Over the past year, Jerry has helped 75,289 Nissan drivers find dependable coverage and real savings. By analyzing real Nissan insurance policies, we know what owners are actually paying and what you can expect for each level of protection.
Competitive annual prices for Nissan drivers are currently around:
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$994 for basic coverage.
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$2,811 for standard coverage.
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$3,101 for premium coverage.
Keep in mind, these numbers are starting points. Your personal rate depends on factors like your Nissan model, driving history and location.
On average, Nissan drivers pay between $2,436 and $5,090 annually for full coverage, with an average premium around $4,339. That’s higher than the national average of $3,817, in spite of Nissan’s affordable parts, high safety ratings and reputation for reliability.
Already insured? Jerry pulls live quotes from top insurers so you can easily compare and see if you’re getting the best price and coverage. If we find a better deal, you can switch right away, even before renewal time. Jerry does the legwork to cancel your old policy and help get any refund you’re owed.
Fast track your Nissan insurance with Jerry.
How much does Nissan insurance cost?
Nissan insurance costs vary by model and location, but Jerry makes it easy to see what real drivers like you are paying today.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Key takeaway: Two Nissan drivers in the same city can pay hundreds more or less each year. Jerry compares quotes from top insurers to help you find coverage that fits your car, lifestyle and budget.
What’s the best Nissan car insurance?
Nissan vehicles are built for practicality, performance and peace of mind. Protecting that balance means choosing coverage that goes beyond the minimum and best matches how you drive.
If your Nissan is leased or financed, your lender will require full coverage. You may also need gap insurance, which helps pay off your loan if your vehicle is totaled.
Jerry recommends that Nissan drivers carry at least 100/300/100 liability with collision and comprehensive coverage. While that’s higher than most state minimums, it’s smart protection for vehicles with modern safety systems and higher repair costs.
No matter your insurer or budget, there are several coverage options that can help protect your Nissan. Here are some of the most common, what they include and why Nissan drivers choose them.
Higher liability limits
Nissans are built to last, but at-fault accidents can still be costly. About 45% of Jerry Nissan drivers choose higher-than-minimum coverage for added peace of mind.
Full coverage
Comprehensive and collision coverage protect your Nissan from theft, weather or at-fault damage. Around 40% of Jerry Nissan drivers carry full coverage for extra security.
OEM parts coverage
Keeps your wrecked Nissan running efficiently with factory-approved parts and trained technicians. Usually available for vehicles between three and ten years old.
New car replacement
Replaces your Nissan with a new model if it’s totaled early in ownership. This coverage is especially helpful for newer vehicles with modern technology and safety features.
Roadside assistance
Covers towing, lockouts and jump-starts. New Nissans include roadside coverage for up to three years, but many drivers choose to extend it.
Rental reimbursement
Covers a rental car while your Nissan is being repaired. Most insurers offer 30 to 45 days of coverage depending on your policy and state.
Gap insurance
Pays off what’s left on your loan or lease if your Nissan is totaled. About 39% of all drivers add gap coverage when financing their vehicle.
Accident forgiveness
Keeps your rates from rising after your first at-fault accident. Without it, Nissan drivers see prices increase by nearly 21% on average.
See coverage options for your Nissan.
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Coverage definitions
4 smart ways Nissan drivers can shop and lower insurance costs
Nissan drivers know value, and Jerry helps you find it in your insurance policy, too. Here are our top tips on how to save without cutting corners on coverage.
| How to save | Typical savings |
|---|---|
| Compare quotes | 35% to 60% among Nissan drivers |
| Stack discounts | 26% to 49% among all drivers |
| Adjust coverage | 7% to 61% among all drivers |
| Keep a clean driving record | 35% among Nissan drivers |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Tip 1: Compare quotes before you renew
Not every insurer prices Nissan coverage accurately. Some overestimate repair costs, while others undervalue the brand’s reliability and safety. That leads to big price gaps for the same coverage.
Here’s where Nissan drivers who saved most often switched last year after comparing rates with Jerry:
| Insurance carrier | Nissan drivers who switched | Average Jerry savings |
|---|---|---|
| Progressive | 28% | 10% |
| ROOT | 19% | 8% |
| Assurance America | 8% | 25% |
| National General Value Program | 8% | 34% |
| Bristol West | 8% | 8% |
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Why it matters: Nissan drivers can save over a third by comparing quotes. Jerry shows live prices in real time so you can find your best deal before you buy.
Tip 2: Combine discounts for bigger savings
Many Nissan owners qualify for discounts like safe-driver programs, low mileage or bundling home and auto… but insurers don’t always apply them automatically. Jerry finds and stacks every discount to make sure you’re getting the best price available.
Key takeaway: Discounts can add up to more savings than raising deductibles alone.
Tip 3: Adjust coverage to match your Nissan
From the reliable Altima to the electric LEAF and the rugged Frontier, every Nissan has different coverage needs. This usually means drivers should buy insurance coverage above the minimum amount required. Many owners start with full coverage and higher limits on new models, then adjust deductibles or extras as their cars age.
Minimum
$76– $164/mo
Offers the legal minimum limits, which vary by state.
Full
$156– $310/mo
Includes minimum liability plus collision and comprehensive coverage.
Standard
$198– $410/mo
Increases liability limits, adds things like UM/UIM, medical, towing & more.
Preferred
$221– $457/mo
Raises liability further, lowers deductibles, expands extra coverages.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Why it matters: Most Nissan drivers with newer models choose full coverage and higher limits. Jerry experts recommend 100/300/100 for balanced protection that keeps your Nissan covered for the long haul.
Tip 4: Safe driving habits help lower Nissan insurance costs
For Nissan drivers, safe driving translates directly to savings. Even a single ticket or accident can raise your premium by an average of 44%, or more if it’s a serious violation like a DUI. Staying alert and consistent behind the wheel helps keep your insurance affordable year after year.
Methodology
Based on drivers aged 35-44 who requested standard coverage quotes through Jerry, driving one vehicle (model years 2015 or newer), over the past 18 months. Not all customers find savings. Savings depend on state, policy features, coverage, driving history and other factors.
Jerry Proof: Real Nissan drivers, real savings
Want to see what Jerry can really do for Nissan owners? Here are real drivers, their vehicles and the savings they found by shopping with Jerry.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings vary by state, coverage, driver profile and other factors.
Customer feedback: Drivers who switched with Jerry rate us 4.6 out of 5 stars on Trustpilot.
Drive with confidence
Nissan insurance rates can vary, but overpaying doesn’t have to be part of the drive. Whether you’re in a Rogue, Altima, Frontier or LEAF, Jerry helps you find coverage that matches Nissan’s mix of reliability, innovation and value.
We compare top insurers, find every discount and handle renewals for you. That way, your coverage always stays simple, affordable and consistent.
It only takes 2 minutes to sign up at Jerry.
Stephanie Colestock is a professional writer, CFEI®, and licensed insurance agent specializing in personal finance. With over 14 years of experience, she crafts insightful and accessible content on a wide range of financial topics, including insurance, loans, credit/debt, investing, retirement planning, and banking.
Her bylines appear in top-tier publications such as TIME, Fortune, MSN, Business Insider, USA Today, Money, Fox Business, and CBS. Stephanie’s deep understanding of complex financial concepts and her ability to communicate them clearly have made her a trusted voice in the industry.
When she’s not writing, Stephanie enjoys SCUBA diving, reading a good book, and traveling the world with her family.
Methodology
Statistics and conclusions presented in this article based on drivers who requested quotes through Jerry over the past 12 months and who had no accidents or violations, unless otherwise indicated. Quotes and coverage not available for all customers. Not all customers find savings.
