Jerry has helped customers find affordable coverage in Ohio since 2019. In Toledo, here are some key numbers from the past six months:
-
Jerry has helped 410 drivers to compare 15 insurance providers.
-
Majority of quotes range from $94 to $222 per month.
-
On average, Jerry users who switched to a lower quote saved $34 to $122 per month.
If you want to see what you could save, Jerry can help you check your options in minutes.
Save on Toledo insurance with Jerry.
How Jerry finds car insurance savings for Toledo drivers
If you’ve noticed your car insurance premium going up, you’re not the only one. Jerry helps Toledo drivers find more affordable coverage by comparing up to 15 insurers in just minutes. Here’s a look at real quotes Jerry customers in Toledo found when they shopped around.
Recent quotes
Based on Jerry customers with clean driving records who found savings in the past 12 months. Savings depend on coverage and other factors. Potential savings will vary.
Learn more: Best car insurance in Ohio
If you’re looking to get the best deal on your car insurance, below are four top tips that Jerry’s agents have found.
Jerry Agent Tip 1: Compare quotes to find the cheapest rate
Drivers in Toledo can often save money just by checking quotes from different insurance companies. Each insurer rates your driving history in its own way, so one company might offer a lower price than another for the exact same coverage.
Shopping around is one of the simplest ways to find the cheapest insurance for your needs. Here you can see how recent Jerry customers have received different quotes for the same coverage:
Recent customer quotes
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Compare quotes across several insurers to make sure you’re getting the lowest price for the coverage you want. The Jerry app makes it easy to see your options side by side.
Jerry Agent Tip 2: Stack discounts to cut your premium
Simple things like being a good driver, getting your quote early, or switching to paperless billing can bring your insurance costs down. Since it’s hard to know which discounts actually apply, Jerry checks for your eligible savings so you don’t miss out on extra savings.
Key takeaway: Discounts can make a real difference, and Jerry ensures you don’t miss out. The app automatically finds and stacks the savings that apply to you.
Jerry Agent Tip 3: Balance protection and price to find the right coverage
Optimizing your coverage starts with understanding how each level protects you. Lower coverage keeps premiums down, but offers limited financial protection in a severe accident. Higher tiers add more protection, including coverage for your own car, uninsured drivers and rental reimbursement. Here are the options Toledo drivers can choose from to find the right combination of price and protection:
Minimum
$64 – $104/mo
Meets Ohio’s state minimum liability requirements but doesn’t cover damage to your own car.
Full
$120 – $210/mo
Adds collision and comprehensive coverage to protect your vehicle, and is often required for leased or financed vehicles.
Standard
$153 – $295/mo
Includes uninsured/underinsured motorist coverage and medical payments, which is especially helpful because Ohio’s UM/UIM claims run high in certain regions.
Preferred
$179 – $305/mo
Offers higher liability limits, lower deductibles and extras like rental reimbursement or towing mean premium protection.
Based on drivers with no accidents or violations who saved with Jerry over the past 6 months. Quotes and coverage not available for all customers.
Jerry recommends: Choose the coverage tier that matches your comfort with risk. Then use Jerry to compare real-time quotes for each tier and pick the one that gives you the best value.
-
Coverage definitions
Get personalized car insurance rates now.
Jerry Agent Tip 4: Pick the right deductible
Raising your deductible typically lowers your premium. Just be sure you can comfortably cover that cost if you need to file a claim.
Here’s a look at the deductibles Jerry drivers chose in the past year:
To find the ideal deductible:
-
Check your car’s value (Jerry tracks this for you monthly).
-
Choose what you can afford out-of-pocket.
-
See how deductibles change your rate in real time.
The Jerry difference: Jerry shows you real-time savings across multiple deductible levels, so you can confidently choose the balance between cost and coverage that fits you best.
Drive with confidence
Accidents, bad weather, and unexpected repair bills happen, which is why the coverage you choose really matters. Jerry helps drivers in Toledo compare affordable policies and find the protection that fits their budget. With the right coverage in place, driving feels a lot more calm, safe and confident.
Get Toledo quotes in as little as 2 minutes.
Methodology
To find the cheapest car insurance in each state, we use proprietary, real-world quotes from drivers — not third-party estimates. Each shopping journey includes multiple rounds of quotes, with information verified along the way.
At every stage, we aggregate and anonymize data to protect privacy and ensure accuracy. Because Jerry has delivered millions of quotes, often with multiple offers per driver, our datasets are large enough to avoid bias toward any one region, carrier or driver type.
Unlike other sites that rely on modeled rates, Jerry is a licensed insurance broker in 48 states, giving us firsthand visibility into how quotes are generated and validated.
Unless otherwise stated, rates reflect the last six months of verified full-coverage quotes for clean-record drivers. Data involving accidents or credit uses the last 18 months to ensure reliability.
Read more about Jerry’s data gathering and verification processes
Xuyun Zeng is a writer and editor with a wide-ranging content background including tech, journalism, cars and health care. After graduating with highest honors in journalism, Xuyun led a newspaper to win eight awards, helped start an award-winning film industry podcast and has written over a hundred articles about cars repair, state laws and insurance. Prior to joining Jerry, Xuyun worked as a freelance SEO consultant with a mission to create the best content that will help readers and grow organic traffic.
