Jerry Summary

Chrysler car insurance costs $298 per month, on average, according to a September 2025 analysis of full coverage auto insurance quotes for Jerry customers. Mercury offers the cheapest coverage at $158 per month for full coverage. But the model and trim level you choose will greatly influence how much you pay. Save by comparing quotes from multiple insurers, bundling policies and asking for discounts.

Chrysler auto insurance costs can vary widely. Here are average costs for a variety of models, the cheapest and best insurers, plus how to shop for Chrysler car insurance.

Average Chrysler car insurance costs

The average cost of full coverage Chrysler car insurance is $299 per month, according to Jerry’s data analysis of auto insurance quotes. Minimum coverage costs an average of $148 per month.

How much it costs to insure a Chrysler depends on several factors: the car’s model, its age, and your background as a driver. Typically, pricier vehicles are more expensive to insure, though not in every case. That’s why getting multiple car insurance quotes is key to finding the best deal.

See below for average full coverage insurance rates for different Chrysler models, according to Jerry’s data analysis.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Average cost of Chrysler car insurance, by state

Because each state has its own car insurance laws and risk factors — including crime rates, weather events and uninsured drivers — auto insurance costs vary widely across the country.

For example, full coverage Chrysler auto insurance in Texas costs an average of $321 per month. In Georgia, the monthly average is $407.

Here’s a look at how full coverage Chrysler insurance costs differ by state.

Factors that affect Chrysler car insurance costs

Consider the following factors that influence your Chrysler’s insurance rates:

• Safety features: Models with high safety ratings, such as the Chrysler Pacifica, often have lower insurance costs.
• Vehicle value: High-value cars like the range-topping Chrysler 300C come with higher insurance costs due to the costlier repair and replacement parts.
• Vehicle class: Safe family vehicles like the Pacifica and Voyager minivans are usually less expensive to insure compared to zippy sedans.
• Replacement parts availability: If you drive a rare or older Chrysler model where parts are hard to find, your insurance premiums may be higher.
• Repairs costs: Premium models and electric hybrids typically require costly repairs compared to the more popular models like the retired PT Cruiser and the 300 lineup.
• Engine power: Vehicles equipped with more powerful engines like the 2023 Chrysler 300C or the Dodge Ram (Chrysler’s sister brand) pose a higher risk of speeding and accidents, which often result in higher insurance costs.
• Model and trim level: Different models and trims have varying repair costs and safety ratings, which insurers take into account. A high-performance model, like the Chrysler 300C, may cost more to insure than a family-friendly minivan like the Pacifica.
• Safety features: Chryslers equipped with advanced safety features can help lower insurance costs. Features like forward-collision warning, lane departure warning, and automatic emergency braking systems can reduce the risk of accidents, potentially quelling premiums.
• Driver’s age and driving record: Younger drivers and those with a history of traffic violations or accidents typically pay higher premiums due to the increased perceived risk.
• Geographical location: Your location plays a part in determining your insurance rate. Areas with higher rates of theft or vandalism may lead to higher premiums. Similarly, living in urban areas with heavy traffic can also increase insurance costs.
• Mileage: If you drive your Chrysler extensively, expect higher insurance rates. More miles on the road equate to a higher risk of accidents.
• Vehicle age: The age of your Chrysler model can influence insurance rates as well. Typically, newer models tend to have higher insurance costs due to their higher value and lesser depreciation. As a result, they may require more coverage and have higher repair costs.

Best Chrysler car insurance

Each year, Jerry’s editorial staff evaluates the best car insurance companies based on industry rating factors such as combined subsidiary complaints and relative ability to pay out claims.

Here are our top companies for 2025.

These providers are great for many drivers, but not all operate in every state. Click below to view the top car insurers in your state.

Cheapest Chrysler car insurance

Full coverage

Mercury offers the cheapest full coverage car insurance for Chrysler, with an average rate of $158 per month.

The following companies offer the cheapest car insurance rates for Chrysler, according to Jerry’s analysis of full coverage quotes.

Learn more: What does full coverage car insurance cover?

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Minimum coverage

Mercury offers the cheapest minimum coverage auto insurance for Chrysler, with an average rate of $53 per month.

These are the most cost-effective insurance companies for minimum coverage for a Chrysler, according to Jerry’s analysis.

By state

The most affordable Chrysler insurer differs by state, thanks to unique local laws and coverage requirements. Click below to find the cheapest providers in your state.

Chrysler 200 auto insurance costs

The average car insurance cost for a Chrysler 200 is $318 per month, according to Jerry’s data analysis of full coverage quotes.

Here are 200 auto insurance rates from Jerry customers with full coverage policies.

Chrysler 300 auto insurance costs

The average car insurance cost for a Chrysler 300 is $365 per month, according to an analysis of full coverage quotes to real Jerry customers.

Here are 300 auto insurance rates from Jerry customers with full coverage policies.

Chrysler Pacifica auto insurance costs

The average car insurance cost for a Chrysler Pacifica is $266 per month, according to Jerry’s full coverage quote data.

Here are Pacifica auto insurance rates from Jerry customers with full coverage policies.

Chrysler Voyager auto insurance costs

The average car insurance cost for a Chrysler Voyager is $274 per month, according to Jerry’s analysis of full coverage quotes.

Here are Voyager auto insurance rates from Jerry customers with full coverage policies.

Chrysler car insurance shopping tips

Finding the best Chrysler car insurance coverage shouldn’t leave you strapped for cash. Here are several ways to lower the cost of your Chrysler car insurance:

• Shop around: When shopping for auto insurance, compare quotes from a mix of providers so you can choose the best coverage at the lowest price.
• Bundle your policies: Many insurance companies offer discounts if you bundle multiple insurance policies, like your auto and homeowners insurance. This strategy not only simplifies your bills but can also lead to savings.
• Maintain a clean driving record: Insurers reward safe driving. If you maintain a clean record free of traffic violations or accidents, your insurer will likely offer you lower premiums over time.
• Increase your deductible: Opting for a higher deductible can significantly lower your premiums. However, remember that this means you’ll need to pay more out of pocket if you file an insurance claim.
• Use discounts: Most insurers offer car insurance discounts, including those for good students, safe drivers, and cars equipped with safety features.
• Consider usage-based insurance: If you don’t drive your Chrysler a lot, consider a usage-based insurance policy or reducing your coverage.
• Improve your credit score: In many states, insurers use your credit score to help determine your premiums. A higher credit score can help you score lower rates!

Methodology

Data included in this analysis comes from policies that Jerry has quoted within the last 6 months for drivers with a clean record and that have full coverage, unless stated otherwise. Data related to violations, accidents or credit scores pull from quote data from the last 18 months. Jerry services 48 states and offers a range of insurance companies to choose from.