Nissan Car Insurance Costs for October 2025

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Written by Lee Huffman and 1 other
Updated Oct 7, 2025
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Nissan Car Insurance Costs for October 2025

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Nissan drivers pay around $320 per month for full coverage car insurance, according to Jerry’s analysis.

Originally known as Datsun in the U.S., Nissan has been producing quality cars for decades. The manufacturer is known for its innovation, and it produces vehicles ranging from sedans and sports cars to SUVs and trucks. Buyers can choose between conventional gas-powered vehicles or EVs and hybrids.

Nissan car insurance rates vary based on which model you choose. That’s why it’s important to compare quotes to find the best coverage for your new vehicle.

Jerry finds quotes from 50 insurance partners fast.

Average Nissan car insurance quotes for Nissan models

The average cost of Nissan car insurance is $320 per month, according to Jerry’s data analysis of full coverage auto insurance quotes. Minimum coverage costs an average of $157 per month.

Your premium depends on which model you buy and personal details, like your age, where you live and your driving habits.

Nissan Model
Average full coverage cost
240 $173
240Sx $154
300Zx $198
350Z $345
370Z $444
720 $234
Altima $337
Armada $287
Cube $198
D21 $141
Frontier $240
Gt-R $683
Juke $271
Kicks $316
Leaf $393
Maxima $381
Murano $272
Nv1500 $291
Nv200 $289
Nv2500 $305
Pathfinder $298
Quest $262
Rogue $287
Sentra $338
Standard $196
Titan $255
Versa $323
Xterra $219
X-Trail $173
Last Updated Oct. 3, 2025

If you have a loan or lease on your vehicle, the lender will require full coverage. You may also need gap insurance, which can help you pay off your loan if your car is totaled.

Click here to see average rates by model for minimum coverage insurance
Nissan Model
Average minimum coverage cost
240 $104
240Sx $139
300Zx $123
350Z $211
370Z $147
720 $187
Altima $163
Armada $144
Cube $98
D21 $86
Frontier $125
Gt-R $209
Juke $149
Kicks $129
Leaf $150
Maxima $182
Murano $148
Nv1500 $144
Nv2500 $95
Pathfinder $164
Quest $148
Rogue $146
Sentra $165
Standard $127
Titan $117
Versa $166
Xterra $128
X-Trail $91
X-Trail $173
Last Updated Oct. 3, 2025

Factors that affect Nissan car insurance costs

When pricing your car insurance policy, insurers consider safety features, as well as the cost to repair or replace parts.

Your Nissan model has a significant impact on your insurance rate. Model-specific factors that help to determine your rate include:

  • Safety features. Vehicles with excellent safety ratings, like the Nissan Pathfinder and the Nissan Rogue, tend to have lower insurance costs.
  • Vehicle value. Expensive cars, like the Nissan GT-R, typically have far higher insurance costs than economy vehicles, like the Nissan Versa or Nissan Altima.
  • Vehicle class. Full-size SUVs tend to have higher insurance costs than compact SUVs and small cars due to their higher price tag.
  • Engine size. Sports cars like the Nissan Z have engines built for speed, which insurers typically view as an increased risk. As a result, performance and sports cars typically see higher insurance costs.
  • Availability of replacement parts. Luxury vehicles and discontinued cars like the Nissan 370Z tend to have expensive or difficult-to-acquire replacement parts, resulting in increased insurance costs.
  • Cost of repairs. If you drive a car with high repair costs, like a high-end luxury vehicle, you can expect to pay steeper insurance rates.

About the Nissan Insurance agency

Nissan partners with Liberty Mutual to offer its own car insurance tailored to Nissan drivers. Policies through Liberty Mutual are available in all 50 states and Washington, D.C.

While it may be convenient to purchase a policy at the dealership, this doesn’t guarantee that you’ll find the cheapest Nissan insurance. Shop for coverage with multiple carriers to find the best deal.

Average cost of Nissan car insurance, by state

While the average cost of full coverage Nissan car insurance is $320, the actual cost can vary by state. State regulations, average repair costs, crime rates and other factors impact the average cost of Nissan car insurance for each state. To get an estimate of what it may cost to insure your Nissan, find your state in the chart below.

State
Average full coverage cost
AL $205
AR $234
AZ $256
CA $293
CO $304
CT $355
DC $478
DE $295
FL $374
GA $395
IA $123
ID $133
IL $221
IN $187
KS $183
KY $339
LA $414
MA $319
MD $427
ME $143
MI $332
MN $218
MO $311
MS $263
MT $156
NC $190
ND $144
NE $194
NH $134
NJ $371
NM $173
NV $514
NY $967
OH $193
OK $245
OR $226
PA $286
RI $287
SC $322
SD $184
TN $212
TX $302
UT $197
VA $290
VT $100
WA $281
WI $198
WV $251
WY $150
Last Updated Oct. 3, 2025

Best companies for Nissan car insurance

Each year, Jerry’s editorial staff evaluates the best car insurance companies. Our ratings are based on industry factors such as combined subsidiary complaints and relative ability to pay out claims.

Here are our top companies for 2025.

Insurance companyBest for:Jerry star rating (out of 5)
GeicoOverall car insurance.5
Auto-OwnersSmall insurance company.4.9
NationwideUsage-based insurance.4.7
AllstateDiscounts.4.7
FarmersCustomizable options.4.6
ProgressiveLoyal policyholders.4.6
Find the best insurance companies for Nissan vehicles in your state.

Cheapest Nissan insurance, by model

The cheapest Nissan insurance for full coverage is $199 per month from Anchor General, according to Jerry’s quote data.

Here are the companies offering the cheapest full coverage car insurance for Nissans.

Insurance Company
Average full coverage cost
Anchor General $199
Aspire Advantage $201
Mercury $224
Safeco $237
ROOT $252
$355
$478
$295
$374
$395
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Liability-only insurance is the absolute cheapest coverage you can buy, but it also offers the least financial protection. While you can reduce your premium by choosing the state-mandated minimum coverage, you leave yourself open to higher out-of-pocket costs if you’re in an accident.

Insurance Company
Average minimum coverage cost
Mercury $60
Anchor General $90
Aspire Advantage $97
Safeco $98
Embark General $122
$355
$478
$295
$374
$395
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Your actual costs vary depending on which state you live in. While one insurer may have the cheapest car insurance nationally, it may not be the most affordable coverage for Nissan vehicles in your state.

Click for the cheapest car insurance by state.
Jerry finds quotes from 50 insurance partners fast.

Nissan Sentra insurance costs

The average car insurance cost for a Nissan Sentra is $338 per month, according to Jerry’s analysis of full coverage quotes. Minimum coverage is available for $165 per month, on average.

According to Kelly Blue Book, the Nissan Sentra was one of the top 25 best-selling cars and trucks in 2025 with over 85,000 cars sold.  However, data from Insurance Institute for Highway Safety (IIHS) indicates that Nissan Sentra drivers file more claims for personal injury, medical payments and bodily injury than average, which could lead to higher premiums on these cars. 

This table uses real car insurance quotes from Jerry customers to show the average monthly premium for different trim levels of the Nissan Sentra.

Nissan Sentra trim
Average full coverage monthly cost
Nissan Sentra $204
Nissan Sentra 1.8 $267
Nissan Sentra 1.8s $263
Nissan Sentra 2.0 $291
Nissan Sentra 2.5s $345
Nissan Sentra Base $193
Nissan Sentra Ca $138
Nissan Sentra E $182
Nissan Sentra Gxe $241
Nissan Sentra Nismo $302
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

The Nissan Sentra’s starting MSRPs range from $21,590 to $25,285, depending on the trim level. This compact sedan received five-star safety ratings from the National Highway Traffic Safety Administration (NHTSA) in 2025 and offers Nissan Safety Shield 360, which includes automatic emergency braking with pedestrian detection, blind spot warning and lane departure warning.

Click for minimum coverage rates for Nissan Sentra.
Nissan Sentra trim
Average minimum coverage monthly cost
Nissan Sentra $133
Nissan Sentra 1.8 $162
Nissan Sentra 1.8s $160
Nissan Sentra 2.0 $169
Nissan Sentra 2.5s $225
Nissan Sentra Base $140
Nissan Sentra Ca $101
Nissan Sentra E $107
Nissan Sentra Gxe $203
Nissan Sentra Nismo $150
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 8, 2025

Nissan Pathfinder insurance costs

The average car insurance cost for full coverage on a Nissan Pathfinder is $297 per month, according to Jerry’s data analysis. By comparison, the average cost of minimum coverage is $164 per month.

In 2025, the Pathfinder received a five-star rating from NHTSA and was a top safety pick by the IIHS. This mid-size SUV includes safety features like intelligent forward collision warning watches two cars ahead to detect sudden slow-downs.

This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Pathfinder.

Nissan Pathfinder trim
Average full coverage monthly cost
Nissan Pathfinder $148
Nissan Pathfinder Le $274
Nissan Pathfinder Platinum $303
Nissan Pathfinder Rock Cree $298
Nissan Pathfinder Rock Creek $224
Nissan Pathfinder S $303
Nissan Pathfinder Sl $315
Nissan Pathfinder Sv $323
Nissan Pathfinder Xe $202
Nissan Sentra Nismo $150
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Drivers can purchase a Nissan Pathfinder with starting MSRPs of $36,400 to $48,640 for two-wheel drive or $38,400 to $50,640 for four-wheel drive, depending on the trim level. The Pathfinder has towing capacity of up to 6,000 lbs and intelligent 4×4 for better handling in low-traction conditions.

Click for minimum coverage rates for Nissan Pathfinder.
Nissan Pathfinder trim
Average minimum coverage monthly cost
Nissan Pathfinder $105
Nissan Pathfinder Le $181
Nissan Pathfinder Platinum $163
Nissan Pathfinder Rock Cree $123
Nissan Pathfinder Rock Creek $54
Nissan Pathfinder S $150
Nissan Pathfinder Sl $133
Nissan Pathfinder Sv $151
Nissan Pathfinder Xe $134
Nissan Sentra Nismo $150
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Nissan Rogue insurance costs

The average cost of car insurance for Nissan Rogue is $287 per month for full coverage, according to real auto insurance quotes for Jerry customers. Minimum coverage insurance is available for $146, on average.

The Nissan Rogue was the fifteenth-best-selling car or truck in 2025, according to Kelley Blue Book. Customers bought more than 109,000 Rogues so far this year. The IIHS found that payouts on Rogue comprehensive claims were below average, which could lead to lower insurance rates.

This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Rogue.

Nissan Rogue trim
Average full coverage monthly cost
Nissan Rogue $333
Nissan Rogue Krom $310
Nissan Rogue Platinum $296
Nissan Rogue Rc $313
Nissan Rogue S $275
Nissan Rogue Select S $286
Nissan Rogue Sl $309
Nissan Rogue Sl Hybrid $332
Nissan Rogue Sport S $289
Nissan Rogue Sport Sl $332
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Prices for the Nissan Rogue start at $28,590 to $38,590 MSRP for front-wheel drive and $33,490 to $39,990 MSRP for all-wheel drive, depending on the trim level. The Rogue seats up to five and features a dual-panel panoramic moon roof, flexible cargo space up to 72.9 cubic feet, and advanced technology like Google built-in, wireless Android Auto compatibility, and a 12.3″ touch-screen display.

Click for minimum coverage rates for Nissan Rogue.
Nissan Rogue trim
Average minimum coverage monthly cost
Nissan Rogue Krom $193
Nissan Rogue Platinum $134
Nissan Rogue Rc $166
Nissan Rogue S $142
Nissan Rogue Select S $180
Nissan Rogue Sl $153
Nissan Rogue Sl Hybrid $257
Nissan Rogue Sport S $138
Nissan Rogue Sport Sl $195
Nissan Rogue Sport Sv $97
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Nissan Frontier insurance costs

The average full coverage premium for a Nissan Frontier is $240 per month, according to real car insurance quotes for Jerry customers. Minimum coverage is available for an average of $124 per month.

Frontier owners have numerous safety features which can help them avoid claims such as rear automatic braking, blind spot warning, rear cross traffic alerts and lane departure warning. This pickup truck also includes convenience features like Apple CarPlay, Android Auto, a 12.3” touchscreen and intelligent cruise control.

This table uses real car insurance quotes from Jerry customers to show the average monthly premium for each trim level of the Nissan Frontier.

Nissan Frontier trim
Average full coverage monthly cost
Nissan Frontier $204
Nissan Frontier Crew Cab Le $197
Nissan Frontier Crew Cab Se $226
Nissan Frontier Crew Cab Xe $154
Nissan Frontier Desert Runn $247
Nissan Frontier King Cab Se $202
Nissan Frontier King Cab Xe $184
Nissan Frontier Pro-4x $260
Nissan Frontier Pro-X $300
Nissan Frontier S $241
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 1, 2025

Nissan Frontier has a starting MSRP of $32,050 to $42,310 for 4×2 models and $35,050 to $45,610 for 4×4 models, depending on the trim level. The Frontier was named the 2025 Best Value Winner for Mid-Size Pickup Trucks by Cars.com.

Click for minimum coverage rates for Nissan Frontier.
Nissan Frontier trim
Average minimum coverage monthly cost
Nissan Frontier $148
Nissan Frontier Crew Cab Se $153
Nissan Frontier Crew Cab Xe $77
Nissan Frontier Desert Runn $120
Nissan Frontier King Cab Le $111
Nissan Frontier King Cab Se $185
Nissan Frontier King Cab Xe $123
Nissan Frontier Pro-4x $126
Nissan Frontier Pro-X $137
Nissan Frontier S $112
$123
$133
$221
$187
$183
$339
$414
$319
$427
$143
$332
$218
$311
$263
$156
$190
$144
$194
$134
$371
$173
$514
$967
$193
$245
$226
$286
$287
$322
$184
$212
$302
$197
$290
$100
$281
$198
$251
$150
Last Updated Oct. 8, 2025

Auto insurance shopping tips for Nissan

You can lower the cost of your Nissan car insurance by following these tips.

  • Compare rates: Get quotes from multiple insurers to find the most affordable rates. Be sure the rates are for comparable coverage types and limits.
  • Ask about discounts: Nissans have many advanced safety features that could lower premiums. Discuss available car insurance discounts to find out if you’re missing out on any savings.
  • Bundle your insurance: You can reduce your premium by bundling your auto insurance with a homeowners, renters or other policy with the same company.
  • Raise your deductible: The deductible is the amount of money you pay before your insurer will pay on a claim. While raising your deductible can lower your bill, it can increase your out-of-pocket costs if you’re in a wreck.
  • Participate in a telematics program: Telematics programs use plug-in devices or mobile apps to price your policy based on your driving habits. Driving safely or using fewer miles may qualify you for lower rates, but poor driving behaviors may increase your premium.
  • Drop comprehensive and collision coverage: These coverage types only pay up to the current market value of your car, minus your deductible. If you drive an older Nissan model with a lower value, it may make sense to drop the coverage.

When shopping for car insurance, your quote is only as good as the information you provide. While insurers can provide rates using little information, when you provide detailed answers upfront, you’ll receive the most accurate quote.

When leasing or financing a Nissan, most lenders require full coverage until your loan is paid off. If your Nissan doesn’t have a loan, you may consider dropping down to state-mandated coverage levels. However, minimum coverage won’t cover repairs or replacement of your vehicle if you’re in an at-fault accident.

CoverageDefinition
Collision insuranceAn optional coverage type that pays to repair or replace your car if it’s damaged in a collision with another vehicle. You can only file an accident-related claim for your vehicle’s repairs if your policy has collision coverage.
Comprehensive insuranceAn optional coverage type that covers damage to your vehicle caused by non-collision hazards, such as car theft, falling tree branches, hail and other unexpected events.
Bodily injury liability (BI)Pays others’ medical costs in an accident you cause, up to your policy limits. It’s mandatory in most states.
Property damage liability (PD)Pays for repairs or replacements of any vehicles or objects you damage in a crash, up to your policy limits. It’s mandatory in most states.
Personal injury protection (PIP)Helps cover medical expenses for you and your passengers after a car accident, regardless of who caused it. This is required in some states.
Medical paymentsAdditional coverage outside of PIP that pays for medical care for you and your passengers after an accident, regardless of who caused it. This is optional in most states.
Uninsured/underinsured motorist coverage (UM/UIM)Covers you, your passengers and any property damage in a case where the other driver is at fault but doesn’t have insurance, or carries insufficient coverage to pay for your costs. This is required in some states.

FAQ

  • Is Nissan expensive to insure?
  • How much is insurance for a Nissan car?
  • What is the cheapest car insurance for Nissan?
  • Does Nissan require full coverage insurance?
MEET OUR EXPERTS
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Lee Huffman

Lee Huffman is personal finance expert who has been writing online since 2012. After spending 18 years experience in banking, insurance and investing, Lee has a knack for translating complex financial topics into everyday language so readers can make informed decisions.
His bylines appear in more than 1,300 articles for numerous online publications, like TIME, Fortune, LendingTree, NerdWallet, Forbes, USA Today, Money, Slickdeals, Business Insider and Investopedia. Lee has an MBA in eBusiness, and he earned his Bachelors in Business Management at Pepperdine University.

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Annie Millerbernd

Annie is a writer and editor at Jerry with more than a decade of experience writing and editing digital content. Before joining Jerry, she was an assistant assigning editor at NerdWallet. Her past work has appeared in the Associated Press, USA Today and The Washington Post. Her work has been cited by Northwestern University and Harvard Kennedy School. Annie served as a spokesperson for NerdWallet during her time at NerdWallet and has been featured in New York Magazine, MarketWatch and on local television and radio stations.

Previously, she worked at USAA and newspapers in Minnesota, North Dakota, California and Texas. She has a bachelor’s degree in journalism from the University of Minnesota.

Over the past 12 months, 25% of drivers who switched with Jerry paid $89 or less per month. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Editorial Note: This article was written by a paid member of Jerry’s editorial team. Statements in this article do not constitute advice or recommendations. You should consult with an insurance professional about your specific circumstances and needs before making any insurance decisions.
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