Over the past year, Jerry has helped 14,518 Chrysler drivers find dependable coverage and real savings. By analyzing real Chrysler insurance policies, we know what owners are actually paying and what to expect across different coverage levels.
Competitive annual prices for Chrysler drivers are currently around:
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$909 for basic coverage.
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$2,098 for standard coverage.
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$2,422 for premium coverage.
Of course, these are just a benchmark. Your actual rate depends on details like your Chrysler model, driving record, age and location.
On average, Chrysler drivers pay between $2,259 and $5,005 per year for full coverage, with an average premium around $4,134. That’s close to the national average of $4,056, reflecting Chrysler’s strong safety ratings, comfort features and steady reliability.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and switch. If we find you a better rate, you can change policies right away, even before your renewal date. Jerry takes care of the cancellation and helps ensure you get any refund you’re owed.
Fast track your Chrysler insurance with Jerry.
How much does Chrysler insurance cost?
Chrysler insurance rates can vary, but Jerry makes it easy to see what real drivers with your model and profile are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Even within the same ZIP code, two Chrysler drivers can pay vastly different premiums. Jerry compares top insurers in real time to help you find coverage that fits your lifestyle and your budget.
What’s the best insurance for a Chrysler?
Chrysler vehicles combine comfort, practicality and thoughtful design. Protecting that investment means finding coverage that goes beyond the bare minimum.
If your Chrysler is leased or financed, your lender will require full coverage. You may also need gap insurance, which helps cover what’s left on your loan if your vehicle is totaled.
Jerry recommends Chrysler drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While that’s higher than most state minimums, it’s smart protection for vehicles with higher repair costs and valuable features.
No matter your model, lender or budget, here are the coverage options Chrysler drivers most often choose and why they matter.
Higher liability limits
Even safe drivers can face costly at-fault accidents. About 44% of Jerry Chrysler drivers choose higher-than-minimum coverage for added peace of mind.
Full coverage
Comprehensive and collision coverage protect against theft, hail, and at-fault damage. Roughly a third (33%) of Chrysler drivers carry full coverage for well-rounded protection.
OEM parts coverage
Keeps your Chrysler running like new after a claim with trusted parts and experienced technicians. Typically available for vehicles between three and ten years old.
New car replacement
Replaces your Chrysler with a new model if it’s totaled early in ownership. A smart option for newer vehicles or family haulers like the Pacifica.
Roadside assistance
Covers towing, lockouts, and jump-starts. Chrysler includes five years of roadside assistance on new vehicles, but many owners extend coverage for added peace of mind.
Rental reimbursement
Covers the cost of a rental car while your Chrysler is being repaired. Most insurers offer 30 to 45 days of coverage, depending on your policy and state.
Gap insurance
Covers the remaining balance on your lease or loan if your Chrysler is totaled. Roughly 39% of all drivers add gap coverage when financing their vehicle.
Accident forgiveness
Keeps your rate from increasing after your first at-fault accident. Without it, Chrysler drivers can see premiums jump by almost 16% on average.
See coverage options for your Chrysler.
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Coverage definitions
4 smart ways Chrysler drivers can shop and lower insurance costs
Finding the right insurance means balancing protection with affordability. For Chrysler drivers, that balance depends on your model, driving record and how your insurer values comfort and safety features.
Jerry’s experts help Chrysler owners lower premiums without cutting the coverage their vehicles deserve. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 33% to 56% among Chrysler drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Keep a clean driving record | 85% among Chrysler drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before renewing
Not every insurer prices Chrysler coverage fairly. Some overestimate repair costs, while others reward the brand’s safety and dependability. Comparing quotes before renewal ensures you get the right price for your protection.
Here’s where Chrysler drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Chrysler drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 21% | 29% |
| National General Value Program | 14% | 44% |
| Root | 14% | 19% |
| Alpine Rio Credit PLUS | 7% | 68% |
| Assurance America | 7% | 44% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Chrysler drivers can save more than two-thirds by comparing quotes. Jerry shows real prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts to maximize savings
Chrysler drivers often qualify for several discounts like multi-policy bundles, safe driving programs or loyalty perks. But insurers don’t always apply them automatically.
Jerry identifies your available discounts so you don’t leave money on the table.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Chrysler
From the Pacifica to the 300, every Chrysler has different insurance needs. Many owners carry more than the minimum, opting for full coverage and higher limits on newer or luxury models, then adjusting deductibles or add-ons as their vehicles age.
Minimum
$76 – $183/mo
Offers the legal minimum limits, which vary by state.
Full
$145 – $321/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$187 – $409/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$218 – $477/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Chrysler drivers with newer models choose full coverage and higher liability limits. Jerry experts recommend 100/300/100 for balanced protection that fits your budget.
Tip 4: Keep a clean driving record
Violations hit Chrysler drivers harder than most. A single speeding ticket or minor accident can increase premiums by an average of 85%, according to Jerry data. More serious offenses, like a DUI or reckless driving ticket, can cause an even steeper jump.
Maintaining a clean record is one of the most effective ways to keep your rates manageable.
Methodology
Based on drivers aged 35-44 who requested standard coverage quotes through Jerry, driving one vehicle (model years 2015 or newer), over the past 18 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Chrysler drivers, real savings
See what Chrysler drivers are actually saving. Here are real owners, their vehicles and the deals they found after comparing quotes with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Chrysler insurance costs can vary, but paying too much doesn’t have to be part of the deal. Whether you drive a Pacifica, 300 or Voyager, Jerry helps you find coverage that matches Chrysler’s comfort, safety and dependability at a fair price.
We compare top insurers, uncover discounts and manage renewals so your coverage stays consistent year after year.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
