Delaware Car Insurance Resources
Jerry has compiled everything you need to know about auto insurance in Delaware.
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Delaware minimum car insurance requirements
Delaware requires drivers to carry these minimum levels of liability insurance and personal injury protection:
- $25,000 in bodily injury liability per person.
- $50,000 in bodily injury liability per accident.
- $25,000 in property damage liability per accident.
- $15,000 in personal injury protection, or PIP, per person.
- $30,000 in PIP per accident.
More: The cheapest car insurance
If you have a loan or lease on your vehicle, the lender will require
Recent car insurance quotes in Delaware
|
Monthly Quote
|
Insurance Company
|
Date of Quote
|
City
|
|---|---|---|---|
| $30 | Progressive | May 29, 2025 | Rehoboth Beach |
| $33 | Progressive | April 3, 2025 | Wilmington |
| $38 | Progressive | June 19, 2025 | Wilmington |
| $41 | Progressive | June 17, 2025 | Newark |
| $43 | Progressive | June 13, 2025 | Wilmington |
Last Updated Aug. 8, 2025
More: Average cost of car insurance
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Methodology
Jerry's editorial team analyzed Jerry customer quotes to find the median full coverage quote, by ZIP code. We looked at customers driving popular vehicles, including the Ford-150, Honda Accord, Nissan Altima, RAM 1500, Toyota Camry and Toyota RAV4 . We also used the following base driver profile:
- 35-45 years old.
- Clean driving record.
- $50,000 in bodily injury liability, per person.
- $100,000 in bodily injury liability, per accident.
- $1,000 deductible for comprehensive and collision insurance.
