New Hampshire Car Insurance Resources

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New Hampshire Car Insurance Resources
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New Hampshire minimum car insurance requirements

New Hampshire requires drivers to carry these minimum levels of coverage:

  • $25,000 in bodily injury liability per person.
  • $50,000 in bodily injury liability per accident.
  • $25,000 in property damage liability per accident.
  • $25,000 in uninsured motorist coverage per person.
  • $50,000 in uninsured motorist coverage per accident.
  • $25,000 in uninsured motorist property damage per accident.
  • $1,000 in medical payments coverage.

New Hampshire drivers can choose to not get car insurance and instead show proof of financial responsibility by depositing money or approved securities with the state treasurer, in an amount that matches the minimum coverage liability limits listed above.

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Recent car insurance quotes in New Hampshire

Monthly Quote
Insurance Company
Date of Policy
City
$40 Progressive April 27, 2025 Concord
$43 Bristol West May 5, 2025 Nashua
$47 Bristol West May 12, 2025 Derry
$61 Progressive May 15, 2025 Walpole
$68 Progressive May 6, 2025 Laconia
Last Updated May 22, 2025
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