Over the past year, Jerry has helped 11,806 Infiniti drivers find smarter coverage and real savings. By analyzing actual Infiniti insurance policies, we know what owners are paying today and what you can expect at every level of coverage.
Competitive annual prices for Infiniti drivers are currently around:
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$1,121 for basic coverage.
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$3,140 for standard coverage.
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$3,578 for premium coverage.
Of course, these are just a benchmark. The rate you’ll pay depends on factors like your personal driving record, where you live and the Infiniti model you drive.
On average, Infiniti drivers pay between $3,182 and $7,276 per year for full coverage, with an average premium around $5,997. That’s higher than the national average of $4,056, largely because premium materials, advanced tech and luxury-level parts can make repairs more expensive.
Already insured? Jerry pulls live quotes from top insurers so you can instantly compare and see if you’re getting the right protection at the best price. If we find a better deal, you can switch right away, even mid-policy. Jerry will handle the cancellation and make sure you get any refund you’re owed.
Fast track your Infiniti insurance with Jerry.
How much does Infiniti insurance cost?
Infiniti insurance rates vary, but Jerry makes it easy to see what real drivers with your model and profile are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Two Infiniti drivers in the same city can pay very different premiums for identical coverage. Jerry compares rates from trusted insurers to help you find the protection that fits your car, lifestyle and budget.
What’s the best Infiniti car insurance?
Driving an Infiniti means combining power, performance and craftsmanship. Protecting it requires insurance that offers the same balance of protection and cost, which usually means more than state minimum coverage.
If your Infiniti is leased or financed, your lender will require full coverage. You may also need gap insurance, which helps cover what’s left on your loan if the vehicle is totaled.
Jerry recommends Infiniti drivers carry at least 100/300/100 liability with collision and comprehensive. While it’s higher than most state minimums, it’s smart protection for vehicles with advanced systems and high repair values.
Whatever you drive or however you insure it, these are some of the most common coverage options and why Infiniti owners choose them.
Higher liability limits
Infiniti models deliver power and refinement, but at-fault accidents can still lead to high costs. About half (47%) of Jerry Infiniti drivers choose higher-than-minimum liability limits for extra protection.
Full coverage
Comprehensive and collision coverage protect your Infiniti from theft, weather and damage from at-fault accidents. Around 35% of Jerry Infiniti drivers carry full coverage for added confidence.
OEM parts coverage
Keeps your Infiniti performing like new with genuine parts and trained technicians. Typically available for vehicles between three and ten years old.
New car replacement
Replaces your Infiniti with a new one if it’s totaled early on. It’s especially useful for newer models with complex safety and tech systems.
Roadside assistance
Covers towing, lockouts and jump-starts. Infiniti includes complimentary roadside assistance while under warranty, but many drivers extend it for peace of mind.
Rental reimbursement
Covers the cost of a rental car while your Infiniti is in the shop. Most insurers offer 30 to 45 days of coverage depending on your policy and state.
Gap insurance
Covers what’s left on your loan or lease if your Infiniti is totaled. About 39% of all drivers add gap coverage when financing their car.
Accident forgiveness
Keeps your rate from rising after your first at-fault accident. Without it, Infiniti drivers see premiums rise an average of almost 13%.
See coverage options for your Infiniti.
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Coverage definitions
4 best ways to shop for Infiniti insurance and lower rates
Finding the right car insurance means balancing coverage with value. For Infiniti drivers, that balance can vary depending on the model’s performance, luxury features and tech upgrades.
Jerry’s experts help Infiniti owners lower premiums without compromising the protection their vehicles deserve. Here are our top tips.
| How to save | Typical savings |
|---|---|
| Compare quotes | 39% to 64% among INFINITI drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Use tech to set your rate | 6% among all drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before you buy or renew
Not every insurer prices Infiniti coverage accurately. Some overestimate repair costs, while others undervalue the brand’s safety and reliability record. The result? Major price differences for identical coverage.
Here’s where Infiniti drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | INFINITI drivers who switched | Average Jerry savings |
|---|---|---|
| National General | 33% | 26% |
| Progressive | 28% | 18% |
| Root | 17% | 42% |
| Assurance America | 11% | 33% |
| Alpine Rio Credit PLUS | 6% | 81% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Infiniti drivers can save more than 80% by comparing quotes. Jerry shows live prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts for better rates
Many Infiniti drivers qualify for multiple discounts like safe-driver programs, multi-policy bundles or loyalty savings. But insurers don’t always apply these savings automatically. Jerry finds every discount available and makes sure you get full value.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Match your coverage to your Infiniti
From the sporty Q50 to the full-size QX80, every Infiniti has different coverage needs. Most owners carry full coverage and higher limits on newer or high-value models, then adjust deductibles or add-ons as their vehicle ages.
Minimum
$89 – $207/mo
Offers the legal minimum limits, which vary by state.
Full
$207 – $472/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$254 – $600/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$291 – $669/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Infiniti drivers with newer models choose full coverage and higher liability limits. Jerry experts recommend 100/300/100 for protection that fits your vehicle and budget.
Tip 4: Try telematics for personalized savings
Telematics programs use an app or device to track your driving habits, like speed, braking and mileage. Safer drivers who show good habits behind the wheel are rewarded with lower rates.
For Infiniti drivers, these programs can cut premiums by about 6%, especially for those who drive gently and infrequently.
Methodology
Based on drivers with no accidents or violations who saved with Jerry over the past 12 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Infiniti drivers, real savings
Want to see how much Infiniti owners are saving? Here are real drivers, their vehicles and the deals they found after comparing quotes with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Infiniti insurance rates can vary, but overpaying doesn’t have to be part of ownership. Whether you drive a QX60, Q50 or QX80, Jerry helps you find coverage that fits your vehicle’s precision and sophistication, but without the premium price tag.
We compare top insurers, apply every discount and manage renewals so your protection stays seamless year after year.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
