How much does Dodge car insurance cost?
One of the biggest factors in America’s love affair with motor vehicles, Dodge is known for power, style, and more power. Originating as a parts supplier for the very first Fords, the company found its calling when it entered the 1954 Indianapolis 500, and cemented its reputation with the 1966 Dodge Charger. Today, the Dodge Challenger—the number one selling muscle car of 2022—continues the company’s legacy of dependability and no-holds-barred excitement.
Dodge vehicle drivers pay an average of $1,140 per year for car insurance, but average costs are not a good indicator of what your own policy might cost. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes for your own driver profile.
How to find the cheapest Dodge Car Insurance Quotes
Jerry is the number one, five-star insurance comparison app on the app store. We helped thousands of Dodge owners find free quotes for car insurance, including the ones below:
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer Details
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| July 6, 2025 | Dodge Durango | Anchor General | $72 | Isaac, 28, Susanville, CA | 30/60 | No |
| July 6, 2025 | Dodge Charger GT | The General | $812 | Keith, 39, Fairdale, KY | State Minimum | Yes |
| July 6, 2025 | Dodge Challenger R/T | Progressive | $268 | Della, 28, Escondido, CA | 50/100 | Yes |
| July 6, 2025 | Dodge RAM 2500 | The General | $94 | Abbie, 54, Eugene, OR | State Minimum | No |
| July 6, 2025 | Dodge Journey Limited | Progressive | $354 | Luke, 60, Wichita Falls, TX | 100/300 | Yes |
Best car insurance companies for Dodge drivers
Comparison shopping for auto insurance is the best way to save money. No one company offers the best car insurance for every driver and every make of car, including Dodge. Some companies specialize in helping high-risk drivers, while others prefer customers with clean driving records.
With thousands of companies across the country, there’s a perfect plan for drivers of every age, location, and driving ability. Here’s what Dodge drivers had to say about the most popular companies in the nation.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How we gathered this data
Jerry conducted one of the largest car insurance surveys in the U.S., gathering insights from 45,000 policyholders across all 50 states over 24 months. These policyholders, insured by 87 different companies, shared their experiences to help us assess satisfaction in key areas: policy cost, customer service, buying and renewal processes, and claims handling. All scores reflect feedback from real customers.
Insurance costs for popular Dodge models
Dodge’s five most popular car models in 2022 were the Charger, Challenger, Durango, Journey, and Caravan.
Which car model is the cheapest to insure depends on several factors:
- Car parts: Unique or uncommon components, such as supercharged engines and custom badges, increase repair and insurance policy costs.
- Cost of repairs: Since insurance companies pay for your car’s repairs, they reserve the lowest rates for cars with the lowest repair costs.
- Engine size: Large engines are more expensive to repair and insure.
- MSRP: Expensive trims and fancy features cost more to purchase and insure.
- Safety features: Cars with better crash ratings and driver assistance technologies have lower insurance rates because they reduce accident rates.
- Vehicle class: Compact SUVs and sedans have the lowest rates, while EVs, hybrids, full-size cars, and sports cars have the highest.
Your annual premiums are also determined by the type of car insurance coverage you choose.
Liability insurance is required by (most) state laws and is often the cheapest car insurance policy to buy, especially if you stick to the minimum coverage limits required. It covers the cost of mending any damages you cause while driving and includes both bodily injury liability and property damage liability.
Full-coverage car insurance, on the other hand, covers the cost of repairing or replacing your car even if you were at fault. It tends to be more expensive. It includes collision coverage, which covers impacts with cars and other objects, and comprehensive coverage, which covers damage from crime and weather.
Here’s a comparison between the average cost of car insurance with minimum liability coverage and with full coverage for a Dodge:
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Dodge Charger | $110 | $231 |
| Dodge Journey | $101 | $177 |
| Dodge Challenger | $108 | $235 |
| Dodge Ram | $89 | $150 |
| Dodge Durango | $95 | $184 |
| Dodge Grand Caravan | $85 | $159 |
| Dodge Avenger | $100 | $182 |
Dodge Charger insurance costs
In terms of looks, the Dodge Charger has more attitude than other makes’ entire lineups combined. Since muscle cars are known for being fast (that’s what they’re all about), insurance providers tend to associate them with high-risk drivers. Thus, the Dodge Charger is more expensive to insure than Dodge’s tamer offerings, such as the Caravan or Durango.
On average, Dodge Charger insurance costs $110 per month for state minimum coverage and $231 per month for full coverage.
In keeping with tradition, the Charger’s trims add performance and cosmetic tweaks that can be costly to insure. The Technology package adds more value with practical driver aids like adaptive cruise control.
The 2024 Dodge Charger comes in five trim levels with standard rear-wheel drive. Click the trim names to learn more about their insurance costs.
- The Charger SXT ($33,200) is powered by a 3.6L V6 with 292 horsepower and 260 lb-ft of torque. It includes dual-zone climate control, cruise control, and a 7.0-inch infotainment touchscreen with Apple CarPlay and Android Auto.
- The Charger GT ($35,900) features the same engine as the SXT, alongside LED foglights, sport suspension, and an 8.4-inch touchscreen.
- The Charger R/T ($42,940) upgrades to a 370-hp, 5.7L V8 engine with 395 lb-ft of torque. It improves on the GT with active exhaust and unique 20-inch wheels.
- The Charger Scat Pack ($49,300) boasts a 485-hp, 6.4L V8 with 475 lb-ft of torque. It adds a limited-slip differential, launch control, heated seats, and high-performance brakes and suspension.
- The Charger SRT Hellcat Widebody ($78,895) is the crown jewel of the line, starring a supercharged, 6.2L V8 capable of 797 horsepower and 707 lb-ft of torque. Unique flared fenders, ventilated seats, a leather-trimmed interior, ultra-high-performance brakes, and adaptive suspension round out the package.
The ‘23 Charger’s wardrobe also includes the Hellcat Redeye, SRT Hellcat Jailbreak, King Daytona, Super Bee, and Scat Pack Swinger. Due to their unique styling and limited production runs, these special editions are costly to repair and insure. Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Charger Dodge Charger | $112 | $208 |
| Charger GT | $101 | $252 |
| Charger SXT | $103 | $216 |
| Charger SE | $107 | $201 |
| Charger R/T | $115 | $240 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Dodge Charger GT | The General | $812 | Keith, 39, Fairdale, KY | State Minimum | Yes |
| Dodge Charger SXT | ROOT | $289 | Flora, 19, Houston, TX | State Minimum | No |
| Dodge Charger SE | Progressive | $209 | Gregory, 23, Troy, MI | State Minimum | No |
| Dodge Charger Scat Pack | Bristol West | $519 | Lina, 58, Nashville, TN | State Minimum | Yes |
| Dodge Charger SXT | Bristol West | $641 | Derrick, 19, Midway, GA | State Minimum | No |
Dodge Challenger insurance cost
In 2008, the Dodge Challenger proved that there was still a market for retro-styled muscle cars. Bigger, bolder, and packing an engine that critics gleefully described as “obscene” and “outrageous,” it’s been the best-selling pony car in America for the past two years. Sadly, those thrills are set to expire in 2023.
On average, Dodge Challenger insurance costs $108 per month for state minimum coverage and $235 for a full coverage policy.
The high-end trim levels for the Challenger’s final model year feature a jaw-dropping amount of power, performance, and prestige, as well as high insurance costs. If you want to save money, choose either the Technology or Driver Convenience packages, which include adaptive cruise control, forward collision warnings, and blindspot warnings.
There are five rear-wheel-drive trims scheduled for the Challenger’s 2023 farewell tour. Click the names to learn more about their annual insurance costs.
- The Challenger SXT ($31,100) features a 3.6L V6 engine with a modest 303 horsepower and 268 lb-ft of torque. It comes with dual-zone automatic climate control and a 7.0-inch touchscreen with Apple CarPlay and Android Auto.
- The Challenger GT ($34,400) is the SXT’s sportier sibling, with high-performance steering, suspension, and brakes.
- The bulk of the Challenger R/T’s $39,940 price tag goes towards a 5.7L V8 engine and your choice of an eight-speed automatic or six-speed manual transmission, plus an active performance exhaust system.
- The Challenger R/T Scat Pack ($46,400) steps up with a 6.4L V8 engine, upgraded cooling system, performance Brembo brakes, and high-performance suspension system. You’ll be able to enjoy it with an 8.4-inch touchscreen, premium audio system, and Dodge Launch Control.
- The Challenger SRT Hellcat ($70,590) supercharges its 6.2L V8 engine for 717 horsepower and 656 lb-ft of torque, paired with either an eight-speed automatic or six-speed manual transmission. Its goodies include performance engine cooling, Brembo brakes, and suspension, with special exterior styling elements.
Coming from limited production lines with unique styles, the special edition Challengers—the SRT Hellcat Redeye, SRT Super Stock, SRT Hellcat Jailbreak, Shakedown, Swinger, Black Ghost, and SRT Demon 170—include astronomical insurance costs. Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Dodge Challenger SXT | National General | $502 | Curtis, 41, Worthington, KY | State Minimum | Yes |
| Dodge Challenger R/T | Progressive | $577 | Lora, 33, Jacksonville, FL | 10/20 | Yes |
| DODGE CHALLENGER SRT-8 | Bristol West | $141 | Jonathan, 37, Columbus, GA | State Minimum | No |
| Dodge Challenger SXT | The General | $212 | Effie, 18, Cedar City, UT | 30/65 | Yes |
| DODGE CHALLENGER GT | The General | $427 | Leonard, 22, Cincinnati, OH | State Minimum | Yes |
Dodge Durango insurance costs
The Dodge Durango brought the muscle car’s aesthetics and attitude to a family SUV with mixed success. On one hand, it’s the company’s third-most-popular model. On the other, its sales figures lag far, far behind those of the Charger and Challenger.
On average, Dodge Durango insurance costs $95 per month for state minimum coverage and $184 per month for full coverage.
The Dodge Durango’s highest trims come with an excessive amount of power for a family hauler. Stick with the first two levels and the packages that offer the most practical, safety-oriented updates.
There are six trims of the 2024 Durango, all of which feature rear-wheel drive, LED headlights, LED foglights, and Apple Car Play and Android Auto. The inclusion of blindspot monitoring, rear cross-traffic alerts, and rear parking sensors help reduce insurance costs (click the links to compare!).
- The Durango SXT ($39,050) features a 3.6L V6 engine, cloth upholstery, an 8.4-inch infotainment touchscreen, and a six-speaker audio system.
- The Durango GT ($41,550) sports a black grille, black exterior trim, larger wheels, and a power liftgate. At this level, you can add the GT Plus package, which includes lots of driver assistance technology.
- The Durango R/T ($52,150) makes the jump to a 5.7L V8 engine, adding a sport suspension system, power-adjustable passenger seats, and the contents of the Premium Group I.
- The Durango Citadel ($53,050) pairs the base V6 engine with a Class IV hitch receiver, heavy-duty oil cooler, and load-leveling rear suspension. Comfortable leather upholstery and ventilated front seats make for a pleasant road trip.
- The Durango SRT 392 ($70,850) takes a 6.4L V8 engine and all-wheel-drive and pairs them with Brembo brakes, a limited-slip differential, and adaptive suspension for more rugged terrain.
- At the top of the line, the Durango SRT Hellcat ($91,740) boasts a 710-hp, supercharged, 6.2L V8 engine supported by an extra-capacity cooling system and 20-inch, gloss-black wheels.
Here’s how much you might expect your cost to change based on the trim level of your car:
| Car Trim | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Durango SLT | $97 | $173 |
| Durango GT | $123 | $207 |
| Durango SXT | $104 | $196 |
| Durango Dodge Durango | $80 | $150 |
| Durango Limited | $90 | $176 |
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Dodge Durango SXT | Assurance America | $142 | Fannie, 52, Tucson, AZ | State Minimum | Yes |
| DODGE DURANGO SXT | The General | $1,002 | Harry, 32, Lauderhill, FL | 10/20 | Yes |
| Dodge Durango SXT | Bristol West | $467 | George, 29, Cherry Valley, NY | State Minimum | Yes |
| Dodge Durango GT | Clearcover | $122 | Eddie, 34, Hoffman Estates, IL | State Minimum | Yes |
| Dodge Durango SLT | ROOT | $153 | Aaron, 26, Hudson, FL | No Coverage | No |
Dodge Journey insurance costs
Running from 2009 to 2020, the Dodge Journey lasted a single generation. You read that right: it remained mostly unchanged for 11 years, which probably contributed to its downfall. Consumers faulted it for its lack of safety and convenience features, but on the plus side, its low price and used status make it a cheap ride.
On average, Dodge Journey insurance costs $101 per month for state minimum coverage and $177 per month for a full coverage policy.
The final iteration of the Journey kept things simple with just two trims, starting with the Journey SE Value ($23,675). At the base, you have a 2.4L four-cylinder engine, a four-speed automatic transmission, and front-wheel-drive. Inside, there’s cloth upholstery, manually-adjustable seats, and a 4.3-inch touchscreen.
The Journey Crossroad ($28,595) adds leather upholstery, a power-adjustable driver’s seat, a sunroof, and an 8.4-inch touchscreen. Here’s how much you might expect your cost to change based on the trim level of your car:
Check out some real quotes from Jerry drivers:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Dodge Journey Crossroad | The General | $102 | Travis, 59, Columbia Station, OH | State Minimum | No |
| Dodge Journey SXT | Progressive | $173 | Leila, 38, Birmingham, AL | State Minimum | Yes |
| Dodge Journey SE | Progressive | $135 | Sadie, 22, Hampton, AR | 100/300 | Yes |
| Dodge Journey GT | National General | $164 | Duane, 45, Jacksonville, FL | No Coverage | Yes |
| Dodge Journey SE | Progressive | $89 | Philip, 28, Mary Esther, FL | No Coverage | Yes |
Dodge Grand Caravan insurance costs
Like the Journey, the Dodge Grand Caravan was canceled in 2020. Unlike the Journey, it had a 30-year pedigree. By its final year, it had developed a good formula for an inexpensive and capacious minivan—but it wasn’t good enough to save it from the rising popularity of the SUV.
On average, Dodge Grand Caravan insurance costs $85 per month for state minimum coverage and $159 per month for full coverage.
The 2024 Grand Caravan had just three trims, all of which included a 3.6L V6 engine with 283 horsepower and 260 lb-ft of torque and an automatic six-speed transmission.
- The Grand Caravan ($27,530) comes with tri-zone manual climate controls, a backup camera, a 6.5-inch touchscreen, and a six-speaker audio system.
- The Grand Caravan SE Plus ($30,330) includes automatic headlights, foglights, premium upholstery, and a remote start function.
- Finally, the Grand Caravan SXT ($32,995) adds chrome exterior trim, roof rails, power-sliding rear doors, and leather upholstery.
Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Dodge Caravan SE | Progressive | $182 | Roy, 45, Breaux Bridge, LA | State Minimum | No |
| Dodge Caravan Sport | Aspire Advantage | $60 | Alice, 38, Upland, CA | 30/60 | No |
| Dodge Caravan SE | Progressive | $189 | Hulda, 45, Houston, TX | State Minimum | No |
| Dodge Caravan | Aspire Advantage | $156 | Lester, 51, Los Angeles, CA | 30/60 | Yes |
| Dodge Caravan SE | Progressive | $119 | Miguel, 49, Canton, OH | State Minimum | No |
Are Dodges more expensive to insure?
Compared to the average cost of other cars, Dodges cost 6% more to insure.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Subaru | $85 | $155 |
| Pontiac | $87 | $142 |
| Chevrolet | $92 | $174 |
| Dodge | $95 | $189 |
| RAM | $98 | $189 |
Cheapest Dodges to insure
The cheapest Dodge to insure is the 2010 Dodge Grand Caravan, with an average monthly premium of $57 for state minimum coverage.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| 2010 Dodge Grand Caravan | $80 | $150 |
| 2012 Dodge Grand Caravan | $80 | $195 |
| 2021 Dodge Durango | $80 | $200 |
| 2022 Dodge Charger | $80 | $273 |
| 2010 Dodge Challenger | $80 | $157 |
Most expensive Dodges to insure
The most expensive Dodge model to insure is the 2016 Dodge Charger, with an average monthly premium of $130 for state minimum coverage.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| 2016 Dodge Charger | $130 | $236 |
| 2013 Dodge Challenger | $129 | $211 |
| 2017 Dodge Durango | $126 | $202 |
| 2016 Dodge Durango | $126 | $179 |
| 2023 Dodge Charger | $125 | $262 |
What factors affect Dodge car insurance rates?
Your motor vehicle is just one factor in calculating your car insurance. Here are the other ingredients:
- The cost of your vehicle: Exotic, luxury, or high-performance sports cars have higher collision, comprehensive, and other coverage costs.
- The age of your vehicle: New cars feature more sophisticated technology and materials, so they often cost more to insure.
- The cost of parts: High-value, custom, or imported parts cost more to replace and repair.
- Your age: Car insurance premiums rise for new drivers and teen drivers, drop at 25, and rise again after 75 when vision and hearing loss increase collision risk.
- Your driving history and insurance claims record: Insurance companies give lower rates to safe drivers.
- Your parking spot: If your zip code has a high accident rate, crime rate, or both, you’ll pay higher annual rates.
Specifically, Dodge insurance costs depend on four factors:
- Domestic: The Dodge brand is made in Michigan, eliminating the price premium associated with imported parts.
- Safety ratings: Dodge doesn’t have any models in the IIHS’s circle of Top Safety Picks. While the NHTSA awarded five stars to the Charger and Challenger, the Durango, Journey, and Grand Caravan earned only four.
- Reliability: According to RepairPal, Dodges have above-average reliability ratings across all model years.
- Availability: Special edition and limited-run models require rare parts, which pushes up their repair costs.
Dodge insurance cost for young drivers
Teen drivers between 16 and 19 pay the highest premiums of all age groups, making it difficult to find cheap car insurance for teens. You can save money by adding young drivers to another policy (like their parents’), but don’t skimp on insurance coverage! Collision and comprehensive coverage can fix the damages caused by inexperience.
Dodge insurance cost for senior drivers
As drivers age, their vision, hearing, and reflexes decline, making them more likely to be involved in a car accident. They’re also more likely to be seriously injured in a collision. Drivers with few insurance claims, retirees, and stay-at-home motorists can save money with the best seniors’ car insurance companies.
Dodge insurance cost for drivers with driving violations
A clean driving record will help you get the best auto insurance rates for your Dodge. Having committed any of the following within the past three to five years will result in a surcharge on your monthly insurance bill:
- Speeding tickets.
- DUIs.
- At-fault accidents.
- License suspensions or revocations.
- Reckless driving.
Despite this, even high-risk drivers can find low rates with the right providers. Here are a few examples below.
Cheapest car insurance for Dodge drivers with speeding ticket
Speeding tickets can stay on your record for up to a decade. Whether it’s a single ticket for serious speeding or multiple tickets for minor infractions, it adds up to a lot of money spent on high insurance premiums.
Jerry helped Dodge drivers with speeding tickets find the best rates among multiple providers.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Major | Dodge Durango | Anchor General | $72 | Isaac, 28, Susanville, CA | 30/60 | No |
| Speeding Violation-Major | Dodge Journey Limited | Progressive | $354 | Luke, 60, Wichita Falls, TX | 100/300 | Yes |
| Speeding Violation-Major | Dodge Challenger R/T Scat | Clearcover | $398 | Tillie, 42, Branson, MO | State Minimum | Yes |
| Speeding 1-5 | Dodge Challenger GT | Progressive | $514 | Melvin, 30, Newport News, VA | 50/100 | Yes |
| Speeding Violation-Minor | DODGE DART SXT | National General | $96 | Timothy, 25, Erie, PA | State Minimum | No |
Car insurance for Dodge drivers with a DUI record
Expect to see a big change in your premiums after a DUI conviction. Finding a good deal is hard, but with the right car insurance quote comparison app, you can find providers willing to work with a high-risk driving history.
Cheapest car insurance for Dodge drivers after an accident
High insurance rates tend to follow at-fault accidents and expensive insurance claims. Jerry helped Dodge drivers find savings with these providers after their at-fault accidents:
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Not At Fault | Dodge Durango SXT | Assurance America | $142 | Fannie, 52, Tucson, AZ | State Minimum | Yes |
| At Fault With No Injury | Dodge Challenger SXT | ROOT | $732 | Louise, 26, San Jose, CA | 30/60 | Yes |
| Not At Fault | DODGE DURANGO SXT | The General | $1,002 | Harry, 32, Lauderhill, FL | 10/20 | Yes |
| Not At Fault | Dodge Grand Caravan SE | Bristol West | $239 | Seth, 28, Clarksville, TN | State Minimum | Yes |
| At Fault With No Injury | Dodge Challenger SE | Gainsco | $351 | Rosalie, 44, Fairfax, SC | State Minimum | No |
Learn more: How can I remove an accident from my driving record?
Cheapest car insurance for Dodge drivers with other driving violations on their record
A reckless driving offense, a license suspension, or a license revocation can also hurt your insurance premiums. Lower them in just a few minutes by signing up with Jerry, which helped Dodge drivers get a great deal with these companies:
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Failure to Stop | Dodge Durango SXT | Assurance America | $142 | Fannie, 52, Tucson, AZ | State Minimum | Yes |
| Other Minor | DODGE RAM 1500 SPORT | Commonwealth Insurance | $368 | Hunter, 29, Dayton, OH | State Minimum | Yes |
| Other Minor | Dodge Charger R/T | Dairyland | $284 | Michael, 34, Davenport, FL | No Coverage | Yes |
| Other Minor | Dodge RAM 1500 ST | Trexis | $1,051 | David, 20, Cleveland, OH | State Minimum | Yes |
| Improper Passing | Dodge RAM 2500 SLT | Bluefire | $136 | Cole, 31, Tucson, AZ | State Minimum | No |
How can I lower the cost of my Dodge car insurance?
Take it from Jerry’s 100+ expert insurance agents: you can lower your car insurance rates with a few simple hacks. Find a deal by:
- Buying a cheap model: Choose a model that’s compact, economical to repair, and has high safety ratings if you’re shopping for a Dodge. You can also save a few bucks by buying used.
- Bundling your insurance products: Buying a car and home insurance bundle can save you money.
- Installing a telematics device: Telematics devices track your driving location, distances, times, and habits. The more safely and infrequently you drive, the more likely you are to receive car insurance discounts.
- Reducing your coverage: You might want to drop full coverage if your car is worth less than ten times your premiums.
- Raising your deductible: Decide what you can afford to pay upfront and how much you need to save to choose the best car insurance deductible for you.
- Shopping around: Experts say that comparing deals from at least three different companies every six months is the best way to get dirt-cheap car insurance.
FAQ
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
