Jerry has helped customers find affordable coverage in Kansas since 2019. In Topeka, here are some key numbers from the past six months:
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Jerry has helped 169 drivers to compare 9 insurance providers.
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Majority of quotes range from $80 to $185 per month.
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On average, Jerry users who switched to a lower quote saved $29 to $168 per month.
If your rates have increased, Jerry can help you rebuild your policy, compare quotes across top insurers and switch directly through the app.
Save on Topeka insurance with Jerry.
How Jerry finds car insurance savings for Topeka drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Topeka drivers find more affordable coverage by comparing up to 9 insurers in just minutes. Here’s a look at real quotes Jerry customers in Topeka found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Kansas
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the lowest price
Comparing quotes from multiple companies helps you avoid paying more than you need for car insurance. Different insurers value driver profiles differently, which can lead to very different prices. Here you can see how Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Rates may go up in Topeka, but insurers don’t price every driver the same way. A lower quote can often be found if you compare. Jerry shows you those price differences in minutes so you don’t overpay.
Jerry Agent Tip 2: Apply discounts to maximize your savings
Drivers in Topeka can lower their premiums by using discounts for things like being a homeowner, going paperless or having modern safety features. Combined, these savings can make premiums more affordable without compromising protection.
It’s not always easy to know which discounts you qualify for, so Jerry finds and stacks them for you automatically.
Key takeaway: Make sure you’re getting the discounts you qualify for. Jerry automatically finds and stacks them to help you keep your premium as low as possible.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
Comparing coverage levels helps you stay protected without paying for more than you need. You can stick with the legal state minimum to keep premiums low, or choose higher tiers for extras like rental coverage, towing and better financial protection after an accident.
Here are the coverage options Topeka drivers can choose from to find the balance that works best:
Full
$97 – $191/mo
Adds collision and comprehensive, often required for leased or financed vehicles.
Preferred
$126 – $251/mo
Includes higher liability limits, lower deductibles and extras like towing or rental reimbursement.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.
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Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
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Check your car’s value (Jerry tracks this for you monthly).
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Choose what you can afford out-of-pocket.
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See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Topeka compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
Get Topeka quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
