Over the past year, Jerry has helped 17,039 Chrysler drivers find dependable coverage and real savings. By analyzing real Chrysler insurance policies, we know what owners are actually paying and what to expect across different coverage levels.

Competitive annual prices for Chrysler drivers are currently around:

• $1,060 for basic coverage.

• $2,439 for standard coverage.

• $2,803 for premium coverage.

Of course, these are just a benchmark. Your actual rate depends on details like your Chrysler model, driving record, age and location.

On average, Chrysler drivers pay between $2,148 and $4,924 per year for full coverage, with an average premium around $4,073. That’s close to the national average of $4,080, reflecting Chrysler’s strong safety ratings, comfort features and steady reliability.

Already insured? Jerry pulls live quotes from top insurers so you can easily compare and switch. If we find you a better rate, you can change policies right away, even before your renewal date. Jerry takes care of the cancellation and helps ensure you get any refund you’re owed.

Fast track your Chrysler insurance with Jerry.

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How much does Chrysler insurance cost?

Chrysler insurance rates can vary, but Jerry makes it easy to see what real drivers with your model and profile are paying today.

What’s the best insurance for a Chrysler?

Chrysler vehicles combine comfort, practicality and thoughtful design. Protecting that investment means finding coverage that goes beyond the bare minimum.

If your Chrysler is leased or financed, your lender will require full coverage. You may also need gap insurance, which helps cover what’s left on your loan if your vehicle is totaled.

No matter your model, lender or budget, here are the coverage options Chrysler drivers most often choose and why they matter.

See coverage options for your Chrysler.

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• Coverage Definitions

  Bodily injury liability (BI)

  • Who it pays: The other person, for injuries when you’re at fault in a crash.

  • What it covers: Medical bills, lost wages and legal costs for people injured in an accident you cause.

  • How it pays: Up to your policy limits, shown as two numbers. For example, 50/100 means $50K per person and $100K per accident.*

  • Do you need it? Required by law in every state except New Hampshire. Your state sets a minimum, but Jerry recommends considering limits of at least 100/300.

  Property damage liability (PD)

  • Who it pays: The other person, for property you damage in a crash.

  • What it covers: Costs to repair or replace another person’s car, fence, mailbox or other property you hit.

  • How it pays: Up to your policy’s limit. For example, $50K.*

  • Do you need it? Required by law in every state except New Hampshire. Your state sets a minimum, but Jerry recommends considering limits of at least $100K.

  *Bodily injury liability and property damage liability are typically shown as three numbers on your policy, like 100/300/100. The first two numbers represent your bodily injury limits per person and per accident, while the third number represents your property damage limit.

  Collision

  • Who it pays: You, for damage to your own car.

  • What it covers: Costs to repair or replace your own car after a crash with another car or object, like a guardrail or pole.

  • How it pays: You pay a deductible first, then insurance covers the rest, typically up to your car’s current market value.

  • Do you need it? Required if you’re financing or leasing your car. Optional otherwise, but recommended if your car is worth more than $5,000. May not be worthwhile for older, lower-value cars.

  Comprehensive

  • Who it pays: You, for damage to your own car.

  • What it covers: Damage from non-crash events like theft, vandalism, hail, flooding, falling trees, fire or hitting an animal.

  • How it pays: You pay a deductible first, then insurance covers the rest, typically up to your car’s current market value.

  • Do you need it? Required if you’re financing or leasing your car. Optional otherwise, but recommended if your car is worth more than $5,000. May not be worthwhile for older, lower-value cars.

  Uninsured/underinsured motorist (UM/UIM)

  • Who it pays: You and your passengers, for injuries and property damage.

  • What it covers: Your own injuries and property damage when the at-fault driver has no insurance or not enough to cover your costs, including hit-and-runs in many states.

  • How it pays: Up to your chosen limits, which often match your BI limits. There’s usually no deductible for UM, but UIM may have one.

  • Do you need it? Required in some states, but Jerry recommends every driver get it, since about 1 in 8 drivers does not have car insurance.

  Personal injury protection (PIP)

  • Who it pays: You and your passengers, for medical bills and lost income, no matter who caused the accident.

  • What it covers: Medical bills, lost wages, childcare, funeral costs and other expenses after an accident, regardless of fault.

  • How it pays: Up to your policy limit. There’s usually no deductible, though this varies by state.

  • Do you need it? Required in no-fault states. If available in your state, it’s worth considering.

  Medical payments (MedPay)

  • Who it pays: You and your passengers, for medical bills.

  • What it covers: Medical expenses after an accident, regardless of fault.

  • How it pays: No deductible. Pays up to your policy’s limit.

  • Do you need it? Optional in most states, but can be valuable if you don’t have health insurance or have a high-deductible health plan.

4 smart ways Chrysler drivers can shop and lower insurance costs

Finding the right insurance means balancing protection with affordability. For Chrysler drivers, that balance depends on your model, driving record and how your insurer values comfort and safety features.

Jerry’s experts help Chrysler owners lower premiums without cutting the coverage their vehicles deserve. Here are our top tips.

Tip 1: Compare quotes before renewing

Not every insurer prices Chrysler coverage fairly. Some overestimate repair costs, while others reward the brand’s safety and dependability. Comparing quotes before renewal ensures you get the right price for your protection.

Here’s where Chrysler drivers who saved most often switched last year after comparing rates with Jerry:

Tip 2: Combine discounts to maximize savings

Chrysler drivers often qualify for several discounts like multi-policy bundles, safe driving programs or loyalty perks. But insurers don’t always apply them automatically.

Jerry identifies your available discounts so you don’t leave money on the table.

Tip 3: Match your coverage to your Chrysler

From the Pacifica to the 300, every Chrysler has different insurance needs. Many owners carry more than the minimum, opting for full coverage and higher limits on newer or luxury models, then adjusting deductibles or add-ons as their vehicles age.

JERRY EXPERT INSIGHT

Insurers see violations as a signal of higher risk. For Chrysler drivers, that can mean a major rate spike after even a minor ticket. Safe, steady driving is the best way to keep your premiums predictable.

Rebekah B.

General Lines Agent (Florida Property & Casualty)

Jerry Proof: Real Chrysler drivers, real savings

See what Chrysler drivers are actually saving. Here are real owners, their vehicles and the deals they found after comparing quotes with Jerry.

Drive with confidence

Chrysler insurance costs can vary, but paying too much doesn’t have to be part of the deal. Whether you drive a Pacifica, 300 or Voyager, Jerry helps you find coverage that matches Chrysler’s comfort, safety and dependability at a fair price.

We compare top insurers, uncover discounts and manage renewals so your coverage stays consistent year after year.

It only takes 2 minutes to sign up at Jerry.

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Expert-driven. Built for you.

Why you can count on Jerry’s articles

Why you can count on Jerry’s articles

Our goal is clear, trustworthy information.

Our content is created, edited and fact checked by a team of licensed insurance agents, automotive pros and experienced journalists who know the industry inside and out. Facts are thoroughly researched, verified and kept current, and our editorial team is separate from our business partners, so our opinions & tips are unbiased. All insights drawn from Jerry’s proprietary, aggregated customer auto insurance quotes data provide unique, real-world guidance.

Our experts

Stephanie Colestock

Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.

Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.

When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.

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