Whether you’re driving around the gridded streets of downtown or hitting rural roads outside the city, proper car insurance can protect you and your finances as you navigate Fresno.
We’ve pulled together quotes from real Jerry customers in Fresno so you can see how different factors such as age, driving history, coverage needs and location can impact your car insurance costs.
Cheapest minimum coverage insurance in Fresno
California drivers must carry the following coverages, according to state law:
- $30,000 per person for bodily injury liability.
- $60,000 for bodily injury per accident for multiple persons injured.
- $15,000 for property damage liability per accident.
These are the cheapest quotes for minimum coverage that drivers in Fresno have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $37 | $442 | Aspire Advantage | 54 | August 22, 2024 | Fresno, CA | 93727 |
| $37 | $449 | Aspire Advantage | 34 | July 18, 2024 | Fresno, CA | 93726 |
| $40 | $481 | Bristol West | 61 | December 30, 2024 | Fresno, CA | 93726 |
| $42 | $500 | Aspire Advantage | 28 | September 19, 2024 | Fresno, CA | 93711 |
| $42 | $506 | Aspire Advantage | 41 | December 18, 2023 | Fresno, CA | 93730 |
| $43 | $521 | National General | 36 | September 27, 2024 | Fresno, CA | 93727 |
| $44 | $528 | Aspire Advantage | 36 | August 26, 2024 | Fresno, CA | 93710 |
| $45 | $535 | Aspire Advantage | 67 | November 23, 2024 | Fresno, CA | 93711 |
| $45 | $536 | National General | 38 | December 18, 2024 | Fresno, CA | 93722 |
| $45 | $542 | National General | 37 | December 18, 2024 | Fresno, CA | 93722 |
If you have a loan or lease on your vehicle, the lender will require
Cheapest full coverage insurance in Fresno
California‘s minimum required insurance may not be enough protection if you’re concerned about car theft, vandalism or damage from bad weather. Full coverage, which combines collision and comprehensive insurances, provides protection in those situations.
Here are the cheapest quotes that Jerry customers received for full coverage in Fresno.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|
| $71 | $854 | Progressive | 28 | April 8, 2025 | Fresno, CA | 93704 |
| $77 | $920 | Aspire Advantage | 37 | January 4, 2025 | Fresno, CA | 93727 |
| $87 | $1,046 | Aspire Advantage | 55 | October 15, 2024 | Fresno, CA | 93720 |
| $90 | $1,080 | National General | 56 | May 11, 2025 | Fresno, CA | 93723 |
| $91 | $1,088 | Progressive | 45 | April 12, 2025 | Fresno, CA | 93710 |
| $91 | $1,097 | Aspire Advantage | 42 | November 3, 2024 | Fresno, CA | 93710 |
| $94 | $1,126 | Progressive | 41 | March 31, 2025 | Fresno, CA | 93705 |
| $97 | $1,162 | Progressive | 31 | May 3, 2025 | Fresno, CA | 93727 |
| $103 | $1,238 | Progressive | 42 | April 10, 2025 | Fresno, CA | 93703 |
| $103 | $1,238 | Aspire Advantage | 49 | April 8, 2025 | Fresno, CA | 93722 |
Cheapest car insurance for young drivers in Fresno (18-29 years old)
Drivers between 18 and 29 years old tend to pay higher premiums than older drivers because insurers may view their lack of experience as a risk. It’s wise to rate shop with multiple insurers to find the most affordable quote.
Here are the cheapest quotes that 18- to 29-year-olds have received in Fresno via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $42 | $500 | Aspire Advantage | 28 | No | September 19, 2024 | Fresno, CA | 93711 |
| $50 | $605 | Aspire Advantage | 29 | No | October 18, 2024 | Fresno, CA | 93722 |
| $52 | $630 | Progressive | 29 | No | April 15, 2025 | Fresno, CA | 93722 |
| $54 | $652 | National General | 29 | No | March 8, 2025 | Fresno, CA | 93711 |
| $56 | $667 | Aspire Advantage | 29 | No | April 9, 2025 | Fresno, CA | 93704 |
Cheapest car insurance for mature drivers in Fresno (30-54 years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $37 | $442 | Aspire Advantage | 54 | No | August 22, 2024 | Fresno, CA | 93727 |
| $37 | $449 | Aspire Advantage | 34 | No | July 18, 2024 | Fresno, CA | 93726 |
| $40 | $478 | Aspire Advantage | 40 | No | January 15, 2025 | Fresno, CA | 93727 |
| $42 | $506 | Aspire Advantage | 41 | No | December 18, 2023 | Fresno, CA | 93730 |
| $43 | $521 | National General | 36 | No | September 27, 2024 | Fresno, CA | 93727 |
Cheapest car insurance for older drivers (55+ years old)
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $40 | $481 | Bristol West | 61 | No | December 30, 2024 | Fresno, CA | 93726 |
| $45 | $535 | Aspire Advantage | 67 | No | November 23, 2024 | Fresno, CA | 93711 |
| $46 | $554 | Aspire Advantage | 60 | No | September 30, 2024 | Fresno, CA | 93722 |
| $48 | $578 | National General | 66 | No | December 20, 2024 | Fresno, CA | 93711 |
| $48 | $578 | Progressive | 64 | No | April 28, 2025 | Fresno, CA | 93705 |
Cheapest car insurance for drivers with clean records in Fresno
A blemish-free driving record can help ensure you get the cheapest car insurance quote possible. Here are the cheapest quotes that Fresno drivers with clean records have received via Jerry.
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
Has Full Coverage
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| $37 | $442 | Aspire Advantage | 54 | August 22, 2024 | No | Fresno, CA | 93727 |
| $37 | $449 | Aspire Advantage | 34 | July 18, 2024 | No | Fresno, CA | 93726 |
| $40 | $481 | Bristol West | 61 | December 30, 2024 | No | Fresno, CA | 93726 |
| $42 | $500 | Aspire Advantage | 28 | September 19, 2024 | No | Fresno, CA | 93711 |
| $42 | $506 | Aspire Advantage | 41 | December 18, 2023 | No | Fresno, CA | 93730 |
| $43 | $521 | National General | 36 | September 27, 2024 | No | Fresno, CA | 93727 |
| $44 | $528 | Aspire Advantage | 36 | August 26, 2024 | No | Fresno, CA | 93710 |
| $45 | $535 | Aspire Advantage | 67 | November 23, 2024 | No | Fresno, CA | 93711 |
| $45 | $536 | National General | 38 | December 18, 2024 | No | Fresno, CA | 93722 |
| $45 | $542 | National General | 37 | December 18, 2024 | No | Fresno, CA | 93722 |
Cheapest car insurance for drivers with low credit scores in Fresno
Good-credit drivers often pay less for car insurance than those with lower scores. That doesn’t mean expensive insurance is inevitable, but it’s wise to get multiple quotes so you can choose the most affordable option.
Here are quotes that real Jerry customers with credit scores below 550 in Fresno received via Jerry.
|
Credit Score
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| <550 | $47 | $558 | Aspire Advantage | 36 | December 4, 2023 | Fresno, CA | 93706 |
| <550 | $47 | $568 | Aspire Advantage | 50 | September 21, 2024 | Fresno, CA | 93726 |
| <550 | $48 | $582 | National General | 40 | January 29, 2025 | Fresno, CA | 93727 |
| <550 | $51 | $607 | National General | 56 | January 20, 2025 | Fresno, CA | 93705 |
| <550 | $52 | $630 | Progressive | 29 | April 15, 2025 | Fresno, CA | 93722 |
Cheapest car insurance for drivers with at-fault accidents in Fresno
|
At-fault Accident on Record
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Has Full Coverage
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|---|
| At Fault With Injury | $40 | $478 | Aspire Advantage | 40 | No | January 15, 2025 | Fresno, CA | 93727 |
| At Fault With No Injury | $61 | $730 | Aspire Advantage | 43 | No | September 22, 2024 | Fresno, CA | 93722 |
| At Fault With Injury | $63 | $758 | National General | 51 | No | March 26, 2025 | Fresno, CA | 93704 |
| At Fault With Injury | $69 | $827 | National General | 47 | No | May 4, 2025 | Fresno, CA | 93722 |
| At Fault With No Injury | $73 | $874 | Bristol West | 47 | No | July 20, 2024 | Fresno, CA | 93720 |
Cheapest car insurance for drivers with speeding tickets in Fresno
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| Speeding under 15 | $50 | $605 | Aspire Advantage | 29 | October 18, 2024 | Fresno, CA | 93722 |
| Speeding under 15 | $61 | $730 | Aspire Advantage | 43 | September 22, 2024 | Fresno, CA | 93722 |
| Speeding under 15 | $62 | $741 | Aspire Advantage | 50 | January 29, 2024 | Fresno, CA | 93711 |
| Speeding under 15 | $63 | $758 | National General | 51 | March 26, 2025 | Fresno, CA | 93704 |
| Speeding under 15 | $69 | $822 | Aspire Advantage | 35 | April 24, 2024 | Fresno, CA | 93704 |
Cheapest car insurance for drivers with DUIs in Fresno
|
Violation Summary
|
Monthly Quote
|
Annual Quote
|
Insurance Company
|
Age
|
Date of Policy
|
City, State
|
ZIP Code
|
|---|---|---|---|---|---|---|---|
| DUI | $76 | $907 | Bristol West | 35 | March 4, 2024 | Fresno, CA | 93705 |
| DUI | $78 | $941 | National General | 35 | March 23, 2025 | Fresno, CA | 93720 |
| DUI | $81 | $972 | Bristol West | 49 | March 26, 2024 | Fresno, CA | 93730 |
| DUI | $84 | $1,004 | Aspire Advantage | 37 | December 28, 2023 | Fresno, CA | 93702 |
| DUI | $85 | $1,022 | Aspire Advantage | 42 | March 6, 2024 | Fresno, CA | 93726 |
Methodology
Data included in this analysis comes from policies that Jerry has quoted within the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.
