Car Insurance in Georgia
Here’s how you can get the insurance you need at the best price in Georgia.
Compare Georgia rates with Jerry

Georgia Insurance Coverage
Drivers in Georgia tend to receive a higher-than-average quote for auto insurance according to Jerry’s data. Drivers in Georgia pay a monthly average of $289.35 for state-mandated minimum coverage. This is higher than the national average for minimum coverage, which is currently $247.18.
Risks for Georgians vary depending on where in the state you live. Drivers in coastal Savannah have to contend with hurricanes that can damage their cars, while drivers in Atlanta may face flooding, hail and tornados and addition to problems related to heavy traffic in the area.
Drivers in Georgia are legally required to carry these minimum levels of coverage:
- Bodily injury liability of $25,000 per person and $50,000 per incident.
- Property damage liability of $25,000 per incident.
Cheapest car insurance cities in Georgia (May 2025)

Cheap Car Insurance in Savannah, GA
These are the cheapest car insurance rates in Savannah, Georgia for factors like age and driving history.

Car Insurance in Georgia by City
Georgians in cities big and small may save money on car insurance by rate shopping.

Best Car Insurance in Georgia for May 2025
Geico is the best car insurance company in Georgia, according to Jerry’s editorial analysis.

Cheap Car Insurance in Atlanta
Atlanta drivers may pay higher rates than Georgia residents in more rural areas, so it's wise to rate shop with multiple insurers to find the most affordable coverage.
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Check out recent quotes Jerry customers have gotten for car insurance in Georgia.
Date of Policy
|
Insurance Company
|
Monthly Quote
|
---|---|---|
May 26, 2025 | Trexis | $119 |
May 25, 2025 | Bristol West | $2,435 |
May 25, 2025 | Bristol West | $253 |
May 25, 2025 | National General | $270 |
May 25, 2025 | Assurance America | $224 |
Last Updated May 27, 2025
Car insurance companies in Georgia

Annie Millerbernd, Feb 13, 2025
Auto-Owners Auto Insurance Review 2025
Auto-Owners car insurance review Jerry rates Auto-Owners 4.9 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account industry ratings, consumer ratings, financial strength and national complaint data. Auto-Owners provides quality car insurance that’s worth considering if you’re in one of the 26 states where the […]
Annie Millerbernd, Jan 8, 2025
Nationwide Auto Insurance Review 2025
Nationwide car insurance review Jerry rates Nationwide car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, consumer ratings, financial strength and national complaint data. Nationwide provides somewhat flexible car insurance, but most of its coverage options and […]
Annie Millerbernd, Jan 8, 2025
Allstate Auto Insurance Review 2025
Allstate auto insurance review Jerry rates Allstate car insurance 4.7 stars out of 5. This score is higher than many other insurers that Jerry rates and takes into account the insurer’s pricing, industry ratings, the company’s financial strength, customer ratings and national complaint data. You’re likely to find what you need with Allstate — the […]