$34 $413 Progressive 73 October 31, 2024 No Tucson, AZ 85701
$39 $467 Progressive 33 February 4, 2024 No Tucson, AZ 85719
$42 $503 Progressive 61 May 23, 2024 No Tucson, AZ 85716
$42 $503 Progressive 67 November 1, 2024 No Tucson, AZ 85719
$42 $507 Progressive 44 April 17, 2025 No Tucson, AZ 85712
$43 $513 Progressive 81 February 18, 2025 Yes Tucson, AZ 85745
$43 $517 Aspire Advantage 45 February 10, 2024 No Tucson, AZ 85706
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with low credit scores in Tucson

A credit score below 550 is likely to raise your premium costs, meaning you may have to do extra comparison shopping to find a low rate. Here are quotes from real Jerry customers in Tucson with low credit scores.

Credit Score
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
<550 $45 $535 Progressive 53 March 23, 2025 Tucson, AZ 85739
<550 $53 $631 Progressive 64 January 24, 2025 Tucson, AZ 85711
<550 $56 $669 Progressive 55 April 7, 2025 Tucson, AZ 85719
<550 $64 $769 Bluefire 43 December 24, 2024 Tucson, AZ 85705
<550 $65 $775 Gainsco 47 June 23, 2025 Tucson, AZ 85714
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with at-fault accidents in Tucson

At-fault Accident on Record
Monthly Quote
Annual Quote
Insurance Company
Age
Has Full Coverage
Date of Policy
City, State
ZIP Code
At Fault With No Injury $32 $389 Progressive 68 Yes April 9, 2025 Tucson, AZ 85735
At Fault With No Injury $51 $611 Progressive 63 No June 16, 2025 Tucson, AZ 85746
At Fault With No Injury $52 $623 Progressive 42 No June 23, 2025 Tucson, AZ 85745
At Fault With No Injury $53 $631 Progressive 64 Yes January 24, 2025 Tucson, AZ 85711
At Fault With No Injury $53 $639 Progressive 83 Yes March 6, 2025 Tucson, AZ 85745
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with speeding tickets in Tucson

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
Speeding under 15 $45 $535 Progressive 53 March 23, 2025 Tucson, AZ 85739
Speeding under 15 $48 $574 Aspire Advantage 44 February 5, 2024 Tucson, AZ 85716
Speeding under 15 $51 $610 Aspire Advantage 35 February 23, 2024 Tucson, AZ 85730
Speeding under 15 $54 $645 National General 29 January 28, 2025 Tucson, AZ 85719
Speeding over 15 $57 $689 Progressive 32 March 8, 2025 Tucson, AZ 85730
Last Updated Jul 4, 2025

Cheapest car insurance for drivers with DUIs in Tucson

Violation Summary
Monthly Quote
Annual Quote
Insurance Company
Age
Date of Policy
City, State
ZIP Code
DUI $85 $1,016 Bristol West 35 April 24, 2025 Tucson, AZ 85710
DUI $101 $1,211 Progressive 24 April 2, 2025 Tucson, AZ 85705
DUI $103 $1,232 Assurance America 38 September 29, 2024 Tucson, AZ 85730
DUI $104 $1,245 Clearcover 24 April 23, 2025 Tucson, AZ 85710
DUI $114 $1,373 Progressive 37 January 2, 2025 Tucson, AZ 85715
Last Updated Jul 4, 2025

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.

MEET OUR EXPERTS
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Xuyun Zeng

Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.

meet-experts-thumbnail
Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by NorthWestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $85 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.