Over the past year, Jerry has helped 7,815 Buick drivers find strong coverage and meaningful savings. By analyzing real Buick insurance policies, we know what owners are actually buying and what you can expect to pay for every level of protection.
Competitive annual prices for Buick drivers are currently around:
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$771 for basic coverage.
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$1,770 for standard coverage.
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$2,074 for premium coverage
These figures provide a baseline, but your actual premium depends on your Buick model, driving record and location.
On average, Buick drivers pay between $1,959 and $4,044 annually for full coverage, with an average premium around $3,346. That’s lower than the national average of $3,817, thanks to Buick’s reputation for safety, dependability and affordable repairs.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and see if you’re getting the best price and coverage. You can switch right away if we find a better deal, even before renewal time. Jerry does the legwork to cancel your old policy and help get any refund you’re owed.
Fast track your Buick insurance with Jerry.
How much does Buick insurance cost?
Insurance rates aren’t the same for everyone, but Jerry makes it easy to see what other Buick drivers with your model, driving history and age are paying right now.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Even in the same ZIP code, Buick drivers can see big swings in premiums. Jerry compares quotes from leading insurers so you can find the coverage that fits your lifestyle and your budget.
What’s the best insurance for a Buick?
A Buick is built for comfort, not compromise… and your insurance should match. Protecting your car takes more than minimum coverage; it requires a plan that reflects the quality, reliability and technology behind every Buick.
If you have a loan or lease on your Buick, your lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.
Jerry recommends that Buick drivers consider buying at least 100/300/100 liability with collision and comprehensive. While that’s higher than most state minimums, it provides balanced protection for vehicles designed to go the distance.
No matter your insurer, lender or budget, there are several coverage options that can help protect your Buick. Here are a few of the most popular, what they do and why Buick drivers tend to choose them.
Higher liability limits
Buicks are safe and dependable, but repairs and medical costs from an at-fault accident will add up. Nearly half (44%) of Jerry Buick drivers choose higher-than-minimum limits for added security.
Full coverage
Comprehensive and collision coverage protect your Buick from theft, hail or at-fault damage. About 39% of Jerry Buick drivers carry full coverage for confidence on every drive.
OEM parts coverage
Keeps your Buick performing like new after a claim with factory-approved parts and expert service. Usually available for vehicles between three and ten years old.
New car replacement
Replaces your Buick with a brand-new one if it’s totaled early on. Even the most reliable cars can be lost in a major accident, making this coverage a smart move for newer models.
Roadside assistance
Covers towing, jump-starts and lockouts. Buick’s factory coverage lasts up to five years, but many drivers extend it for continued peace of mind.
Rental reimbursement
Covers the cost of a rental while your Buick is in the shop. Most insurers offer 30 to 45 days of coverage, depending on your state and policy.
Gap insurance
Pays off your remaining loan or lease balance if your Buick is totaled. Of financed drivers, around 39% add gap coverage for extra protection.
Accident forgiveness
Keeps your rates from spiking after your first at-fault accident. Without it, Buick drivers see premiums rise by almost 32% on average.
See coverage options for your Buick.
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Coverage definitions
4 best ways Buick drivers can shop and save on coverage
For Buick owners, smart insurance is about balancing strong coverage at a reasonable cost, with no surprises.
Jerry’s experts help Buick drivers every day find that balance, without giving up the comfort or peace of mind they value most. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 34% to 57% among Buick drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Opt for usage-based insurance | 6% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Shop multiple carriers for the best deal
Not every insurer gets Buick pricing right. Some overvalue repair costs, while others overlook the brand’s reliability and safety record. That can lead to big price gaps for identical coverage, so a policy that’s expensive with one insurer might be a bargain with another.
Here’s where Buick drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Buick drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 52% | 18% |
| Bristol West | 22% | 18% |
| National General Value Program | 9% | 56% |
| Root | 9% | 34% |
| Assurance America | 4% | 26% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Buick drivers can save more than half by comparing quotes. Jerry shows live prices in real time, helping you find the best deal before you buy.
Tip 2: Stack discounts for bigger savings
Buick drivers often qualify for multiple discounts, like bundling policies, safe-driver rewards or low-mileage savings. But insurers don’t always apply them automatically.
Jerry checks them all to ensure you get the maximum savings possible.
Tip 3: Adjust your coverage to match your Buick
Buicks are built to last, but your coverage should evolve as your car does. Many owners choose more than the state minimum, and adjust deductibles or extras over time.
Minimum
$68– $147/mo
Offers the legal minimum limits, which vary by state.
Full
$133– $259/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$167– $337/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$188– $375/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Buick drivers with newer models choose full coverage and higher liability limits. Jerry experts recommend a minimum of 100/300/100 for strong protection without breaking the bank.
Tip 4: Try telematics for fairer pricing
Telematics programs track your mileage and driving habits through a small device or mobile app, then reward safe or low-mileage drivers with lower rates. For Buick owners who drive smoothly and safely, these programs can trim premiums by an average of 6%.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Buick drivers, real savings
Curious what Jerry can do for Buick owners? Here are real drivers, their vehicles and the savings they secured by switching policies with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Buick insurance rates can vary, but your peace of mind shouldn’t. Whether you’re protecting a family-ready Enclave, a fuel-efficient Encore or a Regal you’ve owned for years, Jerry compares top insurers, applies discounts and manages renewals for you.
That way, you never pay more than you have to.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
